WO2001020422A2 - Financial service system using fingerprint identification and method thereof - Google Patents

Financial service system using fingerprint identification and method thereof Download PDF

Info

Publication number
WO2001020422A2
WO2001020422A2 PCT/KR2000/001020 KR0001020W WO0120422A2 WO 2001020422 A2 WO2001020422 A2 WO 2001020422A2 KR 0001020 W KR0001020 W KR 0001020W WO 0120422 A2 WO0120422 A2 WO 0120422A2
Authority
WO
WIPO (PCT)
Prior art keywords
fingeφrint
password
user
unit
sub
Prior art date
Application number
PCT/KR2000/001020
Other languages
French (fr)
Other versions
WO2001020422A3 (en
Inventor
Hun Sik Ahn
Original Assignee
Bogo Tech Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from KR1019990039555A external-priority patent/KR100353424B1/en
Priority claimed from KR1020000010295A external-priority patent/KR20010086647A/en
Application filed by Bogo Tech Inc. filed Critical Bogo Tech Inc.
Priority to AU70408/00A priority Critical patent/AU7040800A/en
Publication of WO2001020422A2 publication Critical patent/WO2001020422A2/en
Publication of WO2001020422A3 publication Critical patent/WO2001020422A3/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/23Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a password
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/207Surveillance aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Definitions

