WO2011158271A1 - Payment system and process - Google Patents

Payment system and process Download PDF

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Publication number
WO2011158271A1
WO2011158271A1 PCT/IT2011/000200 IT2011000200W WO2011158271A1 WO 2011158271 A1 WO2011158271 A1 WO 2011158271A1 IT 2011000200 W IT2011000200 W IT 2011000200W WO 2011158271 A1 WO2011158271 A1 WO 2011158271A1
Authority
WO
WIPO (PCT)
Prior art keywords
sum
bet
money
draw
payment
Prior art date
Application number
PCT/IT2011/000200
Other languages
French (fr)
Inventor
Alessandro Mongarli
Original Assignee
Alessandro Mongarli
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alessandro Mongarli filed Critical Alessandro Mongarli
Publication of WO2011158271A1 publication Critical patent/WO2011158271A1/en

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G07F17/3244—Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
    • G07F17/3255—Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements
    • G07F17/3286—Type of games
    • G07F17/329—Regular and instant lottery, e.g. electronic scratch cards

Definitions

  • the present invention refers to a payment system and a payment process for goods or services for performing a number draw bet.
  • the art proposes a great number of games based on the choice by a player of at least one number among a series of numbers object of a random draw coupled with an association to such number of a betting amount of money: the event determined by the actual draw of the chosen number or numbers generates a money win equal to the betting amoung multiplied by a predetermined coefficient, usually equal to the draw probability of the chosen number or numbers.
  • Object of the present invention is providing a payment system and a payment process corresponding to the purchasing of goods or the providing of a service and subjected to the issue of a payment receipt or quittance coupled with the chance of performing a draw bet of at least one number drawn by an institutional draw system.
  • Figures 1, 2, 3, 4 and 5 show some preferred embodiments or receipts or quittances issued through the process according to the present invention .
  • the present invention therefore refers to a payment process corresponding to the purchasing of goods or the providing of a service and subjected to the issue of a payment receipt or quittance coupled with the chance of performing a draw bet of at least one number drawn by an institutional draw system, without simultaneously purchasing draw tickets.
  • the process according to the present invention comprises the steps of:
  • a) selecting at least one number N and an institutional extraction system of such number N for example, the institutional extraction system can be the game of Lotto and in such case, this step will also comprise the substep of selecting at least one Lotto draw wheel R: preferably, it is possible to select a number N and a wheel R;
  • the cost C can be fixed, or depend on the number of numbers N and the number of wheels R being selected and/or the defined amount of the amount Q of the money cost P;
  • the receipt or quittance stating the payment issued during the above step f) thereby includes the draw date or the M draw dates valid for the bet performed through the process according to the present invention.
  • the cost C for performing the bet can also be function of the number M of valid draw dates.
  • step b) can comprise the substep of defining an additional betting sum S to be correlated with the possible draw of number N.
  • the cost C for performing the bet can also be function of the amount of the additional betting sum S .
  • step g) can comprise the substep of including on the receipt or quittance stating the payment at least one univocal control code proving the truthfulness of the performed bet.
  • the receipt or quittance can include, in addition to usual information of an accounting, tax character, etc., such as money cost P, any other information related to the process according to the present invention, such as selected number N and/or selected wheel R and/or amount Q and/or cost C for performing the bet and/or multiplying coefficient K and/or winning sum V and/or valid draw dates and/or additional bet S and/or additional sum of money T a and/or additional winning sum V a and/or univocal control code proving the truthfulness of the performed bet.
  • an accounting, tax character, etc. such as money cost P
  • any other information related to the process according to the present invention such as selected number N and/or selected wheel R and/or amount Q and/or cost C for performing the bet and/or multiplying coefficient K and/or winning sum V and/or valid draw dates and/or additional bet S and/or additional sum of money T a and/or additional winning sum V a and/or univocal control code proving the truthfulness of the performed bet.
  • Figures 1 and 2 show payment quittances as mail bulletins 1, 3 on which, following the payment of the money cost P of goods or services (as an example equal to € 200.00) performed according to step f) of the process according to the present invention, a first field 9 is printed (both on the payment receipt 11 and on the credit receipt 13) containing number N and wheel R selected by a player/payer user during the above step a) , together with a second field 15 including the cost C (as an example equal to € 0.70) for performing the bet defined in the above step c) .
  • the ticket 8 also includes
  • the invention also refers to a computer program comprising computer program code means adapted to perform all steps of the above described process when such program is run on a computer.
  • the invention also refers to a computer program as defined and contained on a medium readable by a computer.
  • the present invention also refers to a system for electronically enacting the procedure according to the present invention, comprising:
  • means for manually entering data in particular for entering values related to number N, wheel R, amount Q, money cost P, cost C for performing the bet, multiplying coefficient K and possibly additional betting sum S and possibly number M of valid draws;
  • processing means comprise: - means for computing the bet sum as P/Q; and/or means for computing the cost C for performing the bet as function of the number of numbers N and the number of wheels R being selected and/or the defined amount of the amount Q of the money cost P and/or the amount of the additional betting sum S and/or the number M of valid draw dates; and/or
  • the above-described system according to the present invention is made as a cash register.

