WO2005098702A3 - Methods and systems for integration of multiple rewards programs - Google Patents
Methods and systems for integration of multiple rewards programs Download PDFInfo
- Publication number
- WO2005098702A3 WO2005098702A3 PCT/US2005/010213 US2005010213W WO2005098702A3 WO 2005098702 A3 WO2005098702 A3 WO 2005098702A3 US 2005010213 W US2005010213 W US 2005010213W WO 2005098702 A3 WO2005098702 A3 WO 2005098702A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- integration
- systems
- methods
- customer
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
Abstract
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP2007505248A JP2007531123A (en) | 2004-03-26 | 2005-03-25 | Centralized management method and system for a plurality of reward programs |
AU2005229875A AU2005229875B2 (en) | 2004-03-26 | 2005-03-25 | Methods and systems for integration of multiple rewards programs |
EP05731116A EP1733350A4 (en) | 2004-03-26 | 2005-03-25 | Methods and systems for integration of multiple rewards programs |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US55661004P | 2004-03-26 | 2004-03-26 | |
US60/556,610 | 2004-03-26 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2005098702A2 WO2005098702A2 (en) | 2005-10-20 |
WO2005098702A3 true WO2005098702A3 (en) | 2007-04-12 |
Family
ID=35125736
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2005/010213 WO2005098702A2 (en) | 2004-03-26 | 2005-03-25 | Methods and systems for integration of multiple rewards programs |
Country Status (7)
Country | Link |
---|---|
US (1) | US20050251446A1 (en) |
EP (1) | EP1733350A4 (en) |
JP (1) | JP2007531123A (en) |
CN (1) | CN101124597A (en) |
AU (1) | AU2005229875B2 (en) |
TW (1) | TWI368177B (en) |
WO (1) | WO2005098702A2 (en) |
Families Citing this family (109)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
AU763571B2 (en) | 1998-12-23 | 2003-07-24 | Chase Manhattan Bank, The | System and method for integrating trading operations including the generation, processing and tracking of and trade documents |
US8793160B2 (en) | 1999-12-07 | 2014-07-29 | Steve Sorem | System and method for processing transactions |
AU2001282935A1 (en) | 2000-08-01 | 2002-02-13 | First Usa Bank, N.A. | System and method for transponder-enabled account transactions |
US7831467B1 (en) * | 2000-10-17 | 2010-11-09 | Jpmorgan Chase Bank, N.A. | Method and system for retaining customer loyalty |
US7295999B1 (en) | 2000-12-20 | 2007-11-13 | Jpmorgan Chase Bank, N.A. | System and method for determining eligibility and enrolling members in various programs |
US7895098B2 (en) | 2001-03-01 | 2011-02-22 | Jpmorgan Chase Bank, N.A. | System and method for measuring and utilizing pooling analytics |
US7689506B2 (en) | 2001-06-07 | 2010-03-30 | Jpmorgan Chase Bank, N.A. | System and method for rapid updating of credit information |
US7266839B2 (en) | 2001-07-12 | 2007-09-04 | J P Morgan Chase Bank | System and method for providing discriminated content to network users |
US8020754B2 (en) | 2001-08-13 | 2011-09-20 | Jpmorgan Chase Bank, N.A. | System and method for funding a collective account by use of an electronic tag |
US7987501B2 (en) | 2001-12-04 | 2011-07-26 | Jpmorgan Chase Bank, N.A. | System and method for single session sign-on |
US8412623B2 (en) | 2002-07-15 | 2013-04-02 | Citicorp Credit Services, Inc. | Method and system for a multi-purpose transactional platform |
US20040122736A1 (en) | 2002-10-11 | 2004-06-24 | Bank One, Delaware, N.A. | System and method for granting promotional rewards to credit account holders |
US8301493B2 (en) | 2002-11-05 | 2012-10-30 | Jpmorgan Chase Bank, N.A. | System and method for providing incentives to consumers to share information |
US8306907B2 (en) | 2003-05-30 | 2012-11-06 | Jpmorgan Chase Bank N.A. | System and method for offering risk-based interest rates in a credit instrument |
US8175908B1 (en) | 2003-09-04 | 2012-05-08 | Jpmorgan Chase Bank, N.A. | Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data |
US20060122932A1 (en) * | 2004-12-01 | 2006-06-08 | Discover Financial Services, Inc. | Efficient and incentivized enrollment in an automatic payment program for recurring bills |
