WO2001071674A1

WO2001071674A1 - Security system and silent alarm activatable by a user

Info

Publication number: WO2001071674A1
Application number: PCT/MX2001/000017
Authority: WO
Inventors: Gabriel Gustavo OCAÑA PRADAL
Original assignee: Ocana Pradal Gabriel Gustavo
Priority date: 2000-03-20
Filing date: 2001-03-20
Publication date: 2001-09-27
Also published as: AU4285001A

Abstract

The invention concerns a security system and a silent alarm activatable by a user from an electronic bank transactions device using a magnetic card by entering at least one system activation code (SAC) into the device. The system can be activated at different levels. Depending on the SAC entered, said levels will activate one or several security devices of the system. The system can send sound and video signals from the location of the electronic bank transactions device to a terminal located in at least one office of at least one security corps. It can also send geographic data of the electronic bank transactions device and demographic data of the owner of the card.

Description

SYSTEM OF SECURITY AND SILENT ALARM ACTIVABLE BY A

USER FIELD OF THE INVENTION

The present invention relates to silent alarm systems, activatable by a secret signal, in electronic banking transaction devices, operated directly by a user, which can be an employee of the bank or any person and which allows to send a distress call, to any security organization that is previously established. The invention is ideally applied, but not limited to, public ATMs with cash availability, in cases of assault or express kidnapping. BACKGROUND Currently, security systems are known in electronic banking facilities, which provide little or no protection to users in cases of assault and / or kidnapping and do not allow the user to request help or take any action to defend or protect themselves . These known systems range from electronic plates activated by magnetic cards, hidden video cameras, cash disposal limits, etc., which, as already stated, do not give the user true security or protection of their integrity and heritage. Some methods for activating silent alarms from self-service terminals, activated by means of a code fed at any time that disables the card, are well known to those skilled in the art, however it does not describe an electronic data processing module that activates an entire system. of security in different stages or levels of activation. In addition to making the activation obvious by displaying several messages on the screen that, in any case, would alert the criminal.

The system of the present invention, unlike known techniques, does not modify any of the devices that the electronic banking transaction device has, on the contrary, an electronic processing module is added to the system of the present invention. data that you can activate to the security system.

EXTRACT FROM DISCLOSURE

In recent times, criminal activity has been severely increased in electronic banking transaction devices operated directly by a user who can be an employee of the bank or anyone, without this having any opportunity or protection, converting these devices and users , in easy targets for criminals kidnappers that will escape with impunity and in. occasions causing death to the user.

The system of the present invention allows the user of the electronic banking transaction device to activate various mechanisms so that actions such as video camera activation, delay in the operation of the electronic banking transaction device, non-real information display can be initiated. the status of the bank account, activation of audio recording systems and activation of silent alarms that allow a warning signal to at least one pre-established security organization, sending characteristic data • location of the electronic device for banking transactions as well as demographic data of the user or the owner of the account.

The system of the present invention improves the security of the user and the electronic device of banking transactions in addition to causing the decrease of robberies and kidnappings since the criminals upon knowing the possibility of the user to activate one or more security systems and send a signal of assistance to at least one pre-established security organization, they will not act with the freedom they do so far.

The system of the present invention comprises: An electronic banking transaction device, operated by a user by means of a magnetic card through at least one preset alphanumeric code;

A central electronic banking system, which processes information regarding the status of at least one bank account;

A digital electronic data transmission system, which sends and receives data to and from the electronic banking transaction system; An electronic data processing module that activates a security system dependent on at least one alphanumeric code that activates at least one security device and is interconnected with the central banking electronic system, with the digital electronic data transmission system and with the electronic banking transaction device, and

At least one data reception system interconnected with the electronic data processing module and that receives the user's geographic and demographic data and displays them on a screen.

As has been understood, an object of the present invention is to provide the user with an opportunity to ask for help in cases of assault through at least one alphanumeric code, as well as to protect their heritage. Another object of the present invention is to reduce the crime rate in electronic banking transaction devices.

A further object of the invention is to allow banking institutions and security organizations to create and maintain statistical data systems that assist in the implementation of banking and police operations that allow monitoring of the most risky locations.

Still another object of the invention is to provide police and judicial bodies with assistance in locating, identifying and capturing criminals, with image, voice, place, date, and time of the event, statistical data of the assaulted, etc. .

BRIEF DESCRIPTION OF THE DRAWINGS The invention will be better understood with the present description by way of example without being limiting and with the help of the figures in which: Figure 1 is a block diagram showing the system of the present invention; Figure 2 is a block diagram of a second embodiment of the present invention; Figure 3 is an example of the security devices that can be activated with the security system; Figure 4 is a flow chart of the example program executed by the data processing module. DEFINITIONS

CIP Personal identification code; personal alphanumeric code and secret of the user or account holder.

