WO2001065496A1 - Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus - Google Patents

Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus Download PDF

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Publication number
WO2001065496A1
WO2001065496A1 PCT/FR2000/000533 FR0000533W WO0165496A1 WO 2001065496 A1 WO2001065496 A1 WO 2001065496A1 FR 0000533 W FR0000533 W FR 0000533W WO 0165496 A1 WO0165496 A1 WO 0165496A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
anonymous
prepaid
coins
banknotes
Prior art date
Application number
PCT/FR2000/000533
Other languages
French (fr)
Inventor
Marie-Therèse BARET
Original Assignee
Baret Marie Therese
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Baret Marie Therese filed Critical Baret Marie Therese
Priority to PCT/FR2000/000533 priority Critical patent/WO2001065496A1/en
Publication of WO2001065496A1 publication Critical patent/WO2001065496A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/202—Depositing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Definitions

  • the present invention relates to an anonymous prepaid bank card comprising a memorization of monetary units usable in a coin and or banknote device, in local or international currency. 5
  • This device includes:
  • an anonymous prepaid chip card with a zone of monetary units adapted to international currencies; it may include a confidential encrypted code to prevent theft or no code; debits can be made in several installments depending on the available balance.
  • a machine intended for the distribution of coins and banknotes it includes
  • This invention applies:
  • the card is acquired by the donor who ensures payment and he is responsible for delivering it either directly to the beneficiary or to charitable associations, embassies, O.N. G., in the context of international assistance.

Abstract

The invention concerns a prepaid anonymous bank card, coded or uncoded, comprising a local or international currency unit storage.Said card is designed for use in a machine dispensing coins and/ or banknotes.

Description

CARTE BANCAIRE ANONYME PREPAYEE ET COMPORTANT UNE MEMORISATION D'UNITES MONETAIRES UTILISABLE DANS UN APPAREIL A PIECES ANONYMOUS PREPAID BANK CARD COMPRISING A MEMORY OF MONETARY UNITS FOR USE IN A COIN APPARATUS
La présente invention concerne une carte bancaire anonyme prépayée et comportant une mémorisation d'unités monétaires utilisables dans un appareil à pièces et ou à billets, en monnaie locale ou internationale . 5 Cet appareil comprend :The present invention relates to an anonymous prepaid bank card comprising a memorization of monetary units usable in a coin and or banknote device, in local or international currency. 5 This device includes:
1°) une carte à puce anonyme prépayée ,avec une zone d'unités monétaires adaptée aux monnaies internationales ; elle peut comporter un code chiffré confidentiel afin d'éviter les vols ou aucun code ; les débits peuvent être effec- 10 tués en plusieurs fois en fonction du solde disponible. 2°) une machine destinée à la distribution des pièces ,et des billets , elle comprend1) an anonymous prepaid chip card, with a zone of monetary units adapted to international currencies; it may include a confidential encrypted code to prevent theft or no code; debits can be made in several installments depending on the available balance. 2) a machine intended for the distribution of coins and banknotes, it includes
- une fente d'insertion de la carte bancaire ; - un appareil de lecture de la carte ; 15 - un moyen d'affichage muni d'un clavier de sélection du montant du paiement disponible , permettant la sélection de la somme demandée ; - un plateau de réception du paiement en pièces de monnaies , ou en billets . - a slot for inserting the bank card; - a card reading device; 15 - a display means provided with a keyboard for selecting the amount of payment available, allowing the selection of the amount requested; - a tray for receiving payment in coins, or banknotes.
20 Cette invention s'applique :This invention applies:
- à des cadeaux en monnaie , offerts à de jeunes enfants ;- gifts in currency, offered to young children;
- dans le cadre de l'aide sociale à des nécessiteux , à des handicapés , à des orphelins ...- as part of social assistance to the needy, the disabled, orphans ...
- ou pour l'aide internationale en cas de situation de guer- 25 re, famine , périls divers ...- or for international aid in the event of war, famine, various perils ...
La carte est acquise par le donateur qui en assure le paiement et il se charge de la remettre soit directement au bénéficiaire soit à des associations caritatives, à des ambassades , à des O.N. G. , dans le cadre de l'assistance 30 internationale .The card is acquired by the donor who ensures payment and he is responsible for delivering it either directly to the beneficiary or to charitable associations, embassies, O.N. G., in the context of international assistance.
Des appareils sont implantés localement dans les banques, ou auprès de leurs concessionnaires divers ( magasins ). Le dessin annexé illustre l'invention . Devices are installed locally in banks, or with their various dealers (stores). The accompanying drawing illustrates the invention.