  • the present invention relates to a financial service system using a fingerprint identification and a method thereof, and in particular to a financial service system by which a user, who is identified by inputting his fingerprint and pass word( optional), can deposit or withdraw money, and to a system capable of enhancing a stability and reliability of a financial service system by separating a fingerprint stored in a normal state and a fmge ⁇ rint stored in an alarm state for preventing an illegal forced money deposit or withdraw by others when depositing and withdrawing money using a financial service system.
  • a cash deposit and withdraw card for examples, a quick and quick cash card, a cash card, etc. which are known in Korea. which are known in Korea) is widely used.
  • the user can easily deposit or withdraw money using only password without a passbook and seal at an ATM( Automatic Teller Machine).
  • the cash card is lost, the money may be illegally withdrawn by a user who found the lost cash card.
  • a control method of a financial service system which is capable of reporting an illegal money withdraw to a police station when a user inputs a certain password and finge ⁇ rint which are not matched with the previously stored password and finge ⁇ rint for thereby effectively arresting the illegal cash card user.
  • a financial service system using a finge ⁇ rint recognition which includes a finge ⁇ rint recognition unit including a finge ⁇ rint recognition window for recognizing a user's finge ⁇ rint, an optical lens for transmitting the finge ⁇ rint recognized by the finge ⁇ rint recognition window to a programmable logic device, and a programmable logic device for processing the finge ⁇ rint transmitted via the optical lens as a data, an external terminal connection unit used as a communication connection unit with an external communication unit in an emergency state, a key pad used for receiving a financial service, a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit for producing an input item by a user during a display operation of the display unit, a speaker for outputting a voice signal reproduced by the voice reproducing unit, a CPU(Central Processing Unit) unit for controlling the operation of each unit, a
  • a financial service system using a finge ⁇ rint recognition which comprises a user financial service terminal which includes a finge ⁇ rint recognition unit including a finge ⁇ rint recognition window for recognizing a user's finge ⁇ rint, an optical lens for transmitting the finge ⁇ rint recognized by the finge ⁇ rint recognition window to a programmable logic device, and a programmable logic device for processing the fmge ⁇ rint transmitted via the optical lens as a data, an external terminal connection unit used as a communication connection unit with a financial company server or an external communication unit when an emergency state occurs, a key pad used for receiving a financial service, a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit for producing an input item by a user during a display operation of the display unit, a speaker for outputting a voice signal reproduced by the voice reproducing unit, a CPU(Central Processing Unit) unit for controlling the operation
  • a financial service method using a finge ⁇ rint recognition which comprises the steps of a first step in which a user who received a finge ⁇ rint recognition financial service separates a normal state finge ⁇ rint information and an alarm state finge ⁇ rint information and inputs the same, respectively, a second step in which the user whose information is stored is requested to perform a user verification procedure when receiving a finge ⁇ rint recognition financial service, and a third step in which when a verification data which is stored in the alarm state is inputted when verifying the user, an alarm state is reported to a police station via an emergency connection network.
  • Figure 1 is a view illustrating a schematic construction of a financial service system using a finge ⁇ rint identification according to the present invention
  • FIG. 2 is a view illustrating a detailed construction of the CPU in Figure 1;
  • Figure 3 is a view illustrating another example of the financial service system in accordance with the present invention.
  • Figures 4A and 4B are views illustrating an operation process of the financial service system according to the present invention.
  • FIG. 1 is a view illustrating a schematic construction of a financial service system according to the present invention which includes a finge ⁇ rint recognition unit 1 including a finge ⁇ rint recognition window 1-1 for recognizing a user's finge ⁇ rint, an optical lens 1-2 for transmitting the finge ⁇ rint recognized by the finge ⁇ rint recognition window 1-1 to a programmable logic device 1-2, and a programmable logic device 1-3 for processing the finge ⁇ rint transmitted via the optical lens 1-2 as a data, an external terminal connection unit 2 used as a communication connection unit with an external communication unit in an emergency state, a key pad 3 used for receiving a financial service, a display unit 4 for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit 5 for producing an input item by a user during a display operation of the display unit 4, a speaker 6 for outputting a voice signal reproduced by the voice reproducing unit 5, a CPU(Central Processing Unit) unit 7 for
  • FIG. 2 is a view illustrating a detailed construction of the CPU in Figure 1.
  • the CPU unit includes: a password verification unit 10 for requesting a password input when a cash card or passbook is inputted through the card/passbook input unit 9 and checking whether the inputted password is matched with the previously stored password of the cash card or passbook, a comparator 11 for comparing the finge ⁇ rint recognized by the finge ⁇ rint recognition unit 1 with the normal finge ⁇ rint corresponding to the password inputted via the password verification unit 10 or the finge ⁇ rint among the finge ⁇ rints inputted in an alarm state, a judging unit 12 for judging whether the current fmge ⁇ rint inputted from the comparator is matched with a finge ⁇ rint corresponding to the previously stored finge ⁇ rint, a selection service providing unit 13 for requesting a service selection to a user and providing a service selected by the user when the current finge ⁇ rint of the user is matched with the normally inputted
  • a message of "a password is required” is displayed on the display unit 4 and a voice message is outputted from the speaker 6.
  • the password identification unit 10 checks whether the previously stored password of the cash card or passbook is matched with the currently inputted password. If the password is not matched, a message of "The password is not matched” is displayed on the display unit 4 and is outputted via the speaker 6.
  • the comparator 11 searches the finge ⁇ rints corresponding to the password outputted from the password verification unit 10 and checks whether the finge ⁇ rint is matched with the normally inputted finge ⁇ rints or is matched with the alert state- based finge ⁇ rints. When the finge ⁇ rints are checked, the judging unit 12 judges whether the inputted finge ⁇ rint is matched with the finge ⁇ rint outputted from the comparator
  • the block “a” formed of the password verification unit 10, the comparator 1 1 , and the judging unit 12 may be designed so that all financial services are available in the financial service system in a state that the passwords and finge ⁇ rints of users are stored in the financial service system.
