WO2010102334A1 - Expenditure assessment aid - Google Patents

Expenditure assessment aid Download PDF

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Publication number
WO2010102334A1
WO2010102334A1 PCT/AU2010/000272 AU2010000272W WO2010102334A1 WO 2010102334 A1 WO2010102334 A1 WO 2010102334A1 AU 2010000272 W AU2010000272 W AU 2010000272W WO 2010102334 A1 WO2010102334 A1 WO 2010102334A1
Authority
WO
WIPO (PCT)
Prior art keywords
line
value
expenditure
cost
funds
Prior art date
Application number
PCT/AU2010/000272
Other languages
French (fr)
Inventor
Nicole Jane Horsnell
Warren John Bretag
Original Assignee
Nicole Jane Horsnell
Warren John Bretag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from AU2009900952A external-priority patent/AU2009900952A0/en
Application filed by Nicole Jane Horsnell, Warren John Bretag filed Critical Nicole Jane Horsnell
Publication of WO2010102334A1 publication Critical patent/WO2010102334A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00Digital computers in general; Data processing equipment in general
    • G06F15/02Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
    • G06F15/025Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators adapted to a specific application

Definitions

  • This invention relates to an expenditure assessment aid and has particular application to those who may have difficulties identifying numbers or computing even simple summing or subtractions.
  • the problem has particular application where persons may be in receipt of payments and in order to purchase products for instance at a supermarket or other self-service facility, require to firstly after selecting products, assess whether they will either individually or collectively result in more than a value of funds that might exist to pay for these products.
  • the problem is maybe two fold one of which is a difficulty in recognising numerals.
  • a second problem is an ability to be able to assess a running total of costs of goods being selected and then being able to extract that from a given sum which may be a budget figure or an allowable allowance.
  • Our proposal is to. have an apparatus which might in one instance be held discreetly by a ' person wishing to have its assistance but which can provide electronic computations but in such a way and having inputs so that a person of limited skills can be assisted usefully.
  • a first of the lines being "a cost" line
  • an activation member electronically connected through said electronic means such that when operated, the value displayed in the "remaining available funds” line is reduced by the value immediately previously in the "cost” line, and the “running total expenditure” is increased by the same amount.
  • a first line As a “cost” line, this can also be referred to as a “product input price” line.
  • Figure 1 is a visual display of the active components but not including the electronic elements which effect the operation according to very conventional techniques.
  • buttons or tabs which electronically can be activated either by manual pressure or by some form of- manual activation and there are five lines, four of which are visual representations of numbers in accordance with conventional level of significance the example having an upper limit therefore of $999.99. This of course is arbitrary but would represent a reasonable upper limit for many persons to whom this equipment would be useful.
  • the middle numeric line in this case is a running total of purchased items 2 and the bottom numeric line is a balance of funds line 3. '
  • a right hand is used for a zero level and a left hand full bar is used for a full total.
  • buttons now referred to as from left to right 8,9, 10, 11 , and 12 each of which is arranged to effect the numbers only in that line.
  • a simplification is that by continuing to add by extra pushes one of these then in this embodiment this will not then simply add the total increasing the significant numbers eg if one button is pressed 11 times the number will simply revert to a 1 in that line and column.
  • the 4 and 5 tabs must both be pushed in, concurrently at their furthest most apex, and must be held in, for a period of selected period which is as an example 3 seconds.
  • That number will be entered into the balance of funds line 3. line by pushing the buttons firstly the button 8 twice then button 9 five times in succession.
  • the green bar 6 becomes active, in referencing active, they are back lit.
  • the cost of product 1 responds with the number of tab compressions which is to say column by column.
  • running total line 2 will propagate cost of product 1 's figures and therefore running total line 2 will be made active (backlit)
  • green bar 6 will reduce by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds Iine3, in other words, a reducing bar graph which visually indicates how much money the user has left to spend)
  • the cost of product 1 responds with the number of tab compressions.
  • a second product costing $16.99 equates to 1 compression of button 9, 6 compressions of button 10 followed by 9 compressions of button 11 and 9 compressions of button 12.
  • running total line 2 will propagate cost of product 1 's figures and therefore running total line 2 will be made active (backlit)
  • green bar 6 will reduce by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds line 3. in other words a reducing bar graph which visually indicates how much money the user has left to spend)
  • running total line 2 will deduct cost of product 1 's figures and therefore running total line 2 will be made active (backlit) 3 - green bar 6 will increase by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds line 3, in other words a reducing bar graph which visually indicates how much money the user has left to spend)
  • an auditory sound is used to act as an indication of the approaching completion of available funds.
  • the apparatus of this type is constructed as a small computer with a microprocessor, read only memory and read and addressable memory, a screen and appropriate programming to effect the outputs described. It is intended to be a portable device for a person to be able to discretely use and it is therefore battery driven and has an off-on switch which is not specifically shown but which allows the apparatus to be switched off entirely at any time with the result that entries in the RAM will be cleared and on being switched "on" the settings will be reset for a fresh operation.
  • the device When switched “on” the device is programmed to be activated by jointly pressing both tab 4 and tab 5 whereupon the budget line 3 is activated. A budget available value is then input location by location and after three seconds after any last operation the apparatus is programmed to change the activation row to the cost of product row 1.