CAS System activation code; Personal and secret alphanumeric code of the user or account holder to activate the security system, the same length as the CIP and different from it.

DETAILED DESCRIPTION OF THE INVENTION

As can be seen in Figure 1, the system consists of an electronic banking transaction device (1) that is activated by means of a magnetic card, interconnected to a central electronic banking system (2) through an electronic transmission system of data (3). An electronic data processing module (4) that is activated from the electronic banking transaction device (1) by means of a magnetic card and at least one CAS, is interconnected to the central banking electronic system and sends activation signals back to the electronic banking transaction device (1) and a data reception system (5). The reception system of data (5), it can in turn operate automatically to a transmitter (6) that transmits an encoded signal that will be received by at least one mobile radio receiver (7) that allows the user of the radio receiver, by means of the signal code to obtain data precise of the location of the electronic device of banking transactions.

The central electronic banking system (2) identifies the user of the magnetic card and through a CIP powered by means of a keyboard allows the user to perform banking transactions with their account such as: fund transfers, cash withdrawals, deposits, change of CIP , balance inquiry, etc.

The magnetic card contains specific account data, which are (see Figures 1 and 4) read when inserted into the electronic banking transaction device (1, 11, lia), it asks the user for the CIP (12) and the transaction to be made; the card data is sent (13) to the central electronic banking system together with the CIP and the instruction fed through the keyboard and are compared (21) with the data stored as legal in it. If the CIP fed through the keyboard corresponds to the CIP of the account (22), the central electronic banking system enables the transactions to which such account is authorized depending on the status of the account, allowing the user to perform any or all of the transactions to which you are authorized (25). Thus, when the user perceives a danger, he is able to type a CAS instead of the CIP; the central electronic banking system identifies that The CIP has not been typed, then it proceeds to verify if the digitized code corresponds to any CAS that it has stored and therefore is legal, then the central electronic banking system proceeds to activate the electronic data processing module (4, 23), which, depending on the CAS fed, will activate (24) in turn to at least one of the emergency security systems, and will proceed to enable the transactions to which such account is authorized based on the status of the account and the CAS supplied, allowing the user to perform any or all transactions to which he has authorization. The activation of the security systems and the CASs can be matched in levels according to the user's desire, for example, a first level that activates only video cameras and still cameras, corresponds to a first CAS; a second level that, in addition to the first level devices, also activates voice recording systems and some silent alarm within the bank branch, corresponds to a second CAS; a third level that, in addition to the devices of the first and second levels, also activates a routine that sends false information on the account status to the device, in relation to the available amount of cash or credit limit, normally less than the actual , this false information is displayed on the screen of the bank transaction device, thus protecting the assets of the user, corresponds to a third CAS; a fourth level that in addition to the devices of the first to third levels, also activates the alarm signal and sends it to a data reception system that displays on a screen the location data of the electronic banking transaction device and the demographic data of the user (51), corresponds to a fourth CAS; a fifth level that in addition to the devices and signals of the first to fourth levels, also activates the encoded signal that is transmitted by air and that will be received (52.53) by at least one mobile radio receiver, corresponds to a fifth CAS.

To carry out the invention it is necessary to add to the existing systems an electronic data processing module which has at least one program; It is also necessary to feed the central banking electronic system, with a routine that feeds a CAS and with at least one subroutine to identify the CAS and send the appropriate start signal to the electronic data processing module. The electronic data processing module program identifies the CAS and activates the corresponding security functions.

The data processing module is composed of: an input through which it receives data from the central electronic banking system; an output through which> delivers activation signals to the different security devices through the central electronic banking system and the digital electronic data transmission system; a memory unit where it stores the required information of the correspondence of the activation levels and CAS, and a processing unit that allows it to receive the data from the input and from the memory, interpret them, process the input data based on memory data, run a program, store new information in memory and send the corresponding activation signals to the output.

The operation of the system is explained below: The user has a magnetic card and wishes to make a banking transaction through an electronic banking transaction device; insert the magnetic card into a slot, arranged for this purpose, in the electronic bank transaction device, activating it; the user feeds an alphanumeric CIP code, of at least one digit by means of the keypad in the electronic banking transaction device and this, requests the user to type the transaction to be carried out; The electronic banking transaction device sends to the central electronic banking system the account information stored on the magnetic card, the CIP and the transaction to be carried out, the central electronic banking system validates the existence of the account and compares the CIP fed with the CIP assigned to that card and authorizes or rejects the request. If the request is authorized, it proceeds to process the requested transaction for example in a cash withdrawal validates that the requested amount is greater than or equal to the balance and, if this condition is met, updates the balance and sends an acceptance signal, as well as the new balance to the electronic banking transaction device and the latter displays the result of the transaction, delivers the requested amount and issues a proof of the transaction to the user. In emergency conditions (assault), the user feeds an alphanumeric system activation code (CAS) of at least one digit and is the same number of digits as the CIP; the electronic banking transaction device sends the CAS to the central banking electronic system that compares it to the CIP and with at least one

CAS assigned to that card and authorizes or rejects the request.