  • the block "a" and the database may be separately formed in a financial company server 15 and may remotely connected with the financial service system.
  • the communication and data transmission and receiving operations between the financial service system and the database in the financial company are performed via the external terminal connection unit 2, and in the case that the database and comparison/judgement unit are installed at the side of the financial company, it is not needed to store the password and finge ⁇ rint data into the storing unit 8 of the financial service system.
  • the above-described constructions may be determined based on the size of the financial company.
  • the financial service system as shown in Figure 1 may be embodied as a handy bank such as a 365-day corner and a terminal for the exclusive use of clients at a window.
  • the password input process may be omitted when the user inputs a user information.
  • the finge ⁇ rint when using the financial service system, the finge ⁇ rint may be directly inputted without inputting the password.
  • the finge ⁇ rint registration process and the process for informing an emergency state to the police station will be explained with reference to the flow charts of Figures 4 A and 4B.
  • FIG 4A is a flow chart of the mode in which a user information is stored in Step SI .
  • a user key is inputted using a key pad of the financial service system, it is judged whether this key corresponds to the key corresponding to a main master registration, As a result of the judgement, if the key corresponds to the master registration, it is checked whether a password input mode is selected for a double security in Step Sl l .
  • Step Sl l if the inputted key is not the key corresponding to the main master registration, it is checked whether the inputted key is an additional sub-master registration. If the inputted key corresponds to the additional sub-master registration, it is recognized that an additional registration is made based on the main master.
  • the main master If the recognition is made by the main master, it is checked whether the password input mode is selected with respect to an additional sub-master registration. If the password input mode is selected, a user is requested to input the password. When the password is inputted, a finge ⁇ rint corresponding thereto is registered. If the current mode is not the password input mode, the finge ⁇ rint is additionally registered without the password input in Step SI 5. At this time, the finge ⁇ rint registration and the guide messages are the same as the main master registration.
  • Step SI 4 if the key does not correspond to the additional sub-master registration, it is checked whether the key corresponds to the key on a user registration. If the key corresponds to the user registration, it is approved that the user registration can be made based on the registered main master or the sub-master in Step SI 6.
  • the master recognition is approved, it is checked whether the password input mode is selected or not. If the password input mode is selected, the user is required to input the password. If the password is inputted, the finge ⁇ rint is inputted to correspond thereto. If the mode is not the password input mode, the finge ⁇ rint is directly registered without inputting the password in Step SI 7. At this time, the finge ⁇ rint registration and guide messages are the same as the main master registration.
  • Step SI 6 if the key is not the key corresponding to the user registration, it is checked whether the key is the key corresponding to a deletion function. If the key corresponds to the deletion function, it is judged whether the password input mode is set in Step S 18.
  • the password input mode is set, the password is inputted, and the master recognition is required. Otherwise, the master recognition is required without the password. If the recognition is approved, the finge ⁇ rint and the password corresponding thereto are selected, and the display is returned to the initial display in Step SI 9.
  • Step SI 8 if the inputted key corresponds to the service item selection related to the cash deposit and withdraw, and the cash card or passbook is inputted via the cash card/passbook input unit 9, it is judged whether the password input mode is set. If set, the password input is required in Step S21.
  • Step S21 and S22 if the input mode of the password is set, or the password is matched, the finge ⁇ rint input is required.
  • the finge ⁇ rint is inputted, it is judged whether the inputted finge ⁇ rint is the normally inputted finge ⁇ rint or is the finge ⁇ rint inputted in an alarm state in Step S23. As a result of the judgement, if the finge ⁇ rint is the normally inputted finge ⁇ rint, it is checked whether the inputted finge ⁇ rint is matched with the normal state finge ⁇ rint. If not matched, a message of "The finge ⁇ rint is not matched" is displayed and is outputted via the speaker. Thereafter, a finge ⁇ rint re-input message is outputted by a certain number. If the set certain number is finished, the display is returned to the initial display in Step S24.
  • Step S23 if the finge ⁇ rint is the finge ⁇ rint inputted in an alarm state, it is checked whether the inputted fmge ⁇ rint is matched with the finge ⁇ rint inputted in an alarm state. If not matched, a message of "The inputted finge ⁇ rint is not matched" is outputted and is outputted via the speaker by certain times. The above-described messages are repeated by certain times. If the set message number is finished, the display is changed to the initial display in Step S26. As a result of the judgement, if matched with the alarm state finge ⁇ rint, an emergency state is generated and reported to the police station in Step S27.
  • the service selected by the user is normally proceeded so that the illegal user can not recognize that the transaction is reported to the police station.
  • the service contents are displayed on the display unit 4, and a message that the service is finished is displayed and is outputted via the speaker.
  • a service completion message paper is printed, and the display is returned to the initial display in Step S25. Therefore, a police man can come to the transaction site while the transaction is being made and can arrest the illegal user.
  • the bank teller in order to prevent any crime by a bank teller which occurs in the conventional financial service company, the bank teller can not perform all transaction for depositing and withdrawing a client's money. Namely, when a user's password and finge ⁇ rint is verified at the user's terminal(the financial service system according to the present invention), the bank teller can only deposit and withdraw only cash, so that it is possible to prevent any crime by the bank teller.
  • the user uses the financial service system forcibly by an illegal user, the previously registered alarm state finge ⁇ rint is inputted. Upon finishing the finge ⁇ rint identification, a policeman can come to the transaction site and arrest the illegal user. In this case, since the service is proceeded in the normal state, the illegal user can not recognize that the illegal transaction is reported to the police station, so that it is possible to protect the user of the cash card from the illegal user.

