A method for facilitating two-party electronic commerce transactions between trading partners on an unsecure network, such as the Internet. In one example, a client makes application for registration by a financial institution in which the client has one or more accounts. The client submits satisfactory...http://www.google.ca/patents/US7003480?utm_source=gb-gplus-sharePatent US7003480 - GUMP: grand unified meta-protocol for simple standards-based electronic commerce transactions
