US7769689B2 - Methods and systems for processing transactions for integrated credit and stored-value programs - Google Patents
Methods and systems for processing transactions for integrated credit and stored-value programs Download PDFInfo
- Publication number
- US7769689B2 US7769689B2 US10/694,925 US69492503A US7769689B2 US 7769689 B2 US7769689 B2 US 7769689B2 US 69492503 A US69492503 A US 69492503A US 7769689 B2 US7769689 B2 US 7769689B2
- Authority
- US
- United States
- Prior art keywords
- stored
- account
- value
- transaction
- credit
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related, expires
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (20)
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/694,925 US7769689B2 (en) | 2003-10-27 | 2003-10-27 | Methods and systems for processing transactions for integrated credit and stored-value programs |
US10/974,463 US20050114217A1 (en) | 2003-10-27 | 2004-10-26 | Methods and systems for processing transactions for integrated credit and stored-value programs |
PCT/US2004/035810 WO2005045625A2 (en) | 2003-10-27 | 2004-10-27 | Integrated credit and stored-value programs |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/694,925 US7769689B2 (en) | 2003-10-27 | 2003-10-27 | Methods and systems for processing transactions for integrated credit and stored-value programs |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/974,463 Continuation-In-Part US20050114217A1 (en) | 2003-10-27 | 2004-10-26 | Methods and systems for processing transactions for integrated credit and stored-value programs |
Publications (2)
Publication Number | Publication Date |
---|---|
US20050091116A1 US20050091116A1 (en) | 2005-04-28 |
US7769689B2 true US7769689B2 (en) | 2010-08-03 |
Family
ID=34522675
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/694,925 Expired - Fee Related US7769689B2 (en) | 2003-10-27 | 2003-10-27 | Methods and systems for processing transactions for integrated credit and stored-value programs |
Country Status (1)
Country | Link |
---|---|
US (1) | US7769689B2 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20110063098A1 (en) * | 2009-09-16 | 2011-03-17 | Fischer John J | Standard mobile communication device distraction prevention and safety protocols |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7357312B2 (en) * | 1998-05-29 | 2008-04-15 | Gangi Frank J | System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods |
US6131811A (en) * | 1998-05-29 | 2000-10-17 | E-Micro Corporation | Wallet consolidator |
US8156042B2 (en) * | 2003-08-29 | 2012-04-10 | Starbucks Corporation | Method and apparatus for automatically reloading a stored value card |
WO2005048145A1 (en) * | 2003-10-13 | 2005-05-26 | Starbucks Corporation D/B/A Starbucks Coffee Company | Dual card |
CA2625907A1 (en) * | 2005-10-12 | 2007-04-19 | First Data Corporation | System and method for authorizing electronic payment transactions |
WO2012000438A1 (en) * | 2010-06-29 | 2012-01-05 | 飞天诚信科技股份有限公司 | Method for operating electronic purse |
US9275325B2 (en) | 2014-03-07 | 2016-03-01 | Starbucks Corporation | Dual-function card with key card functionality and stored value card functionality |
Citations (31)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3935361A (en) * | 1973-05-03 | 1976-01-27 | Addressograph Multigraph Corporation | Magnetic impulse record element laminate and method of making same |
US5297026A (en) | 1992-01-03 | 1994-03-22 | Frank Hoffman | System for promoting account activity |
US5649118A (en) * | 1993-08-27 | 1997-07-15 | Lucent Technologies Inc. | Smart card with multiple charge accounts and product item tables designating the account to debit |
US5744787A (en) * | 1994-09-25 | 1998-04-28 | Advanced Retail Systems Ltd. | System and method for retail |
US5764789A (en) | 1994-11-28 | 1998-06-09 | Smarttouch, Llc | Tokenless biometric ATM access system |
US5787404A (en) | 1995-11-21 | 1998-07-28 | Fernandez-Holmann; Ernesto | Credit-card based retirement fund system and method |
US5796832A (en) * | 1995-11-13 | 1998-08-18 | Transaction Technology, Inc. | Wireless transaction and information system |
US5805719A (en) | 1994-11-28 | 1998-09-08 | Smarttouch | Tokenless identification of individuals |
US5839117A (en) * | 1994-08-19 | 1998-11-17 | Andersen Consulting Llp | Computerized event-driven routing system and method for use in an order entry system |
US5864830A (en) | 1997-02-13 | 1999-01-26 | Armetta; David | Data processing method of configuring and monitoring a satellite spending card linked to a host credit card |