Claims

REVENDICATIONS
Cette invention concerne une carte anonyme, codée ou non, prépayée permettant le retrait de pièces de monnaies locales ou internationales ,et ou de billets .This invention relates to an anonymous card, coded or not, prepaid allowing the withdrawal of local or international coins, and or banknotes.
Elle s'inscrit dans les techniques relatives aux cartes à puces 5 et aux distributeurs de monnaie et de billets . Le dispositif est caractérisé par :It is part of the techniques relating to smart cards 5 and to cash and bill dispensers. The device is characterized by:
1°) une carte : celle-ci comporte une mémoire de données qui correspondent à des données communes et à un ensemble de fichiers de données d'application ; ces fichiers 10 sont divisés en zones qui comportent notamment :1) a card: this card contains a data memory which corresponds to common data and to a set of application data files; these files 10 are divided into zones which include in particular:
- la mémorisation du code de chaque carte , permettant une utilisation anonyme mais personnalisée protégeant du vol ,elle représente les données d'identification ; la présence du code constitue une option facultative , certaines cartes 15 peuvent être établies sans code.- memorizing the code of each card, allowing anonymous but personalized use protecting against theft, it represents the identification data; the presence of the code is an optional option, some cards 15 can be issued without a code.
- la mémorisation du montant disponible après chaque retrait . 2°) La machine .elle comporte- memorization of the amount available after each withdrawal. 2 °) The machine.
- un dispositif de lecture de carte avec une zone d'identifï- 0 cation de la carte codée ou non, une zone de mémorisation , un ensemble d'automates lecteurs de cartes permettant d'effectuer les paiements demandés ;a card reading device with an identification zone of the card, coded or not, a storage zone, a set of card reader automats making it possible to make the requested payments;
- un logement ou réceptacle destiné au stock de billets et ou de pièces ; 25 -un écran d'affichage , un clavier de sélection ,une fente d'insertion de la carte , un plateau de réception des billets et ou des pièces de monnaies , sur la façade extérieure . - a housing or receptacle intended for the stock of banknotes and or coins; 25 - a display screen, a selection keyboard, a card insertion slot, a tray for receiving banknotes and or coins, on the exterior facade.
PCT/FR2000/000533 2000-03-03 2000-03-03 Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus WO2001065496A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/FR2000/000533 WO2001065496A1 (en) 2000-03-03 2000-03-03 Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/FR2000/000533 WO2001065496A1 (en) 2000-03-03 2000-03-03 Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus

Publications (1)

Publication Number Publication Date
WO2001065496A1 true WO2001065496A1 (en) 2001-09-07

Family

ID=8845977

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/FR2000/000533 WO2001065496A1 (en) 2000-03-03 2000-03-03 Prepaid anonymous bank card comprising a currency unit storage for use in a coin dispensing apparatus

Country Status (1)

Country Link
WO (1) WO2001065496A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2394819A (en) * 2002-10-28 2004-05-05 Asahi Seiko Co Ltd Cashing device for a prepaid card

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0380377A1 (en) * 1989-01-25 1990-08-01 Urba 2000 Electronic IC card payment system for public transport and services
WO1993014476A1 (en) * 1992-01-15 1993-07-22 Stephen Industries Inc. Oy A method for making and collecting donations
US5350906A (en) * 1992-11-25 1994-09-27 Brody Bill E Currency transfer system and method using fixed limit cards
US5506393A (en) * 1993-09-07 1996-04-09 Ziarno; Witold A. Donation kettle accepting credit card, debit card, and cash donations, and donation kettle network
JPH0954851A (en) * 1995-08-11 1997-02-25 Kokusai Medeikomu Kk Automatic cash dispenser and gift card to be used for the same
US5663546A (en) * 1995-08-18 1997-09-02 Usa Processing Inc. Method for holding and dispensing cash upon demand at a remote location
US5770844A (en) * 1995-10-26 1998-06-23 International Business Machines Corporation Supervision of transactions with chip cards
FR2776403A1 (en) * 1998-03-20 1999-09-24 Roland Moreno Electronic fund-raising method and system for collection of funds by charities and humanitarian organizations
FR2780679A1 (en) * 1998-07-03 2000-01-07 Jean Felix Ongouya Universal electronic purse for international multi-currency use as payment card or as currency

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0380377A1 (en) * 1989-01-25 1990-08-01 Urba 2000 Electronic IC card payment system for public transport and services
WO1993014476A1 (en) * 1992-01-15 1993-07-22 Stephen Industries Inc. Oy A method for making and collecting donations
US5350906A (en) * 1992-11-25 1994-09-27 Brody Bill E Currency transfer system and method using fixed limit cards
US5506393A (en) * 1993-09-07 1996-04-09 Ziarno; Witold A. Donation kettle accepting credit card, debit card, and cash donations, and donation kettle network
JPH0954851A (en) * 1995-08-11 1997-02-25 Kokusai Medeikomu Kk Automatic cash dispenser and gift card to be used for the same
US5663546A (en) * 1995-08-18 1997-09-02 Usa Processing Inc. Method for holding and dispensing cash upon demand at a remote location
US5770844A (en) * 1995-10-26 1998-06-23 International Business Machines Corporation Supervision of transactions with chip cards
FR2776403A1 (en) * 1998-03-20 1999-09-24 Roland Moreno Electronic fund-raising method and system for collection of funds by charities and humanitarian organizations
FR2780679A1 (en) * 1998-07-03 2000-01-07 Jean Felix Ongouya Universal electronic purse for international multi-currency use as payment card or as currency

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
PATENT ABSTRACTS OF JAPAN vol. 1997, no. 06 30 June 1997 (1997-06-30) *

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2394819A (en) * 2002-10-28 2004-05-05 Asahi Seiko Co Ltd Cashing device for a prepaid card
GB2394819B (en) * 2002-10-28 2004-12-15 Asahi Seiko Co Ltd Cashing device and method

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