WO1991013411A1 - Method for handling cash or other confidential information electronically - Google Patents
Method for handling cash or other confidential information electronically Download PDFInfo
- Publication number
- WO1991013411A1 WO1991013411A1 PCT/FI1991/000052 FI9100052W WO9113411A1 WO 1991013411 A1 WO1991013411 A1 WO 1991013411A1 FI 9100052 W FI9100052 W FI 9100052W WO 9113411 A1 WO9113411 A1 WO 9113411A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- smartcard
- transacting device
- information
- transacting
- funds
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
FI900865 | 1990-02-21 | ||
FI900865A FI88222C (en) | 1990-02-21 | 1990-02-21 | ELEKTRONISKT BEHANDLINGSFOERFARANDE FOER KONTANTA MEDEL ELLER ANDRA DATA SOM SKALL SKYDDAS |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1991013411A1 true WO1991013411A1 (en) | 1991-09-05 |
Family
ID=8529916
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/FI1991/000052 WO1991013411A1 (en) | 1990-02-21 | 1991-02-19 | Method for handling cash or other confidential information electronically |
Country Status (4)
Country | Link |
---|---|
EP (1) | EP0524186A1 (en) |
AU (1) | AU7315691A (en) |
FI (1) | FI88222C (en) |
WO (1) | WO1991013411A1 (en) |
Cited By (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0546584A1 (en) * | 1991-12-13 | 1993-06-16 | Matsushita Electric Industrial Co., Ltd. | Data transfer method |
EP0724238A1 (en) * | 1995-01-24 | 1996-07-31 | Europay International S.A. | Card apparatus and cashless transaction system |
EP0790588A1 (en) * | 1996-02-12 | 1997-08-20 | Koninklijke KPN N.V. | Method of securely storing and retrieving monetary data |
EP0793186A2 (en) * | 1996-02-29 | 1997-09-03 | Hitachi, Ltd. | Electronic money system |
EP0818749A2 (en) * | 1996-07-12 | 1998-01-14 | Jürgen Dethloff | Method and system for data protection |
WO1998036386A1 (en) * | 1997-02-13 | 1998-08-20 | Koninklijke Kpn N.V. | Method of securely storing and retrieving monetary data |
GB2346245A (en) * | 1998-12-09 | 2000-08-02 | Hitachi Ltd | Electronic wallet with a plurality of card slots |
US6760796B1 (en) | 1998-11-07 | 2004-07-06 | Ncr Corporation | Smart card which temporarily stores transactions in non-secure memory and consolidates the transactions into secure memory |
GB2406827A (en) * | 2003-10-08 | 2005-04-13 | Afzal Muhammad Khan | A secure two part smart card transaction system |
US7366699B1 (en) | 1999-03-05 | 2008-04-29 | Sony Corporation | Electronic money system, electronic money terminal device, and information card |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4277837A (en) * | 1977-12-30 | 1981-07-07 | International Business Machines Corporation | Personal portable terminal for financial transactions |
US4454414A (en) * | 1982-06-16 | 1984-06-12 | Vericard Corporation | Funds transfer system using optically coupled, portable modules |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
US4719338A (en) * | 1985-08-12 | 1988-01-12 | Ncr Corporation | Pocket calculator with credit card controller and dispenser |
US4837422A (en) * | 1987-09-08 | 1989-06-06 | Juergen Dethloff | Multi-user card system |
-
1990
- 1990-02-21 FI FI900865A patent/FI88222C/en not_active IP Right Cessation
-
1991
- 1991-02-19 WO PCT/FI1991/000052 patent/WO1991013411A1/en not_active Application Discontinuation
- 1991-02-19 AU AU73156/91A patent/AU7315691A/en not_active Abandoned
- 1991-02-19 EP EP19910904882 patent/EP0524186A1/en not_active Withdrawn
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4277837A (en) * | 1977-12-30 | 1981-07-07 | International Business Machines Corporation | Personal portable terminal for financial transactions |
US4454414A (en) * | 1982-06-16 | 1984-06-12 | Vericard Corporation | Funds transfer system using optically coupled, portable modules |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
US4719338A (en) * | 1985-08-12 | 1988-01-12 | Ncr Corporation | Pocket calculator with credit card controller and dispenser |
US4837422A (en) * | 1987-09-08 | 1989-06-06 | Juergen Dethloff | Multi-user card system |
Cited By (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0546584A1 (en) * | 1991-12-13 | 1993-06-16 | Matsushita Electric Industrial Co., Ltd. | Data transfer method |
EP0724238A1 (en) * | 1995-01-24 | 1996-07-31 | Europay International S.A. | Card apparatus and cashless transaction system |
WO1996023283A2 (en) * | 1995-01-24 | 1996-08-01 | Europay International S.A. | Card apparatus and cashless transaction system |
WO1996023283A3 (en) * | 1995-01-24 | 1996-10-03 | Europay Int Sa | Card apparatus and cashless transaction system |
US6003764A (en) * | 1996-02-12 | 1999-12-21 | Koninklijke Kpn N.V. | Method of securely storing and retrieving monetary data |
EP0790588A1 (en) * | 1996-02-12 | 1997-08-20 | Koninklijke KPN N.V. | Method of securely storing and retrieving monetary data |
US6032857A (en) * | 1996-02-29 | 2000-03-07 | Hitachi, Ltd. | Electronic money system |
EP0793186A3 (en) * | 1996-02-29 | 1997-12-17 | Hitachi, Ltd. | Electronic money system |
EP0793186A2 (en) * | 1996-02-29 | 1997-09-03 | Hitachi, Ltd. | Electronic money system |
US6000606A (en) * | 1996-06-10 | 1999-12-14 | Dethloff; Juergen | Method and system for securing and restoring data of a portable chip-card if lost or stolen |
EP0818749A2 (en) * | 1996-07-12 | 1998-01-14 | Jürgen Dethloff | Method and system for data protection |
EP0818749A3 (en) * | 1996-07-12 | 1999-05-12 | Jürgen Dethloff | Method and system for data protection |
WO1998036386A1 (en) * | 1997-02-13 | 1998-08-20 | Koninklijke Kpn N.V. | Method of securely storing and retrieving monetary data |
US6760796B1 (en) | 1998-11-07 | 2004-07-06 | Ncr Corporation | Smart card which temporarily stores transactions in non-secure memory and consolidates the transactions into secure memory |
GB2346245A (en) * | 1998-12-09 | 2000-08-02 | Hitachi Ltd | Electronic wallet with a plurality of card slots |
GB2346245B (en) * | 1998-12-09 | 2003-02-26 | Hitachi Ltd | Electronic wallet and method of operation thereof |
US7366699B1 (en) | 1999-03-05 | 2008-04-29 | Sony Corporation | Electronic money system, electronic money terminal device, and information card |
GB2406827A (en) * | 2003-10-08 | 2005-04-13 | Afzal Muhammad Khan | A secure two part smart card transaction system |
GB2406827B (en) * | 2003-10-08 | 2005-09-14 | Afzal Muhammad Khan | A smart card transaction system that provides better security against theft and unauthorised use of payment |
Also Published As
Publication number | Publication date |
---|---|
EP0524186A1 (en) | 1993-01-27 |
FI900865A0 (en) | 1990-02-21 |
AU7315691A (en) | 1991-09-18 |
FI900865A (en) | 1991-08-22 |
FI88222C (en) | 1993-04-13 |
FI88222B (en) | 1992-12-31 |
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