WO2005059797A1 - Method and system for use in sale of cosumer goods - Google Patents

Method and system for use in sale of cosumer goods Download PDF

Info

Publication number
WO2005059797A1
WO2005059797A1 PCT/NO2004/000363 NO2004000363W WO2005059797A1 WO 2005059797 A1 WO2005059797 A1 WO 2005059797A1 NO 2004000363 W NO2004000363 W NO 2004000363W WO 2005059797 A1 WO2005059797 A1 WO 2005059797A1
Authority
WO
WIPO (PCT)
Prior art keywords
product
token
consumer
point
payment
Prior art date
Application number
PCT/NO2004/000363
Other languages
French (fr)
Inventor
Tore Planke
Eddy Molenaar
Original Assignee
Vensafe Asa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Vensafe Asa filed Critical Vensafe Asa
Priority to EP04808857A priority Critical patent/EP1704518A1/en
Publication of WO2005059797A1 publication Critical patent/WO2005059797A1/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification

Abstract

A method and a system for use in the sale of consumer goods, where the consumer is given the possibility of: selecting at least one product from a product register unit, being provided thereafter with a token for the selected product by the product register unit, taking the token to a point of payment to scan the token, paying for the selected product and having the token validated, taking the token in validated form to a product delivery point for a scanning of the token with respect to the validation data passed to the product delivery point from the point of payment, and having the selected product delivered from the product delivery point upon approval of the token. The token used is at least one biometric characteristic of the consumer, e.g., selected from: fingerprints, hand characteristics, eye characteristics, facial characteristics, voice characteristics. The product register unit, the point of payment and the product delivery point are each equipped with a device for scanning specific biometric characteristics of the consumer, and the product delivery point is designed to delete or invalidate said validation data when the selected product is delivered to the consumer.

Description

Method and system for use in . \ sale of consumer goods
The present invention relates to a method and a system for use in the sale of consumer goods, where the consumer is given the possibility of: selecting at least one product from a product register unit, being provided thereafter with a token for the selected product by the product register unit, taking the token to a point of payment to scan the token, paying for the selected product and having the token validated, taking the token in validated form to a product delivery point for a scanning of the token with respect to the validation data passed to the product delivery point from the point of payment, and having the selected product delivered from the product delivery point upon approval of the token, as disclosed in the preamble of attached claim 1 and claim 4 respectively.
A method and a system as described are known from, ter alia, Norwegian Patent Application No. 20021679.
However, there has long been a need to be able to avoid the use of tokens in the form of slips of paper, cards or the like, as these result in extra processing routines, operational maintenance of technical equipment such as token printers, and the emptying of tokens collected in connection with validation and/or delivery of goods.
According to the invention, the method is characterised in that as token at least one biometric characteristic of the consumer is used.
According to another aspect of the method, said biometric characteristic or characteristics is/are selectable from: fingerprints, hand characteristics, eye characteristics, facial contours, voice spectrum.
Advantageously, the token's validation data is deleted or invalidated when the selected product is delivered to the consumer.
The aforementioned system is characterised, according to the invention, in that the token used is at least one biometric characteristic of the consumer. According to one aspect of the system, the said biometric characteristic is selected from: fingerprints, hand characteristics, eye characteristics, facial characteristics, voice characteristics.
According to one embodiment of the system, the product delivery point is designed to delete or invalidate said validation data when the selected product is delivered to the consumer. The product register unit, the point of payment and the product delivery point are each equipped with a device for scanning specific biometric characteristics of the consumer.
The product register unit is equipped with a means for communication with the point of payment, and similarly the point of payment will have a means for communication with the product delivery point.
The invention will now be described in more detail with reference to the attached drawing.
A consumer 1 who wishes to select at least one product from a product register unit views a display 10 on which a number of products 10' are shown. These products 10' are related to the products contained in a product register 10".
Advantageously, the display 10 is a so-called touch screen, so that the consumer 1 can mark with a finger 2 the product or products 10' that are shown on the display 10 so as to order such a product and confirm the selection of the product, or in effect a product reservation, by using scanning of at least one biometric characteristic of the consumer selectable from, for example, fingerprints, hand characteristics, eye characteristics, characteristics of the consumer's face or his/her facial contours, and voice characteristics such as voice spectrum.
As shown in the drawing, fingerprints from, for example, an index finger 2 of the consumer can be scanned by a fingerprint reader 6. Alternatively, the reader 6 can scan the hand characteristics of the hand 2'.
The use of a detector 7 for scanning the characteristics of one or both of the consumer's eyes 3 is also conceivable. If it is the consumer's voice that is to be used as biometric characteristic, such as the voice frequency spectrum, the voice or sound that issues from the consumer's mouth 4 can be captured by a detector 8. In another case, it may instead be desirable that the consumer's face should form said characteristic, and for this purpose a detector 9 is used to recognise, for example, the consumer's facial contours or details of his/her face. The consumer's face is generally indicated by the reference numeral 5 on the figure. Thus, the consumer does not receive a token printed out by the product register unit 11, as it is only the at least one biometric characteristic of the consumer that serves as a token throughout the whole process until delivery of the product. Since the biometric characteristics of a person are as a general rule unique to that person, the danger of fraud is almost entirely eliminated.
A signal processing unit, for example, a microprocessor 12, communicates with a point of payment 16 signal processor 15 via a data bus 13. The point of payment 16 has detectors similar to the detectors 6-9, indicated respectively by the reference numerals 6', 7', 8' and 9' in connection with the point of payment 16. When the consumer, on arrival at the point of payment, uses his biometric characteristic as a product token, this characteristic is captured by, for example, one of said detectors 6'-9' and compared with said biometric characteristic that was registered by one of the detectors 6-9. The biometric characteristic or characteristics registered by respectively the product register unit 11 and the point of payment 16 are compared in a comparator 14 and if they match, the signal processor 15 is further activated in order to signal to the cash register unit 16' at the point of payment that the product is to be paid for.
When the product has been paid for by the consumer, a signal to this effect is sent via a data bus 17 to a signal processor 18, for example, a microprocessor, located at the product delivery point 21. When the consumer then moves on to the product delivery point after paying for the product, the consumer 1 has his/her chosen biometric characteristic scanned by detector 6", 7", 8" or 9", and token data related to the data that were compared and approved at the point of payment 16 are then compared by a comparator 19 at the product delivery point 21. If there is a match, the signal processor 18 is reactivated to initiate delivery of the product in question from a product delivery unit 20. When the selected product is thus delivered to the consumer, the product delivery point will be designed to delete or invalidate the validation data that has been transferred from the point of payment so as to prevent further delivery of products that have not been paid for.