Abstract

The present invention relates to a financial service system using a fingerprint identification and a method thereof, and in particular to a financial service system by which a user, who is identified by inputting his fingerprint and password (optional), can deposit or withdraw money, and to a system capable of enhancing a stability and reliability of a financial service system by separating a fingerprint stored in a normal state and a fingerprint stored in an alarm state for preventing an illegal forced money deposit or withdraw by others when depositing and withdrawing money using a financial service system. When a user inputs by a forced manner by others in an alarm state when depositing or withdrawing money, a transaction thereof is reported to a police station, and the others can not recognize the report in order to protect the user, so that it is possible to enhance a stability and reliability of the financial system. In addition, a user can perform all financial procedures such as money depositing and withdrawing procedures, so that it is possible to prevent any crimes by a bank teller. In addition, the money depositing and withdrawing procedures are performed after a user password and fingerprint are verified at the user side terminal, so that it is possible to prevent any crimes by a bank teller or others.

Description

FINANCIAL SERVICE SYSTEM USING FINGERPRINT IDENTIFICATION AND METHOD THEREOF
TECHNICAL FIELD The present invention relates to a financial service system using a fingerprint identification and a method thereof, and in particular to a financial service system by which a user, who is identified by inputting his fingerprint and pass word( optional), can deposit or withdraw money, and to a system capable of enhancing a stability and reliability of a financial service system by separating a fingerprint stored in a normal state and a fmgeφrint stored in an alarm state for preventing an illegal forced money deposit or withdraw by others when depositing and withdrawing money using a financial service system.
BACKGROUND ART As one of the known cash deposit and withdraw services, a cash deposit and withdraw card(for examples, a quick and quick cash card, a cash card, etc. which are known in Korea) is widely used.
Namely, the user can easily deposit or withdraw money using only password without a passbook and seal at an ATM( Automatic Teller Machine). However, the cash card is lost, the money may be illegally withdrawn by a user who found the lost cash card.
If the user having the lost cash card knows the password of the lost cash card by means of a certain manner such as a forced manner, the user having the lost cash card freely withdraws money. This kind of the crime is frequently reported in our society.
In addition, since a bank teller who has an illegal plot can easily know the password of a certain client(user), the teller can withdraw the money of the client. Therefore, since the money of a certain cash card user may be easily withdrawn by a certain user who has an illegal mind when a cash card is lost, it is urgently needed to prevent the above-described crimes.
DISCLOSURE OF THE INVENTION
Accordingly, it is an object of the present invention to provide a financial service system which stably performs a money deposit and withdraw service by inputting a user's password and fingeφrint into the financial service system installed at a bank when depositing or withdrawing money for thereby depositing the money when the inputted password and fingeφrint are matched with the previously stored password and fingeφrint. In addition, in the present invention, there is provided a control method of a financial service system which is capable of reporting an illegal money withdraw to a police station when a user inputs a certain password and fingeφrint which are not matched with the previously stored password and fingeφrint for thereby effectively arresting the illegal cash card user.
In order to achieve the above-described objects, there is provided a financial service system using a fingeφrint recognition according to the present invention which includes a fingeφrint recognition unit including a fingeφrint recognition window for recognizing a user's fingeφrint, an optical lens for transmitting the fingeφrint recognized by the fingeφrint recognition window to a programmable logic device, and a programmable logic device for processing the fingeφrint transmitted via the optical lens as a data, an external terminal connection unit used as a communication connection unit with an external communication unit in an emergency state, a key pad used for receiving a financial service, a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit for producing an input item by a user during a display operation of the display unit, a speaker for outputting a voice signal reproduced by the voice reproducing unit, a CPU(Central Processing Unit) unit for controlling the operation of each unit, a storing unit for storing a control logic of the CPU unit and a fingeφrint data, and a cash card/passbook input unit for inputting a user's cash card or passbook. To achieve the above objects, there is provided a financial service system using a fingeφrint recognition which comprises a user financial service terminal which includes a fingeφrint recognition unit including a fingeφrint recognition window for recognizing a user's fingeφrint, an optical lens for transmitting the fingeφrint recognized by the fingeφrint recognition window to a programmable logic device, and a programmable logic device for processing the fmgeφrint transmitted via the optical lens as a data, an external terminal connection unit used as a communication connection unit with a financial company server or an external communication unit when an emergency state occurs, a key pad used for receiving a financial service, a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit for producing an input item by a user during a display operation of the display unit, a speaker for outputting a voice signal reproduced by the voice reproducing unit, a CPU(Central Processing Unit) unit for controlling the operation of each unit, a storing unit for storing a control logic of the CPU unit, a selection service providing unit for requesting a service selection to a user in accordance with a signal as a fingeφrint matching result transmitted from the database and providing a service selected by the user, an alarm message transmission unit for transmitting an alarm message to the external terminal connection unit so that an alarm state is reported to the police station via an emergency connection network in accordance with a fingeφrint matched state signal transmitted from the database and outputting a message corresponding the other alarm states, and a cash card/passbook input unit for inputting a user's cash card or passbook, and a database which includes a storing unit for storing a password and fingeφrint information of a user registered in a financial company, a password verification unit for requesting a password number input when a cash card or passbook is inputted via the cash card/passbook input unit, confirming whether the inputted password is matched with the previously stored password of the cash card or passbook and transmitting to the user financial service terminal, a comparator for comparing whether the fingeφrint of the user recognized by the fingeφrint recognition system is matched with the fingeφrint inputted as a normal fingeφrint among the fingeφrints corresponding to the password inputted via the password verification unit or the fingeφrint inputted in the alarm state and for transmitting to the user financial service terminal, and a judging unit for judging whether the current fingeφrint inputted from the comparator is matched with a fingeφrint among the previously stored fingeφrints and transmitting to the financial service terminal.