FR2885715A1 (en) * | 2005-05-12 | 2006-11-17 | Welcome Real Time Sa | METHOD AND SYSTEM FOR MANAGING BENEFITS FOR ANY TYPE OF BANKING CARD |
US7401731B1 (en) | 2005-05-27 | 2008-07-22 | Jpmorgan Chase Bank, Na | Method and system for implementing a card product with multiple customized relationships |
US20080133339A1 (en) * | 2006-01-23 | 2008-06-05 | Akoo International, Inc. | Apparatus and method for reward points issuance, accumulation management and redemption using product coded wireless, communication protocols |
US8695875B1 (en) * | 2006-08-22 | 2014-04-15 | United Services Automobile Association (Usaa) | Methods of and systems for automatic credit card rewards |
US8682791B2 (en) * | 2006-10-31 | 2014-03-25 | Discover Financial Services | Redemption of credit card rewards at a point of sale |
WO2008064000A1 (en) * | 2006-11-13 | 2008-05-29 | Mastercard International, Inc. | Method and apparatus for processing rewards |
US20080167965A1 (en) * | 2007-01-09 | 2008-07-10 | Von Nothaus Bernard | Apparatus, system, and method for extracting real world value from a virtual account |
US20110040608A1 (en) * | 2007-03-23 | 2011-02-17 | Ruven Cohen | Methods and Systems for an Improved Rewards Program |
US10803469B2 (en) | 2007-04-18 | 2020-10-13 | Valuecentric Marketing Group, Inc. | Loyalty rewards management and processing system and method |
US8660893B2 (en) * | 2007-07-23 | 2014-02-25 | Visa U.S.A. Inc. | Multi-vendor multi-loyalty currency program |
US20090171773A1 (en) * | 2007-12-26 | 2009-07-02 | Vishwanath Shastry | System and method for administering a value vault for use in facilitating a financial transaction |
US8622308B1 (en) | 2007-12-31 | 2014-01-07 | Jpmorgan Chase Bank, N.A. | System and method for processing transactions using a multi-account transactions device |
US20090199094A1 (en) * | 2008-02-05 | 2009-08-06 | Wachovia Corporation | System and method for rewards integration in a computer system |
AU2009236141B2 (en) * | 2008-04-16 | 2013-04-04 | Visa U.S.A. Inc. | Loyalty rewards optimization bill payables and receivables services |
US8799149B2 (en) * | 2008-04-16 | 2014-08-05 | Visa U.S.A. Inc. | Loyalty rewards optimization bill payables and receivables service |
US9972047B1 (en) * | 2008-04-18 | 2018-05-15 | Capital One Services, Llc | Systems and methods for performing a purchase transaction using rewards points |
US9721238B2 (en) * | 2009-02-13 | 2017-08-01 | Visa U.S.A. Inc. | Point of interaction loyalty currency redemption in a transaction |
US9569768B2 (en) * | 2009-02-20 | 2017-02-14 | First Data Corporation | Systems, methods and apparatus for selecting a payment account for a payment transaction |
US8775310B2 (en) * | 2009-06-30 | 2014-07-08 | Mastercard International Incorporated Purchase | Method, apparatus, and computer program product for allowing payment cards issued for only limited duration use to be reused multiple times to reduce the overall cost of issuance |
US9841282B2 (en) | 2009-07-27 | 2017-12-12 | Visa U.S.A. Inc. | Successive offer communications with an offer recipient |
US10074081B1 (en) | 2009-08-14 | 2018-09-11 | Citicorp Credit Services, Inc. (Usa) | Methods and systems for use of a prepaid payment device |
US10515427B1 (en) | 2009-08-14 | 2019-12-24 | Citicorp Credit Services, Inc. (Usa) | Methods and systems for use of a prepaid payment device for a healthcare service or product |
US9342835B2 (en) | 2009-10-09 | 2016-05-17 | Visa U.S.A | Systems and methods to deliver targeted advertisements to audience |
US9031860B2 (en) | 2009-10-09 | 2015-05-12 | Visa U.S.A. Inc. | Systems and methods to aggregate demand |
US20110093324A1 (en) | 2009-10-19 | 2011-04-21 | Visa U.S.A. Inc. | Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants |
US20110125565A1 (en) | 2009-11-24 | 2011-05-26 | Visa U.S.A. Inc. | Systems and Methods for Multi-Channel Offer Redemption |
US8554631B1 (en) | 2010-07-02 | 2013-10-08 | Jpmorgan Chase Bank, N.A. | Method and system for determining point of sale authorization |
CN103270527B (en) * | 2010-08-06 | 2017-05-10 | Tapjoy公司 | System and method for rewarding application installs |
