CN104346884A - Monitoring system and monitoring method for monitoring position of payment terminal by using radio signal - Google Patents
Monitoring system and monitoring method for monitoring position of payment terminal by using radio signal Download PDFInfo
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- CN104346884A CN104346884A CN201310324206.5A CN201310324206A CN104346884A CN 104346884 A CN104346884 A CN 104346884A CN 201310324206 A CN201310324206 A CN 201310324206A CN 104346884 A CN104346884 A CN 104346884A
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Abstract
The invention relates to a monitoring system and monitoring method for monitoring the position of a payment terminal by using a radio signal. The monitoring method comprises a first positional information acquiring step in which the payment terminal performs first prescribed processing on an acquired local radio signal and then generates and transmits first positional information to a receiver mechanism or a switch processing server; a second positional information acquiring step in which the receiver mechanism or the switch processing server performs processing the same as the first prescribed processing on the locally-received radio signal and then generates second positional information; a comparing step in which the receiver mechanism or the switch processing server compares with the first positional information with the second positional information; and a determining step in which the receiver mechanism or the switch processing server determines that the position of the payment terminal is not changed in the case that the first positional information and the second positional information are consistent. The monitoring system and the monitoring method may effectively determine the movement of the payment terminal and prevent bank card loss risk caused by the movement of the payment terminal.
Description
Technical field
The present invention relates to financial communication technical field, relate more specifically to a kind of can the supervisory system of use location of radio signal monitoring Mobile payment terminal and method.
Background technology
In financial payment field, mobile POS tool easy to use is subject to the favor of more and more trade company, but being faced with a very important problem is exactly that increasing illegal trade company carries out the illegal activities such as arbitrage by the trans-regional use of the mobile POS of application, and this potential risks are called telephone-moving risk.
And in recent years, bank card payment transaction develops rapidly, the bank card accepting terminal quantity rapid developments such as POS, causes very large difficulty to the management of acquirer.In some areas, the accepting terminal such as POS tool applies poor management, lawless person at this point district is transferred to other area and uses after applying POS tool in a large number, and very disruptive bank card accepts market order.Regulator also clearly forbids the trans-regional use of POS tool.But due to POS tool substantial amounts, acquirer is often difficult to the behavior being transferred to other area use of the mode Timeliness coverage POS tool by Daily Round Check.
In the prior art, the monitoring means for telephone-moving risk have following two kinds of technology:
A kind of technology is, for existing dialing POS tool, detects telephone-moving risk by trunk code and the terminal Outgoing Number collected of trade company address in comparison trade company archive information.Because mobile POS is by mobile network instead of Dial-up Network, so cannot use on mobile POS tool; And, can only judge that trunk code is different by comparison trunk code, can not judge whether telephone-moving behavior occurs for what be positioned at areal.
Another kind of technology is, the ratio in the transaction occurred by monitoring POS tool shared by local card, and such mode can not judge the telephone-moving behavior of areal equally; And this technology could judge after a large amount of transaction data of the needs of Corpus--based Method behavior, can not prevent risk in time; In addition, be positioned at trade company's other places card that visitor assembles ground and account for very high ratio telephone-moving behavior can not be described, easily cause erroneous judgement.
Summary of the invention
In view of the above problems, the present invention aims to provide a kind of radio signal that utilizes that effectively, accurately can realize telephone-moving risk judgment and monitors supervisory system and the method thereof of payment terminal position.
The method for supervising utilizing radio signal to monitor payment terminal position of the present invention, is characterized in that, comprise the steps:
Primary importance information acquiring step, payment terminal generates after the radio signal of this locality collected is carried out the first predetermined processing in primary importance information and gives acquirer or switching processing server;
Second place information acquiring step, generates second place information after acquirer or switching processing server carry out the process identical with described first predetermined processing to the radio signal received in this area;
Comparison step, acquirer or primary importance information and described second place information described in processing server comparison of transferring;
Determining step, when described primary importance information is consistent with described second place information, acquirer or switching processing server judge that payment terminal position does not exist telephone-moving situation.
Preferably, in described determining step, when described primary importance information and described second place information inconsistent acquirer or switching processing server judge that payment terminal position exists telephone-moving situation.
Preferably, when not collecting the radio signal of payment terminal in described primary importance information acquiring step, then in described determining step, acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation.