US5930764A (en) * | 1995-10-17 | 1999-07-27 | Citibank, N.A. | Sales and marketing support system using a customer information database |
US5991736A (en) | 1997-02-26 | 1999-11-23 | Ferguson; Henry | Patronage incentive award system incorporating retirement accounts and method thereof |
US6070153A (en) | 1997-11-21 | 2000-05-30 | Simpson; Mark S. | System and method for automatically investing a portion of a credit card interest charged amount in an investment account |
US6076075A (en) | 1995-09-25 | 2000-06-13 | Cardis Enterprise International N.V. | Retail unit and a payment unit for serving a customer on a purchase and method for executing the same |
US6138239A (en) * | 1998-11-13 | 2000-10-24 | N★Able Technologies, Inc. | Method and system for authenticating and utilizing secure resources in a computer system |
US6185545B1 (en) * | 1998-11-17 | 2001-02-06 | Prenet Corporation | Electronic payment system utilizing intermediary account |
US6289324B1 (en) * | 1998-02-04 | 2001-09-11 | Citicorp Development Center, Inc. | System for performing financial transactions using a smart card |
US6298336B1 (en) * | 1997-12-19 | 2001-10-02 | Visa International Service Association | Card activation at point of distribution |
US6330978B1 (en) | 1997-04-29 | 2001-12-18 | Diebold Incorporated | Electronic purse card value system card security method |
US20020103753A1 (en) * | 2001-01-31 | 2002-08-01 | Michael Schimmel | Charge splitter application |
US20030009382A1 (en) | 2001-06-12 | 2003-01-09 | D'arbeloff Matthew A. | Customer identification, loyalty and merchant payment gateway |
US20030061093A1 (en) | 2001-09-21 | 2003-03-27 | Todd Donald L. | System for rewarding customers of financial services providers |
US6580440B1 (en) * | 2000-04-05 | 2003-06-17 | Ncr Corporation | System and method for automatically creating and updating a graphical user interface |
US6598024B1 (en) * | 1997-03-21 | 2003-07-22 | Walker Digital, Llc | Method and system for processing supplementary product sales at a point-of-sale terminal |
US6631849B2 (en) * | 2000-12-06 | 2003-10-14 | Bank One, Delaware, National Association | Selectable multi-purpose card |
US20030204457A1 (en) | 2002-04-26 | 2003-10-30 | Arias Luis A. | Payee account payment system |
US6678664B1 (en) | 1999-04-26 | 2004-01-13 | Checkfree Corporation | Cashless transactions without credit cards, debit cards or checks |
US20040138989A1 (en) | 2002-07-16 | 2004-07-15 | O'malley Anne | Method and apparatus for enrolling with multiple transaction enviroments |
US20040260607A1 (en) | 2003-01-28 | 2004-12-23 | Robbins Andrew H. | Stored product personal identification system |
US20050080692A1 (en) | 2003-10-10 | 2005-04-14 | Amarjit Padam | System and method for distributing payments between multiple accounts |
US6941279B1 (en) | 2000-02-23 | 2005-09-06 | Banke One Corporation | Mutual fund card method and system |
-
2003
- 2003-10-27 US US10/694,925 patent/US7769689B2/en not_active Expired - Fee Related
Patent Citations (31)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3935361A (en) * | 1973-05-03 | 1976-01-27 | Addressograph Multigraph Corporation | Magnetic impulse record element laminate and method of making same |
US5297026A (en) | 1992-01-03 | 1994-03-22 | Frank Hoffman | System for promoting account activity |
US5649118A (en) * | 1993-08-27 | 1997-07-15 | Lucent Technologies Inc. | Smart card with multiple charge accounts and product item tables designating the account to debit |
US5839117A (en) * | 1994-08-19 | 1998-11-17 | Andersen Consulting Llp | Computerized event-driven routing system and method for use in an order entry system |
US5744787A (en) * | 1994-09-25 | 1998-04-28 | Advanced Retail Systems Ltd. | System and method for retail |
US5764789A (en) | 1994-11-28 | 1998-06-09 | Smarttouch, Llc | Tokenless biometric ATM access system |
US5805719A (en) | 1994-11-28 | 1998-09-08 | Smarttouch | Tokenless identification of individuals |
US6076075A (en) | 1995-09-25 | 2000-06-13 | Cardis Enterprise International N.V. | Retail unit and a payment unit for serving a customer on a purchase and method for executing the same |
US5930764A (en) * | 1995-10-17 | 1999-07-27 | Citibank, N.A. | Sales and marketing support system using a customer information database |
US5796832A (en) * | 1995-11-13 | 1998-08-18 | Transaction Technology, Inc. | Wireless transaction and information system |
US5787404A (en) | 1995-11-21 | 1998-07-28 | Fernandez-Holmann; Ernesto | Credit-card based retirement fund system and method |
