WO2008004755A1 - Rfid-based fuel charge payment system and payment method using the same - Google Patents

Rfid-based fuel charge payment system and payment method using the same Download PDF

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Publication number
WO2008004755A1
WO2008004755A1 PCT/KR2007/002299 KR2007002299W WO2008004755A1 WO 2008004755 A1 WO2008004755 A1 WO 2008004755A1 KR 2007002299 W KR2007002299 W KR 2007002299W WO 2008004755 A1 WO2008004755 A1 WO 2008004755A1
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WO
WIPO (PCT)
Prior art keywords
payment
customer
information
authentication
rfid
Prior art date
Application number
PCT/KR2007/002299
Other languages
French (fr)
Inventor
Sukil Kim
Original Assignee
Jason R & D Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from KR1020070019935A external-priority patent/KR20080005061A/en
Application filed by Jason R & D Co., Ltd. filed Critical Jason R & D Co., Ltd.
Publication of WO2008004755A1 publication Critical patent/WO2008004755A1/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F13/00—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs
    • G07F13/02—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume
    • G07F13/025—Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs by volume wherein the volume is determined during delivery
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Definitions

  • the present invention is about a fuel charge payment system and payment method using the same, and more particularly about radio frequency identification (RFID) - based fuel charge payment system and payment method which can improve rapidity, accuracy and convenience of payment by attaching a RFID tag on a customer's vehicle for storing personal identification, reading the personal identification, and performing a payment service in real time based on embedded information.
  • RFID radio frequency identification
  • cash or credit card is used for fuel charge paying.
  • a driver arrives at a gas station, fueling is performed, and the driver gives his/her credit card to an operator of the gas station.
  • the operator of the gas station who holds the credit card goes to the station office, inputs the amount to a credit card terminal.
  • the terminal accesses the card issuing company via a value added network (VAN) , receives approval for the use of the credit card, establishes fuel charge payment, and then the operator returns the card and receipt to the driver.
  • VAN value added network
  • the present invention has been made in order to solve problems mentioned above, and the object of the present invention is to provide a fuel charge payment system and payment method using the same, which can solve cumbersomeness occurring when a wallet is taken out, providing rapid payment, and preventing a card from illegal use, by attaching an RFID tag to a vehicle which stores personal identification and other various information, receiving customer information and payment information from the RFID tag in real time, performing customer authentication, making a payment, and allowing a customer to check the payment result by himself/herself .
  • Another object of the present invention is to provide a fuel charge payment system and payment method using the same, which can prevent different types of fuel from being mixed by storing fuel type of a vehicle in an RFID tag, reading the fuel type by an RFID reader mounted on a fuel dispenser, and alerting a warning message if the fuel type of the fuel dispenser does not match with fuel type of the vehicle read from the RFID tag.
  • a radio frequency identification (RFID) -based fuel charge payment system including: an RFID tag which is attached to a customer' s vehicle, stores personal identification for identifying a customer and making payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag if the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information and fuel charge information to request payment, and stores an identification of a gas station and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input a password; a intermediate service server which requests to a payment server for customer authentication and payment according to the payment request of the fueling POS system; and a payment server which inquires about the customer
  • RFID radio frequency identification
  • an RFID-based fuel charge payment system including: an RFID tag which is attached to a customer's vehicle, stores personal identification for identifying a customer and making ⁇ - payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag if the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information and fuel charge information request for payment, and stores an identification of a gas station and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input a password; a intermediate service server which includes a database storing customer information so as to inquire about the customer information and perform an authentication process using the personal identification according to the request for the payment of the fueling
  • the RFID-based fuel charge payment system may further include a customer management server which includes a database for storing various information which corresponds to the customer identification stored in the RFID tag, receives the payment information and the identification of the gas station from the fueling POS system, and updates the customer payment information of the database .
  • a customer management server which includes a database for storing various information which corresponds to the customer identification stored in the RFID tag, receives the payment information and the identification of the gas station from the fueling POS system, and updates the customer payment information of the database .
  • the RFID tag may be composed with plural RFID tags which react to different specific frequencies that math each automotive fuel brand and the RFID may be configured to read only one tag corresponding to the specific frequency of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
  • the RFID tag may be composed with plural RFID tags which store different classification codes that match each automotive fuel brand and the RFID reader may be configured to discern an specific RFID tag which stores the classification code of an automotive fuel brand, and then to recognize personal identification from the only specific RFID tag.
  • the RFID tag may be attached to either next to a fuel-tank neck, a front-side glass or a back-side glass of the vehicle.
  • the RFID reader may be mounted in a fueling device.
  • the RFID reader may be configured to be portable so that it can be moved to an RFID tag in order to read customer identification stored in it.
  • the RFID-based fuel charge payment system may further include a voice information provision device for supporting a voice-out service.
  • the RFID tag may include fuel type of the vehicle, and the RFID reader may read fuel type of the fuel dispenser and alert a warning message to the voice information provision device to prevent different types of fuel from being mixed when the fuel type of the vehicle read by the RFID tag is not equal to the fuel type of the fuel dispenser.
  • the RFID tag may be configured to respond to one specific frequency and stores customer identification information and payment information together.
  • the RFID tag may be configured to respond to two specific frequencies to which the customer identification information and payment information separately react, and the RFID reader may be configured to separately read two specific frequencies assigned for each customer identification information and payment information.
  • the fueling POS system may further include a display monitor, and the display unit and the display monitor may provide various kinds of advertisement.
  • an RFID-based fuel charge payment method including: an information reception step SlO at a payment server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle;; an authentication step S20 of inquiring about customer information and performing authentication of a customer and gas station from the received information; an authentication error information transmission step S30 of transmitting an authentication error message if the payment server cannot perform the customer authentication; an authentication information re- reception step S40 of re-receiving the authentication information after the authentication error information transmission step; a payment step S50 of making a payment at the payment server when the authentication is performed in the customer authentication step; and a payment information provision step S60 of transmitting a payment result to a fueling POS system of a fueling station via a intermediate service server such that the customer checks the payment result by himself/herself .
  • an RFID-based fuel charge payment method including: an information reception step SlOO at a intermediate service server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle;; an authentication step S200 of inquiring about customer information and performing customer authentication and fueling station authentication from the received information; an authentication error information transmission step S300 of transmitting an authentication error message if the intermediate service server cannot perform the customer authentication; an authentication information re-reception step S400 of re-receiving the authentication information after the authentication error information transmission step; a payment request step S500 of requesting payment at the intermediate service server when the customer authentication is completed; a payment step S600 of making a payment at the payment server when a payment request is received and updating the payment result; and an information provision step S700 of transmitting the payment result to a fueling POS system of a fueling station such that the customer checks the payment result by himself/herself .