To achieve the above objects, there is provided a financial service method using a fingeφrint recognition, which comprises the steps of a first step in which a user who received a fingeφrint recognition financial service separates a normal state fingeφrint information and an alarm state fingeφrint information and inputs the same, respectively, a second step in which the user whose information is stored is requested to perform a user verification procedure when receiving a fingeφrint recognition financial service, and a third step in which when a verification data which is stored in the alarm state is inputted when verifying the user, an alarm state is reported to a police station via an emergency connection network.
Additional advantages, objects and features of the invention will become more apparent from the description which follows.
BRIEF DESCRIPTION OF THE DRAWINGS
The present invention will become more fully understood from the detailed description given hereinbelow and the accompanying drawings which are given by way of illustration only, and thus are not limitative of the present invention, and wherein:
Figure 1 is a view illustrating a schematic construction of a financial service system using a fingeφrint identification according to the present invention;
Figure 2 is a view illustrating a detailed construction of the CPU in Figure 1;
Figure 3 is a view illustrating another example of the financial service system in accordance with the present invention; and
Figures 4A and 4B are views illustrating an operation process of the financial service system according to the present invention.
MODES FOR CARRYING OUT THE INVENTION
Figure 1 is a view illustrating a schematic construction of a financial service system according to the present invention which includes a fingeφrint recognition unit 1 including a fingeφrint recognition window 1-1 for recognizing a user's fingeφrint, an optical lens 1-2 for transmitting the fingeφrint recognized by the fingeφrint recognition window 1-1 to a programmable logic device 1-2, and a programmable logic device 1-3 for processing the fingeφrint transmitted via the optical lens 1-2 as a data, an external terminal connection unit 2 used as a communication connection unit with an external communication unit in an emergency state, a key pad 3 used for receiving a financial service, a display unit 4 for displaying a processing procedure in accordance with an operation sequence when the financial service is received, a voice reproducing unit 5 for producing an input item by a user during a display operation of the display unit 4, a speaker 6 for outputting a voice signal reproduced by the voice reproducing unit 5, a CPU(Central Processing Unit) unit 7 for controlling the operation of each unit, a storing unit 8 for storing a control logic of the CPU unit 7 and a fingeφrint data, and a cash card/passbook input unit 9 for inputting a user's cash card or passbook.
Figure 2 is a view illustrating a detailed construction of the CPU in Figure 1. As shown therein, the CPU unit includes: a password verification unit 10 for requesting a password input when a cash card or passbook is inputted through the card/passbook input unit 9 and checking whether the inputted password is matched with the previously stored password of the cash card or passbook, a comparator 11 for comparing the fingeφrint recognized by the fingeφrint recognition unit 1 with the normal fingeφrint corresponding to the password inputted via the password verification unit 10 or the fingeφrint among the fingeφrints inputted in an alarm state, a judging unit 12 for judging whether the current fmgeφrint inputted from the comparator is matched with a fingeφrint corresponding to the previously stored fingeφrint, a selection service providing unit 13 for requesting a service selection to a user and providing a service selected by the user when the current fingeφrint of the user is matched with the normally inputted fingeφrint as a result of the judgement of the judging unit 12, and an alarm message transmission unit 14 for transmitting an alarm message to the external terminal connection unit 2 for reporting an alarm state to a police station via the emergency connection network when the current fmgeφrint of the user is matched with the alarm state fingeφrint as a result of the judgement of the judging unit 12 and outputting a message corresponding to the other alarm states. The operation of the financial service system according to the present invention will be explained with reference to the accompanying drawings.
When a cash card or passbook is inputted into the card and passbook input portion 9, a message of "a password is required" is displayed on the display unit 4 and a voice message is outputted from the speaker 6. When a user inputs his password upon seeing or hearing the above-described message, the password identification unit 10 checks whether the previously stored password of the cash card or passbook is matched with the currently inputted password. If the password is not matched, a message of "The password is not matched" is displayed on the display unit 4 and is outputted via the speaker 6.
On the contrary, if the password is matched, a message of "Please input the fingeφrint" is displayed on the display unit 4 and is outputted via the speaker 6. When the user inputs his fingeφrint into the fingeφrint recognition apparatus
I , the comparator 11 searches the fingeφrints corresponding to the password outputted from the password verification unit 10 and checks whether the fingeφrint is matched with the normally inputted fingeφrints or is matched with the alert state- based fingeφrints. When the fingeφrints are checked, the judging unit 12 judges whether the inputted fingeφrint is matched with the fingeφrint outputted from the comparator
I I . As a result of the comparison, if the normally inputted fingeφrint is matched, a service is provided to the user via the service selection providing unit 13. If the inputted fmgeφrint is matched with the alert state fingeφrint, an emergency connection is made to the police station, and the normal operation is proceeded for the reason that the illegal user can not recognize the emergency connection to the police station.
The block "a" formed of the password verification unit 10, the comparator 1 1 , and the judging unit 12 may be designed so that all financial services are available in the financial service system in a state that the passwords and fingeφrints of users are stored in the financial service system. In a large capacity financial company, since the data of users are too large as illustrated in Figure 3, the block "a" and the database may be separately formed in a financial company server 15 and may remotely connected with the financial service system. At this time, the communication and data transmission and receiving operations between the financial service system and the database in the financial company are performed via the external terminal connection unit 2, and in the case that the database and comparison/judgement unit are installed at the side of the financial company, it is not needed to store the password and fingeφrint data into the storing unit 8 of the financial service system.
The above-described constructions may be determined based on the size of the financial company.
The financial service system as shown in Figure 1 may be embodied as a handy bank such as a 365-day corner and a terminal for the exclusive use of clients at a window.
In the above description, the example that the password is inputted, and then the fingeφrint is inputted when receiving a financial service via the financial service system was described. In another embodiment of the present invention, the password input process may be omitted when the user inputs a user information.
Namely, when using the financial service system, the fingeφrint may be directly inputted without inputting the password. The fingeφrint registration process and the process for informing an emergency state to the police station will be explained with reference to the flow charts of Figures 4 A and 4B.