Preferably, described first predetermined processing refer to the radio signal collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
Preferably, in described primary importance information acquiring step, after the encryption key stored in advance in described primary importance information payment terminal is encrypted, the primary importance information after encryption will be given acquirer or switching processing server,
In described comparison step, acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
Preferably, described first predetermined processing comprises following sub-step:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) character transformation table is used to carry out a character transformation to above-mentioned character string;
(3) shifting function is carried out to character string, character string end is moved to character string head;
(4) get the 5th character of described temporal information, use this character to carry out XOR with each character in character string respectively;
(5) MD5 algorithm is used to calculate above-mentioned character string, the radio signal information that generating process completes.
Preferably, described first predetermined processing comprises following sub-step:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) use SHA1 algorithm to calculate above-mentioned character string, generate the eap-message digest of 160;
(3) shifting function is carried out to eap-message digest character string, last with it for dual number digits character position character is exchanged;
(4) get the ultimate character of described temporal information, use each character in this character and character string to carry out XOR;
(5) character transformation table is used to carry out a character transformation to character string, the radio signal information that generating process completes.
Preferably, in described primary importance information acquiring step, when concluding the business or when transaction is idle, primary importance information will be given acquirer or switching processing server.
Preferably, FM signal is adopted as described radio signal.
Preferably, the radio signal of special frequency channel is adopted as described radio signal.
The supervisory system utilizing radio signal to monitor payment terminal position of the present invention, is characterized in that, comprising:
Payment terminal, generates in primary importance information and gives following acquirer or switching processing server after the radio signal of this locality received is carried out the first predetermined processing;
Acquirer or switching processing server, second place information is generated after the process identical with described first predetermined processing is carried out to the radio signal received in this area, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information.
Preferably, described acquirer or switching processing server when described primary importance information and described second place information inconsistent judge that payment terminal position exists telephone-moving situation, or described acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect radio signal.
Preferably, described first predetermined processing refer to the radio signal of this locality collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
Preferably, described payment terminal generate primary importance information after further the radio signal collected being carried out the first predetermined processing and to this primary importance information be encrypted rear on give described acquirer or switching processing server,
Described acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
Preferably, described payment terminal is POS terminal or phone-payment terminal,
Described payment terminal possesses for receiving wireless receiving antenna, and described acquirer or switching processing server possess for receiving wireless receiving antenna.
The supervisory system utilizing radio signal to monitor payment terminal position of the present invention, is characterized in that, comprising:
Wireless station, for launching the radio of regulation frequency range in the area arranging following acquirer or switching processing server;
Payment terminal, generates in primary importance information and gives following acquirer or switching processing server after the radio signal of the described regulation frequency range received is carried out the first predetermined processing;
Acquirer or switching processing server, second place information is generated after carrying out the process identical with described first predetermined processing for the radio signal of the regulation frequency range of described wireless station being launched, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information.
Preferably, described acquirer or switching processing server when described primary importance information and described second place information inconsistent judge that payment terminal position exists telephone-moving situation, or described acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect the radio signal of described regulation frequency range.
Preferably, described first predetermined processing refer to the radio signal of this regulation frequency range collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
Preferably, described payment terminal generate primary importance information after further the radio signal of this assigned frequency collected being carried out the first predetermined processing and to this primary importance information be encrypted rear on give described acquirer or switching processing server,
Described acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
Preferably, described payment terminal is POS terminal or phone-payment terminal, and described payment terminal possesses for receiving wireless receiving antenna, and described acquirer or switching processing server possess for receiving wireless receiving antenna.
Accompanying drawing explanation
Fig. 1 represents that one embodiment of the present invention utilizes radio signal to monitor the structural map of the supervisory system of payment terminal position.
Fig. 2 represents that one embodiment of the present invention utilizes radio signal to monitor the process flow diagram of the method for supervising of payment terminal position.
Embodiment
What introduce below is some in multiple embodiment of the present invention, aims to provide basic understanding of the present invention.Be not intended to confirm key of the present invention or conclusive key element or limit claimed scope.
Under regard to and of the present inventionly utilize radio signal to monitor the method for supervising of payment terminal position and supervisory system is described.