  • FIG. 1 is a view showing the structure of a RFID-based fuel charge payment system according to an embodiment of the present invention
  • FIG. 2 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention
  • FIG. 3 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 1;
  • FIG. 4 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention.
  • FIG. 5 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 4.
  • FIG. 1 is a view showing the structure of a RFID-based fuel charge payment system according to an embodiment of the present invention, which includes a RFID tag 1, a RFID reader 2, a fueling POS system 3, a intermediate service server 5, and a payment server 6.
  • the RFID-based fuel charge payment system according to the present invention further can include a customer management server 4.
  • the RFID tag 1 stores personal identification for customer identification and payment, and reacts at a specific frequency signal.
  • the RFID tag 1 is attached to either next to a fuel-tank neck 11, a front-side glass or back-side glass of a vehicle.
  • the RFID tag 1 is normally in an idle state and is activated when a radio wave of a specific frequency generated at the RFID reader 2 is detected.
  • the RFID tag 1 may be configured to respond to one specific frequency and stores customer identification information and payment information together.
  • the RFID tag 1 may be configured to respond to two specific frequencies to which customer identification information and payment information separately react, and the RFID reader 2 may be configured to separately read two specific frequencies assigned for each customer identification information and payment information.
  • the RFID reader 2 generates the specific frequency and detects the specific frequency signal generated at the RFID tag 1 if the RFID tag 1 is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag 1.
  • the RFID reader 2 is mounted in a fueling device 21 of a gas station.
  • the RFID reader 2 may be configured to be portable so that it can be te—be moved to the RFID tag 1 in order to read customer identification stored in it.
  • the RFID tag 1 may be composed with plural RFID tags which react to different specific frequencies that match each automotive fuel brand and the RFID reader 2 may be configured to read only one tag corresponding to the specific frequency of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
  • the RFID tag 1 may be composed with plural RFID tags which store different classification codes that match each automotive fuel brand, and the RFID reader 2 may be configured to discern a specific RFID tag which stores the classification code of an automotive fuel brand, and then to recognize personal identification from the only specific RFID tag 1.
  • the fueling POS system 3 receives the personal identification from the RFID reader 2 and provides fueling amount, fuel charge, and payment result via a wired/wireless communication network such that the customer checks the fueling amount, fuel charge, and payment result by himself/herself .
  • the fueling POS system 3 includes a display unit 31 and an authentication terminal 32 for allowing the customer to input a password.
  • the fueling POS system stores an identification of the gas station.
  • the fueling POS system 3 collects and transmits the identification of the gas station, in which the fueling POS system 3 is provided, the personal identification stored in the RFID tag 1, and the customer's password input via the authentication terminal 32 to the intermediate service server 5.
  • the fueling POS system 3 may further provide an advertisement service of an automotive fuel brand via the display unit 31 to improve advertisement revenue and may provide an advertisement service based on preferences of customers to improve customer satisfaction.
  • the fueling POS system 3 may also display information by the display unit 31, on a display monitor 33 attached to a place close to the driver's seat of the vehicle such that the customer, who sits on the driver's seat of the vehicle, can have good sight of the information.
  • a payment terminal 34 which performs a function necessary for payment may be separately provided.
  • the payment terminal 34 includes a payment window 341 for displaying payment information provided via the display unit 31, an RFID read unit 342 and authentication unit 343.
  • the payment terminal 34 may recognize the RFID tag 1 attached to the vehicle, and may collect and transmit the identification of the gas station, the identification of the customer, and the customer' s password input by the keyboard of the payment terminal to the intermediate service server 5 without using the fueling POS system such that the payment is made.
  • the customer management server 4 includes a database 41 for storing various customer information corresponding to the personal identification stored in the RFID tag 1, receives the payment result from the intermediate service server or the fueling POS system, and updates the customer information and the gas station payment information of the database 41. At this time, a mileage point is accumulated and updates the customer information.
  • the intermediate service server 5 performs a relay function for making a request for customer authentication and payment according to the payment request of the fueling
  • the intermediate service server 5 further includes a short message service process unit (not shown) , which provides a service for transmitting payment details to a mobile terminal 71 of the customer via a connection service of a mobile service provider so as to prevent illegal card use .
  • a short message service process unit (not shown) , which provides a service for transmitting payment details to a mobile terminal 71 of the customer via a connection service of a mobile service provider so as to prevent illegal card use .
  • the payment server 6 performs gas station authentication, inquires about the customer and performs customer authentication according to the request for the customer authentication and payment of the intermediate service server 5, and makes payment according to the authentication result.
  • the payment server 6 may be either a credit card company server 51, where the customer is subscribed, or a bank server 52, where the customer's payment account is opened.
  • the fuel dispenser 21 or the fueling POS system 3 further includes a voice information provision device (not shown) for providing a voice-out service.
  • the payment terminal 34 further includes the voice information provision device (not shown) for supporting the voice-out service.
  • the voice information provision device (not shown) to notify the operator of the customer information read by the RFID reader 2 or the RFID read unit 342, it is possible to efficiently manage the customer. For example, when a voice message for notifying that the customer is a VIP who frequently visits the gas station is transmitted, it is possible to provide a service corresponding to the VIP.
  • the customer authentication may be accomplished via the mobile terminal of the customer.
  • the fueling POS system transmits a customer password input command to the customer' s mobile terminal and performs the customer authentication by password input from the customer' s mobile terminal instead of inputting by the authentication terminal.
  • the RFID tag 1 further includes fuel type of a vehicle.
  • the RFID reader 2 compares fuel type of the fuel dispenser with the fuel type read from the RFID tag 1 and alerts a voice warning message or sound via the voice information provision device (not shown) if the fuel type of the fuel dispenser is not equal to the fuel type read from the RFID tag 1, thereby preventing types of fuel from being mixed.
  • FIG. 3 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 1, which includes an information reception step SlO at a payment server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle, an authentication step S20 of inquiring about the customer information and performing the customer authentication and the gas station from the received information, an authentication error information transmission step S30 of transmitting an authentication error message if the payment server cannot perform the customer authentication, an authentication information re- reception step S40 of re-receiving the authentication information after the authentication error information transmission step, a payment step S50 of making a payment at the payment server when the authentication is performed in the customer authentication step, and a payment information provision step S60 of transmitting the payment result to the fueling POS system of the gas station via the intermediate service server such that the customer checks the payment result by himself/herself .