US5864830A (en) | 1997-02-13 | 1999-01-26 | Armetta; David | Data processing method of configuring and monitoring a satellite spending card linked to a host credit card |
US5991736A (en) | 1997-02-26 | 1999-11-23 | Ferguson; Henry | Patronage incentive award system incorporating retirement accounts and method thereof |
US6598024B1 (en) * | 1997-03-21 | 2003-07-22 | Walker Digital, Llc | Method and system for processing supplementary product sales at a point-of-sale terminal |
US6330978B1 (en) | 1997-04-29 | 2001-12-18 | Diebold Incorporated | Electronic purse card value system card security method |
US6070153A (en) | 1997-11-21 | 2000-05-30 | Simpson; Mark S. | System and method for automatically investing a portion of a credit card interest charged amount in an investment account |
US6298336B1 (en) * | 1997-12-19 | 2001-10-02 | Visa International Service Association | Card activation at point of distribution |
US6289324B1 (en) * | 1998-02-04 | 2001-09-11 | Citicorp Development Center, Inc. | System for performing financial transactions using a smart card |
US6138239A (en) * | 1998-11-13 | 2000-10-24 | N★Able Technologies, Inc. | Method and system for authenticating and utilizing secure resources in a computer system |
US6185545B1 (en) * | 1998-11-17 | 2001-02-06 | Prenet Corporation | Electronic payment system utilizing intermediary account |
US6678664B1 (en) | 1999-04-26 | 2004-01-13 | Checkfree Corporation | Cashless transactions without credit cards, debit cards or checks |
US6941279B1 (en) | 2000-02-23 | 2005-09-06 | Banke One Corporation | Mutual fund card method and system |
US6580440B1 (en) * | 2000-04-05 | 2003-06-17 | Ncr Corporation | System and method for automatically creating and updating a graphical user interface |
US6631849B2 (en) * | 2000-12-06 | 2003-10-14 | Bank One, Delaware, National Association | Selectable multi-purpose card |
US20020103753A1 (en) * | 2001-01-31 | 2002-08-01 | Michael Schimmel | Charge splitter application |
US20030009382A1 (en) | 2001-06-12 | 2003-01-09 | D'arbeloff Matthew A. | Customer identification, loyalty and merchant payment gateway |
US20030061093A1 (en) | 2001-09-21 | 2003-03-27 | Todd Donald L. | System for rewarding customers of financial services providers |
US20030204457A1 (en) | 2002-04-26 | 2003-10-30 | Arias Luis A. | Payee account payment system |
US20040138989A1 (en) | 2002-07-16 | 2004-07-15 | O'malley Anne | Method and apparatus for enrolling with multiple transaction enviroments |
US20040260607A1 (en) | 2003-01-28 | 2004-12-23 | Robbins Andrew H. | Stored product personal identification system |
US20050080692A1 (en) | 2003-10-10 | 2005-04-14 | Amarjit Padam | System and method for distributing payments between multiple accounts |
Non-Patent Citations (1)
Title |
---|
Centura webpage, "Fly Free with Travelsmart," found on the internet at http://web.archive.org/web/19980211083417/www.centura.com/cashcards/travelsmart.html, 1 page. |
Cited By (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20110063098A1 (en) * | 2009-09-16 | 2011-03-17 | Fischer John J | Standard mobile communication device distraction prevention and safety protocols |
US9294603B2 (en) | 2009-09-16 | 2016-03-22 | Try Safety First, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US9584652B2 (en) | 2009-09-16 | 2017-02-28 | Try Safety First, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US9756175B2 (en) | 2009-09-16 | 2017-09-05 | Cell Command, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US10194018B2 (en) | 2009-09-16 | 2019-01-29 | Cell Command, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US10425528B2 (en) | 2009-09-16 | 2019-09-24 | Cell Command, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US10715655B2 (en) | 2009-09-16 | 2020-07-14 | Cell Command, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US11196856B2 (en) | 2009-09-16 | 2021-12-07 | Cell Command, Inc. | Standard mobile communication device distraction prevention and safety protocols |
US11756419B2 (en) | 2009-09-16 | 2023-09-12 | Cell Command Inc. | Standard mobile communication device distraction prevention and safety protocols |
Also Published As
Publication number | Publication date |
---|---|
US20050091116A1 (en) | 2005-04-28 |
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Owner name: FIRST DATA CORPORATION, COLORADO Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:MONK, JUSTIN;REEL/FRAME:014652/0995 Effective date: 20031027 |
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