Abstract

An expenditure assessment aid where there are manually operable inputs (8) through (12) into each of number locations of a cost of product display line (1) and an available funds value is electronically calculated and displayed in an available funds line (3) with each cost of product being input into the aid to enable a warning if more than available funds is projected in costs.

Description

EXPENDITURE ASSESSMENT AID
SPECIFICATION
This invention relates to an expenditure assessment aid and has particular application to those who may have difficulties identifying numbers or computing even simple summing or subtractions.
BACKGROUND OF THE INVENTION
It is known that some people have difficulties either or both identifying numbers or adding or subtracting numbers.
The problem has particular application where persons may be in receipt of payments and in order to purchase products for instance at a supermarket or other self-service facility, require to firstly after selecting products, assess whether they will either individually or collectively result in more than a value of funds that might exist to pay for these products.
In some current situations, a person who has attempted but wrongly chosen products that will exceed their budget, may and often will be totally embarrassed when presenting for instance at a check-out and having to return articles into the store.
The problem is maybe two fold one of which is a difficulty in recognising numerals.
A second problem is an ability to be able to assess a running total of costs of goods being selected and then being able to extract that from a given sum which may be a budget figure or an allowable allowance. SUMMARY OF THE INVENTION
Our proposal is to. have an apparatus which might in one instance be held discreetly by a' person wishing to have its assistance but which can provide electronic computations but in such a way and having inputs so that a person of limited skills can be assisted usefully.
BRIEF DESCRIPTION OF THE INVENTION
In one form of this invention, there is proposed an expenditure assessment aid
comprising or including
a body having a face with visually discernable separate number locations,
and these in lines or rows of displayable numbers representing money amounts,
the separate numbers in each line being also aligned with the separate numbers of the same significance in value in each of the other lines,
a first of the lines being "a cost" line,
a second of the lines being a "running total expenditure" line
and a third line being a "remaining available funds" line,
a manually activatable member visually associated with each number in each line of the same value significance,
electronic means providing interconnections between the respective number locations and each manually activatable member so that when a line is active, its number in each number location is a result of the separate activating of the manually activatable member for that number where the number of activations will effect a corresponding number being shown in a' respective location in accordance with the number of activations,
an activation member electronically connected through said electronic means such that when operated, the value displayed in the "remaining available funds" line is reduced by the value immediately previously in the "cost" line, and the "running total expenditure" is increased by the same amount.
Whereas I have referred to a first line as a "cost" line, this can also be referred to as a "product input price" line.
Other aspects of this invention can be gained by reference to the attached claims and also to the following descriptions.
BRIEF DESCRIPTION OF THE DRAWINGS
For a better understanding of this invention it will now be described with relation to a preferred embodiment which should be described with the assistance of a drawing wherein
Figure 1 is a visual display of the active components but not including the electronic elements which effect the operation according to very conventional techniques.
BRIEF DESCRIPTION OF THE EMBODIMENT