  • the customer is assigned to a personal identification, registers various information including password, receives an RFID tag for storing the personal identification, and attaches the RFID tag either next to a fuel-tank neck, the front-side glass or the back- side glass of a vehicle.
  • An RFID reader is mounted in a fuel dispenser of a gas station.
  • the RFID reader continuously generates a radio wave of a specific frequency, and reads the personal identification of the customer stored in the RFID tag attached to a vehicle to be fueled.
  • the RFID reader continuously generates the radio wave of the specific frequency
  • the RFID tag attached to the customer's vehicle is activated by the specific frequency, and the RFID reader reads the personal identification stored in the RFID tag.
  • the RFID reader may read the personal identification stored in an RFID tag corresponding to the identification of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
  • the personal identification of the customer read from the RFID tag is transmitted to the fueling POS system which communicates with the RFID reader wiredly or wirelessly.
  • the fueling POS system transmits the received personal identification of the customer, the password of the customer input via the authentication terminal, the payment information, and the identification of the gas station to the intermediate service server.
  • the intermediate service server requests the payment server to inquire about the customer information and the gas station information and to perform authentication and payment processes.
  • the payment server performs the authentication of the gas station using the identification of the gas station and then checks whether the personal identification of the customer is stored in the database.
  • the customer's password stored in the database is compared with the customer's password input via the authentication terminal.
  • the customer and the gas station authentication are completed, it determines whether payment is possible, the payment is made if the payment is possible, and the payment result is transmitted to the intermediate service server.
  • the customer may be allowed to re-input the password several times, for example, three times.
  • the payment server may perform the customer authentication using the password which is directly input by the customer via the authentication terminal or transmit a password input command signal to the customer's mobile terminal and perform the authentication using the password input via the customer's mobile terminal.
  • the payment server determines whether the payment is possible, makes the payment if the payment is possible, and transmits the payment result to the customer management server.
  • the payment server is the bank server where the customer's payment account is opened, it is determined whether a payment charge exceeds the balance of the payment account. If it is determined that the payment charge does not exceed the balance of the payment account, the payment is made, and, if it is determined that the payment charge exceeds the balance of the payment account, a payment error message is transmitted to the customer management server.
  • the payment server is a credit card company server where the customer is subscribed
  • the credit information of the customer is received from the database of a credit information provision server or the credit card company server to inquire about the credit state of the customer and the use limit of the card.
  • the payment is made and, if the inquired result is not acceptable, a payment error message is transmitted to the intermediate service server.
  • the relay server receives the payment result from the payment server and transmits the payment result to the gas station.
  • the gas station or the intermediate server may transmit the payment result to the customer management server and update the customer information and the gas station information in the database.
  • a process of accumulating mileage point of the automotive fuel brand, to which the gas station belongs, according to the payment charge of the customer may be performed.
  • the payment result may be transmitted to the customer' s mobile terminal via the connection service of the mobile service provider in the form of a short message service.
  • the gas station provides the payment result, that is, payment details or a payment error reason, via the display unit, the authentication terminal, or the separate display monitor of the fueling POS system such that the customer checks the payment result by himself / herself. If a payment terminal is separately provided, the payment details or the payment error reason is transmitted to the payment terminal to issue a receipt.
  • FIG. 4 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention.
  • the structures and the functions of the components except for the functions of the intermediate server 5 and the payment server 6 are equal to those of the components of FIG. 1 and thus the detailed description thereof will be omitted.
  • the fuel charge payment system includes an RFID tag 1, an RFID reader 2, a fueling POS system 3, a intermediate server 5, and a payment server 6.
  • the fuel charge payment system may further include a customer management server 4.
  • the intermediate server 5 includes a database including customer information, extracts the password of the customer from the personal identification of the customer according to a payment request from the fueling POS system 3 of the gas station, inquires about the customer information, performs customer authentication, and requests payment according to the authentication result.
  • the fuel charge payment system may separately include a payment terminal 34 including a payment window 341, an RFID reading unit 342, and an authentication unit 343.
  • the intermediate server may perform the customer authentication using the customer' s password received from the fueling POS system 3 or transmit a password input command signal to the customer' s mobile terminal and perform the customer authentication using the password input via the customer' s mobile terminal.
  • the payment server 6 receives the payment information from the intermediate server 5 and updates the payment result in the customer information.
  • the intermediate server performs a relay function for the authentication and payment between the gas station and the payment server in the embodiment shown in FIG. 1, the intermediate server performs the customer authentication and payment processes and notifies the gas station or the payment server of the processed result in the present embodiment .
  • FIG. 5 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 4. The detailed description of the steps equal to those of FIG. 3 will be omitted.
  • the payment method includes a information reception step SlOO at a intermediate service server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle, an authentication step S200 of inquiring about the customer information and performing authentication of a customer and gas station from the received information, an authentication error information transmission step S300 of transmitting an authentication error message if the intermediate service server cannot perform the customer authentication, an authentication information re-reception step S400 of re- receiving the authentication information after the authentication error information transmission step, a payment request step S500 of requesting payment at the payment server when the authentication is completed, a payment step S600 of making a payment at the payment server when a payment request is received and updating the payment result; and an information provision step S700 of transmitting the payment result to the fueling POS system of the gas
  • the intermediate service server inquires the customer and gas station information stored in the database according to the information received from the gas station, performs the authentication process, and makes payment for a fuel charge.
  • the authentication error information is transmitted to the fueling POS system of the gas station such that the customer may be allowed to re-input the password several times, for example, three times.
  • the intermediate service server may perform the customer authentication using the password which is received from the fueling station or transmit the password input command signal to the customer' s mobile terminal and perform the customer authentication using the password input via the customer' s mobile terminal in order to increase the security of the customer authentication.
  • the payment server determines whether the payment is possible, makes the payment if the payment is possible, and updates the payment result via the fueling POS system of the gas station and the bank server or the credit card company server.
  • the gas station or the intermediate service server transmits the payment result to the customer management server to update the customer information and the gas station information in the database.
  • a process of accumulating mileage point of the automotive fuel brand, to which the gas station belongs, according to the payment charge of the customer may be performed.
  • the payment result may be transmitted to the customer' s mobile terminal via the connection service of the mobile service provider in the form of a short message service.
  • the gas station provides the payment result, that is, payment details or a payment error reason, via the display unit, the authentication terminal, or the separate display monitor of the fueling POS system such that the customer checks the payment result by himself / herself.