Fig. 1 represents that one embodiment of the present invention utilizes radio signal to monitor the structural map of the supervisory system of payment terminal position.As shown in Figure 1, one embodiment of the present invention utilize radio signal monitor the supervisory system of payment terminal position comprise payment terminal 100, the access device 200 that payment terminal is accessed, acquirer 300, launch this area the transmitter 400 of radiowave of characteristic frequency and the communication network 500 between communication connection access device 200 and payment terminal 100 and between access device 200 and acquirer 300.Wherein, payment terminal 100 possesses for receiving wireless receiving antenna, and acquirer 200 also possesses for receiving wireless receiving antenna.
Here, illustrate payment terminal 100 is connected to acquirer 300 example by access device 200, but according to circumstances different, also can be that payment terminal 100 is connected to switching processing server (not shown) by access device 200.
Below, the method for supervising first utilizing radio signal to monitor payment terminal position for one embodiment of the present invention is described.
Fig. 2 represents that one embodiment of the present invention utilizes radio signal to monitor the process flow diagram of the method for supervising of payment terminal position.
The method for supervising that one embodiment of the present invention utilizes radio signal to monitor payment terminal position as shown in Figure 2 comprises the steps:
Primary importance information acquiring step S101: generate after the radio signal of this locality that the payment terminal receiving antenna that it possesses by reason receives carries out the first predetermined processing in primary importance information and give acquirer or switching processing server;
Second place information acquiring step S102: generate second place information after acquirer or switching processing server carry out the process identical with described first predetermined processing to the radio signal received in this area (radio signal of namely being launched by the transmitter 400 of the radiowave launching this area);
Comparison step S103: acquirer or primary importance information and described second place information described in processing server comparison of transferring;
Determining step S104: acquirer or switching processing server judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information; Or, when described primary importance information and described second place information inconsistent acquirer or switching processing server judge that payment terminal position exists telephone-moving situation.
On the other hand, if in primary importance information acquiring step S101, payment terminal does not receive radio signal, then in determining step S104, acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation.
Further, in primary importance information acquiring step S101, can also be encrypted the encryption key stored in advance in described primary importance information payment terminal further, and the primary importance information after encryption will be given acquirer or switching processing server.Like this, in comparison step S103, acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information again.
In addition, in primary importance information acquiring step S101, when concluding the business or when transaction is idle, primary importance information will be given acquirer or switching processing server.Send on time idle and can take integral point or similar timing mechanism.If send failure on also can being set to, then continue after certain interval of time to attempt.
In the present invention, the first above-mentioned predetermined processing refer to the radio signal collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.Such as, after the receiving antenna that payment terminal utilizes it to possess receives radio signal, after carrying out necessary process (as sampling, coding etc.), form specific numerical information, this numerical information merges with the temporal information (form can adopt MMDDhhmmss can be shown as 0306151729 such as 15: 17: 29 on the 6th March) receiving radio signal, form character string, the data message adopting specific algorithm to be combined processes.Below, the first predetermined processing utilizing two kinds of specific algorithms to carry out is enumerated.
First algorithm:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) character transformation table is used to carry out a character transformation to above-mentioned character string;
(3) shifting function is carried out to character string, character string end is moved to character string head;
(4) get the 5th character of described temporal information, use this character to carry out XOR with each character in character string respectively;
(5) MD5 algorithm is used to calculate above-mentioned character string, the radio signal information that generating process completes.
Second algorithm:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) use SHA1 algorithm to calculate above-mentioned character string, generate the eap-message digest of 160;
(3) shifting function is carried out to eap-message digest character string, last with it for dual number digits character position character is exchanged;
(4) get the ultimate character of described temporal information, use each character in this character and character string to carry out XOR;
(5) character transformation table is used to carry out a character transformation to character string, the radio signal information that generating process completes.
In the present invention, can adopt and utilize existing public radio aspect and initiatively transmitted radio signal mode.As follows particularly:
(1) existing public radio aspect is utilized
At present, FM(frequency modulation has all been opened in domestic major area) broadcasting station, FM radio station is owing to being subject to the restriction of signal transmitting boundary, a general radio station only can cover an area (scope comprises a city or a province), substantially there is not the situation that identical content is play in multiple city or province in same FM frequency range.