Referring to the drawing there are some mechanically operated parts which are in the form of buttons or tabs which electronically can be activated either by manual pressure or by some form of- manual activation and there are five lines, four of which are visual representations of numbers in accordance with conventional level of significance the example having an upper limit therefore of $999.99. This of course is arbitrary but would represent a reasonable upper limit for many persons to whom this equipment would be useful.
However the invention is not intended to be limited to such an upper limit.
Nor is the invention intended to be limited to any particular alignment of the lines themselves except that there is value in having the relative significance of numerals in one level being aligned with the same level of significance of numerals in another.
Accordingly however, in this case there is a top numeric line which is for an input cost or in other words a product input price 1.
The middle numeric line in this case is a running total of purchased items 2 and the bottom numeric line is a balance of funds line 3. '
On the left hand side of the apparatus, there is a plus triangle showing a tab 4 and on the opposite side a minus triangle which is tab 5.
Above the balance of funds line 3 there is a bar which is electronically arranged so that it will represent an extent of funds expended and by implication therefore the funds remaining by its extent from one of the selected sides of the line.
In this case, a right hand is used for a zero level and a left hand full bar is used for a full total.
To assist persons assessing the significance of the particular number columns there is included in this case representations of currency to the value of one unit in such a line. Appropriately then, there is on the furthest left hand side a $100 bill next in is a $10 bill, next in is a $1 coin, next in is a 10 cent piece and finally a 1 cent piece. Above the bottom line of numerals, there is an electronic "green bar" 6.
Along the top edge of the. top casing are 5 push down buttons, now referred to as from left to right 8,9, 10, 11 , and 12 each of which is arranged to effect the numbers only in that line. A simplification is that by continuing to add by extra pushes one of these then in this embodiment this will not then simply add the total increasing the significant numbers eg if one button is pressed 11 times the number will simply revert to a 1 in that line and column.
WORK FLOW
At any time that a total reset of all numerical input needs to be done, the 4 and 5 tabs must both be pushed in, concurrently at their furthest most apex, and must be held in, for a period of selected period which is as an example 3 seconds.
At the point of release of triangular tab 4 and triangular tab 5, the balance of funds line 3, under the green bar 6, becomes active, and in referencing active, it is back lit.
As an example now if we use tabs through 8 to 12 to enter the full amount of the persons budget, for example $250.00.
That number will be entered into the balance of funds line 3. line by pushing the buttons firstly the button 8 twice then button 9 five times in succession.
After a 3 second (this can be selected as desired) period of no activity from push down buttons 8 to 12, the cost of product line or row 1 becomes active (in referencing active, they are back lit).
At the same time the green bar 6 becomes active, in referencing active, they are back lit. As a product cost is entered via tabs through 8 to 12, the cost of product 1 responds with the number of tab compressions which is to say column by column.
As an example of this, a product costing $4.25 equates to 4 compressions of button 10 followed by 2 compressions of button 11 and 5 compressions of button 12 showing only in cost of product linei .
By compressing triangular tab 4 on the left hand side of the casing, four things will occur
1 - cost of product 1 will clear
2 - running total line 2 will propagate cost of product 1 's figures and therefore running total line 2 will be made active (backlit)
3 - green bar 6 will reduce by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds Iine3, in other words, a reducing bar graph which visually indicates how much money the user has left to spend)