  • a payment terminal 34 If a payment terminal 34 is separately provided, the payment details or the payment error reason is transmitted to the payment terminal to issue a receipt.
  • the RFID tag for storing the personal identification of the customer since the RFID tag for storing the personal identification of the customer is used, it is possible to automatically identify the customer and to rapidly make payment only by inputting the password of the customer.
  • an RFID tag storing personal identification is attached to a vehicle, the personal identification is read by an RFID reader and authentication and payment processes are automatically performed by a intermediate service server.
  • the personal identification may be transmitted to a payment server via the intermediate service server, and authentication and payment processes may be automatically performed via the payment account or of the customer. Accordingly, since a separate process for identifying the customer or making a payment is not required, it is possible to make payment rapidly. Since the customer is identified by the personal identification included in the RFID tag attached to the vehicle and the customer' s password, which is directly input by the customer using an authentication terminal, it is possible to prevent illegal payment if the password of the customer is not opened although the vehicle is robbed and to prevent illegal card use to accomplish safe payment.
  • the customer can check a payment process at the driver' s seat of the vehicle by himself / herself without a separate procedure, the customer does not need to take his/her wallet out of his/her bag or pocket and thus the payment is easily made.

Abstract

Disclosed herein are a radio frequency identification (RFID) -based fuel charge payment system and payment method using the same which are capable of improving rapidity, accuracy and convenience of payment by attaching a RFID tag for storing personal identification to a customer's vehicle, reading the personal identification, and performing a payment service in real time based on read information. The RFID-based fuel charge payment system includes an RFID tag which is attached to a customer's vehicle, for reacting at a specific frequency signal; an RFID reader for reading personal identification stored in the RFID tag; a fueling POS system which includes a display unit and an authentication terminal for allowing the customer to input password; a intermediate service server for making a request for customer authentication and payment; and a payment server for making a payment according to the authentication result.

Description

RFID-BASED FUEL CHARGE PAYMENT SYSTEM AND PAYMENT METHOD USING THE SAME
BACKGROUND OF THE INVENTION
Field of the Invention
The present invention is about a fuel charge payment system and payment method using the same, and more particularly about radio frequency identification (RFID) - based fuel charge payment system and payment method which can improve rapidity, accuracy and convenience of payment by attaching a RFID tag on a customer's vehicle for storing personal identification, reading the personal identification, and performing a payment service in real time based on embedded information.
Description of the Related Art
At an ordinary gas station, cash or credit card is used for fuel charge paying. When using a credit card, first, a driver arrives at a gas station, fueling is performed, and the driver gives his/her credit card to an operator of the gas station.
Then, the operator of the gas station who holds the credit card goes to the station office, inputs the amount to a credit card terminal. Then the terminal accesses the card issuing company via a value added network (VAN) , receives approval for the use of the credit card, establishes fuel charge payment, and then the operator returns the card and receipt to the driver. However, in credit card payment, since the driver's credit card is lent to the operator of the gas station, illegal card usage is possible to be happened.
In addition, when the operator holds plural credit cards of each customer, he/she might happen to return credit cards mix-matched.
In addition, when either credit card or cash payment is made, the driver has to unfasten his/her seat belt, take his/her wallet out of an inside pocket of his/her outerwear or a hip pocket of his/her pants, and give his/her credit card or cash to the operator.
Especially when the payment is made by credit cards, the driver has to hold his/her wallet on hand, put the wallet on a seat or into his/her pocket, receive the credit card after the payment is finished, put the credit card in the wallet, put the wallet into the pocket, and fasten his/her seat belt. Accordingly, such payment by credit cards is cumbersome. Particularly, both payment methods are cumbersome for a male customer who puts his wallet in a hip pocket of his pants. SUMMARY OF THE INVENTION
Therefore, the present invention has been made in order to solve problems mentioned above, and the object of the present invention is to provide a fuel charge payment system and payment method using the same, which can solve cumbersomeness occurring when a wallet is taken out, providing rapid payment, and preventing a card from illegal use, by attaching an RFID tag to a vehicle which stores personal identification and other various information, receiving customer information and payment information from the RFID tag in real time, performing customer authentication, making a payment, and allowing a customer to check the payment result by himself/herself .
Another object of the present invention is to provide a fuel charge payment system and payment method using the same, which can prevent different types of fuel from being mixed by storing fuel type of a vehicle in an RFID tag, reading the fuel type by an RFID reader mounted on a fuel dispenser, and alerting a warning message if the fuel type of the fuel dispenser does not match with fuel type of the vehicle read from the RFID tag.
In accordance with the present invention, the objects mentioned above can be accomplished by the provision of a radio frequency identification (RFID) -based fuel charge payment system including: an RFID tag which is attached to a customer' s vehicle, stores personal identification for identifying a customer and making payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag if the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information and fuel charge information to request payment, and stores an identification of a gas station and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input a password; a intermediate service server which requests to a payment server for customer authentication and payment according to the payment request of the fueling POS system; and a payment server which inquires about the customer information and performs an authentication process using the personal identification according to the request for the customer authentication and payment of the intermediate service server, and makes payment according to the authentication result.
In accordance with another aspect of the present invention, the above and other objects can be accomplished by the provision of an RFID-based fuel charge payment system including: an RFID tag which is attached to a customer's vehicle, stores personal identification for identifying a customer and making β- payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag if the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information and fuel charge information request for payment, and stores an identification of a gas station and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input a password; a intermediate service server which includes a database storing customer information so as to inquire about the customer information and perform an authentication process using the personal identification according to the request for the payment of the fueling POS system and make payment according to the authentication result; and a payment server which receives payment information from the intermediate service server and updates the information. Preferably, the RFID-based fuel charge payment system may further include a customer management server which includes a database for storing various information which corresponds to the customer identification stored in the RFID tag, receives the payment information and the identification of the gas station from the fueling POS system, and updates the customer payment information of the database .
Preferably, the RFID tag may be composed with plural RFID tags which react to different specific frequencies that math each automotive fuel brand and the RFID may be configured to read only one tag corresponding to the specific frequency of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
Preferably, the RFID tag may be composed with plural RFID tags which store different classification codes that match each automotive fuel brand and the RFID reader may be configured to discern an specific RFID tag which stores the classification code of an automotive fuel brand, and then to recognize personal identification from the only specific RFID tag.
Preferably, the RFID tag may be attached to either next to a fuel-tank neck, a front-side glass or a back-side glass of the vehicle.