Figure 4A is a flow chart of the mode in which a user information is stored in Step SI . When a user key is inputted using a key pad of the financial service system, it is judged whether this key corresponds to the key corresponding to a main master registration, As a result of the judgement, if the key corresponds to the master registration, it is checked whether a password input mode is selected for a double security in Step Sl l .
As a result of the check, when the password input mode is selected, a user is requested to input the password, and when the password is inputted, the fingeφrint corresponding to the password is registered. If the mode is not the password input mode, the fingeφrint is directly registered without the password input. At this time, when registering the fingeφrint, a fingeφrint which corresponds to the normal money deposit and withdraw by a user and another fingeφrint which corresponds to the abnormal money deposit and withdraw by the user in such a forced manner by others are inputted in Step SI 2. When the fingeφrint inputs are finished, the registration state is displayed on the display unit 4, and a voice message that the fingeφrint registration is completed is outputted via the speaker 6. The current display is changed to the initial display in Step S13.
As a result of the judgement of Step Sl l , if the inputted key is not the key corresponding to the main master registration, it is checked whether the inputted key is an additional sub-master registration. If the inputted key corresponds to the additional sub-master registration, it is recognized that an additional registration is made based on the main master.
If the recognition is made by the main master, it is checked whether the password input mode is selected with respect to an additional sub-master registration. If the password input mode is selected, a user is requested to input the password. When the password is inputted, a fingeφrint corresponding thereto is registered. If the current mode is not the password input mode, the fingeφrint is additionally registered without the password input in Step SI 5. At this time, the fingeφrint registration and the guide messages are the same as the main master registration.
In addition, as a result of the judgement in Step SI 4, if the key does not correspond to the additional sub-master registration, it is checked whether the key corresponds to the key on a user registration. If the key corresponds to the user registration, it is approved that the user registration can be made based on the registered main master or the sub-master in Step SI 6.
If the master recognition is approved, it is checked whether the password input mode is selected or not. If the password input mode is selected, the user is required to input the password. If the password is inputted, the fingeφrint is inputted to correspond thereto. If the mode is not the password input mode, the fingeφrint is directly registered without inputting the password in Step SI 7. At this time, the fingeφrint registration and guide messages are the same as the main master registration.
In addition, as a result of the judgement of Step SI 6, if the key is not the key corresponding to the user registration, it is checked whether the key is the key corresponding to a deletion function. If the key corresponds to the deletion function, it is judged whether the password input mode is set in Step S 18.
As a result of the judgement, if the password input mode is set, the password is inputted, and the master recognition is required. Otherwise, the master recognition is required without the password. If the recognition is approved, the fingeφrint and the password corresponding thereto are selected, and the display is returned to the initial display in Step SI 9.
The process that the user uses the financial service system will be explained with reference to Figure 4B which is continued based on Figure 4A.
In Step SI 8, if the inputted key corresponds to the service item selection related to the cash deposit and withdraw, and the cash card or passbook is inputted via the cash card/passbook input unit 9, it is judged whether the password input mode is set. If set, the password input is required in Step S21.
If the password is inputted, it is judged whether the inputted password is matched with the previously stored password corresponding to the inputted cash card or passbook. As a result of the judgement, if not matched, a message of "The password is wrong" is displayed and is outputted via the speaker. The above-described operation is repeated by certain times. If the set certain number operation is finished, the display is returned to the initial display in Step S22. In Steps S21 and S22, if the input mode of the password is set, or the password is matched, the fingeφrint input is required. If the fingeφrint is inputted, it is judged whether the inputted fingeφrint is the normally inputted fingeφrint or is the fingeφrint inputted in an alarm state in Step S23. As a result of the judgement, if the fingeφrint is the normally inputted fingeφrint, it is checked whether the inputted fingeφrint is matched with the normal state fingeφrint. If not matched, a message of "The fingeφrint is not matched" is displayed and is outputted via the speaker. Thereafter, a fingeφrint re-input message is outputted by a certain number. If the set certain number is finished, the display is returned to the initial display in Step S24.
In addition, as a result of the judgement, if the fingeφrint is matched, the service selected by the user is provided, and the service contents are displayed on the display unit 4, and a message of "The service is finished" is outputted. A service completion paper is printed, and the display is returned to the initial display in Step S25.
As a result of the judgement in Step S23, if the fingeφrint is the fingeφrint inputted in an alarm state, it is checked whether the inputted fmgeφrint is matched with the fingeφrint inputted in an alarm state. If not matched, a message of "The inputted fingeφrint is not matched" is outputted and is outputted via the speaker by certain times. The above-described messages are repeated by certain times. If the set message number is finished, the display is changed to the initial display in Step S26. As a result of the judgement, if matched with the alarm state fingeφrint, an emergency state is generated and reported to the police station in Step S27.
Thereafter, the service selected by the user is normally proceeded so that the illegal user can not recognize that the transaction is reported to the police station. The service contents are displayed on the display unit 4, and a message that the service is finished is displayed and is outputted via the speaker. A service completion message paper is printed, and the display is returned to the initial display in Step S25. Therefore, a police man can come to the transaction site while the transaction is being made and can arrest the illegal user.
As described above, in the present invention, in order to prevent any crime by a bank teller which occurs in the conventional financial service company, the bank teller can not perform all transaction for depositing and withdrawing a client's money. Namely, when a user's password and fingeφrint is verified at the user's terminal(the financial service system according to the present invention), the bank teller can only deposit and withdraw only cash, so that it is possible to prevent any crime by the bank teller. In addition, in the case that the user uses the financial service system forcibly by an illegal user, the previously registered alarm state fingeφrint is inputted. Upon finishing the fingeφrint identification, a policeman can come to the transaction site and arrest the illegal user. In this case, since the service is proceeded in the normal state, the illegal user can not recognize that the illegal transaction is reported to the police station, so that it is possible to protect the user of the cash card from the illegal user.
Although the preferred embodiment of the present invention have been disclosed for illustrative puφoses, those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the scope and spirit of the invention as recited in the accompanying claims.

