WO2007098496A3 - A system, method and apparatus for conducting secure online monetary transactions - Google Patents

A system, method and apparatus for conducting secure online monetary transactions Download PDF

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Publication number
WO2007098496A3
WO2007098496A3 PCT/US2007/062619 US2007062619W WO2007098496A3 WO 2007098496 A3 WO2007098496 A3 WO 2007098496A3 US 2007062619 W US2007062619 W US 2007062619W WO 2007098496 A3 WO2007098496 A3 WO 2007098496A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment
request
distributed
account
media element
Prior art date
Application number
PCT/US2007/062619
Other languages
French (fr)
Other versions
WO2007098496A2 (en
Inventor
James Downes
Filip Szalewicz
Original Assignee
Imx Solutions Inc
James Downes
Filip Szalewicz
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Imx Solutions Inc, James Downes, Filip Szalewicz filed Critical Imx Solutions Inc
Publication of WO2007098496A2 publication Critical patent/WO2007098496A2/en
Publication of WO2007098496A3 publication Critical patent/WO2007098496A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0603—Catalogue ordering
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols

Abstract

A system, apparatus, and methods for conducting secure online monetary transactions are disclosed. One implementation of the system is configured to generate an account associated with a distributed branded media element. The account includes an account balance that may be used to purchase goods/services. A system user accesses the distributed branded media element and initiates an authentication/verification process wherein the distributed branded media element is correlated to the created account. The system may also be configured to coordinate transmitting a payment data generation request to a payment facilitation entity. In response to the request, the payment facilitation entity may create a payment id number for use by the system user to make a purchase of goods or services. The request may specify what type of payment id number is requested, for example a credit or debit card number. The request may define additional usage parameters for the payment id number.
PCT/US2007/062619 2006-02-22 2007-02-22 A system, method and apparatus for conducting secure online monetary transactions WO2007098496A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US77596406P 2006-02-22 2006-02-22
US60/775,964 2006-02-22

Publications (2)

Publication Number Publication Date
WO2007098496A2 WO2007098496A2 (en) 2007-08-30
WO2007098496A3 true WO2007098496A3 (en) 2008-02-07

Family

ID=38438112

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/062619 WO2007098496A2 (en) 2006-02-22 2007-02-22 A system, method and apparatus for conducting secure online monetary transactions

Country Status (1)

Country Link
WO (1) WO2007098496A2 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5974146A (en) * 1997-07-30 1999-10-26 Huntington Bancshares Incorporated Real time bank-centric universal payment system
US6163772A (en) * 1996-06-17 2000-12-19 Hewlett-Packard Company Virtual point of sale processing using gateway-initiated messages
US6752313B1 (en) * 2000-11-14 2004-06-22 Online Data Corp. Method and system for establishing a credit card transaction processing merchant account

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6163772A (en) * 1996-06-17 2000-12-19 Hewlett-Packard Company Virtual point of sale processing using gateway-initiated messages
US5974146A (en) * 1997-07-30 1999-10-26 Huntington Bancshares Incorporated Real time bank-centric universal payment system
US6752313B1 (en) * 2000-11-14 2004-06-22 Online Data Corp. Method and system for establishing a credit card transaction processing merchant account

Also Published As

Publication number Publication date
WO2007098496A2 (en) 2007-08-30

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