Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein...http://www.google.ca/patents/US7606401?utm_source=gb-gplus-sharePatent US7606401 - System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse