DE69211407D1 - Verfahren zum elektronischen Bezahlen per Chipkarte mit Hilfe von numerierten Wertmarken und Karte zur Durchführung - Google Patents

Verfahren zum elektronischen Bezahlen per Chipkarte mit Hilfe von numerierten Wertmarken und Karte zur Durchführung

Info

Publication number
DE69211407D1
DE69211407D1 DE69211407T DE69211407T DE69211407D1 DE 69211407 D1 DE69211407 D1 DE 69211407D1 DE 69211407 T DE69211407 T DE 69211407T DE 69211407 T DE69211407 T DE 69211407T DE 69211407 D1 DE69211407 D1 DE 69211407D1
Authority
DE
Germany
Prior art keywords
card
execution
electronic payment
chip card
tokens
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
DE69211407T
Other languages
English (en)
Other versions
DE69211407T2 (de
Inventor
Louis Guillou
Jean-Jacques Quisquater
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orange SA
Original Assignee
Telediffusion de France ets Public de Diffusion
France Telecom SA
Philips Electronics NV
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telediffusion de France ets Public de Diffusion, France Telecom SA, Philips Electronics NV filed Critical Telediffusion de France ets Public de Diffusion
Publication of DE69211407D1 publication Critical patent/DE69211407D1/de
Application granted granted Critical
Publication of DE69211407T2 publication Critical patent/DE69211407T2/de
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
DE69211407T 1991-04-03 1992-03-31 Verfahren zum elektronischen Bezahlen per Chipkarte mit Hilfe von numerierten Wertmarken und Karte zur Durchführung Expired - Fee Related DE69211407T2 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9104035A FR2674976B1 (fr) 1991-04-03 1991-04-03 Procede de paiement electronique par carte a puce a l'aide de jetons numerotes permettant la detection de fraudes.

Publications (2)

Publication Number Publication Date
DE69211407D1 true DE69211407D1 (de) 1996-07-18
DE69211407T2 DE69211407T2 (de) 1997-02-06

Family

ID=9411418

Family Applications (1)

Application Number Title Priority Date Filing Date
DE69211407T Expired - Fee Related DE69211407T2 (de) 1991-04-03 1992-03-31 Verfahren zum elektronischen Bezahlen per Chipkarte mit Hilfe von numerierten Wertmarken und Karte zur Durchführung

Country Status (5)

Country Link
US (1) US5305383A (de)
EP (1) EP0507669B1 (de)
JP (1) JP3299560B2 (de)
DE (1) DE69211407T2 (de)
FR (1) FR2674976B1 (de)