Abstract

A payment process is described, comprising the steps of: selecting at least one number N and one institutional extraction system of such number N; defining at least one amount Q of the money cost P of goods or services to be paid as bet sum P/Q to be correlated with the eventual draw of such number N; defining at least one cost C for performing the bet; defining a multiplying coefficient K of the bet sum in case of win; performing a payment of at least one sum of money T = C + P corresponding to purchasing such goods or delivering such services; issuing a receipt or a quittance (1, 3, 5, 7, 8) proving such payment; delivering a winning sum V at least equal to V = K * P/Q if afterwards such number N is drawn by such institutional extraction system. A system is further described for electronically enacting the above process.

Description

PAYMENT SYSTEM AND PROCESS
The present invention refers to a payment system and a payment process for goods or services for performing a number draw bet.
As known, the art proposes a great number of games based on the choice by a player of at least one number among a series of numbers object of a random draw coupled with an association to such number of a betting amount of money: the event determined by the actual draw of the chosen number or numbers generates a money win equal to the betting amoung multiplied by a predetermined coefficient, usually equal to the draw probability of the chosen number or numbers.
One of the most known games that adopt the above-described system is Lotto, in which, obviously, the draw of numbers occurs periodicaly on many "wheels" institutionally chosen by the entity organising the game.
Documents US-Al-2006/246992 , WO-Al-01/18759 and WO-A2-98/43149 disclose systems for distributing lottery tickets together with payment receipts through connections to lottery managing entities, according to the preamble of Claim 1.
Object of the present invention is providing a payment system and a payment process corresponding to the purchasing of goods or the providing of a service and subjected to the issue of a payment receipt or quittance coupled with the chance of performing a draw bet of at least one number drawn by an institutional draw system.
The above and other objects and advantages of the invention, as will appear from the following description, are obtained with a process and a system for paying goods or services as claimed in the respective independent claims.
Preferred embodiments and non-trivial variations of the present invention are the subject matter of the dependent claims.
It will be immediately obvious that numerous variations and modifications (for example related to shape, sizes, arrangements and parts with equivalent functionality) could be made to what is described without departing from the scope of the invention as appears from the enclosed claims.
The present invention will be better described by some preferred embodiments thereof, provided as a non-limiting example, with reference to the enclosed drawings, in which:
Figures 1, 2, 3, 4 and 5 show some preferred embodiments or receipts or quittances issued through the process according to the present invention .
The present invention therefore refers to a payment process corresponding to the purchasing of goods or the providing of a service and subjected to the issue of a payment receipt or quittance coupled with the chance of performing a draw bet of at least one number drawn by an institutional draw system, without simultaneously purchasing draw tickets. In particular, therefore, the process according to the present invention comprises the steps of:
a) selecting at least one number N and an institutional extraction system of such number N: for example, the institutional extraction system can be the game of Lotto and in such case, this step will also comprise the substep of selecting at least one Lotto draw wheel R: preferably, it is possible to select a number N and a wheel R;
b) defining at least one amount Q of the money cost P of the goods or the service to be paid as bet sum P/Q to be correlated with the possible draw of number N: obviously, if all money cost P is defined as bet sum, there will be Q = 1;
c) defining at least one cost C for performing the bet; the cost C can be fixed, or depend on the number of numbers N and the number of wheels R being selected and/or the defined amount of the amount Q of the money cost P;