JP5199319B2 (en) * | 2010-09-02 | 2013-05-15 | 東芝テック株式会社 | Product data processing apparatus and control program |
US10692081B2 (en) | 2010-12-31 | 2020-06-23 | Mastercard International Incorporated | Local management of payment transactions |
US20130218657A1 (en) * | 2011-01-11 | 2013-08-22 | Diane Salmon | Universal value exchange apparatuses, methods and systems |
US10007915B2 (en) | 2011-01-24 | 2018-06-26 | Visa International Service Association | Systems and methods to facilitate loyalty reward transactions |
AU2012217606A1 (en) | 2011-02-16 | 2013-05-09 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
US10586227B2 (en) | 2011-02-16 | 2020-03-10 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
US20120215607A1 (en) * | 2011-02-18 | 2012-08-23 | Brereton Ii Sean Christopher | Systems and methods for allocating a common resource based on individual user preferences |
BR112013021057A2 (en) | 2011-02-22 | 2020-11-10 | Visa International Service Association | universal electronic payment devices, methods and systems |
US20120215608A1 (en) * | 2011-02-23 | 2012-08-23 | Paulos William J | Web-based reward point system |
US20120253914A1 (en) * | 2011-03-29 | 2012-10-04 | Visa International Service Association | Universal loyalty program device |
US20120296720A1 (en) * | 2011-05-17 | 2012-11-22 | Maritz Holdings Inc. | Mobile rewards redemption system and method |
US9355393B2 (en) | 2011-08-18 | 2016-05-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
US9582598B2 (en) | 2011-07-05 | 2017-02-28 | Visa International Service Association | Hybrid applications utilizing distributed models and views apparatuses, methods and systems |
US10121129B2 (en) | 2011-07-05 | 2018-11-06 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
JP5497699B2 (en) * | 2011-07-12 | 2014-05-21 | 株式会社エポスカード | Point management system |
US10242358B2 (en) | 2011-08-18 | 2019-03-26 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
US9710807B2 (en) | 2011-08-18 | 2017-07-18 | Visa International Service Association | Third-party value added wallet features and interfaces apparatuses, methods and systems |
US10825001B2 (en) | 2011-08-18 | 2020-11-03 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
US10223707B2 (en) | 2011-08-19 | 2019-03-05 | Visa International Service Association | Systems and methods to communicate offer options via messaging in real time with processing of payment transaction |
US8768830B1 (en) | 2011-09-08 | 2014-07-01 | Citibank, N.A. | Method and system for a multi-purpose transactional platform |
US10223730B2 (en) | 2011-09-23 | 2019-03-05 | Visa International Service Association | E-wallet store injection search apparatuses, methods and systems |
KR101826275B1 (en) | 2011-11-01 | 2018-02-06 | 구글 엘엘씨 | Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements |
US9544759B2 (en) | 2011-11-01 | 2017-01-10 | Google Inc. | Systems, methods, and computer program products for managing states |
US10489815B1 (en) | 2012-01-18 | 2019-11-26 | Google Llc | Individual use code for multiple users in a loyalty program |
AU2013214801B2 (en) | 2012-02-02 | 2018-06-21 | Visa International Service Association | Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems |
US20130290087A1 (en) * | 2012-04-25 | 2013-10-31 | Stephen Merwarth | Method of implementing a loyalty award program |
US20130304559A1 (en) * | 2012-05-09 | 2013-11-14 | Cashstar, Inc. | Systems, methods and devices for conducting transactions with portable electronic devices using virtual points |
TW201401209A (en) * | 2012-06-19 | 2014-01-01 | Media Co Ltd M | Online shopping system and shopping method thereof |
US20140012704A1 (en) | 2012-07-05 | 2014-01-09 | Google Inc. | Selecting a preferred payment instrument based on a merchant category |
US8676709B2 (en) | 2012-07-31 | 2014-03-18 | Google Inc. | Merchant category codes in a proxy card transaction |
CN103679490B (en) * | 2012-09-11 | 2020-01-10 | 财付通支付科技有限公司 | Data processing method and processing device |
WO2014047069A1 (en) | 2012-09-18 | 2014-03-27 | Jvl Ventures, Llc | Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements |
