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Publication numberWO2005089227 A3
Publication typeApplication
Application numberPCT/US2005/008218
Publication date2 Mar 2006
Filing date10 Mar 2005
Priority date12 Mar 2004
Also published asUS7163145, US7360699, US7503487, US8589225, US20040238620, US20070084914, US20080052172, US20090144136, US20140046839, WO2005089227A2
Publication numberPCT/2005/8218, PCT/US/2005/008218, PCT/US/2005/08218, PCT/US/5/008218, PCT/US/5/08218, PCT/US2005/008218, PCT/US2005/08218, PCT/US2005008218, PCT/US200508218, PCT/US5/008218, PCT/US5/08218, PCT/US5008218, PCT/US508218, WO 2005/089227 A3, WO 2005089227 A3, WO 2005089227A3, WO-A3-2005089227, WO2005/089227A3, WO2005089227 A3, WO2005089227A3
InventorsPerry A Cohagan, Mary Ann Fitzmaurice, Aliza Freud, Birgitta Mayer, Julia Menichilli, Jason Nanton, Ray Sharp, Scott Vosburgh, Penelope Wood-Kulko
ApplicantAmerican Express Travel Relate, Perry A Cohagan, Mary Ann Fitzmaurice, Aliza Freud, Birgitta Mayer, Julia Menichilli, Jason Nanton, Ray Sharp, Scott Vosburgh, Penelope Wood-Kulko
Export CitationBiBTeX, EndNote, RefMan
External Links: Patentscope, Espacenet
Geographic area multiple service card system
WO 2005089227 A3
Abstract
The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
Patent Citations
Cited PatentFiling datePublication dateApplicantTitle
US5578808 *28 Feb 199526 Nov 1996Datamark Services, Inc.Data card that can be used for transactions involving separate card issuers
US5923016 *3 Dec 199613 Jul 1999Carlson Companies, Inc.In-store points redemption system & method
US5963647 *17 Jun 19975 Oct 1999Citicorp Development Center, Inc.Method and system for transferring funds from an account to an individual
US6003014 *22 Aug 199714 Dec 1999Visa International Service AssociationMethod and apparatus for acquiring access using a smart card
US6032136 *17 Nov 199829 Feb 2000First Usa Bank, N.A.Customer activated multi-value (CAM) card
US6375084 *14 Oct 199923 Apr 2002Transmo LimitedCard charging systems
US6549912 *23 Sep 199815 Apr 2003Visa International Service AssociationLoyalty file structure for smart card
Classifications
International ClassificationG07F7/10, G07B15/02, G07F7/08, G07F7/00
Cooperative ClassificationG06Q20/102, G06Q30/02, G07F7/1008, G06Q50/10, G07F17/0014, G06Q20/357, G06Q30/0215, G06Q20/3574, G06Q20/34, G06Q20/227, G06Q20/363, G07F7/0866, G06Q20/341, G06Q10/087, G07B15/02
European ClassificationG07F17/00C, G06Q20/357, G06Q20/363, G06Q20/341, G06Q50/10, G06Q20/3574, G06Q10/087, G06Q20/227, G06Q30/02, G06Q30/0215, G06Q20/102, G07F7/08C, G07F7/10D
Legal Events
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13 Apr 2006BLater publication of amended claims
Effective date: 20060301
1 Jun 2006DPENRequest for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed from 20040101)
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