Various places payment terminal can receive local FM information respectively, and (time of reception and frequency range can be determined by payment terminal program, or automatic searching FM frequency range), after reception, this Information Pull above-mentioned steps is processed, and after merging temporal information, encryption is delivered to acquirer or adapter coupling servers, acquirer or adapter coupling servers are to after this decrypts information, and comparison acquirer or adapter coupling servers be the FM signal that collects of district at this point, find whether payment terminal is transferred to other area and uses.
The method is applicable to carry out large-area monitoring to the payment terminal of nationwide.
Two, active transmitted radio signal mode
Move into the serious area of situation for some payment terminal, can adopt the mode of initiatively transmitted radio signal, concentrated discovery is moved into the payment terminal of this area.
Acquirer or adapter coupling servers arrange radio station in this area, launch the RI radio intelligence of special frequency channel, after the payment terminal of this area receives this information (information such as time of reception, frequency range can be arranged in advance in payment terminal), on deliver to acquirer or adapter coupling servers, utilize said method can be moved into the payment terminal of this area by Timeliness coverage.
When utilizing method for supervising of the present invention, after offender carries out telephone-moving to payment terminal, can adopt to cut and dial device and transfer device and evade bank and Unionpay the monitoring that number carries out is dialled in payment terminal, but due to the radio frequency band that payment terminal gathers and temporal information cannot be known, and on the information sent be encrypted by the key of payment terminal.Therefore, offender cannot forge the RI radio intelligence sent, and to cover the behavior that payment terminal is transferred, like this, offender cannot effectively evade monitor mode of the present invention.
And, utilizing method for supervising of the present invention to receive treatment flow process to current bank card changes less, only need increase radio signal receiving apparatus in payment terminal, radio signal receiving apparatus is increased at acquirer or adapter coupling servers end, and upgrading adjustment is carried out to POS handling procedure, background monitor, additional cost is controlled, and the operating process of acquirer, trade company and holder does not change.
Then, the supervisory system utilizing radio signal to monitor payment terminal position for one embodiment of the present invention is described.The supervisory system utilizing radio signal to monitor payment terminal position of present embodiment utilizes existing public wireless electric signal to realize.
The supervisory system utilizing radio signal to monitor payment terminal position of the present invention comprises:
Payment terminal 100, possesses for receiving wireless receiving antenna, and generates after the radio signal of this locality received is carried out the first predetermined processing and primary importance information gives following acquirer or switching processing server;
Acquirer 300 or switching processing server, possess for receiving wireless receiving antenna, and after the process identical with described first predetermined processing is carried out to the radio signal received in this area, generate second place information, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information; When described primary importance information and described second place information inconsistent judge that payment terminal position exists telephone-moving situation, or described acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect radio signal.
Here, described first predetermined processing refer to the radio signal of this locality collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.Processing mode can with reference to the two kinds of algorithms illustrated above particularly.
And, payment terminal 100 generate primary importance information after further the radio signal collected being carried out the first predetermined processing and to this primary importance Information Pull key be stored in payment terminal 100 be encrypted rear on give acquirer or switching processing server, acquirer or switching processing server by encryption after primary importance decrypts information after compare with described second place information.
In the present invention, payment terminal can be POS terminal or phone-payment terminal, also can be the terminal that other realize paying.
Then, the supervisory system utilizing radio signal to monitor payment terminal position for another embodiment of the present invention is described.The supervisory system utilizing radio signal to monitor payment terminal position of present embodiment is realized by active transmitted radio signal.
As shown in Figure 1, the supervisory system utilizing radio signal to monitor payment terminal position of another embodiment of the present invention comprises:, wireless station 400, for launching the radio of regulation frequency range in the area arranging above-mentioned acquirer or switching processing server, payment terminal 100, possesses and gives following acquirer or switching processing server for receiving wireless receiving antenna and generating after the radio signal of this regulation frequency range collected is carried out the first predetermined processing in primary importance information, acquirer 300 or switching processing server, possess for receiving wireless receiving antenna and generating second place information after carrying out the process identical with described first predetermined processing for the radio signal of the regulation frequency range of described wireless station being launched, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge when described primary importance information is consistent with the described second place information payment terminal position do not exist telephone-moving situation or, judge that payment terminal position exists telephone-moving situation when above-mentioned primary importance information ceases and described second place information is inconsistent, or, directly be judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect the radio signal of described regulation frequency range.