d) defining a multiplying coefficient K of the bet sum in case of win. Obviously, the value of the multiplying coefficient K will be function of the number of numbers N and the number of wheels R being selected: if previously a single number N and a single wheel R have been selected, preferably K = 3;
e) performing a payment of at least one sum of money T = C + P corresponding to the purchase of goods or providing a service: obviously, such payment can occur in any form, for example cash, through credit or debit cards, on-line for purchases on Internet, etc.;
f) issuing a receipt or a quittance proving the above payment;
g) delivering a winning sum V at least equal to V = K * P/Q if afterwards number N is drawn by the institutional extraction system, and in particular if such number N is drawn in the selected wheel R; as known, Lotto extractions are periodic: it is therefore possible to provide that the winning sum V is paid only if number N has been drawn by the institutional extraction system, and in particular if such number N has been drawn in the selected wheel R, only in the draw immediately following the payment made in step f) or in a following number M of such draws: in this latter case, the cost C for performing the bet will also be function of the defined number M of following draws. It is also possible to provide that the receipt or quittance stating the payment issued during the above step f) thereby includes the draw date or the M draw dates valid for the bet performed through the process according to the present invention. Also in this case, the cost C for performing the bet can also be function of the number M of valid draw dates.
Possibly, step b) can comprise the substep of defining an additional betting sum S to be correlated with the possible draw of number N. In such case, step e) will comprise the additional step of performing the payment of an additional sum of money Ta = S corresponding to the purchase of the goods or the delivery of the service, and step g) will comprise the substep of delivering an additional winning sum Va equal to Va = * S if afterwards number N is drawn by the institutional extraction system, and in particular if such number N is drawn in the selected wheel R. Also in this case, the cost C for performing the bet can also be function of the amount of the additional betting sum S .
Possibly, step g) can comprise the substep of including on the receipt or quittance stating the payment at least one univocal control code proving the truthfulness of the performed bet.
With reference to Figures 1, 2, 3, 4 and 5, it is possible to note some preferred embodiments of payment receipts or quittances issued in step g) of the process according to the present invention. In general, the receipt or quittance can include, in addition to usual information of an accounting, tax character, etc., such as money cost P, any other information related to the process according to the present invention, such as selected number N and/or selected wheel R and/or amount Q and/or cost C for performing the bet and/or multiplying coefficient K and/or winning sum V and/or valid draw dates and/or additional bet S and/or additional sum of money Ta and/or additional winning sum Va and/or univocal control code proving the truthfulness of the performed bet.
In particular, Figures 1 and 2 show payment quittances as mail bulletins 1, 3 on which, following the payment of the money cost P of goods or services (as an example equal to € 200.00) performed according to step f) of the process according to the present invention, a first field 9 is printed (both on the payment receipt 11 and on the credit receipt 13) containing number N and wheel R selected by a player/payer user during the above step a) , together with a second field 15 including the cost C (as an example equal to € 0.70) for performing the bet defined in the above step c) .
Figure 3 instead shows a payment receipt 5 issued following a remote payment on which, after the payment of the money cost P for the goods or services (as an example equal to € 212.05) performed according to step f) of the process according to the present invention, a first field 9 is printed (including number N (82) and wheel R (TO) seleced by the player/payer user during the above step a) , together with a second field 15 containing the cost C (as an example equal to € 0.70) for performing the bet defined in the above step c) , and a third field containing the actually paid sum of money T (equal to € 213.75 = C + P = 0.70 + 212.05: in this case Q = 1 and S = 0) .