Claims

1. A financial service system using a fingeφrint recognition, comprising: a fingeφrint recognition unit including a fingeφrint recognition window for recognizing a user's fingeφrint, an optical lens for transmitting the fingeφrint recognized by the fingeφrint recognition window to a programmable logic device, and a programmable logic device for processing the fingeφrint transmitted via the optical lens as a data; an external terminal connection unit used as a communication connection means with an external communication means in an emergency state; a key pad used for receiving a financial service; a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received; a voice reproducing unit for producing an input item by a user during a display operation of the display unit; a speaker for outputting a voice signal reproduced by the voice reproducing unit; a CPU(Central Processing Unit) unit for controlling the operation of each unit: a storing unit for storing a control logic of the CPU unit and a fingeφrint data: and a cash card/passbook input unit for inputting a user's cash card or passbook.
2. The system of claim 1, wherein said fingeφrint recognition unit recognizes a fingeφrint according to an optical method or semiconductor method.
3. The system of claim 1. wherein said CPU unit includes: a password verification unit for requesting a password input when a cash card or passbook is inputted through the card/passbook input unit and checking whether the inputted password is matched with the previously stored password of the cash card or passbook; a comparator for comparing the fingeφrint recognized by the fingerprint recognition unit with the normal fingeφrint corresponding to the password inputted via the password verification unit or the fingeφrint among the fingeφrints inputted in an alarm state; a judging unit for judging whether the current fingeφrint inputted from the comparator is matched with a fingeφrint corresponding to the previously stored fingeφrint; a selection service providing unit for requesting a service selection to a user and providing a service selected by the user when the current fingerprint of the user is matched with the normally inputted fingeφrint as a result of the judgement of the judging unit; and an alarm message transmission unit for transmitting an alarm message to the external terminal connection unit for reporting an alarm state to a police station via the emergency connection network when the current fingeφrint of the user is matched with the alarm state fingeφrint as a result of the judgement of the judging unit and outputting a message corresponding to the other alarm states.
4. The system of claim 3, wherein the operation of the password verification unit is performed in a state that a user sets the password verification mode, and a password input is omitted in a state that the user does not set the same.
5. A financial service system using a fingeφrint recognition, comprising: a user financial service terminal which includes: a fingeφrint recognition unit including a fingeφrint recognition window for recognizing a user's fingeφrint, an optical lens for transmitting the fingeφrint recognized by the fingeφrint recognition window to a programmable logic device, and a programmable logic device for processing the fingeφrint transmitted via the optical lens as a data; an external terminal connection unit used as a communication connection means with an external communication means and a financial company server in which a fingeφrint and password of a user are inputted, when an emergency state occurs; a key pad used for receiving a financial service; a display unit for displaying a processing procedure in accordance with an operation sequence when the financial service is received; a voice reproducing unit for producing an input item by a user during a display operation of the display unit; a speaker for outputting a voice signal reproduced by the voice reproducing unit; a CPU(Central Processing Unit) unit for controlling the operation of each unit; a storing unit for storing a control logic of the CPU unit; a selection service providing unit for requesting a service selection to a user in accordance with a signal as a fingeφrint matching result transmitted from the database and providing a service selected by the user; an alarm message transmission unit for transmitting an alarm message to the external terminal connection unit so that an alarm state is reported to the police station via an emergency connection network in accordance with a fingeφrint matched state signal transmitted from the database and outputting a message corresponding the other alarm states: and a cash card/passbook input unit for inputting a user's cash card or passbook: and a database which includes: a storing unit for storing a password and fingeφrint information of a user registered in a financial company; a password verification unit for requesting a password number input when a cash card or passbook is inputted via the cash card/passbook input unit, confirming whether the inputted password is matched with the previously stored password of the cash card or passbook and transmitting to the user financial service terminal; a comparator for comparing whether the fingeφrint of the user recognized by the fingeφrint recognition system is matched with the fingeφrint inputted as a normal fingeφrint among the fingerprints corresponding to the password inputted via the password verification unit or the fingeφrint inputted in the alarm state and for transmitting to the user financial service terminal; and a judging unit for judging whether the current fingeφrint inputted from the comparator is matched with a fingeφrint among the previously stored fingeφrints and transmitting to the financial service terminal.
6. The system of claim 5, wherein said fingeφrint recognition unit recognizes a fingeφrint according to an optical method or semiconductor method.
7. The system of claim 5. wherein the operation of the password verification unit is performed in a state that a user sets the password verification mode, and a password input is omitted in a state that the user does not set the same.
8. A financial service method using a fingeφrint recognition, comprising the steps of: a first step in which a user who received a fingeφrint recognition financial service separates a normal state fingeφrint information and an alarm state fingeφrint information and inputs the same, respectively; a second step in which the user whose information is stored is requested to perform a user identification procedure when receiving a fingeφrint recognition financial service; and a third step in which when a verification data which is stored in the alarm state is inputted when verifying the user, an alarm state is reported to a police station via an emergency connection network.
9. The method of claim 8, wherein said first step includes the sub-steps of: a first sub-step in which when a user inputs a key using a key pad of the financial service system, the key is judged to correspond to a main master registration, and when the key corresponds to the main master registration, the password input mode is judged to be selected for a double security; a second sub-step in which as a result of the check, when the password input mode is selected, a user is requested to input the password, and when the password is inputted, a fingeφrint is registered, and when the mode is not the password input mode, the password input is not required; a third sub-step for requesting a fingeφrint input for a normal state registration which represents a cash deposit and withdraw by a user when registering a fingeφrint: a fourth sub-step for requesting a fingeφrint input for an alarm state registration which represents a cash deposit and withdraw by a forced manner by others; and a fifth sub-step for displaying a registration state when each fingerprint registration is completed and outputting a fingerprint registration completion via the speaker and returning the current display to the initial display.
10. The method of claim 8, wherein said first step includes the sub-steps of: a first sub-step in which when a user inputs a key using a key pad of a financial service system, it is checked whether the key corresponds to an additional sub-master registration key. and when the key corresponds to the additional sub- master registration, and an additional registration is approved from the main master; a second sub-step in which when an additional registration is approved, it is checked whether the password input mode is selected with respect to the additional sub-master registration; a third sub-step in which as a result of the check, when the password input mode is selected, a user is required to input a password, and when the password is inputted, a fingeφrint corresponding thereto is registered, and when the mode is not the password input mode, the password input is not required; a fourth sub-step in which a normal state fingeφrint registration which represents a cash deposit and withdraw by a user's request is requested when registering the fingeφrint; a fifth sub-step in which an alarm state fingeφrint registration which represents a cash deposit and withdraw by a forced manner by others is requested; and a sixth sub-step in which when each fingeφrint registration is completed, the registration state is displayed on the display unit and is outputted via the speaker, and the current display is returned to the initial display.
11. The method of claim 8. wherein said first step includes the sub steps of: a first sub-step in which when a user's key is inputted using a key of a financial service system, it is checked whether this key is a key corresponding to an additional sub-master registration, and when the key corresponds to the additional sub-master registration, and an additional registration is approved by the main master; a second sub-step in which when the additional registration is approved, it is checked whether the password input mode is selected with respect to the additional sub-master registration; a third sub-step in which when as a result of the check, when the password input mode is selected, a user is requested to input the password input, and when the password is inputted, a fingeφrint corresponding thereto is registered, and when the mode is not the password input mode, the password input is not required: a fourth sub-step in which when registering the fingeφrint. a normal state fingeφrint input which represents a normal state cash deposit and withdraw by a user is required; a fifth sub-step in which an alarm state fingeφrint input which represents a forced state cash deposit and withdraw which is performed by a forced manner by others is required: and a sixth sub-step in which when each fingerprint registration is completed, the registration state is displayed, and a registration completion is outputted via the speaker, and the current display is returned to the initial display.
12. The method of claim 8, wherein said first step includes the sub-steps of: a first sub-step in which when a user key is inputted using a key of a financial service system, it is checked whether this key corresponds to a user information deletion function, and when the key corresponds to the deletion function, it is checked whether a password input mode is set; a second sub-step in which as a result of the check, when the password input mode is set. a password is inputted, and the master's approval is required, and otherwise the master's approval is required without the password: and a third sub-step in which when the master's approval is completed, the fingeφrint to be deleted, and the password corresponding thereto are selected, and the display is returned to the initial display.
13. The method of claim 8, wherein said second step includes the sub-steps of: a first sub-step in which when a cash card or passbook is inputted by a user through a cash card/passbook input unit, and it is checked whether a password input mode is set, and when the same is set. a password input is required; a second sub-step in which when the password is inputted, it is checked whether the inputted password corresponds to the previously stored password corresponding to the inputted cash card or passbook; a third sub-step in which when the input mode of the password is not set in the first sub-step, and the inputted password is matched with the stored password in the second sub-step, a fingeφrint input is required; a fourth sub-step in which when the fingerprint is inputted, it is checked whether the inputted fingerprint corresponds to a normal state fingeφrint or an alarm state fingerprint which are previously stored in the system; a fifth sub-step in which as a result of the judgement, when the inputted fingeφrint corresponds to the normal state fingeφrint. it is checked whether the inputted fingeφrint is matched with the previously stored normal state fingeφrint, and when not matched, a message of "The fingeφrint is not matched" is outputted. and is outputted via a speaker, and a re-input of the fingeφrint is required by a set certain times, and the re-input request is performed, the display is returned to the initial display: and a sixth sub-step in which as a result of the judgement, when the fingeφrint is matched, the service selected by the user is provided, and the service contents are displayed on the display unit, and a service completion is outputted as a message, and a paper of the service completion is printed, and the current display is returned to the initial display.
14. The method of claim 13, wherein when the password is not matched as a result of the judgement of the second sub-step, a message of "The password is wrong" is displayed on the display unit and is outputted via the speaker, and a re-input of the password is requested by a set certain times, and when the re-input of the password is completed, the current display is returned to the initial display.
15. The method of either claim 8 or 13, further comprising the sub-steps of: a first sub-step in which when the fingeφrint corresponds to the alarm state fingeφrint, it is checked whether the inputted fingeφrint is matched with the previously stored alarm state fingeφrint; a second sub-step in which as a result of the check, when not matched, a massage of "The fingeφrint is not matched" is displayed on the display unit and it outputted via the speaker, and a re-input of the fingeφrint is outputted by a set certain times, and the re-input of the fingeφrint is performed, the display is returned to the initial display; a third sub-step in which as a result of the check, when the fingeφrint is matched with the alarm state fingeφrint. the transaction is reported to a police station via an emergency connection network; and a fourth sub-step in which the service selected by a user is provided in the same manner like the normal transaction is proceeded so that the user can not recognize the report to the police station, and the service contents are displayed on the display unit, and a message of "The service is completed" is outputted. and a paper of the service completion is printed.
PCT/KR2000/001020 1999-09-15 2000-09-07 Financial service system using fingerprint identification and method thereof WO2001020422A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU70408/00A AU7040800A (en) 1999-09-15 2000-09-07 Financial service system using fingerprint identification and method thereof

