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Publication numberWO2005119549 A3
Publication typeApplication
Application numberPCT/US2005/018525
Publication date13 Dec 2007
Filing date26 May 2005
Priority date27 May 2004
Also published asUS7664705, US8175963, US20050027650, US20100138288, WO2005119549A2, WO2005119549A8
Publication numberPCT/2005/18525, PCT/US/2005/018525, PCT/US/2005/18525, PCT/US/5/018525, PCT/US/5/18525, PCT/US2005/018525, PCT/US2005/18525, PCT/US2005018525, PCT/US200518525, PCT/US5/018525, PCT/US5/18525, PCT/US5018525, PCT/US518525, WO 2005/119549 A3, WO 2005119549 A3, WO 2005119549A3, WO-A3-2005119549, WO2005/119549A3, WO2005119549 A3, WO2005119549A3
InventorsDean P Alderucci, Magdalena M Fincham, Jason C Krantz, Daniel E Tedesco, Jay S Walker
ApplicantDean P Alderucci, Magdalena M Fincham, Jason C Krantz, Daniel E Tedesco, Walker Digital Llc, Jay S Walker
Export CitationBiBTeX, EndNote, RefMan
External Links: Patentscope, Espacenet
Methods and systems for accepting offers via checks
WO 2005119549 A3
Abstract
In accordance with one or more embodiments, a method and system are provided for facilitating the output of an offer to an account holder of a financial account, which offer the account holder may accept via a check being presented by the account holder as payment for a transaction. For example, the account holder may alter an indicium on the check to indicate acceptance of the offer. An example of an offer is an offer to sell to the account holder transactional overdraft protection for the transaction for which a check is provided as payment. Another example of an offer to provide a benefit to the account holder in exchange for a commitment by the account holder to an obligation. Such an offer may be provided by, for example, a merchant different than the merchant at which the check is being provided as payment for a transaction. In one or more embodiments, the offer or an indication of the offer may be printed on the check or handwritten on the check.
Patent Citations
Cited PatentFiling datePublication dateApplicantTitle
US6212504 *6 Jan 19993 Apr 2001Unisys CorporationSelf-authentication of value documents using encoded indices
US6754640 *23 Oct 200122 Jun 2004William O. BozemanUniversal positive pay match, authentication, authorization, settlement and clearing system
US7121469 *26 Nov 200217 Oct 2006International Business Machines CorporationSystem and method for selective processing of digital images
Classifications
International ClassificationG06Q30/00, G07F7/08
Cooperative ClassificationG06Q20/40, G06Q40/025, G07F7/08, G06Q30/04, G06Q20/042, G06Q30/0224, G06Q30/02, G06Q20/10, G06Q20/4037
European ClassificationG06Q30/02, G06Q30/04, G07F7/08, G06Q20/4037, G06Q20/10, G06Q20/40, G06Q20/042, G06Q40/025, G06Q30/0224
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