WO2004046863A3 - Interest bearing gift card mechanisms - Google Patents
Interest bearing gift card mechanisms Download PDFInfo
- Publication number
- WO2004046863A3 WO2004046863A3 PCT/US2003/036527 US0336527W WO2004046863A3 WO 2004046863 A3 WO2004046863 A3 WO 2004046863A3 US 0336527 W US0336527 W US 0336527W WO 2004046863 A3 WO2004046863 A3 WO 2004046863A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- gift card
- ibgc
- interest bearing
- bearing gift
- card mechanisms
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q99/00—Subject matter not provided for in other groups of this subclass
Abstract
Priority Applications (7)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP03783528A EP1570394A4 (en) | 2002-11-15 | 2003-11-14 | Interest bearing gift card mechanisms |
JP2004553730A JP2006506739A (en) | 2002-11-15 | 2003-11-14 | Gift card system with interest |
CA002505791A CA2505791A1 (en) | 2002-11-15 | 2003-11-14 | Interest bearing gift card mechanisms |
BR0316277-0A BR0316277A (en) | 2002-11-15 | 2003-11-14 | Interest bearing gift card system, methods of using an interest bearing gift card and interacting with an information encoded gift card, interest bearing gift card and system for interacting with an information encoded gift card |
AU2003290944A AU2003290944A1 (en) | 2002-11-15 | 2003-11-14 | Interest bearing gift card mechanisms |
US10/811,605 US20040243498A1 (en) | 2002-11-15 | 2004-03-29 | Interest bearing gift card mechanisms |
US11/124,915 US20080223920A9 (en) | 2002-11-15 | 2005-05-09 | Interest bearing gift card mechanisms |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/298,036 | 2002-11-15 | ||
US10/298,036 US20040098351A1 (en) | 2002-11-15 | 2002-11-15 | Interest bearing gift card and related methods and systems |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/298,036 Continuation US20040098351A1 (en) | 2002-11-15 | 2002-11-15 | Interest bearing gift card and related methods and systems |
Related Child Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/811,605 Continuation-In-Part US20040243498A1 (en) | 2002-11-15 | 2004-03-29 | Interest bearing gift card mechanisms |
US11/124,915 Continuation US20080223920A9 (en) | 2002-11-15 | 2005-05-09 | Interest bearing gift card mechanisms |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2004046863A2 WO2004046863A2 (en) | 2004-06-03 |
WO2004046863A3 true WO2004046863A3 (en) | 2005-01-27 |
Family
ID=32297340
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2003/036527 WO2004046863A2 (en) | 2002-11-15 | 2003-11-14 | Interest bearing gift card mechanisms |
Country Status (8)
Country | Link |
---|---|
US (4) | US20040098351A1 (en) |
EP (1) | EP1570394A4 (en) |
JP (1) | JP2006506739A (en) |
CN (1) | CN1711544A (en) |
AU (1) | AU2003290944A1 (en) |
BR (1) | BR0316277A (en) |
CA (1) | CA2505791A1 (en) |
WO (1) | WO2004046863A2 (en) |
Families Citing this family (151)
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AU2003290944A8 (en) | 2004-06-15 |
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EP1570394A4 (en) | 2006-10-11 |
BR0316277A (en) | 2005-10-11 |
US20050165682A1 (en) | 2005-07-28 |
CA2505791A1 (en) | 2004-06-03 |
US20040243498A1 (en) | 2004-12-02 |
CN1711544A (en) | 2005-12-21 |
US20040098351A1 (en) | 2004-05-20 |
WO2004046863A2 (en) | 2004-06-03 |
AU2003290944A1 (en) | 2004-06-15 |
EP1570394A2 (en) | 2005-09-07 |
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