Preferably, the RFID reader may be mounted in a fueling device. The RFID reader may be configured to be portable so that it can be moved to an RFID tag in order to read customer identification stored in it.
Preferably, the RFID-based fuel charge payment system may further include a voice information provision device for supporting a voice-out service. The RFID tag may include fuel type of the vehicle, and the RFID reader may read fuel type of the fuel dispenser and alert a warning message to the voice information provision device to prevent different types of fuel from being mixed when the fuel type of the vehicle read by the RFID tag is not equal to the fuel type of the fuel dispenser.
The RFID tag may be configured to respond to one specific frequency and stores customer identification information and payment information together. The RFID tag may be configured to respond to two specific frequencies to which the customer identification information and payment information separately react, and the RFID reader may be configured to separately read two specific frequencies assigned for each customer identification information and payment information.
The fueling POS system may further include a display monitor, and the display unit and the display monitor may provide various kinds of advertisement.
In accordance with another aspect of the present invention, there is provided an RFID-based fuel charge payment method including: an information reception step SlO at a payment server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle;; an authentication step S20 of inquiring about customer information and performing authentication of a customer and gas station from the received information; an authentication error information transmission step S30 of transmitting an authentication error message if the payment server cannot perform the customer authentication; an authentication information re- reception step S40 of re-receiving the authentication information after the authentication error information transmission step; a payment step S50 of making a payment at the payment server when the authentication is performed in the customer authentication step; and a payment information provision step S60 of transmitting a payment result to a fueling POS system of a fueling station via a intermediate service server such that the customer checks the payment result by himself/herself .
In accordance with yet another aspect of the present invention, there is provided an RFID-based fuel charge payment method including: an information reception step SlOO at a intermediate service server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle;; an authentication step S200 of inquiring about customer information and performing customer authentication and fueling station authentication from the received information; an authentication error information transmission step S300 of transmitting an authentication error message if the intermediate service server cannot perform the customer authentication; an authentication information re-reception step S400 of re-receiving the authentication information after the authentication error information transmission step; a payment request step S500 of requesting payment at the intermediate service server when the customer authentication is completed; a payment step S600 of making a payment at the payment server when a payment request is received and updating the payment result; and an information provision step S700 of transmitting the payment result to a fueling POS system of a fueling station such that the customer checks the payment result by himself/herself .
BRIEF DESCRIPTION OF THE DRAWINGS
The objects mentioned above, features and other advantages of the present invention will be more clearly understood from the following detailed description taken in conjunction with the accompanying drawings, in which:
FIG. 1 is a view showing the structure of a RFID-based fuel charge payment system according to an embodiment of the present invention; FIG. 2 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention;
FIG. 3 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 1;
FIG. 4 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention; and
FIG. 5 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 4.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS
Hereinafter, the present invention will be described in detail by explaining exemplary embodiments of the invention with reference to the attached drawings.
FIG. 1 is a view showing the structure of a RFID-based fuel charge payment system according to an embodiment of the present invention, which includes a RFID tag 1, a RFID reader 2, a fueling POS system 3, a intermediate service server 5, and a payment server 6.
The RFID-based fuel charge payment system according to the present invention further can include a customer management server 4.
The RFID tag 1 stores personal identification for customer identification and payment, and reacts at a specific frequency signal. The RFID tag 1 is attached to either next to a fuel-tank neck 11, a front-side glass or back-side glass of a vehicle. The RFID tag 1 is normally in an idle state and is activated when a radio wave of a specific frequency generated at the RFID reader 2 is detected.
At this time, the RFID tag 1 may be configured to respond to one specific frequency and stores customer identification information and payment information together.
Alternatively, the RFID tag 1 may be configured to respond to two specific frequencies to which customer identification information and payment information separately react, and the RFID reader 2 may be configured to separately read two specific frequencies assigned for each customer identification information and payment information.
The RFID reader 2 generates the specific frequency and detects the specific frequency signal generated at the RFID tag 1 if the RFID tag 1 is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag 1. The RFID reader 2 is mounted in a fueling device 21 of a gas station.
In another embodiment of the present invention, the RFID reader 2 may be configured to be portable so that it can be te—be moved to the RFID tag 1 in order to read customer identification stored in it.
The RFID tag 1 may be composed with plural RFID tags which react to different specific frequencies that match each automotive fuel brand and the RFID reader 2 may be configured to read only one tag corresponding to the specific frequency of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
Alternatively, the RFID tag 1 may be composed with plural RFID tags which store different classification codes that match each automotive fuel brand, and the RFID reader 2 may be configured to discern a specific RFID tag which stores the classification code of an automotive fuel brand, and then to recognize personal identification from the only specific RFID tag 1.
The fueling POS system 3 receives the personal identification from the RFID reader 2 and provides fueling amount, fuel charge, and payment result via a wired/wireless communication network such that the customer checks the fueling amount, fuel charge, and payment result by himself/herself . The fueling POS system 3 includes a display unit 31 and an authentication terminal 32 for allowing the customer to input a password. In addition, the fueling POS system stores an identification of the gas station.
The fueling POS system 3 collects and transmits the identification of the gas station, in which the fueling POS system 3 is provided, the personal identification stored in the RFID tag 1, and the customer's password input via the authentication terminal 32 to the intermediate service server 5.
At this time, since the customer is identified by the password which is directly input by the customer using the authentication terminal 32, it is possible to prevent illegal payment if the password of the customer is not given although a vehicle may be robbed.
The fueling POS system 3 may further provide an advertisement service of an automotive fuel brand via the display unit 31 to improve advertisement revenue and may provide an advertisement service based on preferences of customers to improve customer satisfaction.
In order to increase the advertisement effect, the fueling POS system 3 may also display information by the display unit 31, on a display monitor 33 attached to a place close to the driver's seat of the vehicle such that the customer, who sits on the driver's seat of the vehicle, can have good sight of the information.
In another embodiment of the present invention, as shown in FIG. 2, a payment terminal 34 which performs a function necessary for payment may be separately provided. The payment terminal 34 includes a payment window 341 for displaying payment information provided via the display unit 31, an RFID read unit 342 and authentication unit 343.
The payment terminal 34 may recognize the RFID tag 1 attached to the vehicle, and may collect and transmit the identification of the gas station, the identification of the customer, and the customer' s password input by the keyboard of the payment terminal to the intermediate service server 5 without using the fueling POS system such that the payment is made.