Here, the first predetermined processing refer to the radio signal of this regulation frequency range collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.Processing mode can with reference to the two kinds of algorithms illustrated above particularly.
And, payment terminal 100 generate primary importance information after further the radio signal of this assigned frequency collected being carried out the first predetermined processing and to this primary importance information be encrypted rear on give described acquirer or switching processing server, acquirer 300 or switching processing server by encryption after primary importance decrypts information after compare with described second place information.
When adopting the supervisory system utilizing radio signal monitoring payment terminal position, after offender carries out telephone-moving to payment terminal, dial device and transfer device and evade bank and Unionpay even if can adopt to cut the monitoring that number carries out is dialled in payment terminal, but due to the radio frequency band that payment terminal gathers and temporal information cannot be known, and on the information sent be encrypted by the key of payment terminal.Therefore, offender cannot forge the RI radio intelligence sent, and to cover the behavior that payment terminal is transferred, like this, offender cannot effectively evade monitor mode of the present invention.
And, the supervisory system utilizing radio signal to monitor payment terminal position of the present invention receives treatment flow process to current bank card and changes less, only need increase radio signal receiving apparatus in payment terminal, radio signal receiving apparatus is increased at acquirer or adapter coupling servers end, and upgrading adjustment is carried out to POS handling procedure, background monitor, additional cost is controlled, and the operating process of acquirer, trade company and holder does not change.
Above example mainly describes the supervisory system and the method for supervising that utilize radio signal monitoring payment terminal position of the present invention.Although be only described some of them the specific embodiment of the present invention, those of ordinary skill in the art should understand, and the present invention can implement with other forms many not departing from its purport and scope.Therefore, the example shown and embodiment are regarded as illustrative and not restrictive, when do not depart from as appended each claim define the present invention spirit and scope, the present invention may contain various amendments and replacement.
Claims (20)
1. utilize radio signal to monitor a method for supervising for payment terminal position, it is characterized in that, comprise the steps:
Primary importance information acquiring step, payment terminal generates after the radio signal of this locality collected is carried out the first predetermined processing in primary importance information and gives acquirer or switching processing server;
Second place information acquiring step, generates second place information after acquirer or switching processing server carry out the process identical with described first predetermined processing to the radio signal received in this area;
Comparison step, acquirer or primary importance information and described second place information described in processing server comparison of transferring;
Determining step, when described primary importance information is consistent with described second place information, acquirer or switching processing server judge that payment terminal position does not exist telephone-moving situation.
2. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 1, it is characterized in that,
In described determining step, when described primary importance information and described second place information inconsistent acquirer or switching processing server judge that payment terminal position exists telephone-moving situation.
3. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 1, it is characterized in that,
When not collecting the radio signal of payment terminal in described primary importance information acquiring step, then in described determining step, acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation.
4. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 1, it is characterized in that,
Described first predetermined processing refer to the radio signal collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
5. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 4, it is characterized in that,
In described primary importance information acquiring step, after the encryption key stored in advance in described primary importance information payment terminal is encrypted, the primary importance information after encryption will be given acquirer or switching processing server,
In described comparison step, acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
6. the radio signal that utilizes as described in claim 5 any one monitors the method for supervising of payment terminal position, it is characterized in that,
Described first predetermined processing comprises following sub-step:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) character transformation table is used to carry out a character transformation to above-mentioned character string;
(3) shifting function is carried out to character string, character string end is moved to character string head;
(4) get the 5th character of described temporal information, use this character to carry out XOR with each character in character string respectively;
(5) MD5 algorithm is used to calculate above-mentioned character string, the radio signal information that generating process completes.
7. the radio signal that utilizes as described in claim 5 any one monitors the method for supervising of payment terminal position, it is characterized in that,
Described first predetermined processing comprises following sub-step:
(1) pre-set a character transformation table, this character transformation table comprises the correspondent transform character of all ASII characters and each character all has unique corresponding conversion character;
(2) use SHA1 algorithm to calculate above-mentioned character string, generate the eap-message digest of 160;
(3) shifting function is carried out to eap-message digest character string, last with it for dual number digits character position character is exchanged;
(4) get the ultimate character of described temporal information, use each character in this character and character string to carry out XOR;
(5) character transformation table is used to carry out a character transformation to character string, the radio signal information that generating process completes.