4 - balance of funds line 3 will indicate the balance of funds which are balance of funds line 3 minus cost of product 1.
The balance of funds line 3 tally that started at $250.00 - $4.25 = will now appear as $245.75.
As a product cost is entered via tabs through 8 to 12, the cost of product 1 responds with the number of tab compressions. As an example of this, a second product costing $16.99 equates to 1 compression of button 9, 6 compressions of button 10 followed by 9 compressions of button 11 and 9 compressions of button 12.
This again will show only in cost of product line 1. By compressing triangular tab 4 on the left hand side of the casing, four things will occur
1 - cost of product 1 will clear
2 - running total line 2 will propagate cost of product 1 's figures and therefore running total line 2 will be made active (backlit)
3 - green bar 6 will reduce by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds line 3. in other words a reducing bar graph which visually indicates how much money the user has left to spend)
4 - balance of funds line 3 will indicate the balance of funds which are balance of funds Iine 3 minus cost of product 1.
The balance of funds line 3 tally that started at $250.00 - $4.25 = that then appeared as $245.75 will now reduce to $228.76.
If a mistake is made or an item needs to be removed from the unit this is when the triangular tab 5 is used
Enter the price / cost of the item to be removed and then press triangular tab 5
By compressing triangular tab 5 on the right hand side of the casing, four things will occur
1 - cost of product 1 will clear
2 - running total line 2 will deduct cost of product 1 's figures and therefore running total line 2 will be made active (backlit) 3 - green bar 6 will increase by cost of product 1 's figures (green bar 6 is a visual interpretation of balance of funds line 3, in other words a reducing bar graph which visually indicates how much money the user has left to spend)
4 - balance of funds line 3 will indicate the balance of funds which are balance of funds in line 3 plus cost of product 1.
SOUND EFFECTS
When the balance of funds line 3 reduces to the numerical value of $10.00 in one embodiment or 10% of the original budget number, an auditory sound is used to act as an indication of the approaching completion of available funds.
The apparatus of this type is constructed as a small computer with a microprocessor, read only memory and read and addressable memory, a screen and appropriate programming to effect the outputs described. It is intended to be a portable device for a person to be able to discretely use and it is therefore battery driven and has an off-on switch which is not specifically shown but which allows the apparatus to be switched off entirely at any time with the result that entries in the RAM will be cleared and on being switched "on" the settings will be reset for a fresh operation.
When switched "on" the device is programmed to be activated by jointly pressing both tab 4 and tab 5 whereupon the budget line 3 is activated. A budget available value is then input location by location and after three seconds after any last operation the apparatus is programmed to change the activation row to the cost of product row 1.
If the cost of a product exceeds the available budget as entered into the budget line 3 an error signal will sound. This can be cleared by re-entering a value in the cost of product line 1 which is lower than the available funds in line 3. The apparatus by having a simple input arrangement where the user need only recognize individual numbers and be able to count to 9 and will be able to feel the manual controls even when in a pocket or handbag means that this will be of greater value to those needing such assistance.
It will be seen that from the description thus far that the apparatus can be useful and provide a person with lesser numeric skills a simple aid that can be discreetly used and which hopefully will both save embarrassment and facilitate better budgeting or other control of funds.

