WO2002048835A3 - Bar coded bill payment system and method - Google Patents
Bar coded bill payment system and method Download PDFInfo
- Publication number
- WO2002048835A3 WO2002048835A3 PCT/US2001/048442 US0148442W WO0248835A3 WO 2002048835 A3 WO2002048835 A3 WO 2002048835A3 US 0148442 W US0148442 W US 0148442W WO 0248835 A3 WO0248835 A3 WO 0248835A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- payment
- biller
- payments
- consumer
- funds
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Abstract
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP01988313A EP1342146A4 (en) | 2000-12-14 | 2001-12-14 | Bar coded bill payment system and method |
MXPA03005301A MXPA03005301A (en) | 2000-12-14 | 2001-12-14 | Bar coded bill payment system and method. |
CA002432750A CA2432750A1 (en) | 2000-12-14 | 2001-12-14 | Bar coded bill payment system and method |
AU2002241630A AU2002241630A1 (en) | 2000-12-14 | 2001-12-14 | Bar coded bill payment system and method |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/737,011 | 2000-12-14 | ||
US09/737,011 US6993507B2 (en) | 2000-12-14 | 2000-12-14 | Bar coded bill payment system and method |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2002048835A2 WO2002048835A2 (en) | 2002-06-20 |
WO2002048835A3 true WO2002048835A3 (en) | 2003-03-13 |
Family
ID=24962246
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2001/048442 WO2002048835A2 (en) | 2000-12-14 | 2001-12-14 | Bar coded bill payment system and method |
Country Status (5)
Country | Link |
---|---|
US (4) | US6993507B2 (en) |
EP (1) | EP1342146A4 (en) |
CA (1) | CA2432750A1 (en) |
MX (1) | MXPA03005301A (en) |
WO (1) | WO2002048835A2 (en) |
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- 2001-12-14 EP EP01988313A patent/EP1342146A4/en not_active Withdrawn
-
2009
- 2009-02-13 US US12/371,547 patent/US20090204522A1/en not_active Abandoned
-
2014
- 2014-05-12 US US14/275,726 patent/US20140310167A1/en not_active Abandoned
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5121945A (en) * | 1988-04-20 | 1992-06-16 | Remittance Technology Corporation | Financial data processing system |
US5326959A (en) * | 1992-08-04 | 1994-07-05 | Perazza Justin J | Automated customer initiated entry remittance processing system |
US5465206A (en) * | 1993-11-01 | 1995-11-07 | Visa International | Electronic bill pay system |
US5465206B1 (en) * | 1993-11-01 | 1998-04-21 | Visa Int Service Ass | Electronic bill pay system |
US6438527B1 (en) * | 1993-11-01 | 2002-08-20 | Visa International Service Association | Method and apparatus for paying bills electronically using machine readable information from an invoice |
Non-Patent Citations (1)
Title |
---|
See also references of EP1342146A4 * |
Also Published As
Publication number | Publication date |
---|---|
MXPA03005301A (en) | 2005-06-20 |
EP1342146A4 (en) | 2009-11-18 |
US20140310167A1 (en) | 2014-10-16 |
US20090204522A1 (en) | 2009-08-13 |
US20020077976A1 (en) | 2002-06-20 |
CA2432750A1 (en) | 2002-06-20 |
US6993507B2 (en) | 2006-01-31 |
EP1342146A2 (en) | 2003-09-10 |
US20020128967A1 (en) | 2002-09-12 |
WO2002048835A2 (en) | 2002-06-20 |
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