US7450928B1 - Methods for providing overdraft protection for post-paid communication service plans - Google Patents
Methods for providing overdraft protection for post-paid communication service plans Download PDFInfo
- Publication number
- US7450928B1 US7450928B1 US10/754,423 US75442304A US7450928B1 US 7450928 B1 US7450928 B1 US 7450928B1 US 75442304 A US75442304 A US 75442304A US 7450928 B1 US7450928 B1 US 7450928B1
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- Prior art keywords
- minutes
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- overdraft
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0239—Online discounts or incentives
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/88—Provision for limiting connection, or expenditure
- H04M15/882—Provision for limiting connection, or expenditure for continuing the call beyond the limit using an alternative, e.g. alternative account
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/18—Legal services; Handling legal documents
- G06Q50/188—Electronic negotiation
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L12/00—Data switching networks
- H04L12/02—Details
- H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L12/00—Data switching networks
- H04L12/02—Details
- H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
- H04L12/1453—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
- H04L12/1457—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network using an account
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L12/00—Data switching networks
- H04L12/02—Details
- H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications
- H04L12/1453—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
- H04L12/1467—Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network involving prepayment
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/44—Augmented, consolidated or itemized billing statement or bill presentation
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/80—Rating or billing plans; Tariff determination aspects
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
- H04M15/851—Determined tariff
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
- H04M15/852—Low balance or limit reached
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
- H04M15/854—Available credit
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
- H04M15/83—Notification aspects
- H04M15/85—Notification aspects characterised by the type of condition triggering a notification
- H04M15/857—Cumulative charges
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/24—Accounting or billing
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0104—Augmented, consolidated or itemised billing statement, e.g. additional billing information, bill presentation, layout, format, e-mail, fax, printout, itemised bill per service or per account, cumulative billing, consolidated billing
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0116—Provision for limiting expenditure, e.g. limit on call expenses or account
- H04M2215/0124—Continue alternative, i.e. alternative account to continue use
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/01—Details of billing arrangements
- H04M2215/0152—General billing plans, rate plans, e.g. charge rates, numbering plans, rate centers, customer accounts
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/14—Billing aspects relating to the actual charge
- H04M2215/146—Data billing, e.g. wherein the user is charged based only on the time he receives data
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/78—Metric aspects
- H04M2215/7806—Time based
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/815—Notification when a specific condition, service or event is met
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/815—Notification when a specific condition, service or event is met
- H04M2215/8158—Low balance or limit reached
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/815—Notification when a specific condition, service or event is met
- H04M2215/8166—Available credit
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
- H04M2215/81—Notifying aspects, e.g. notifications or displays to the user
- H04M2215/815—Notification when a specific condition, service or event is met
- H04M2215/8179—Cumulative charges
Abstract
Description
Claims (17)
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/754,423 US7450928B1 (en) | 2004-01-09 | 2004-01-09 | Methods for providing overdraft protection for post-paid communication service plans |
US10/886,232 US7650138B1 (en) | 2004-01-09 | 2004-07-07 | Methods for providing overdraft protection for post-paid communication service plans |
US12/650,077 US8095111B2 (en) | 2004-01-09 | 2009-12-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/308,077 US8478235B2 (en) | 2004-01-09 | 2011-11-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/928,440 US8918077B2 (en) | 2004-01-09 | 2013-06-27 | Methods for providing overdraft protection for post-paid communication service plans |
US14/530,860 US9451099B2 (en) | 2004-01-09 | 2014-11-03 | Methods for providing overdraft protection for post-paid communication service plans |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US10/754,423 US7450928B1 (en) | 2004-01-09 | 2004-01-09 | Methods for providing overdraft protection for post-paid communication service plans |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/886,232 Continuation US7650138B1 (en) | 2004-01-09 | 2004-07-07 | Methods for providing overdraft protection for post-paid communication service plans |
Publications (1)
Publication Number | Publication Date |
---|---|
US7450928B1 true US7450928B1 (en) | 2008-11-11 |
Family
ID=39940877
Family Applications (6)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/754,423 Active 2026-06-15 US7450928B1 (en) | 2004-01-09 | 2004-01-09 | Methods for providing overdraft protection for post-paid communication service plans |
US10/886,232 Expired - Fee Related US7650138B1 (en) | 2004-01-09 | 2004-07-07 | Methods for providing overdraft protection for post-paid communication service plans |