Claims

P a t e n t c l a i m s
1.
A method for use in the sale of consumer goods, where the consumer is given the possibility of: a) selecting at least one product from a product register unit; b) being provided thereafter with a token for the selected product by the product register unit; c) taking the token to a point of payment in order to pay for the selected product and thus validate the token; d) taking the token in validated form to a product delivery point for a scanning of the token with respect to the validation data; and e) having the selected product delivered from the product delivery point upon approval of the token, characterised in that as token a body part or the voice of the consumer, which represents at least one biometric characteristic of the consumer, is used.
2. The method as disclosed in claim 1, characterised in that said biometric characteristic or characteristics is/are selectable from: fingerprints, hand characteristics, eye characteristics, facial characteristics, for example, facial contours, voice characteristics, for example, voice spectrum.
3.
The method as disclosed in claim 1 or 2, characterised in that the token's validation data is deleted or invalidated when the selected product is delivered to the consumer.
4. A system for use in the sale of consumer goods, where the consumer is given the possibility of: selecting at least one product from a product register unit, being provided thereafter with a token for the selected product by the product register unit, taking the token to a point of payment to scan the token, paying for the selected product and having the token validated, taking the token in validated form to a product delivery point for a scanning of the token with respect to the validation data passed to the product delivery point from the point of payment, and having the selected product delivered from the product delivery point upon approval of the token, characterised in that the token used is a body part or the voice of the consumer, which represents at least one biometric characteristic of the consumer.
5.
The system as disclosed in claim 4, characterised in that said biometric characteristic or characteristics is/are selectable from: fingerprints, hand characteristics, eye characteristics, facial characteristics, voice characteristics.
6.
The system as disclosed in claim 4 or 5, characterised in that product delivery point is designed to delete or invalidate said validation data when the selected product is delivered to the consumer.
7.
The system as disclosed in claim 4, 5 or 6, characterised in that the product register unit, the point of payment and the product delivery point are each equipped with a device for scanning specific biometric characteristics of a body part or voice of the consumer.
8.
A system as disclosed in claim 7, characterised in that the product register unit has a means for communication with the point of payment, and that the point of payment has a means for communication with the product delivery point.
PCT/NO2004/000363 2003-12-18 2004-11-25 Method and system for use in sale of cosumer goods WO2005059797A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP04808857A EP1704518A1 (en) 2003-12-18 2004-11-25 Method and system for use in sale of cosumer goods

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NO20035667 2003-12-18
NO20035667A NO321529B1 (en) 2003-12-18 2003-12-18 Method and system for use in the sale of consumer goods

Publications (1)

Publication Number Publication Date
WO2005059797A1 true WO2005059797A1 (en) 2005-06-30

Family

ID=31885170

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/NO2004/000363 WO2005059797A1 (en) 2003-12-18 2004-11-25 Method and system for use in sale of cosumer goods