The customer management server 4 includes a database 41 for storing various customer information corresponding to the personal identification stored in the RFID tag 1, receives the payment result from the intermediate service server or the fueling POS system, and updates the customer information and the gas station payment information of the database 41. At this time, a mileage point is accumulated and updates the customer information.
The intermediate service server 5 performs a relay function for making a request for customer authentication and payment according to the payment request of the fueling
POS system 3.
The intermediate service server 5 further includes a short message service process unit (not shown) , which provides a service for transmitting payment details to a mobile terminal 71 of the customer via a connection service of a mobile service provider so as to prevent illegal card use .
The payment server 6 performs gas station authentication, inquires about the customer and performs customer authentication according to the request for the customer authentication and payment of the intermediate service server 5, and makes payment according to the authentication result. The payment server 6 may be either a credit card company server 51, where the customer is subscribed, or a bank server 52, where the customer's payment account is opened.
In the RFID-based fuel charge payment system according to the present invention, it is preferable that the fuel dispenser 21 or the fueling POS system 3 further includes a voice information provision device (not shown) for providing a voice-out service.
If the payment terminal 34 includes the payment window
341, the RFID read unit 342 and the authentication unit 343, it is preferable that the payment terminal 34 further includes the voice information provision device (not shown) for supporting the voice-out service.
In the present invention, by further providing the voice information provision device (not shown) to notify the operator of the customer information read by the RFID reader 2 or the RFID read unit 342, it is possible to efficiently manage the customer. For example, when a voice message for notifying that the customer is a VIP who frequently visits the gas station is transmitted, it is possible to provide a service corresponding to the VIP.
According to the present invention, the customer authentication may be accomplished via the mobile terminal of the customer.
That is, in order to increase payment security, the fueling POS system transmits a customer password input command to the customer' s mobile terminal and performs the customer authentication by password input from the customer' s mobile terminal instead of inputting by the authentication terminal. The RFID tag 1 further includes fuel type of a vehicle. The RFID reader 2 compares fuel type of the fuel dispenser with the fuel type read from the RFID tag 1 and alerts a voice warning message or sound via the voice information provision device (not shown) if the fuel type of the fuel dispenser is not equal to the fuel type read from the RFID tag 1, thereby preventing types of fuel from being mixed.
FIG. 3 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 1, which includes an information reception step SlO at a payment server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle, an authentication step S20 of inquiring about the customer information and performing the customer authentication and the gas station from the received information, an authentication error information transmission step S30 of transmitting an authentication error message if the payment server cannot perform the customer authentication, an authentication information re- reception step S40 of re-receiving the authentication information after the authentication error information transmission step, a payment step S50 of making a payment at the payment server when the authentication is performed in the customer authentication step, and a payment information provision step S60 of transmitting the payment result to the fueling POS system of the gas station via the intermediate service server such that the customer checks the payment result by himself/herself . In more detail, first, the customer is assigned to a personal identification, registers various information including password, receives an RFID tag for storing the personal identification, and attaches the RFID tag either next to a fuel-tank neck, the front-side glass or the back- side glass of a vehicle.
An RFID reader is mounted in a fuel dispenser of a gas station. The RFID reader continuously generates a radio wave of a specific frequency, and reads the personal identification of the customer stored in the RFID tag attached to a vehicle to be fueled.
That is, when the RFID reader continuously generates the radio wave of the specific frequency, the RFID tag attached to the customer's vehicle is activated by the specific frequency, and the RFID reader reads the personal identification stored in the RFID tag.
Alternatively, if the RFID reader reads several RFID tags, the RFID reader may read the personal identification stored in an RFID tag corresponding to the identification of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
The personal identification of the customer read from the RFID tag is transmitted to the fueling POS system which communicates with the RFID reader wiredly or wirelessly.
The fueling POS system transmits the received personal identification of the customer, the password of the customer input via the authentication terminal, the payment information, and the identification of the gas station to the intermediate service server.
The intermediate service server requests the payment server to inquire about the customer information and the gas station information and to perform authentication and payment processes.
The payment server performs the authentication of the gas station using the identification of the gas station and then checks whether the personal identification of the customer is stored in the database.
If the personal identification of the customer is stored in the database, the customer's password stored in the database is compared with the customer's password input via the authentication terminal.
If the comparison result is matched, the customer and the gas station authentication are completed, it determines whether payment is possible, the payment is made if the payment is possible, and the payment result is transmitted to the intermediate service server.
At this time, if the received customer's password does not match with the password stored in the database, the customer may be allowed to re-input the password several times, for example, three times. The payment server may perform the customer authentication using the password which is directly input by the customer via the authentication terminal or transmit a password input command signal to the customer's mobile terminal and perform the authentication using the password input via the customer's mobile terminal.
If the customer authentication and the gas station authentication are successfully completed, the payment server determines whether the payment is possible, makes the payment if the payment is possible, and transmits the payment result to the customer management server.
At this time, in a method of determining whether the payment is possible, if the payment server is the bank server where the customer's payment account is opened, it is determined whether a payment charge exceeds the balance of the payment account. If it is determined that the payment charge does not exceed the balance of the payment account, the payment is made, and, if it is determined that the payment charge exceeds the balance of the payment account, a payment error message is transmitted to the customer management server.
Alternatively, in a method of determining whether the payment is possible, if the payment server is a credit card company server where the customer is subscribed, the credit information of the customer is received from the database of a credit information provision server or the credit card company server to inquire about the credit state of the customer and the use limit of the card.
If the inquired result is acceptable, the payment is made and, if the inquired result is not acceptable, a payment error message is transmitted to the intermediate service server.
Then, the relay server receives the payment result from the payment server and transmits the payment result to the gas station. At this time, the gas station or the intermediate server may transmit the payment result to the customer management server and update the customer information and the gas station information in the database. At this time, a process of accumulating mileage point of the automotive fuel brand, to which the gas station belongs, according to the payment charge of the customer may be performed.
The payment result may be transmitted to the customer' s mobile terminal via the connection service of the mobile service provider in the form of a short message service.
The gas station provides the payment result, that is, payment details or a payment error reason, via the display unit, the authentication terminal, or the separate display monitor of the fueling POS system such that the customer checks the payment result by himself / herself. If a payment terminal is separately provided, the payment details or the payment error reason is transmitted to the payment terminal to issue a receipt.
FIG. 4 is a view showing the structure of a RFID-based fuel charge payment system according to another embodiment of the present invention. The structures and the functions of the components except for the functions of the intermediate server 5 and the payment server 6 are equal to those of the components of FIG. 1 and thus the detailed description thereof will be omitted.