Claims

1 An expenditure assessment aid
comprising or including
a body having a face with visually discernable separate number locations,
and these in lines or rows of displayable numbers representing money amounts,
the separate numbers in each line being also aligned with the separate numbers of the same significance in value in each of the other lines,
a first of the lines being "a cost" line,
a second of the lines being a "running total expenditure" line,
and a third line being a "remaining available funds" line,
a manually activatable member visually associated with each number in each line of the same value significance,
electronic means providing interconnections between the respective number locations and each manually activatable member so that when a line is active, its number in each number location is a result of the separate activating of the manually activatable member for that number where the number of activations will effect a corresponding number being shown in a respective location in accordance with the number of activations,
an activation member electronically connected through said electronic means such that when operated, the value displayed in the "remaining available funds"
? line is reduced by the value immediately previously in the "cost" line, and the "running total expenditure" is increased by the same amount.
2 An expenditure assessment aid including
a body having a face with visually discernable separate number locations, for each number location there being means to effect a display of for each any one of a single numeral,
and these in separate rows of displayable numbers representing money amounts in each row,
the separate numbers in each row being also aligned with the separate numbers of the same significance in value in each of the other rows,
a first of the lines being "a cost" line,
a second of the lines being a "running total expenditure" line,
and a third, line being a "remaining available funds" line,
a manually activatable member visually associated uniquely with each numeral location in each column of the same value significance,
and electronic means providing interconnections between the respective number locations and each manually activatable member so that when a row is active, its displayed number in each number location is a result of the separate activating of the manually activatable member for that number where selected number of activations up to 9 will effect a corresponding number being shown in the respective location in accordance with the number of activations, and there being an application member electronically connected through said electronic means such that when operated, the value displayed in the "remaining available funds" row is reduced by the value immediately previously in the "cost" row, and the value displayed in the "running total expenditure" is increased by the same amount.
3 An expenditure assessment aid
as in claim 2 further characterised in that
there is a further manually operable member connected electronically through the electronic means such that upon operation of this member it will effect when the cost line is active a transfer of the value in that line to be added to any value in the running total expenditure line and reduce by that value displayed in the remaining available funds line.
4 An expenditure assessment aid
as in claim 3 further characterised in that
there is a second manually operable member connected electronically through the electronic means such that upon operation of this member it will effect when the cost line is active a reduction of that value from the running total expenditure line arid add by that value a value displayed in the remaining available funds line.
5 A expenditure assessment aid as in claim 4 further characterised in that the said further manually operable member and the second manually operable member are connected electronically to electronic means such that when pressed at the same time for a minimum time period there will be effected an activation of the remaining funds available line and there after once a further time has passed from a last action in relation to that line the cost of product line is uniquely activated.
6 An expenditure assessment aid
as in any one of the preceding claims further characterised in that
there is a light associated with each line and each said light is connected electronically through the electronic means such that upon activation of a respective line the associated light is lit to indicate that active status of that line.
7 An expenditure assessment aid
as in any one of the preceding claims further characterised in that
there is a lighted bar associated with the remaining funds available line where the length of the lighted portion of the bar is proportional to the remaining funds available line value.
8 An expenditure assessment aid
as in any one of the preceding claims further characterised in that
the manually activatable members are for each number location are associated by being aligned with such locations.
PCT/AU2010/000272 2009-03-10 2010-03-10 Expenditure assessment aid WO2010102334A1 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AU2009900952A AU2009900952A0 (en) 2009-03-10 Expenditure assessment aid
AU2009900952 2009-03-10

Publications (1)

Publication Number Publication Date
WO2010102334A1 true WO2010102334A1 (en) 2010-09-16

Family

ID=42727701

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/AU2010/000272 WO2010102334A1 (en) 2009-03-10 2010-03-10 Expenditure assessment aid

Country Status (1)

Country Link
WO (1) WO2010102334A1 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4528638A (en) * 1981-09-17 1985-07-09 Sharp Kabushiki Kaisha Shopping calculator with comparison feature
US4910696A (en) * 1988-01-27 1990-03-20 Grossman Kurt W Computerized personal portable account register
US4961158A (en) * 1988-11-22 1990-10-02 Lester Sussman Portable transaction tracking device
GB2263862A (en) * 1991-10-16 1993-08-11 Steven Lawrance Kirk Shoppers' aid

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4528638A (en) * 1981-09-17 1985-07-09 Sharp Kabushiki Kaisha Shopping calculator with comparison feature
US4910696A (en) * 1988-01-27 1990-03-20 Grossman Kurt W Computerized personal portable account register
US4961158A (en) * 1988-11-22 1990-10-02 Lester Sussman Portable transaction tracking device
GB2263862A (en) * 1991-10-16 1993-08-11 Steven Lawrance Kirk Shoppers' aid

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