Carfinco Financial Group Inc. is a Canada-based company engaged in providing consumer financing for vehicle purchases. The Company purchases loans made by select independent and franchised vehicle dealers in Canada. The Company has three segments: Canada, USA and Corporate. The Canada and USA segments provide consumer credit for vehicle purchases under separate loan programs and operate independently. Corporate segment comprises the assets, liabilities and expenses not directly attributable to a segment, as well as purchase price allocation entries resulting from the business. The Company has two wholly owned subsidiary companies, Carfinco Inc. and Carfinco USA Inc. Carfinco USA operates a wholly owned subsidiary, Carfinco PAC Inc.