Figure 4 instead shows a payment receipt as a first tax ticket 7 on which, following the payment of the money cost P for the goods or services (as an example equal to € 39.76) performed according to step f) of the process according to the present invention, a first field 17 is printed, containing number N (85) and wheel R (TO) selected by the player/payer used during the above step a) , together with cost C (as an example equal to € 0.70) for performing the bet defined in the following step c) , and a second field containing the actually paid sum of money T (equal to € 40.96 = C + P = 0.70 + 39.76: in this case Q = 1 and S = 0) and a third field 19 again containing number N and wheel R selected by the player/payer user during the above step a) , the draw date D (20/05/10) valid for the bet and the winning sum V possibly paid in case of draw of the number N on the wheel R on the date D: in this case, K = 3 and V = € 119.18 = K * P = 3 * 39.76).
Figure 5 instead shows a payment receipt as a second tax ticket 7 on which, following the payment of the money cost P for the goods or services (as an example equal to € 20.30) performed according to step f) of the process according to the present invention, a first field 17 is printed, containing number N (19) and wheel R (NA) selected by the player/payer user during the above step a) , together with cost C (as an example equal to € 0.70) for performing the bet defined in the above step c) , and a second field containing the actually paid sum of money T (equal to € 21.00 = C + P = 0.70 + 20.30: also in this case Q = 1 and S = 0) and a third field 19 again containing number N and wheel R selected by the player/payer user during the above step a) and the winning sum V possibly paid in case of draw of number N on the wheel R: also in this case, K = 3 and V = € 60.90 = K * P = 3 * 20.30). In addition, the ticket 8 also includes a field containing an univocal control code CC proving the truthfulness of the ticket 8 and the performed bet.
Obviously, the above examples of receipts and quittances, as well as the distribution thereon of printings and fields containing information related to the process according to the present invention are in no case limiting, since it is wholly obvious that any other form of payment receipt or quittance can be adopted, as well as any other type or distribution of the above information without thereby departing from the scope of the invention.
The invention also refers to a computer program comprising computer program code means adapted to perform all steps of the above described process when such program is run on a computer.
The invention also refers to a computer program as defined and contained on a medium readable by a computer.
Moreover, the present invention also refers to a system for electronically enacting the procedure according to the present invention, comprising:
means for manually entering data, in particular for entering values related to number N, wheel R, amount Q, money cost P, cost C for performing the bet, multiplying coefficient K and possibly additional betting sum S and possibly number M of valid draws;
- means for storing the above values; means for processing the above values;
means for receiving a sum of money T as payment of goods or services;
means for printing at least one receipt or quittance proving the above payment and including at least information related to:
- at least the selected number N;
- at least the selected wheel R.
In particular, the processing means comprise: - means for computing the bet sum as P/Q; and/or means for computing the cost C for performing the bet as function of the number of numbers N and the number of wheels R being selected and/or the defined amount of the amount Q of the money cost P and/or the amount of the additional betting sum S and/or the number M of valid draw dates; and/or
means for computing the sum of money T = C + P and possibly the additional sum of money Ta = S; means for computing the winning sum V equal to V = K * P/Q and possibly the additional winning sum Va equal to Va = K * S; and
means for computing the univocal control code. Preferably, the above-described system according to the present invention is made as a cash register.