If the alphanumeπco code corresponds to a CAS, it executes the corresponding subrrutma by activating the electronic data processing module, which identifies and compares the CAS entered with all the CASs assigned to that card and executes the program corresponding to the CAS activation level by sending the output signals corresponding to that level of activation that will activate the corresponding safety devices and / or alarms and distress signals, authorizes the request and proceeds according to the requested transaction and the CAS fed.

Referring to figure 2, the crime registry center (8) is also shown, a module where crime information can be concentrated and therefore generate statistical information.

E. EXAMPLE OF A PROGRAM TO OPERATE THE SYSTEM

Cashier procedure. ValidaDatos (Sender: TObject); begin

Pass: = False; if Not There is an account then begin {there is no account} Hold Card; Exit; end if Powered CIP = Teacher.CIP then begin

{the fed CIP corresponds to the normal CIP}

Normal Process; end; if CIP Powered = aestro.CAS then begin

{the CIP fed corresponds to a dangerous situation} EnviaDatosAarma; ActivaVideo; Take pictures; end; end; Cashier procedure. Send Alarm Data (Sender: TObject); begin

WriteCom ('At the Cashier located at' + Cashiers. Street + 'Number ¹ + Cashiers. Number); riteCom ('Between' + Cashiers. Between + 'and' + Cashiers. YEntre); WriteCom ('THEY ARE MAKING AROUND'); riteCom (Teacher. Name + '' + Teacher. Paternal + '' + Teacher. Master);

WriteCom (Today + '' + Time); end; The invention as described by way of example and not by way of limitation, any person skilled in the art will be able to find many different modalities that do not depart from the scope of this and form part of the present invention.

Claims

1. An electronic security and silent alarm system that can be activated by a person who has a card such as a bank card, from an electronic banking transaction device operated by a user through the card through at least one first preset alphanumeric code; a central electronic banking system that processes information regarding the status of at least one bank account; a digital electronic data transmission system, which sends and receives data to and from the central electronic banking system, to and from the electronic banking transaction device; wherein the system comprises: an electronic data processing module that activates a security system dependent on at least a second alphanumeric code that activates at least one security device and that is interconnected with the central banking electronic system, with the digital electronic data transmission system and with the electronic banking transaction device.

2. The electronic system of claim 1, further comprising at least one data reception system interconnected with the electronic data processing module and receiving geographic and demographic data from the user and displaying them on a screen.

3. The electronic system of claim 2 which further includes a sound and light signal.

4. The electronic system of claims 1, 2 or 3, wherein the security device is at least one video camera.

5. The electronic system of claims 1 or 4, wherein the security device is at least one camera.

6. The electronic system of claims 1 or 5, wherein the security device is at least one audio recorder.

7. The electronic system of claims 1 or 6 wherein the security device is a light signal within a bank branch.

8. The electronic system of claim 1, wherein the electronic data processing module indiscriminately activates one of the security devices in response to an alphanumeric code associated with the security device in question.

9. The electronic system of claim 1, wherein the electronic data processing module activates several of the security devices in response to an alphanumeric code associated with the security devices in question.

10. The electronic system of claims 1, 2 or 3, wherein the electronic data reception system is located in a remote position in a location of a security body.

11. The electronic system of claim 10, wherein a second electronic data reception system is located in a remote location in a location where the central banking electronic system is located.

12. The electronic system of claims 1, 2, 4 or 6, wherein the active electronic devices send the captured signals to the electronic data reception system, live or online.

13. The electronic system of claim 1, wherein the second preset alphanumeric code is different from the first.

14. The electronic system of claim 1, wherein the electronic data processing module sends a signal to the central electronic banking system so that it sends a false account statement to the electronic banking transaction device.

15. The electronic system of claim 14, wherein the electronic data processing module sends an additional signal for the electronic data transmission system to send the data at a slower rate than normal.

16. The electronic system of claim 2, wherein the data reception system further includes a radio transmitter that automatically sends an encoded radio signal to at least one radio receiver or a radiolocalizer.

17. The electronic system of claim 16, wherein the encoded radio signal includes the geographic data of the electronic banking transaction device.

18. The electronic system of claim 17, wherein the encoded radio signal further includes the demographic data of the user or cardholder.

19. The electronic system of claim 1, wherein the electronic module records and stores the information, data and signals generated during operation in a memory.

20. The electronic system of claim 19, wherein the memory is any one of: a magnetic tape, a memory bank, an optical disk, or any means that allows the total reproduction of the facts.

21. The electronic system of claims 1 to 20, wherein the electronic banking transaction device is a public cashier.