WO2008094531A3 - Method and system for payment funding - Google Patents

Method and system for payment funding Download PDF

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Publication number
WO2008094531A3
WO2008094531A3 PCT/US2008/001135 US2008001135W WO2008094531A3 WO 2008094531 A3 WO2008094531 A3 WO 2008094531A3 US 2008001135 W US2008001135 W US 2008001135W WO 2008094531 A3 WO2008094531 A3 WO 2008094531A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment
funding
specification request
sources
source
Prior art date
Application number
PCT/US2008/001135
Other languages
French (fr)
Other versions
WO2008094531A2 (en
Inventor
Helen M Gould
Edward O'neil Garcia
Ryan Melcher
Diego Lagunas
Alvaro Bolivar
Jennifer T Anderson
Karenina Susilo
Ryan Spoon
Alan Lewis
Original Assignee
Ebay Inc
Helen M Gould
Edward O'neil Garcia
Ryan Melcher
Diego Lagunas
Alvaro Bolivar
Jennifer T Anderson
Karenina Susilo
Ryan Spoon
Alan Lewis
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ebay Inc, Helen M Gould, Edward O'neil Garcia, Ryan Melcher, Diego Lagunas, Alvaro Bolivar, Jennifer T Anderson, Karenina Susilo, Ryan Spoon, Alan Lewis filed Critical Ebay Inc
Priority to KR1020097018222A priority Critical patent/KR20090107076A/en
Priority to JP2009548276A priority patent/JP2010517194A/en
Publication of WO2008094531A2 publication Critical patent/WO2008094531A2/en
Publication of WO2008094531A3 publication Critical patent/WO2008094531A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing

Abstract

Embodiments of a method and system for payment funding are disclosed. A funding specification request may be received. The funding specification request may define a plurality of payment sources to be used to pay for a selection of value in a networked system. A payment allocation designating a first payment source of the plurality of sources may be selected from the funding specification request. A designation of a user account as a primary account may be selected from the funding specification request. The primary account may be a second payment source of the plurality of sources and ultimately responsible for providing the value due for the selection of value. Payment for the value due from the first payment source may be processed. An additional payment from the second payment source may be processed when the payment from the first payment source does not satisfy the value due.
PCT/US2008/001135 2007-01-31 2008-01-29 Method and system for payment funding WO2008094531A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
KR1020097018222A KR20090107076A (en) 2007-01-31 2008-01-29 Method and system for payment funding
JP2009548276A JP2010517194A (en) 2007-01-31 2008-01-29 Method and system for payment fund

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11/700,444 US20080183619A1 (en) 2007-01-31 2007-01-31 Method and system for payment funding
US11/700,444 2007-01-31

Publications (2)

Publication Number Publication Date
WO2008094531A2 WO2008094531A2 (en) 2008-08-07
WO2008094531A3 true WO2008094531A3 (en) 2008-12-18

Family

ID=39669046

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2008/001135 WO2008094531A2 (en) 2007-01-31 2008-01-29 Method and system for payment funding

Country Status (5)

Country Link
US (2) US20080183619A1 (en)
JP (3) JP2010517194A (en)
KR (2) KR20120068962A (en)
CN (1) CN101647036A (en)
WO (1) WO2008094531A2 (en)

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US9990621B1 (en) 2015-03-20 2018-06-05 Square, Inc. Merchant application programming interface for splitting bills
US11010706B1 (en) 2015-05-13 2021-05-18 Auctane, LLC Systems and methods for managing and/or facilitating return shipment of items
US10579955B1 (en) 2015-06-30 2020-03-03 Auctane, LLC Methods and systems for providing multi-carrier/multi-channel/multi-national shipping
US10521754B2 (en) 2016-03-08 2019-12-31 Auctane, LLC Concatenated shipping documentation processing spawning intelligent generation subprocesses
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Also Published As

Publication number Publication date
US20080183619A1 (en) 2008-07-31
US20120265676A1 (en) 2012-10-18
JP2015053078A (en) 2015-03-19
KR20120068962A (en) 2012-06-27
JP5656134B2 (en) 2015-01-21
JP2010517194A (en) 2010-05-20
CN101647036A (en) 2010-02-10
KR20090107076A (en) 2009-10-12
JP2013117984A (en) 2013-06-13
WO2008094531A2 (en) 2008-08-07
JP6026492B2 (en) 2016-11-16

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