EP1464016A4 - Money transfer systems and methods - Google Patents

Money transfer systems and methods

Info

Publication number
EP1464016A4
EP1464016A4 EP02792438A EP02792438A EP1464016A4 EP 1464016 A4 EP1464016 A4 EP 1464016A4 EP 02792438 A EP02792438 A EP 02792438A EP 02792438 A EP02792438 A EP 02792438A EP 1464016 A4 EP1464016 A4 EP 1464016A4
Authority
EP
European Patent Office
Prior art keywords
methods
money transfer
transfer systems
systems
money
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP02792438A
Other languages
German (de)
French (fr)
Other versions
EP1464016A2 (en
Inventor
Kurt Hansen
Dean A Seifert
Mark Thompson
Mike Michelsen
Patricia A Frazier
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Western Union Co
Original Assignee
Western Union Co
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/037,827 external-priority patent/US7617157B2/en
Priority claimed from US10/040,568 external-priority patent/US6814282B2/en
Priority claimed from US10/206,661 external-priority patent/US7104440B2/en
Priority claimed from US10/205,751 external-priority patent/US7664703B2/en
Application filed by Western Union Co filed Critical Western Union Co
Publication of EP1464016A2 publication Critical patent/EP1464016A2/en
Publication of EP1464016A4 publication Critical patent/EP1464016A4/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
EP02792438A 2002-01-03 2002-12-16 Money transfer systems and methods Withdrawn EP1464016A4 (en)

Applications Claiming Priority (9)

Application Number Priority Date Filing Date Title
US37827 2002-01-03
US10/037,827 US7617157B2 (en) 2002-01-03 2002-01-03 Method for receiving electronically transferred funds using an automated teller machine
US10/040,568 US6814282B2 (en) 1999-10-26 2002-01-04 Systems and methods of introducing and receiving information across a computer network
US40568 2002-01-04
US206661 2002-07-26
US10/206,661 US7104440B2 (en) 1999-10-26 2002-07-26 Money transfer systems and methods for travelers
US205751 2002-07-26
US10/205,751 US7664703B2 (en) 1999-10-26 2002-07-26 Value transfer systems and methods
PCT/US2002/040556 WO2003060635A2 (en) 2002-01-03 2002-12-16 Money transfer systems and methods

Publications (2)

Publication Number Publication Date
EP1464016A2 EP1464016A2 (en) 2004-10-06
EP1464016A4 true EP1464016A4 (en) 2010-05-19

Family

ID=27488478

Family Applications (1)

Application Number Title Priority Date Filing Date
EP02792438A Withdrawn EP1464016A4 (en) 2002-01-03 2002-12-16 Money transfer systems and methods

Country Status (5)

Country Link
EP (1) EP1464016A4 (en)
AU (2) AU2002357894B2 (en)
CA (1) CA2472493A1 (en)
MX (1) MXPA04006531A (en)
WO (1) WO2003060635A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8494956B2 (en) 1999-10-26 2013-07-23 The Western Union Company Internet funds transfer system using ATM pickup
US7104440B2 (en) 1999-10-26 2006-09-12 First Data Corporation Money transfer systems and methods for travelers
US6814282B2 (en) 1999-10-26 2004-11-09 First Data Corporation Systems and methods of introducing and receiving information across a computer network
US6488203B1 (en) 1999-10-26 2002-12-03 First Data Corporation Method and system for performing money transfer transactions
CN112749959B (en) * 2019-10-29 2023-09-19 腾讯科技（深圳）有限公司 Resource transfer method, system, device, equipment and storage medium

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996026508A1 (en) * 1995-02-22 1996-08-29 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
WO1998036521A1 (en) * 1997-02-14 1998-08-20 Citicorp Development Center, Inc. Method and system for transferring funds
US5899982A (en) * 1995-03-08 1999-05-04 Huntington Bancshares Incorporated Bank-centric service platform, network and system
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
WO2001039093A1 (en) * 1999-10-26 2001-05-31 First Data Corporation Method and system for performing money transfer transactions

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5937396A (en) * 1996-12-04 1999-08-10 Konya; Arpad System for ATM/ATM transfers

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996026508A1 (en) * 1995-02-22 1996-08-29 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
US5650604A (en) * 1995-02-22 1997-07-22 Electronic Data Systems Corporation System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
US5899982A (en) * 1995-03-08 1999-05-04 Huntington Bancshares Incorporated Bank-centric service platform, network and system
WO1998036521A1 (en) * 1997-02-14 1998-08-20 Citicorp Development Center, Inc. Method and system for transferring funds
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
WO2001039093A1 (en) * 1999-10-26 2001-05-31 First Data Corporation Method and system for performing money transfer transactions

Also Published As

Publication number Publication date
AU2002357894B2 (en) 2007-01-18
CA2472493A1 (en) 2003-07-24
WO2003060635A3 (en) 2003-10-30
AU2007201616B2 (en) 2009-03-12
MXPA04006531A (en) 2005-03-31
AU2007201616A1 (en) 2007-05-03
EP1464016A2 (en) 2004-10-06
WO2003060635A2 (en) 2003-07-24
AU2002357894A1 (en) 2003-07-30

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Legal Events

Date Code Title Description
PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

Free format text: ORIGINAL CODE: 0009012

17P Request for examination filed

Effective date: 20040803

AK Designated contracting states

Kind code of ref document: A2

Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR IE IT LI LU MC NL PT SE SI SK TR

AX Request for extension of the european patent

Extension state: AL LT LV MK RO

RIN1 Information on inventor provided before grant (corrected)

Inventor name: FRAZIER, PATRICIA, A.

Inventor name: MICHELSEN, MIKE

Inventor name: THOMPSON, MARK

Inventor name: SEIFERT, DEAN, A.

Inventor name: HANSEN, KURT

RAP1 Party data changed (applicant data changed or rights of an application transferred)

Owner name: THE WESTERN UNION COMPANY

Owner name: FIRST DATA CORPORATION

RAP1 Party data changed (applicant data changed or rights of an application transferred)

Owner name: THE WESTERN UNION COMPANY

A4 Supplementary search report drawn up and despatched

Effective date: 20100421

17Q First examination report despatched

Effective date: 20110218

STAA Information on the status of an ep patent application or granted ep patent

Free format text: STATUS: THE APPLICATION IS DEEMED TO BE WITHDRAWN

18D Application deemed to be withdrawn

Effective date: 20110629