The fuel charge payment system according to the present embodiment includes an RFID tag 1, an RFID reader 2, a fueling POS system 3, a intermediate server 5, and a payment server 6. The fuel charge payment system may further include a customer management server 4.
The intermediate server 5 according to the present embodiment includes a database including customer information, extracts the password of the customer from the personal identification of the customer according to a payment request from the fueling POS system 3 of the gas station, inquires about the customer information, performs customer authentication, and requests payment according to the authentication result.
The fuel charge payment system according to the present embodiment may separately include a payment terminal 34 including a payment window 341, an RFID reading unit 342, and an authentication unit 343.
At this time, in the present embodiment, the intermediate server may perform the customer authentication using the customer' s password received from the fueling POS system 3 or transmit a password input command signal to the customer' s mobile terminal and perform the customer authentication using the password input via the customer' s mobile terminal. The payment server 6 receives the payment information from the intermediate server 5 and updates the payment result in the customer information.
That is, while the payment server performs the customer authentication and payment processes and the intermediate server performs a relay function for the authentication and payment between the gas station and the payment server in the embodiment shown in FIG. 1, the intermediate server performs the customer authentication and payment processes and notifies the gas station or the payment server of the processed result in the present embodiment .
FIG. 5 is a flowchart illustrating an embodiment of a payment method using the RFID-based fuel charge payment system shown in FIG. 4. The detailed description of the steps equal to those of FIG. 3 will be omitted. Referring to FIG. 5, the payment method includes a information reception step SlOO at a intermediate service server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle, an authentication step S200 of inquiring about the customer information and performing authentication of a customer and gas station from the received information, an authentication error information transmission step S300 of transmitting an authentication error message if the intermediate service server cannot perform the customer authentication, an authentication information re-reception step S400 of re- receiving the authentication information after the authentication error information transmission step, a payment request step S500 of requesting payment at the payment server when the authentication is completed, a payment step S600 of making a payment at the payment server when a payment request is received and updating the payment result; and an information provision step S700 of transmitting the payment result to the fueling POS system of the gas station such that the customer checks the payment result by himself / herself.
According to the present embodiment of the present invention, the intermediate service server inquires the customer and gas station information stored in the database according to the information received from the gas station, performs the authentication process, and makes payment for a fuel charge.
At this time, when the password of the customer is different from the password stored in the database, the authentication error information is transmitted to the fueling POS system of the gas station such that the customer may be allowed to re-input the password several times, for example, three times. The intermediate service server may perform the customer authentication using the password which is received from the fueling station or transmit the password input command signal to the customer' s mobile terminal and perform the customer authentication using the password input via the customer' s mobile terminal in order to increase the security of the customer authentication.
If the customer authentication and the gas station authentication are successfully completed, the payment server determines whether the payment is possible, makes the payment if the payment is possible, and updates the payment result via the fueling POS system of the gas station and the bank server or the credit card company server.
At this time, the gas station or the intermediate service server transmits the payment result to the customer management server to update the customer information and the gas station information in the database. At this time, a process of accumulating mileage point of the automotive fuel brand, to which the gas station belongs, according to the payment charge of the customer may be performed. The payment result may be transmitted to the customer' s mobile terminal via the connection service of the mobile service provider in the form of a short message service.
The gas station provides the payment result, that is, payment details or a payment error reason, via the display unit, the authentication terminal, or the separate display monitor of the fueling POS system such that the customer checks the payment result by himself / herself.
If a payment terminal 34 is separately provided, the payment details or the payment error reason is transmitted to the payment terminal to issue a receipt.
According to the RFID-based fuel charge payment systems of the embodiments of the present invention, since the RFID tag for storing the personal identification of the customer is used, it is possible to automatically identify the customer and to rapidly make payment only by inputting the password of the customer.
As described above, according to the present invention, an RFID tag storing personal identification is attached to a vehicle, the personal identification is read by an RFID reader and authentication and payment processes are automatically performed by a intermediate service server. Alternatively, the personal identification may be transmitted to a payment server via the intermediate service server, and authentication and payment processes may be automatically performed via the payment account or of the customer. Accordingly, since a separate process for identifying the customer or making a payment is not required, it is possible to make payment rapidly. Since the customer is identified by the personal identification included in the RFID tag attached to the vehicle and the customer' s password, which is directly input by the customer using an authentication terminal, it is possible to prevent illegal payment if the password of the customer is not opened although the vehicle is robbed and to prevent illegal card use to accomplish safe payment.
Since the customer can check a payment process at the driver' s seat of the vehicle by himself / herself without a separate procedure, the customer does not need to take his/her wallet out of his/her bag or pocket and thus the payment is easily made.
Since fuel type of a vehicle is stored in the RFID tag and is read by the RFID reader mounted in a fuel dispenser and a warning message is alerted if the fuel type read by the RFID tag is not equal to the fuel type of the fueling dcvicG fuel dispenser, it is possible to prevent different types of fuel from being mixed to prevent the vehicle from being damaged.
Although the preferred embodiments of the present invention have been disclosed for illustrative purposes, those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the scope and spirit of the invention as disclosed in the accompanying claims.

Claims

WHAT IS CLAIMED IS:
1. A radio frequency identification (RFID) -based fuel charge payment system comprising: an RFID tag which is attached to a customer's vehicle, stores personal identification for customer recognition and payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag whenever the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which stores identification of a gas station, receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information, fuel charge information and identification of the gas station in order to request payment, and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input password; an intermediate service server which requests to a payment server for customer authentication and payment according to the payment request of the fueling POS system; and a payment server which inquires about the customer information and performs an authentication process using the personal identification according to the request for the customer authentication and payment of the intermediate service server, and makes payment according to the authentication result.
2. An RFID-based fuel charge payment system comprising: an RFID tag which is attached to a customer's vehicle, stores personal identification for customer recognition and payment, and reacts at a specific frequency signal; an RFID reader which generates a specific frequency, detects the specific frequency signal from the RFID tag whenever the RFID tag is located within the range of a specific frequency, and reads the personal identification stored in the RFID tag; a fueling POS system which stores identification of a gas station, receives the personal identification from the RFID reader via a wired/wireless communication network, transmits customer information, fuel charge information and identification of the gas station in order to request payment, and including a display unit for displaying fuel amount, fuel charge, and payment result to be checked by the customer and a customer authentication terminal for allowing the customer to input password; an intermediate service server which consists of a database storing customer information so as to inquire about the customer information and perform an authentication process using the personal identification according to the request for the payment of the fueling POS system and make payment according to the authentication result; and a payment server which receives payment information from the intermediate service server and updates the information.