US20140172533A1 (en) | 2012-12-14 | 2014-06-19 | Google Inc. | Loyalty account identification |
US10748170B2 (en) * | 2013-01-10 | 2020-08-18 | Rakuten Usa, Inc. | System and method for enhanced commerce |
US9092767B1 (en) | 2013-03-04 | 2015-07-28 | Google Inc. | Selecting a preferred payment instrument |
CA2845327A1 (en) * | 2013-03-12 | 2014-09-12 | Maritz Holdings Inc. | Rewards redemption system and method (cpg/oem loyalty program) |
US20140351035A1 (en) | 2013-05-22 | 2014-11-27 | Google Inc. | Auto-redeemable basket level offers in a prepaid architecture |
US9870556B2 (en) | 2013-05-22 | 2018-01-16 | Google Llc | Split tender in a prepaid architecture |
US20150019317A1 (en) * | 2013-07-13 | 2015-01-15 | Spring Marketplace, Inc. | Systems and methods to enable offer and rewards marketing and CRM (network) platform |
US10546315B2 (en) | 2013-07-13 | 2020-01-28 | Bruce Mitchell | Systems and methods to enable offer and rewards marketing, and customer relationship management (CRM) network platform |
US11727430B2 (en) | 2013-07-13 | 2023-08-15 | Bruce Mitchell | Tracking transactions across multiple payment processing networks |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US9852438B2 (en) | 2013-12-31 | 2017-12-26 | Mastercard International Incorporated | Systems and methods for peer-to-peer reward points transfer over mobile devices |
US9858572B2 (en) | 2014-02-06 | 2018-01-02 | Google Llc | Dynamic alteration of track data |
US20150262291A1 (en) * | 2014-03-17 | 2015-09-17 | Comenity Llc | Apply and buy with a co-branded virtual card |
US20150310407A1 (en) * | 2014-04-28 | 2015-10-29 | Amadeus S.A.S. | Travel reservation payment solution |
US10354268B2 (en) | 2014-05-15 | 2019-07-16 | Visa International Service Association | Systems and methods to organize and consolidate data for improved data storage and processing |
US10650398B2 (en) | 2014-06-16 | 2020-05-12 | Visa International Service Association | Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption |
US10438226B2 (en) | 2014-07-23 | 2019-10-08 | Visa International Service Association | Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems |
CN104299129A (en) * | 2014-09-28 | 2015-01-21 | 北京奇虎科技有限公司 | Payment behavior processing method and device and server |
US10157397B2 (en) | 2014-12-29 | 2018-12-18 | Comenity Llc | Collecting and analyzing data from a mobile device |
US9691085B2 (en) | 2015-04-30 | 2017-06-27 | Visa International Service Association | Systems and methods of natural language processing and statistical analysis to identify matching categories |
US20160358133A1 (en) * | 2015-06-05 | 2016-12-08 | Apple Inc. | User interface for loyalty accounts and private label accounts for a wearable device |
SG10201608635PA (en) * | 2016-10-14 | 2018-05-30 | Mastercard International Inc | Method of making payment and loyalty transactions for goods and/or services being purchased by a consumer from a merchant |
CN106651350A (en) * | 2016-11-07 | 2017-05-10 | 成都科曦科技有限公司 | System and method supporting combined payment manner and settlement automatic refund |
US10915881B2 (en) | 2017-01-27 | 2021-02-09 | American Express Travel Related Services Company, Inc. | Transaction account charge splitting |
BR112019021854A2 (en) | 2017-04-18 | 2020-05-26 | Verrency Holdings Limited | PAYMENT SYSTEM |
EP3782107A4 (en) * | 2018-03-26 | 2021-12-01 | Charles Chang | Method and system for integration of businesses' loyalty & incentive program rewards by digital currency-universal complimentary digital currency (ucdc) system |
US11282072B2 (en) * | 2018-06-22 | 2022-03-22 | Paypal, Inc. | Automatic data pull requests using a secure communication link between online resources |
JP7180224B2 (en) * | 2018-09-18 | 2022-11-30 | 富士フイルムビジネスイノベーション株式会社 | Information processing device and program |
US11810183B1 (en) | 2019-02-19 | 2023-11-07 | United Services Automobile Association (Usaa) | Systems and methods for asset sharing using distributed ledger techniques |
US11580537B2 (en) * | 2020-01-22 | 2023-02-14 | Paystone, Inc. | Payment integrated loyalty system |
