WO2001073584A2 - Method and system for processing messages in a bill payment and presentment system over a communications network - Google Patents
Method and system for processing messages in a bill payment and presentment system over a communications network Download PDFInfo
- Publication number
- WO2001073584A2 WO2001073584A2 PCT/US2001/010075 US0110075W WO0173584A2 WO 2001073584 A2 WO2001073584 A2 WO 2001073584A2 US 0110075 W US0110075 W US 0110075W WO 0173584 A2 WO0173584 A2 WO 0173584A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- service providers
- mainframe
- messages
- application files
- over
- Prior art date
Links
Classifications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/06—Protocols specially adapted for file transfer, e.g. file transfer protocol [FTP]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/02—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/565—Conversion or adaptation of application format or content
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/40—Network security protocols
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/561—Adding application-functional data or data for application control, e.g. adding metadata
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L69/00—Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
- H04L69/30—Definitions, standards or architectural aspects of layered protocol stacks
- H04L69/32—Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
- H04L69/322—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
- H04L69/329—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Strategic Management (AREA)
- Economics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Security & Cryptography (AREA)
- Data Exchanges In Wide-Area Networks (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2404221A CA2404221C (en) | 2000-03-29 | 2001-03-29 | Method and system for processing messages in a bill payment and presentment system over a communications network |
JP2001571233A JP2004501420A (en) | 2000-03-29 | 2001-03-29 | A method and system for processing messages in a bill payment and presentation system across a communication network. |
AU2001249588A AU2001249588B2 (en) | 2000-03-29 | 2001-03-29 | Method and system for processing messages in a bill payment and presentment system over a communications network |
EP01922829A EP1301878A2 (en) | 2000-03-29 | 2001-03-29 | Method and system for processing messages in a bill payment and presentment system over a communications network |
AU4958801A AU4958801A (en) | 2000-03-29 | 2001-03-29 | Method and system for processing messages in a bill payment and presentment system over a communications network |
HK03106761.1A HK1054455A1 (en) | 2000-03-29 | 2003-09-20 | Method and system for processing messages in a bill payment and presentment system over a communications network |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US19282800P | 2000-03-29 | 2000-03-29 | |
US60/192,828 | 2000-03-29 | ||
US21181300P | 2000-06-14 | 2000-06-14 | |
US60/211,813 | 2000-06-14 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2001073584A2 true WO2001073584A2 (en) | 2001-10-04 |
WO2001073584A3 WO2001073584A3 (en) | 2003-01-23 |
Family
ID=26888407
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2001/010075 WO2001073584A2 (en) | 2000-03-29 | 2001-03-29 | Method and system for processing messages in a bill payment and presentment system over a communications network |
Country Status (7)
Country | Link |
---|---|
US (3) | US7756786B2 (en) |
EP (1) | EP1301878A2 (en) |
JP (1) | JP2004501420A (en) |
AU (2) | AU2001249588B2 (en) |
CA (1) | CA2404221C (en) |
HK (1) | HK1054455A1 (en) |
WO (1) | WO2001073584A2 (en) |
Families Citing this family (57)
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WO2001073584A2 (en) | 2000-03-29 | 2001-10-04 | Mastercard International Incorporated | Method and system for processing messages in a bill payment and presentment system over a communications network |
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US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
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GB2533432A (en) | 2014-12-18 | 2016-06-22 | Ipco 2012 Ltd | A device system, method and computer program product for processing electronic transaction requests |
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2001
- 2001-03-29 WO PCT/US2001/010075 patent/WO2001073584A2/en active Application Filing
- 2001-03-29 AU AU2001249588A patent/AU2001249588B2/en not_active Ceased
- 2001-03-29 AU AU4958801A patent/AU4958801A/en active Pending
- 2001-03-29 JP JP2001571233A patent/JP2004501420A/en active Pending
- 2001-03-29 CA CA2404221A patent/CA2404221C/en not_active Expired - Fee Related
- 2001-03-29 US US09/821,263 patent/US7756786B2/en active Active
- 2001-03-29 EP EP01922829A patent/EP1301878A2/en not_active Ceased
-
2003
- 2003-09-20 HK HK03106761.1A patent/HK1054455A1/en unknown
-
2010
- 2010-06-08 US US12/796,140 patent/US20110231311A1/en not_active Abandoned
-
2011
- 2011-06-20 US US13/164,753 patent/US9749391B2/en not_active Expired - Lifetime
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Title |
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AVOLENT PRESS RELEASE: "MasterCard's OFX-based Hub to Greatly Enhance Connectivity Between Customer and Biller Service Providers" JUSTINTIME, [Online] 28 March 2000 (2000-03-28), XP002202858 Retrieved from the Internet: <URL:http://www.justintime.com/news/releas es/2000_03_28.html> [retrieved on 2002-06-19] * |
MASTERCARD INTERNATIONAL: "MASTERCARD LAUNCHES ELECTRONIC BILL PRESENTMENT FOR COMPLETE ONLINE" MASTERCARD PRESS RELEASE, [Online] 28 March 2000 (2000-03-28), XP002202857 Retrieved from the Internet: <URL:http://www.mastercardintl.com/about/p ress/pressreleases.cgi?id=290&rpps=1> [retrieved on 2002-06-19] * |
ONLINE RESOURCES PRESS RELEASE: "Online Resources Links Financial Institutions to Mastercard Network for Bill Presentment" ONLINE RESOURCES, [Online] 28 March 2000 (2000-03-28), XP002202859 Retrieved from the Internet: <URL:http://www.orcc.com/admin.asp?aID=new s&sID=overview&ssID=2&tID=13> [retrieved on 2002-06-19] * |
Also Published As
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US7756786B2 (en) | 2010-07-13 |
JP2004501420A (en) | 2004-01-15 |
CA2404221A1 (en) | 2001-10-04 |
CA2404221C (en) | 2013-12-17 |
AU2001249588B2 (en) | 2007-08-16 |
EP1301878A2 (en) | 2003-04-16 |
US20110251953A1 (en) | 2011-10-13 |
US20110231311A1 (en) | 2011-09-22 |
HK1054455A1 (en) | 2003-11-28 |
AU4958801A (en) | 2001-10-08 |
US20020049671A1 (en) | 2002-04-25 |
WO2001073584A3 (en) | 2003-01-23 |
US9749391B2 (en) | 2017-08-29 |
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