Families Citing this family (46)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
DE4219739A1 (de) * 1992-06-17 1993-12-23 Philips Patentverwaltung Verfahren und Schaltungsanordnung zum Prüfen einer Wertkarte
US5594493A (en) * 1994-01-19 1997-01-14 Nemirofsky; Frank R. Television signal activated interactive smart card system
US5880769A (en) * 1994-01-19 1999-03-09 Smarttv Co. Interactive smart card system for integrating the provision of remote and local services
US5799087A (en) 1994-04-28 1998-08-25 Citibank, N.A. Electronic-monetary system
NL1000341C2 (en) * 1995-05-11 1996-11-12 Nederland Ptt Electronic payment transaction method for use with smart card
NL1001376C2 (nl) * 1995-05-11 1996-11-12 Nederland Ptt Werkwijze voor het uitvoeren van een elektronische betalingstransactie met een variabel aantal betalingseenheden, alsmede betaalmiddel en stelsel voor toepassing van de werkwijze.
US5832089A (en) * 1995-06-07 1998-11-03 Sandia Corporation Off-line compatible electronic cash method and system
WO1996041316A2 (en) * 1995-06-07 1996-12-19 Kravitz David W Off-line compatible electronic cash method and system
US5892827A (en) * 1996-06-14 1999-04-06 Catalina Marketing International, Inc. Method and apparatus for generating personal identification numbers for use in consumer transactions
WO1997045817A1 (en) 1996-05-24 1997-12-04 Eduard Karel De Jong System with and method of cryptographically protecting communications
US5943424A (en) * 1996-06-17 1999-08-24 Hewlett-Packard Company System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
US5770843A (en) * 1996-07-02 1998-06-23 Ncr Corporation Access card for multiple accounts
US5839119A (en) * 1996-09-27 1998-11-17 Xerox Corporation Method of electronic payments that prevents double-spending
GB9624127D0 (en) * 1996-11-20 1997-01-08 British Telecomm Transaction system
US6021399A (en) * 1996-11-25 2000-02-01 Xerox Corporation Space efficient method of verifying electronic payments
US5952638A (en) * 1996-11-25 1999-09-14 Xerox Corporation Space efficient method of electronic payments
US5857023A (en) * 1996-11-25 1999-01-05 Xerox Corporation Space efficient method of redeeming electronic payments
WO1998043211A1 (en) * 1997-03-26 1998-10-01 British Telecommunications Public Limited Company Transaction system
JP4307564B2 (ja) 1997-03-26 2009-08-05 ブリティッシュ・テレコミュニケーションズ・パブリック・リミテッド・カンパニー トランザクションシステム
IL120585A0 (en) 1997-04-01 1997-08-14 Teicher Mordechai Countable electronic monetary system and method
US6339824B1 (en) * 1997-06-30 2002-01-15 International Business Machines Corporation Method and apparatus for providing public key security control for a cryptographic processor
US6296183B1 (en) * 1997-12-23 2001-10-02 Qwest Communications Int'l., Inc. Telephony system for smart card usage
JP3574559B2 (ja) * 1998-01-27 2004-10-06 株式会社エヌ・ティ・ティ・データ 電子チケットシステム、回収端末、サービス提供端末、利用者端末、電子チケット回収方法及び記録媒体
US6549912B1 (en) * 1998-09-23 2003-04-15 Visa International Service Association Loyalty file structure for smart card
US7168615B2 (en) * 2001-09-24 2007-01-30 E2Interactive, Inc. Keycard for automating transaction requests
ATE333682T1 (de) * 1999-08-26 2006-08-15 Moneycat Ltd Elektronisches geld, zugehörige elektronische börse und diese anwendende elektronische bezahlungssysteme
US20020111907A1 (en) * 2000-01-26 2002-08-15 Ling Marvin T. Systems and methods for conducting electronic commerce transactions requiring micropayment
US7177838B1 (en) 2000-01-26 2007-02-13 Paybyclick Corporation Method and apparatus for conducting electronic commerce transactions using electronic tokens
US7376621B1 (en) 2000-01-26 2008-05-20 Paybyclick Corporation Method and apparatus for conducting electronic commerce transactions using electronic tokens
US7328189B2 (en) * 2000-01-26 2008-02-05 Paybyclick Corporation Method and apparatus for conducting electronic commerce transactions using electronic tokens
FR2811443B1 (fr) * 2000-07-05 2002-10-11 Fingerprint Procede et systeme pour limiter la possibilite de transformation de donnees a constituer, notamment, des jetons de pre-paiement
DE10034597A1 (de) * 2000-07-14 2002-01-24 Nicolas Adolph Verfahren zur bargeldlosen Zahlung
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US20030154153A1 (en) * 2002-01-31 2003-08-14 Steidlmayer J. Peter Composite commodity financial product
US6798353B2 (en) * 2002-04-24 2004-09-28 Itron Electricity Metering, Inc. Method of using flash memory for storing metering data
US7249060B2 (en) * 2002-08-12 2007-07-24 Paybyclick Corporation Systems and methods for distributing on-line content
US20040225573A1 (en) * 2003-05-09 2004-11-11 Ling Marvin T. Methods and apparatus for anonymously transacting internet shopping and shipping
US7676432B2 (en) * 2003-07-08 2010-03-09 Paybyclick Corporation Methods and apparatus for transacting electronic commerce using account hierarchy and locking of accounts
US20050066189A1 (en) * 2003-09-18 2005-03-24 MOSS Robert Methods and structure for scan testing of secure systems
DE102004024167A1 (de) * 2004-05-14 2005-12-01 Alexander Paul Sträter System und Verfahren zum Verwalten und Handeln von Rabatten
US8606697B2 (en) * 2004-06-17 2013-12-10 Visa International Service Association Method and system for providing buyer bank payable discounting services
US7711639B2 (en) * 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US7614548B2 (en) * 2005-02-22 2009-11-10 Target Brands, Inc. Stored-value card assembly with a plurality of stored-value cards
US8874477B2 (en) 2005-10-04 2014-10-28 Steven Mark Hoffberg Multifactorial optimization system and method
US10671980B2 (en) 2014-10-20 2020-06-02 Mastercard International Incorporated Systems and methods for detecting potentially compromised payment cards