3. The system according to claim 1 or 2, further comprising a customer management server which includes a database for storing various customer information which corresponds to the customer identification stored in the RFID tag, receives the payment information and the identification of the gas station from the fueling POS system, and updates the customer payment information of the database .
4. The system according to claim 3, wherein the RFID tag is composed with plural RFID tags which react to different specific frequencies that match each automotive fuel brand, and wherein the RFID reader is configured to read only one tag corresponding to the specific frequency of an automotive fuel brand to which the gas station belongs, out of plural RFID tags.
5. The system according to claim 3, wherein the RFID tag is composed with plural RFID tags which store different classification codes that match each automotive fuel brand, and wherein the RFID reader is configured to discern a specific RFID tag which stores the classification code of an automotive fuel brand, and then to recognize personal identification from the only specific RFID tag.
6. The system according to claim 3, wherein the RFID tag is attached to either next to a fuel-tank neck, a front- side glass or a back-side glass of the vehicle.
7. The system according to claim 3, wherein the RFID reader is mounted in a grip of a fuel dispenser.
8. The system according to claim 7, wherein the RFID reader is configured to be portable so that it can be moved to an RFID tag in order to read customer identification stored in it.
9. The system according to claim 3, further comprising a voice information provision device for supporting a voice- out service.
10. The system according to claim 9, wherein the RFID tag includes fuel type of the vehicle, and wherein the RFID reader reads fuel type of the fuel dispenser and alerts a warning message to the voice information provision device to prevent different types of fuel from being mixed when the fuel type of the vehicle read from the RFID tag is not equal to the fuel type of the fuel dispenser .
11. The system according to claim 3, wherein the RFID tag is configured to respond to one specific frequency and stores customer identification information and payment information together.
12. The system according to claim 3, wherein the RFID tag is configured to respond to two specific frequencies to which customer identification information and payment information separately react, and wherein the RFID reader is configured to separately read two specific frequencies assigned for each customer identification information and payment information.
13. The system according to claim 3, wherein the payment server is either a credit card company server where the customer is subscribed or a bank server where the customer's a- payment account is opened.
14. The system according to claim 3, wherein the customer management server is included, so that when payment is established at a gas station, the customer management server corresponding to an automotive fuel brand to which the gas station belongs, accumulates customer's mileage point and updates its database based on the payment result.
15. The system according to claim 3, wherein the fueling POS system further includes a display monitor, and wherein the display unit or the display monitor provides various kinds of advertisement.
16. The system according to claim 3, further comprising an independent payment terminal including a display unit, an RFID reader unit, and a customer authentication unit.
17. An RFID-based fuel charge payment method comprising: an information reception step at a payment server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle; an authentication step of inquiring about customer information and performing authentication of a customer and gas station from the received information; an authentication error information transmission step of transmitting an authentication error message if the payment server cannot perform the customer authentication; an authentication information re-reception step of re- receiving the authentication information after the authentication error information transmission step; a payment step of making a payment at the payment server when the authentication is performed in the customer authentication step; and a payment information provision step of transmitting a payment result to a fueling POS system of a gas station via an intermediate service server such that the customer can check the payment result by himself / herself.
18. The method according to claim 17, wherein, in the information reception step, a password of the customer is received by inputting the password to a customer authentication terminal of the gas station or transmitting a password input command to the customer' s mobile terminal and inputting the password to it.
19. An RFID-based fuel charge payment method comprising: an information reception step at a intermediate service server of receiving payment information, customer authentication information and personal identification read by an RFID reader from an RFID tag attached to a vehicle; an authentication step of inquiring about customer information and performing authentication of a customer and gas station from the received information; an authentication error information transmission step of transmitting an authentication error message if the intermediate service server cannot perform the customer authentication; an authentication information re-reception step of re- receiving the authentication information after the authentication error information transmission step; a payment request step of requesting payment at the payment server when the customer authentication is completed; a payment step of making a payment at the payment server when a payment request is received and updating the payment result; and an information provision step of transmitting the payment result to a fueling POS system of a gas station such that the customer can check the payment result by himself / herself.
20. The method according to claim 17, wherein, in the information reception step, a password of the customer is received by inputting the password to a customer authentication terminal of the gas station or transmitting a password input command to the customer's mobile terminal and inputting the password to it.
21. The method according to claim 18 or 20, wherein the information provision step further comprises a step of providing a payment result to a customer management server corresponding to an automotive fuel brand to which the gas station belongs in order to accumulate customer' s mileage point and to update its database.
PCT/KR2007/002299 2006-07-07 2007-05-10 Rfid-based fuel charge payment system and payment method using the same WO2008004755A1 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
KR10-2006-0064087 2006-07-07
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US10572867B2 (en) 2012-02-21 2020-02-25 Uniloc 2017 Llc Renewable resource distribution management system
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US11167977B2 (en) 2018-06-20 2021-11-09 Walmart Apollo, Llc Systems and methods for automatically refueling vehicles of customers of a retailer
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WO2009104104A1 (en) * 2008-02-20 2009-08-27 Grundig Elektronik Anonim Sirketi A vehicle recording and billing system
US9708170B2 (en) 2009-02-11 2017-07-18 Pepsico, Inc. Beverage dispense valve controlled by wireless technology
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WO2013087975A1 (en) * 2011-12-16 2013-06-20 Smartrac Ip B.V. Service access using identifiers
US10572867B2 (en) 2012-02-21 2020-02-25 Uniloc 2017 Llc Renewable resource distribution management system
WO2016016781A1 (en) * 2014-07-31 2016-02-04 Dba Lab S.P.A. Electronic payment system for fuel
CN105320977A (en) * 2015-12-08 2016-02-10 安徽马钢自动化信息技术有限公司 RFID (radio frequency identification) card based control module and control method
US10953759B2 (en) 2016-09-14 2021-03-23 Ford Motor Company Autonomous vehicle fueling with centralized scheduling
US11691521B2 (en) 2016-09-14 2023-07-04 Ford Motor Company Autonomous vehicle fueling with centralized scheduling
US11213773B2 (en) 2017-03-06 2022-01-04 Cummins Filtration Ip, Inc. Genuine filter recognition with filter monitoring system
US11167977B2 (en) 2018-06-20 2021-11-09 Walmart Apollo, Llc Systems and methods for automatically refueling vehicles of customers of a retailer

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