US20220222671A1 (en) * | 2021-01-08 | 2022-07-14 | Reach Enterprises, Inc. | Currency, Transaction Management, and Cyber Security Systems Enabling Multiple Entity Split Exchange |
US11361338B1 (en) * | 2021-04-01 | 2022-06-14 | The Toronto-Dominion Bank | System and method for generating a notification to offset a purchase price |
US11250460B1 (en) * | 2021-06-23 | 2022-02-15 | Phinge Corporation | System and method of collecting and using user data gathered by use of a rewards-based, universal, integrated code base |
Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5537314A (en) * | 1994-04-18 | 1996-07-16 | First Marketrust Intl. | Referral recognition system for an incentive award program |
US5774870A (en) * | 1995-12-14 | 1998-06-30 | Netcentives, Inc. | Fully integrated, on-line interactive frequency and award redemption program |
US5806045A (en) * | 1994-02-04 | 1998-09-08 | Cardone Development Company | Method and system for allocating and redeeming incentive credits between a portable device and a base device |
US5923016A (en) * | 1996-12-03 | 1999-07-13 | Carlson Companies, Inc. | In-store points redemption system & method |
US5937391A (en) * | 1996-07-11 | 1999-08-10 | Fujitsu Limited | Point-service system in online shopping mall |
US6142371A (en) * | 1998-04-30 | 2000-11-07 | Fujitsu Limited | Customer service apparatus, method and card, and computer readable record medium having customer service processing program recorded thereon |
US6321984B1 (en) * | 1997-02-25 | 2001-11-27 | Dresser Equipment Group, Inc. | Adjustable price fuel dispensing system |
US6332128B1 (en) * | 1998-07-23 | 2001-12-18 | Autogas Systems, Inc. | System and method of providing multiple level discounts on cross-marketed products and discounting a price-per-unit-volume of gasoline |
US6594640B1 (en) * | 1999-06-23 | 2003-07-15 | Richard Postrel | System for electronic barter, trading and redeeming points accumulated in frequent use reward programs |
Family Cites Families (29)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH1078989A (en) * | 1996-07-11 | 1998-03-24 | Fujitsu Ltd | Point service system for virtual shopping center |
US6061660A (en) * | 1997-10-20 | 2000-05-09 | York Eggleston | System and method for incentive programs and award fulfillment |
US6636833B1 (en) * | 1998-03-25 | 2003-10-21 | Obis Patents Ltd. | Credit card system and method |
EP0987642A3 (en) * | 1998-09-15 | 2004-03-10 | Citibank, N.A. | Method and system for co-branding an electronic payment platform such as an electronic wallet |
US20030050831A1 (en) * | 1998-12-22 | 2003-03-13 | John Klayh | System for distribution and redemption of loyalty points and coupons |
US7716080B2 (en) * | 1999-06-23 | 2010-05-11 | Signature Systems, Llc | Method and system for using multi-function cards for storing, managing and aggregating reward points |
US20020049631A1 (en) * | 1999-10-12 | 2002-04-25 | Eric Williams | Process, system and computer readable medium for providing purchasing incentives to a plurality of retail store environments |
AU2616501A (en) * | 1999-10-22 | 2001-04-30 | Cyota, Inc. | System and method for secure electronic transactions |
US6839683B1 (en) * | 2000-02-15 | 2005-01-04 | Walker Digital, Llc | Systems and methods using a representation of a stored benefit to facilitate a transaction |
CA2341819A1 (en) * | 2000-03-23 | 2001-09-23 | Deepak Puri | System and method for providing e-commerce based on a reward currency |
WO2001075743A1 (en) * | 2000-04-03 | 2001-10-11 | The Pugliese Company | System and method for displaying and selling goods and services |
JP2001350864A (en) * | 2000-04-04 | 2001-12-21 | Canon Inc | Communication system, output device, information processor, method for controlling the same, storage medium with its program stored and the same program |
US8046256B2 (en) * | 2000-04-14 | 2011-10-25 | American Express Travel Related Services Company, Inc. | System and method for using loyalty rewards as currency |
US7398225B2 (en) * | 2001-03-29 | 2008-07-08 | American Express Travel Related Services Company, Inc. | System and method for networked loyalty program |