US12/650,077 Expired - Fee Related US8095111B2 (en) | 2004-01-09 | 2009-12-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/308,077 Expired - Lifetime US8478235B2 (en) | 2004-01-09 | 2011-11-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/928,440 Expired - Lifetime US8918077B2 (en) | 2004-01-09 | 2013-06-27 | Methods for providing overdraft protection for post-paid communication service plans |
US14/530,860 Expired - Lifetime US9451099B2 (en) | 2004-01-09 | 2014-11-03 | Methods for providing overdraft protection for post-paid communication service plans |
Family Applications After (5)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/886,232 Expired - Fee Related US7650138B1 (en) | 2004-01-09 | 2004-07-07 | Methods for providing overdraft protection for post-paid communication service plans |
US12/650,077 Expired - Fee Related US8095111B2 (en) | 2004-01-09 | 2009-12-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/308,077 Expired - Lifetime US8478235B2 (en) | 2004-01-09 | 2011-11-30 | Methods for providing overdraft protection for post-paid communication service plans |
US13/928,440 Expired - Lifetime US8918077B2 (en) | 2004-01-09 | 2013-06-27 | Methods for providing overdraft protection for post-paid communication service plans |
US14/530,860 Expired - Lifetime US9451099B2 (en) | 2004-01-09 | 2014-11-03 | Methods for providing overdraft protection for post-paid communication service plans |
Country Status (1)
Country | Link |
---|---|
US (6) | US7450928B1 (en) |
Cited By (50)
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US20060174247A1 (en) * | 2005-02-03 | 2006-08-03 | International Business Machines Corporation | System for dynamic processor enablement |
US20080057916A1 (en) * | 2006-08-29 | 2008-03-06 | James Gamm | Real-time, interactive balance check for wireless service |
US20080096524A1 (en) * | 2006-10-20 | 2008-04-24 | Lucent Technologies Inc. | Method for providing a multi-member mobile telecommunications service plan |
US7650138B1 (en) * | 2004-01-09 | 2010-01-19 | At&T Mobility Ii Llc | Methods for providing overdraft protection for post-paid communication service plans |
AU2010249214A1 (en) * | 2009-12-15 | 2011-06-30 | Zonamovil, Inc. | Methods, apparatus, and systems for supporting purchases of goods and services via prepaid telecommunication accounts |
US20120017012A1 (en) * | 2010-07-14 | 2012-01-19 | Domanicom Corporation | Devices, systems, and methods for multiplexing one or more services at a customer premises |
US8107366B2 (en) | 2006-08-22 | 2012-01-31 | Embarq Holdings Company, LP | System and method for using centralized network performance tables to manage network communications |
US8111692B2 (en) | 2007-05-31 | 2012-02-07 | Embarq Holdings Company Llc | System and method for modifying network traffic |
US8125897B2 (en) | 2006-08-22 | 2012-02-28 | Embarq Holdings Company Lp | System and method for monitoring and optimizing network performance with user datagram protocol network performance information packets |
US8130793B2 (en) | 2006-08-22 | 2012-03-06 | Embarq Holdings Company, Llc | System and method for enabling reciprocal billing for different types of communications over a packet network |
US8144587B2 (en) | 2006-08-22 | 2012-03-27 | Embarq Holdings Company, Llc | System and method for load balancing network resources using a connection admission control engine |
US8144586B2 (en) | 2006-08-22 | 2012-03-27 | Embarq Holdings Company, Llc | System and method for controlling network bandwidth with a connection admission control engine |
US8184549B2 (en) | 2006-06-30 | 2012-05-22 | Embarq Holdings Company, LLP | System and method for selecting network egress |
US8189468B2 (en) | 2006-10-25 | 2012-05-29 | Embarq Holdings, Company, LLC | System and method for regulating messages between networks |
US8194643B2 (en) | 2006-10-19 | 2012-06-05 | Embarq Holdings Company, Llc | System and method for monitoring the connection of an end-user to a remote network |
US8194555B2 (en) | 2006-08-22 | 2012-06-05 | Embarq Holdings Company, Llc | System and method for using distributed network performance information tables to manage network communications |
US8199653B2 (en) | 2006-08-22 | 2012-06-12 | Embarq Holdings Company, Llc | System and method for communicating network performance information over a packet network |
US8213366B2 (en) | 2006-08-22 | 2012-07-03 | Embarq Holdings Company, Llc | System and method for monitoring and optimizing network performance to a wireless device |
US8223655B2 (en) | 2006-08-22 | 2012-07-17 | Embarq Holdings Company, Llc | System and method for provisioning resources of a packet network based on collected network performance information |
US8223654B2 (en) | 2006-08-22 | 2012-07-17 | Embarq Holdings Company, Llc | Application-specific integrated circuit for monitoring and optimizing interlayer network performance |
US8224255B2 (en) | 2006-08-22 | 2012-07-17 | Embarq Holdings Company, Llc | System and method for managing radio frequency windows |
US8228791B2 (en) | 2006-08-22 | 2012-07-24 | Embarq Holdings Company, Llc | System and method for routing communications between packet networks based on intercarrier agreements |
US8238253B2 (en) | 2006-08-22 | 2012-08-07 | Embarq Holdings Company, Llc | System and method for monitoring interlayer devices and optimizing network performance |
US8274905B2 (en) | 2006-08-22 | 2012-09-25 | Embarq Holdings Company, Llc | System and method for displaying a graph representative of network performance over a time period |
US8289965B2 (en) | 2006-10-19 | 2012-10-16 | Embarq Holdings Company, Llc | System and method for establishing a communications session with an end-user based on the state of a network connection |
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US8478235B2 (en) | 2013-07-02 |
US20130287192A1 (en) | 2013-10-31 |
US7650138B1 (en) | 2010-01-19 |
US9451099B2 (en) | 2016-09-20 |
US8095111B2 (en) | 2012-01-10 |
US8918077B2 (en) | 2014-12-23 |
US20120069979A1 (en) | 2012-03-22 |
US20100104078A1 (en) | 2010-04-29 |
US20150050912A1 (en) | 2015-02-19 |
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