WO2003014962A8 - System and method for funding a collective account - Google Patents
System and method for funding a collective accountInfo
- Publication number
- WO2003014962A8 WO2003014962A8 PCT/US2002/023251 US0223251W WO03014962A8 WO 2003014962 A8 WO2003014962 A8 WO 2003014962A8 US 0223251 W US0223251 W US 0223251W WO 03014962 A8 WO03014962 A8 WO 03014962A8
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- funding
- account
- collective account
- collective
- financial
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0215—Including financial accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0279—Fundraising management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0224—Discounts or incentives, e.g. coupons or rebates based on user history
Abstract
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US30759401P | 2001-07-26 | 2001-07-26 | |
US60/307,594 | 2001-07-26 | ||
US10/193,923 | 2002-07-15 | ||
US10/193,923 US7809641B2 (en) | 2001-07-26 | 2002-07-15 | System and method for funding a collective account |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003014962A1 WO2003014962A1 (en) | 2003-02-20 |
WO2003014962A8 true WO2003014962A8 (en) | 2003-04-10 |
Family
ID=43981631
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2002/023251 WO2003014962A1 (en) | 2001-07-26 | 2002-07-23 | System and method for funding a collective account |
Country Status (2)
Country | Link |
---|---|
US (7) | US7809641B2 (en) |
WO (1) | WO2003014962A1 (en) |
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US7587354B2 (en) | 2001-11-27 | 2009-09-08 | State Street Corporation | Verification of net asset values |
US20030144935A1 (en) | 2002-01-30 | 2003-07-31 | Sobek Michael F. | Methods and systems for processing, accounting, and administration of stored value cards |
US20030163403A1 (en) | 2002-02-01 | 2003-08-28 | Ubs Painewebber Inc. | Method and system for providing a weighted average aggregated accounts report |
JP2003248780A (en) | 2002-02-25 | 2003-09-05 | Fujitsu Ltd | Purchase information management system, purchase information anonymization server, and purchase information management method |
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US20050091138A1 (en) | 2002-06-28 | 2005-04-28 | Fujitsu Limited | Method and apparatus for processing reward point, and computer product therefor |
US6805287B2 (en) | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
US20040098351A1 (en) | 2002-11-15 | 2004-05-20 | Ibgc Corporation | Interest bearing gift card and related methods and systems |
US20050027649A1 (en) | 2003-02-27 | 2005-02-03 | Richard Cech | Event typer |
IL158694A (en) | 2003-10-30 | 2014-11-30 | Verifone Israel Ltd | Prepaid debit card processing |
US20060047589A1 (en) | 2004-08-30 | 2006-03-02 | Mr. Edward Grau | Investment program contribution system |
-
2002
- 2002-07-15 US US10/193,923 patent/US7809641B2/en active Active
- 2002-07-23 WO PCT/US2002/023251 patent/WO2003014962A1/en not_active Application Discontinuation
-
2010
- 2010-08-23 US US12/861,003 patent/US7945514B1/en not_active Expired - Fee Related
-
2011
- 2011-04-08 US US13/082,691 patent/US8620808B1/en not_active Expired - Lifetime
- 2011-06-23 US US13/167,367 patent/US8156047B1/en not_active Expired - Lifetime
- 2011-08-02 US US13/196,447 patent/US8429076B1/en not_active Expired - Lifetime
-
2013
- 2013-03-26 US US13/850,731 patent/US20130218654A1/en not_active Abandoned
- 2013-10-07 US US14/047,289 patent/US8768835B2/en not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
WO2003014962A1 (en) | 2003-02-20 |
US7809641B2 (en) | 2010-10-05 |
US20030028483A1 (en) | 2003-02-06 |
US20130218654A1 (en) | 2013-08-22 |
US8429076B1 (en) | 2013-04-23 |
US7945514B1 (en) | 2011-05-17 |
US8620808B1 (en) | 2013-12-31 |
US8156047B1 (en) | 2012-04-10 |
US20140039997A1 (en) | 2014-02-06 |
US8768835B2 (en) | 2014-07-01 |
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