US20020082920A1 (en) * | 2000-11-17 | 2002-06-27 | Kermit Austin | System and methods for providing a multi-merchant loyalty program |
US7318049B2 (en) * | 2000-11-17 | 2008-01-08 | Gregory Fx Iannacci | System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling |
US20050144074A1 (en) * | 2000-11-28 | 2005-06-30 | Carlson Companies, Inc. | Computer implemented method and system for on-line redemption of coupons |
US8595055B2 (en) * | 2001-03-27 | 2013-11-26 | Points.Com | Apparatus and method of facilitating the exchange of points between selected entities |
US7467096B2 (en) * | 2001-03-29 | 2008-12-16 | American Express Travel Related Services Company, Inc. | System and method for the real-time transfer of loyalty points between accounts |
US20020169662A1 (en) * | 2001-05-10 | 2002-11-14 | Infospace, Inc. | System and method for aggregating and distributing electronic coupons |
US7783566B2 (en) * | 2001-06-27 | 2010-08-24 | American Express Travel Related Services Company, Inc. | Consolidated payment account system and method |
US20030105689A1 (en) * | 2001-11-30 | 2003-06-05 | Chandak Sanjeev Kumar | Methods, systems and articles of manufacture for managing financial accounts with reward incentives |
US7424441B2 (en) * | 2002-02-19 | 2008-09-09 | First Data Corporation | Systems and methods for integrating loyalty and stored-value programs |
US7134087B2 (en) * | 2002-04-05 | 2006-11-07 | Maritz Inc. | System and method for transacting purchases with a cash vendor using points |
US7606730B2 (en) * | 2002-06-25 | 2009-10-20 | American Express Travel Relate Services Company, Inc. | System and method for a multiple merchant stored value card |
US8412623B2 (en) * | 2002-07-15 | 2013-04-02 | Citicorp Credit Services, Inc. | Method and system for a multi-purpose transactional platform |
US20040122736A1 (en) * | 2002-10-11 | 2004-06-24 | Bank One, Delaware, N.A. | System and method for granting promotional rewards to credit account holders |
US20040098312A1 (en) * | 2002-11-19 | 2004-05-20 | American Express Travel Related Service Co., Inc. | System and method for facilitating interaction between consumer and merchant |
US20060208060A1 (en) * | 2005-01-18 | 2006-09-21 | Isaac Mendelovich | Method for managing consumer accounts and transactions |
-
2005
- 2005-03-25 US US11/090,677 patent/US20050251446A1/en not_active Abandoned
- 2005-03-25 JP JP2007505248A patent/JP2007531123A/en active Pending
- 2005-03-25 CN CNA2005800132438A patent/CN101124597A/en active Pending
- 2005-03-25 EP EP05731116A patent/EP1733350A4/en not_active Ceased
- 2005-03-25 TW TW094109269A patent/TWI368177B/en not_active IP Right Cessation
- 2005-03-25 WO PCT/US2005/010213 patent/WO2005098702A2/en active Application Filing
- 2005-03-25 AU AU2005229875A patent/AU2005229875B2/en not_active Ceased
Patent Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5806045A (en) * | 1994-02-04 | 1998-09-08 | Cardone Development Company | Method and system for allocating and redeeming incentive credits between a portable device and a base device |
US5537314A (en) * | 1994-04-18 | 1996-07-16 | First Marketrust Intl. | Referral recognition system for an incentive award program |
US5774870A (en) * | 1995-12-14 | 1998-06-30 | Netcentives, Inc. | Fully integrated, on-line interactive frequency and award redemption program |
US5937391A (en) * | 1996-07-11 | 1999-08-10 | Fujitsu Limited | Point-service system in online shopping mall |
US5923016A (en) * | 1996-12-03 | 1999-07-13 | Carlson Companies, Inc. | In-store points redemption system & method |
US6321984B1 (en) * | 1997-02-25 | 2001-11-27 | Dresser Equipment Group, Inc. | Adjustable price fuel dispensing system |
US6142371A (en) * | 1998-04-30 | 2000-11-07 | Fujitsu Limited | Customer service apparatus, method and card, and computer readable record medium having customer service processing program recorded thereon |
US6332128B1 (en) * | 1998-07-23 | 2001-12-18 | Autogas Systems, Inc. | System and method of providing multiple level discounts on cross-marketed products and discounting a price-per-unit-volume of gasoline |