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
KR1019990039555A KR100353424B1 (en) 1999-07-07 1999-09-15 Financial service system using a fingerprint identification and method thereof
KR1999/39555 1999-09-15
KR1020000010295A KR20010086647A (en) 2000-03-02 2000-03-02 Financial service system using a fingerprint identification and the method thereof
KR2000/10295 2000-03-02

Publications (2)

Publication Number Publication Date
WO2001020422A2 true WO2001020422A2 (en) 2001-03-22
WO2001020422A3 WO2001020422A3 (en) 2003-03-13

Family

ID=26636132

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2000/001020 WO2001020422A2 (en) 1999-09-15 2000-09-07 Financial service system using fingerprint identification and method thereof

Country Status (2)

Country Link
AU (1) AU7040800A (en)
WO (1) WO2001020422A2 (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002029741A3 (en) * 2000-10-03 2002-08-22 Joseph P Zingher Biometric system and method for detecting duress transactions
EP1454304B1 (en) * 2001-11-23 2018-03-21 Nederlandse Organisatie voor toegepast- natuurwetenschappelijk onderzoek TNO Security method and system
CN111400690A (en) * 2020-03-25 2020-07-10 支付宝(杭州)信息技术有限公司 Biological verification method and device

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5386104A (en) * 1993-11-08 1995-01-31 Ncr Corporation System and method for detecting user fraud in automated teller machine transactions
US5623552A (en) * 1994-01-21 1997-04-22 Cardguard International, Inc. Self-authenticating identification card with fingerprint identification

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH0589324A (en) * 1991-09-30 1993-04-09 Nec Eng Ltd Automatic cash transaction machine

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5386104A (en) * 1993-11-08 1995-01-31 Ncr Corporation System and method for detecting user fraud in automated teller machine transactions
US5623552A (en) * 1994-01-21 1997-04-22 Cardguard International, Inc. Self-authenticating identification card with fingerprint identification

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
PATENT ABSTRACTS OF JAPAN vol. 17, no. 435 11 August 1993 & JP 05 089 324 A (NEC ENG LTD.) 09 April 1993 *

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002029741A3 (en) * 2000-10-03 2002-08-22 Joseph P Zingher Biometric system and method for detecting duress transactions
EP1454304B1 (en) * 2001-11-23 2018-03-21 Nederlandse Organisatie voor toegepast- natuurwetenschappelijk onderzoek TNO Security method and system
CN111400690A (en) * 2020-03-25 2020-07-10 支付宝(杭州)信息技术有限公司 Biological verification method and device
CN111400690B (en) * 2020-03-25 2022-03-29 支付宝(杭州)信息技术有限公司 Biological verification method and device

Also Published As

Publication number Publication date
AU7040800A (en) 2001-04-17
WO2001020422A3 (en) 2003-03-13

Similar Documents

Publication Publication Date Title
US6871288B2 (en) Computerized password verification system and method for ATM transactions
US6934849B2 (en) Method and system for authorizing a commercial transaction
CN101911584A (en) A transmitter for transmitting a secure access signal
US20070143225A1 (en) Method and system for authorizing automated teller machine access
US20080075235A1 (en) ATM emergency database system for response to duress transactions
JP2001508563A (en) Security system and method for remote services provided by financial institutions
JP2001508955A (en) Security system and method for services provided by telecommunications operators
GB2368951A (en) User authentication
JP2001117873A (en) Method for identifying terminal
KR20210003485A (en) Method and apparatus for providing financial transaction in atm based on face recognition
JP2005122266A (en) System and method for card-usage transaction processing, and program for card-usage transaction processing
CN100535937C (en) Method and system for user authentication in a digital communication system
US20120246707A1 (en) Method for indicating abnormal data-inputting behavior
WO2001020422A2 (en) Financial service system using fingerprint identification and method thereof
US8635159B1 (en) Self-service terminal limited access personal identification number (“PIN”)
JP2005128847A (en) Personal identification method and system
KR100353424B1 (en) Financial service system using a fingerprint identification and method thereof
KR101171925B1 (en) Automated Teller Machine with function of preventing unlawfully Cash Withdrawal and Method therefor
US20030172282A1 (en) Log-on processing
KR20010098561A (en) Credit card settlement system and method for use report human being
KR20040098407A (en) System and Method of financial transaction using Emergency Password Number
KR20050010606A (en) Method for preventing illegal use of service informations registered and System using the same
EP3971851A1 (en) An electronic device, method and computer program product for instructing performance of a transaction which has been requested at an automated teller machine
KR102199091B1 (en) Door lock control system and operating method thereof
KR100877014B1 (en) Automatic teller machine

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: COMMUNICATION UNDER RULE 69 EPC (EPO FORM 2524 DATED 29.07.2003)

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase in:

Ref country code: JP