Country Status (3)

Country Link
EP (1) EP1704518A1 (en)
NO (1) NO321529B1 (en)
WO (1) WO2005059797A1 (en)

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130218796A1 (en) * 2010-10-28 2013-08-22 Alibaba Group Holding Limited Securing User Information
WO2016165500A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Self-service payment terminal used for network hospital platform
WO2016165498A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Registration number-based self-service payment terminal
WO2016165497A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Facial recognition-based self-service payment terminal
WO2016165499A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Fingerprint recognition-based self-service payment terminal

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0991027A2 (en) * 1998-09-30 2000-04-05 Ncr International Inc. Self-service checkout terminal having a biometric sensing device for verifying identity of a user and associated method
US20010026632A1 (en) * 2000-03-24 2001-10-04 Seiichiro Tamai Apparatus for identity verification, a system for identity verification, a card for identity verification and a method for identity verification, based on identification by biometrics
US20030130762A1 (en) * 2002-01-07 2003-07-10 Robert Tomassi Vending machine having a biometric verification system for authorizing the sales of regulated products

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001069495A1 (en) * 2000-03-15 2001-09-20 Johnson Neldon P Method and apparatus for automated payment transactions
US20010051924A1 (en) * 2000-05-09 2001-12-13 James Uberti On-line based financial services method and system utilizing biometrically secured transactions for issuing credit
US7110987B2 (en) * 2002-02-22 2006-09-19 At&T Wireless Services, Inc. Secure online purchasing

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0991027A2 (en) * 1998-09-30 2000-04-05 Ncr International Inc. Self-service checkout terminal having a biometric sensing device for verifying identity of a user and associated method
US20010026632A1 (en) * 2000-03-24 2001-10-04 Seiichiro Tamai Apparatus for identity verification, a system for identity verification, a card for identity verification and a method for identity verification, based on identification by biometrics
US20030130762A1 (en) * 2002-01-07 2003-07-10 Robert Tomassi Vending machine having a biometric verification system for authorizing the sales of regulated products

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130218796A1 (en) * 2010-10-28 2013-08-22 Alibaba Group Holding Limited Securing User Information
WO2016165500A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Self-service payment terminal used for network hospital platform
WO2016165498A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Registration number-based self-service payment terminal
WO2016165497A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Facial recognition-based self-service payment terminal
WO2016165499A1 (en) * 2015-04-11 2016-10-20 深圳市共创百业科技开发有限公司 Fingerprint recognition-based self-service payment terminal

Also Published As

Publication number Publication date
NO20035667L (en) 2005-06-20
EP1704518A1 (en) 2006-09-27
NO321529B1 (en) 2006-05-15
NO20035667D0 (en) 2003-12-18

Similar Documents

Publication Publication Date Title
US6390367B1 (en) Fraud prevention arrangement
US20110270695A1 (en) System, Apparatus, and Methods for Currency Processing Control and Redemption
US6711465B2 (en) Vending machine having a biometric verification system for authorizing the sales of regulated products
WO2001006440A1 (en) Tokenless biometric electronic transactions using audio signature
US20110184553A1 (en) Device and method related to return of empty beverage containers
US7648073B2 (en) Data acquisition device
JP2018190307A (en) Reception system
CN104380353B (en) The storage medium of transaction system and storage program
WO2005059797A1 (en) Method and system for use in sale of cosumer goods
JP2009020664A (en) Automatic transaction device and portable terminal equipment
GB2351590A (en) Fraud protection for a self-service terminal
EP1727098A1 (en) Automated teller machine and cash transaction system
JP2005182240A (en) Right acquiring and exercising, and individual authentication system by biometrics
JPH10312462A (en) Identity specifying device
JPH0969138A (en) Method and device for putting mark on document processed by service terminal
JP3896269B2 (en) Simple card settlement system, program thereof, and recording medium
JP6616243B2 (en) Multifunctional card
KR200181614Y1 (en) A automatic teller for recognzing a fingerprint
JP2008136729A (en) Bioinformation acquisition sensor, bioinformation acquisition device having sensor and consumer transaction facility
AU2006214648A1 (en) Method and system for performing security on multiple unresolved objects in a self checkout
JP2005346174A (en) Automatic transaction device
JPH11154234A (en) Card issuing device
JP2004185328A (en) Ic card selling method and device
KR100393530B1 (en) A automatic teller for recognzing a fingerprint
JPH09101992A (en) System and method for managing transaction

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A1

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A1

Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
NENP Non-entry into the national phase

Ref country code: DE

WWW Wipo information: withdrawn in national office

Ref document number: DE

REEP Request for entry into the european phase

Ref document number: 2004808857

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 2004808857

Country of ref document: EP

WWP Wipo information: published in national office

Ref document number: 2004808857

Country of ref document: EP