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2439436A1 (fr) * 1978-10-18 1980-05-16 Chateau Michel Procede de dialogue entre un ordinateur et un de ses utilisateurs et application de ce procede aux paiements bancaires ou analogues
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US4870589A (en) * 1985-02-13 1989-09-26 Canon Kabushiki Kaisha Management apparatus for equipment
US4802218A (en) * 1986-11-26 1989-01-31 Wright Technologies, L.P. Automated transaction system
US5140634A (en) * 1987-09-07 1992-08-18 U.S Philips Corporation Method and apparatus for authenticating accreditations and for authenticating and signing messages
US4914698A (en) * 1988-03-16 1990-04-03 David Chaum One-show blind signature systems
US4987593A (en) * 1988-03-16 1991-01-22 David Chaum One-show blind signature systems
FR2633411B1 (fr) * 1988-06-28 1991-09-27 Schlumberger Ind Sa Systeme de gestion de supports d'informations portatifs
US5065429A (en) * 1989-04-03 1991-11-12 Lang Gerald S Method and apparatus for protecting material on storage media
US4996711A (en) * 1989-06-21 1991-02-26 Chaum David L Selected-exponent signature systems
DE69031614T2 (de) * 1990-01-29 1998-05-07 Security Techn Corp Wahlweise moderierte Transaktionssysteme

Also Published As

Publication number Publication date
EP0507669A1 (de) 1992-10-07
EP0507669B1 (de) 1996-06-12
JPH06325055A (ja) 1994-11-25
FR2674976A1 (fr) 1992-10-09
FR2674976B1 (fr) 1993-06-11
JP3299560B2 (ja) 2002-07-08
DE69211407T2 (de) 1997-02-06
US5305383A (en) 1994-04-19

Similar Documents

Publication Publication Date Title
DE69211407D1 (de) Verfahren zum elektronischen Bezahlen per Chipkarte mit Hilfe von numerierten Wertmarken und Karte zur Durchführung
DE69127641D1 (de) Vorrichtung und Verfahren zum Verwalten von Chipkartentransaktionen
DE69534441D1 (de) System und Verfahren zum Verkaufen von elektronischen Wertkarten
DE69125660D1 (de) Verfahren und gerät zum erkennen und zählen von verschiedenen währungen
DE69332745T2 (de) Verfahren zur Regelung von Gutschriften mittels einer Chipkarte
DE69533396D1 (de) Universelle elektronische transaktionskarte und verfahren zum durchführen von elektronischen transaktionen
DE69328177T2 (de) Verfahren und gerät zum erkennen und zählen von verschiedenen währungen.
DE69228108D1 (de) Verfahren und Vorrichtung zum Empfang von Informationssignalen
DE69210351T2 (de) Verfahren und Vorrichtung zum Ausrichten von flachen Gegenständen
DE69632675D1 (de) Vorrichtung zum Verarbeiten von Karten
DE68915082D1 (de) Chipkarte und Verfahren zum Einscheiben von Daten in diese.
DE59600324D1 (de) Verfahren und vorrichtung zum zusammenführen und verbinden von kunststoffkarten und bedruckten kartenträgern
DE69406079D1 (de) Verfahren zum elektronischen Bezahlen, insbesondere mittels einer Chipkarte
DE69221141D1 (de) Verfahren und vorrichtung zum prüfen von geld
DE69132520T2 (de) Vorrichtung und Verfahren zum Unterscheiden von Münzen
DE69033452T2 (de) Vorrichtung und Verfahren zum Behandeln von Substraten
DE69009599D1 (de) Vorrichtung und Verfahren zum Bearbeiten von Karten.
DE59600437D1 (de) Verfahren und vorrichtung zum zusammenführen und verbinden von kunststoffkarten und bedruckten kartenträgern
DE59611413D1 (de) Verfahren zum Herstellen von Chipkarten
DE60000612T2 (de) Verfahren und vorrichtung zum authentifizieren des ladens von informationen in eine chipkarte
DE59310358D1 (de) Einrichtung und Verfahren zur Feststellung von Betrugsversuchen an einer Vorrichtung zum Lesen und Beschreiben einer Chip-Karte
DE69307715T2 (de) Verfahren und Vorrichtung zum Zählen von ganzen Zyklen sowie von Teilzyklen
DE58908852D1 (de) Verfahren zur Aktivierung von Leseeinrichtungen von Chipkarten und Vorrichtung zur Durchführung des Verfahrens.
DE59007042D1 (de) Verfahren und Vorrichtung zum Zählen von Druckprodukten.
DE59209033D1 (de) Verfahren und Vorrichtung zum Prüfen von Münzen

Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8327 Change in the person/name/address of the patent owner

Owner name: FRANCE TELECOM, PARIS, FR ETABLISSEMENT PUBLIC DE

8339 Ceased/non-payment of the annual fee