Claims

Payment process corresponding to purchasing goods or providing services and subjected to an issue of a payment receipt or quittance, coupled with a chance of performing a draw bet of a number drawn by an institutional draw system, without simultaneously purchasing draw tickets, characterised in that it comprises the steps of :
a) selecting, without connections to institutional draw systems, a number N and an institutional extraction system of said number N;
b) defining at least one amount Q of the money cost P of said goods or services to be paid as bet sum P/Q to be correlated with the possible draw of said number N; c) defining at least one cost C for performing the bet;
d) defining a multiplying coefficient K of the bet sum in case of win;
e) performing a payment of at least one sum of money T = C + P corresponding to said purchasing of goods or said delivering of services ; f) issuing a receipt or a quittance (1, 3, 5, 7, 8) proving the above payment, equipped with an univocal control code CC proving the truthfulness of the issued receipt or quittance (1, 3, 5, 7, 8);
g) delivering a winning sum V at least equal to V = K * P/Q if afterwards said number N is drawn by said institutional extraction system.
Process according to claim 1, characterised in that said institutional extraction system is the game of Lotto and said fase a) comprises the substep of selecting at least one Lotto draw wheel R.
Process according to any one of the previous claims, characterised in that the value of said multiplying coefficient K is function of the number of said numbers N and the number of said wheels R being selected.
Process according to claim 1, characterised in that it comprises the step of selecting a number M of valid draw dates.
Process according to claim 1, characterised in that it comprises the substep of defining an additional betting sum S to be correlated with the possible draw of said number N and in that step e) comprises the additional step of performing the payment of an additional sum of money Ta = S corresponding to said purchasing of goods or said delivering of services, and in that step g) comprises the substep of delivering an additional winning sum Va equal to Va = K * S in case afterwards said number N is drawn by said institutional extraction system.
Process according to any one of the previous claims, characterised in that said cost (C) is fixed, or depends on the number of said numbers
(N) and the number of said wheels (R) being selected and/or the amount of said amount (Q) and/or the amount of said additional betting sum
(S) and/or the number (M) of said valid draw dates .
Process according to any one of the previous claims, characterised in that said receipt or quittance (1, 3, 5, 7, 8) contains information related to said selected number N and/or said selected wheel R and/or said money cost P and/or said amount Q and/or said cost C for performing the bet and/or said multiplying coefficient K and/or said winning sum V and/or said valid draw dates and/or additional betting sum S and/or said additional sum of money Ta and/or said additional winning sum Va and/or said univocal control code CC proving the truthfulness of the performed bet.
8. Computer program comprising computer program code means adapted to perform the steps of said process according to any one of the previous claims when such program is run on a computer. 9. Computer program according to claim 8 and contained in a medium readable by a computer. 10. System to electronically perform the process according to any one of claims 1 to 7, characterised in that it comprises:
- means for manually entering data, in particular for entering values related to said number N, said wheel R, said amount Q, said money cost P, said cost C for performing the bet, said multiplying coefficient K and possibly said additional betting sum S and possibly said number M of valid draws;
- means for storing said values N, R, Q, P, C, K, S, M;
- means for processing said values N, R, Q, P, C, K, S, M; - means for receiving said sum of money T as payment of goods or services;
- means for printing at least one receipt or quittance (1, 3, 5, 7, 8) proving said payment; said means for processing comprising:
- means for computing said bet sum as P/Q; and/or
- means for computing said cost C for performing the bet as function of the number of said numbers N and the number of said wheels R being selected and/or the defined amount of said amount Q of said money cost P and/or the amount of said additional betting sum S and/or said number M of said valid draw dates; and/or
- means for computing said sum of money T = C + P and possibly said additional sum of money Ta = S;
- means for computing said winning sum V equal to V = K * P/Q and possibly said additional winning sum Va equal to Va = K * S; and
- means for computing said univocal control code .
PCT/IT2011/000200 2010-06-17 2011-06-16 Payment system and process WO2011158271A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ITTO2010A000522 2010-06-17
IT000522A ITTO20100522A1 (en) 2010-06-17 2010-06-17 SYSTEM AND PAYMENT PROCEDURE.

Publications (1)

Publication Number Publication Date
WO2011158271A1 true WO2011158271A1 (en) 2011-12-22

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ID=43413355

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PCT/IT2011/000200 WO2011158271A1 (en) 2010-06-17 2011-06-16 Payment system and process

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IT (1) ITTO20100522A1 (en)
WO (1) WO2011158271A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130151320A1 (en) * 2011-12-07 2013-06-13 Szrek2Solutions Llc Payment method and system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998043149A2 (en) 1997-03-21 1998-10-01 Walker Asset Management Limited Partnership Method and system for processing supplementary product sales at a point-of-sale terminal
WO2001018759A1 (en) 1999-09-07 2001-03-15 Walker Digital, Llc Method and apparatus for conducting a lottery ticket transaction
US20060246992A1 (en) 1997-03-21 2006-11-02 Walker Jay S System and method for performing lottery ticket transactions utilizing point-of-sale terminals

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1998043149A2 (en) 1997-03-21 1998-10-01 Walker Asset Management Limited Partnership Method and system for processing supplementary product sales at a point-of-sale terminal
US20060246992A1 (en) 1997-03-21 2006-11-02 Walker Jay S System and method for performing lottery ticket transactions utilizing point-of-sale terminals
WO2001018759A1 (en) 1999-09-07 2001-03-15 Walker Digital, Llc Method and apparatus for conducting a lottery ticket transaction

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130151320A1 (en) * 2011-12-07 2013-06-13 Szrek2Solutions Llc Payment method and system

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