US6594640B1 (en) * | 1999-06-23 | 2003-07-15 | Richard Postrel | System for electronic barter, trading and redeeming points accumulated in frequent use reward programs |
Non-Patent Citations (1)
Title |
---|
See also references of EP1733350A4 * |
Also Published As
Publication number | Publication date |
---|---|
AU2005229875B2 (en) | 2010-08-26 |
CN101124597A (en) | 2008-02-13 |
TW200537342A (en) | 2005-11-16 |
EP1733350A2 (en) | 2006-12-20 |
US20050251446A1 (en) | 2005-11-10 |
TWI368177B (en) | 2012-07-11 |
AU2005229875A1 (en) | 2005-10-20 |
JP2007531123A (en) | 2007-11-01 |
WO2005098702A2 (en) | 2005-10-20 |
EP1733350A4 (en) | 2008-03-19 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2005098702A3 (en) | Methods and systems for integration of multiple rewards programs | |
US10713893B2 (en) | Dual prepaid/loyalty card for gaming | |
TNSN07483A1 (en) | System, apparatus and methods for automatically calculating discounts for purchases from merchants made using a reservation system | |
WO2007127729A3 (en) | Systems and methods for implementing financial transactions | |
US8060420B2 (en) | Gift card reimbursement system and method | |
WO2007134323A3 (en) | Systems and methods for implementing parking transactions and other financial transactions | |
US20080033825A1 (en) | Method and apparatus for a reward system for merchants for credit card processing and merchant cash advances | |
WO2004012036A3 (en) | Smart payment instrument selection | |
WO2007014189A3 (en) | Payment program for use in point-of-sale transactions | |
WO2004008288A3 (en) | Method and system for a multi-purpose transactional platform | |
WO2004044822A3 (en) | Time-of-transaction foreign currency conversion | |
WO2001082243A3 (en) | Method and system for ubiquitous enablement of electronic currency | |
WO2007086999A3 (en) | System and method for facilitating commercial transactions | |
WO2000073934A9 (en) | Method and apparatus for surrogate control of network-based electronic transactions | |
WO2002071194A3 (en) | System and method for processing multi-currency transactions at a point of sale | |
WO2009099828A3 (en) | Non-credit account credit rating | |
WO2007028004A3 (en) | Credit proxy system and method | |
WO2008006112A3 (en) | Apparatus, system, and method for an asset-backed purchase card | |
WO2004114168A8 (en) | A system and method for facilitating on-line payment | |
WO2005086878A3 (en) | System for processing stored value instrument | |
WO2008014259A3 (en) | A system for substantially immediate payment for search related tasks | |
SG141264A1 (en) | A method and system for managing purchase transactions between a customer and a merchant | |
US10002366B2 (en) | Systems and methods for transaction processing using various value types | |
CA2638069A1 (en) | Method for limiting debit card transactions | |
WO2005091843A3 (en) | Method and system for issuing, aggregating and redeeming merchant reward points with a credit card network |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A2 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SM SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A2 Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
WWE | Wipo information: entry into national phase |
Ref document number: 2005731116 Country of ref document: EP Ref document number: 2007505248 Country of ref document: JP Ref document number: 2005229875 Country of ref document: AU |
|
NENP | Non-entry into the national phase |
Ref country code: DE |
|
WWW | Wipo information: withdrawn in national office |
Ref document number: DE |
|
WWE | Wipo information: entry into national phase |
Ref document number: 5932/DELNP/2006 Country of ref document: IN |
|
ENP | Entry into the national phase |
Ref document number: 2005229875 Country of ref document: AU Date of ref document: 20050325 Kind code of ref document: A |
|
WWP | Wipo information: published in national office |
Ref document number: 2005229875 Country of ref document: AU |
|
WWE | Wipo information: entry into national phase |
Ref document number: 200580013243.8 Country of ref document: CN |
|
WWP | Wipo information: published in national office |
Ref document number: 2005731116 Country of ref document: EP |