8. the radio signal that utilizes as described in claim 1 ~ 7 any one monitors the method for supervising of payment terminal position, it is characterized in that,
In described primary importance information acquiring step, when concluding the business or when transaction is idle, primary importance information will be given acquirer or switching processing server.
9. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 8, it is characterized in that,
FM signal is adopted as described radio signal.
10. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 8, it is characterized in that,
The radio signal of special frequency channel is adopted as described radio signal.
11. 1 kinds of supervisory systems utilizing radio signal to monitor payment terminal position, is characterized in that, comprising:
Payment terminal, generates in primary importance information and gives following acquirer or switching processing server after the radio signal of this locality received is carried out the first predetermined processing;
Acquirer or switching processing server, second place information is generated after the process identical with described first predetermined processing is carried out to the radio signal received in this area, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information.
12. utilize radio signal to monitor the supervisory system of payment terminal position as claimed in claim 11, it is characterized in that,
Described acquirer or switching processing server when described primary importance information and described second place information inconsistent judge that payment terminal position exists telephone-moving situation, or described acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect radio signal.
13. utilize radio signal to monitor the supervisory system of payment terminal position as claimed in claim 12, it is characterized in that,
Described first predetermined processing refer to the radio signal of this locality collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
14. utilize radio signal to monitor the method for supervising of payment terminal position as claimed in claim 13, it is characterized in that,
Described payment terminal generate primary importance information after further the radio signal collected being carried out the first predetermined processing and to this primary importance information be encrypted rear on give described acquirer or switching processing server,
Described acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
15. radio signals that utilize as described in claim 11 ~ 14 any one monitor the supervisory system of payment terminal position, it is characterized in that,
Described payment terminal is POS terminal or phone-payment terminal,
Described payment terminal possesses for receiving wireless receiving antenna, and described acquirer or switching processing server possess for receiving wireless receiving antenna.
16. 1 kinds of supervisory systems utilizing radio signal to monitor payment terminal position, is characterized in that, comprising:
Wireless station, for launching the radio of regulation frequency range in the area arranging following acquirer or switching processing server;
Payment terminal, generates in primary importance information and gives following acquirer or switching processing server after the radio signal of the described regulation frequency range received is carried out the first predetermined processing;
Acquirer or switching processing server, second place information is generated after carrying out the process identical with described first predetermined processing for the radio signal of the regulation frequency range of described wireless station being launched, the described primary importance information that comparison is sent here from described payment terminal and described second place information, and judge that payment terminal position does not exist telephone-moving situation when described primary importance information is consistent with described second place information.
17.. utilize radio signal to monitor the supervisory system of payment terminal position as claimed in claim 16, it is characterized in that,
Described acquirer or switching processing server when described primary importance information and described second place information inconsistent judge that payment terminal position exists telephone-moving situation, or described acquirer or switching processing server are directly judged as that payment terminal position exists telephone-moving situation when described payment terminal does not collect the radio signal of described regulation frequency range.
18. utilize radio signal to monitor the supervisory system of payment terminal position as claimed in claim 17, it is characterized in that,
Described first predetermined processing refer to the radio signal of this regulation frequency range collected carried out sample, encode after obtain numerical information, and by this numerical information with represent that the temporal information receiving the time of this radio signal is carried out merging and generated character string.
19. utilize radio signal to monitor the supervisory system of payment terminal position as claimed in claim 18, it is characterized in that,
Described payment terminal generate primary importance information after further the radio signal of this assigned frequency collected being carried out the first predetermined processing and to this primary importance information be encrypted rear on give described acquirer or switching processing server,
Described acquirer or switching processing server are compared after the primary importance decrypts information after encryption with described second place information.
20. radio signals that utilize as described in claim 16 ~ 19 any one monitor the supervisory system of payment terminal position, it is characterized in that,
Described payment terminal is POS terminal or phone-payment terminal,
Described payment terminal possesses for receiving wireless receiving antenna,
Described acquirer or switching processing server possess for receiving wireless receiving antenna.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106504445A (en) * | 2016-11-07 | 2017-03-15 | 中国银联股份有限公司 | POS terminal monitoring method and monitoring system based on Internet of Things |
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| CN104346884B (en) | 2016-08-17 |
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