WO2007103203A3 - Systems, methods and computer-readable media for automated loan processing - Google Patents

Systems, methods and computer-readable media for automated loan processing Download PDF

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Publication number
WO2007103203A3
WO2007103203A3 PCT/US2007/005426 US2007005426W WO2007103203A3 WO 2007103203 A3 WO2007103203 A3 WO 2007103203A3 US 2007005426 W US2007005426 W US 2007005426W WO 2007103203 A3 WO2007103203 A3 WO 2007103203A3
Authority
WO
WIPO (PCT)
Prior art keywords
applicant
systems
computer
methods
readable media
Prior art date
Application number
PCT/US2007/005426
Other languages
French (fr)
Other versions
WO2007103203A2 (en
Inventor
Von Jackson Snow
Kenneth Ray Carter
Carl Woodrow Moser
Original Assignee
Sheffield Financial Llc
Von Jackson Snow
Kenneth Ray Carter
Carl Woodrow Moser
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sheffield Financial Llc, Von Jackson Snow, Kenneth Ray Carter, Carl Woodrow Moser filed Critical Sheffield Financial Llc
Publication of WO2007103203A2 publication Critical patent/WO2007103203A2/en
Publication of WO2007103203A3 publication Critical patent/WO2007103203A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

Systems, methods, and computer-readable media are described for providing an automated loan application. A method for providing an automated loan application may include scanning an applicant's identification card, extracting applicant identity data from the identification card, and receiving additional data, wherein the additional data comprise an amount of money to be borrowed. The applicant identity data and the additional data may be transmitted to a financial institution, which may determine whether to lend an amount of money to the applicant based at least in part on the identity data and the additional data. The applicant may then be notified whether the financial institution will lend money to the applicant.
PCT/US2007/005426 2006-03-01 2007-03-01 Systems, methods and computer-readable media for automated loan processing WO2007103203A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US77818406P 2006-03-01 2006-03-01
US60/778,184 2006-03-01

Publications (2)

Publication Number Publication Date
WO2007103203A2 WO2007103203A2 (en) 2007-09-13
WO2007103203A3 true WO2007103203A3 (en) 2007-11-22

Family

ID=38475425

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/005426 WO2007103203A2 (en) 2006-03-01 2007-03-01 Systems, methods and computer-readable media for automated loan processing

Country Status (1)

Country Link
WO (1) WO2007103203A2 (en)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8312033B1 (en) 2008-06-26 2012-11-13 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US10402163B2 (en) 2017-02-14 2019-09-03 Accenture Global Solutions Limited Intelligent data extraction
US11265324B2 (en) 2018-09-05 2022-03-01 Consumerinfo.Com, Inc. User permissions for access to secure data at third-party
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
CN112950356B (en) * 2021-03-16 2024-04-09 湖南大学 Personal loan processing method, system, equipment and medium based on digital identity
US20220398585A1 (en) * 2021-06-10 2022-12-15 Comenity Llc Providing a customer with a number of payment scenarios

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030233278A1 (en) * 2000-11-27 2003-12-18 Marshall T. Thaddeus Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets
US20040167850A1 (en) * 2002-09-27 2004-08-26 Wells Fargo Home Mortgage, Inc. Method of refinancing a mortgage loan and a closing package for same
US20050178834A1 (en) * 2004-02-16 2005-08-18 Atsushi Natsuno Single-pass magnetic reading and optical reading apparatus and method
US20050180618A1 (en) * 1999-02-10 2005-08-18 Black Gerald R. Method for identity verification
US20050187860A1 (en) * 2004-02-20 2005-08-25 Peterson Dale L. System and method for matching loan consumers and lenders
US20050224573A1 (en) * 2004-04-09 2005-10-13 Oki Electric Industry Co., Ltd. Identification system using face authentication and consumer transaction facility

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050180618A1 (en) * 1999-02-10 2005-08-18 Black Gerald R. Method for identity verification
US20030233278A1 (en) * 2000-11-27 2003-12-18 Marshall T. Thaddeus Method and system for tracking and providing incentives for tasks and activities and other behavioral influences related to money, individuals, technology and other assets
US20040167850A1 (en) * 2002-09-27 2004-08-26 Wells Fargo Home Mortgage, Inc. Method of refinancing a mortgage loan and a closing package for same
US20050178834A1 (en) * 2004-02-16 2005-08-18 Atsushi Natsuno Single-pass magnetic reading and optical reading apparatus and method
US20050187860A1 (en) * 2004-02-20 2005-08-25 Peterson Dale L. System and method for matching loan consumers and lenders
US20050224573A1 (en) * 2004-04-09 2005-10-13 Oki Electric Industry Co., Ltd. Identification system using face authentication and consumer transaction facility

Also Published As

Publication number Publication date
WO2007103203A2 (en) 2007-09-13

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