CA2276265A1 - Real-time individually-targeted promotions - Google Patents
Real-time individually-targeted promotions Download PDFInfo
- Publication number
- CA2276265A1 CA2276265A1 CA002276265A CA2276265A CA2276265A1 CA 2276265 A1 CA2276265 A1 CA 2276265A1 CA 002276265 A CA002276265 A CA 002276265A CA 2276265 A CA2276265 A CA 2276265A CA 2276265 A1 CA2276265 A1 CA 2276265A1
- Authority
- CA
- Canada
- Prior art keywords
- user
- card
- printer
- reader
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
Abstract
Real-time, individually-targeted promotions system comprising a transportable user card or record (10), which need not contain on-board processing capacity, and a printer/reader/writer apparatus. The user card (10) comprises a magnetic surface (18a) for writing, storing and re-writing machine readable data and a thermo-reversible print region (17) for receiving and visually displaying a determined response to a user in non-volatile, erasable, re-writable graphical or textual human-readable format. The printer/reader/writer apparatus (20) comprises magnetic read/write capabilities, thermo-chromic writer/eraser, data entry keypad (31) and display (32), and sufficient data storage and processing devices.
Claims (32)
1. A system for determining a selected response for a particular user, said selected response being based upon continuously-current data, with real-time delivery of said response to said user, said system comprising:
at least one printer/reader/writer terminal and at least one user card associated with said user for use in said printer/reader/writer;
said user card having a region for receiving and storing machine readable code and a region for receiving and displaying information to said user in a non-volatile, erasable, re-veritable, visual format;
said printer/reader/writer terminal adapted for receiving said user card, said printer/reader/writer comprising:
means for reading machine-readable code stored on said user card and means for writing and rewriting machine-readable code to said user card;
means for writing, erasing, and rewriting a response to said user upon said user card in non-volatile, erasable, graphical, or textual human-readable format;
means for entry of data relevant to said current transaction;
integrated means for storing and processing data;
whereby said system is capable of delivering said selected response to said user upon entry of said user card into any printer/reader/writer within said system at any given time.
at least one printer/reader/writer terminal and at least one user card associated with said user for use in said printer/reader/writer;
said user card having a region for receiving and storing machine readable code and a region for receiving and displaying information to said user in a non-volatile, erasable, re-veritable, visual format;
said printer/reader/writer terminal adapted for receiving said user card, said printer/reader/writer comprising:
means for reading machine-readable code stored on said user card and means for writing and rewriting machine-readable code to said user card;
means for writing, erasing, and rewriting a response to said user upon said user card in non-volatile, erasable, graphical, or textual human-readable format;
means for entry of data relevant to said current transaction;
integrated means for storing and processing data;
whereby said system is capable of delivering said selected response to said user upon entry of said user card into any printer/reader/writer within said system at any given time.
2. The system of Claim 1 wherein said region for receiving and storing machine-readable code comprises a magnetic surface.
3. The system of Claim 1 wherein said region for receiving and storing machine-readable code comprises integrated circuits on said user card.
4. The system of Claim 1 wherein said region for receiving and displaying visual information to said user comprises a thermo-reversible print surface.
5. The system of Claim 1 wherein said printer/reader/writer terminal further comprises means for connection to an external printing device.
6. The system of Claim 1 wherein said printer/reader/writer terminal further comprises integrated printing means.
7. The system of Claim 1 wherein said printer/reader/writer terminal further comprises communication means.
8. The system of Claim 7 wherein said communication means is a port for connection to an external communication device.
9. The system of Claim 7 wherein said communication means are integrated in said printer/reader/writer terminal.
10. The system of Claim 1 wherein said printer/reader/writer terminal further comprises means for connection to a POS system or other computer system.
11. The system of Claim 1 wherein said printer/reader/writer terminal further comprises means for connection to an external signaling device.
12. Apparatus for determining a selected response for a particular user with real-time delivery of that response to the user in non-volatile, erasable, visual format, said apparatus comprising:
a user card issued to a user, said user card having a region for receiving and storing machine-readable code and a region for receiving and displaying visual information to said user;
a printer/reader/writer terminal adapted for receiving said user card said printer/reader/writer comprising:
a means for reading machine-readable code stored on said user card and writing and rewriting machine-readable code to said user card;
a means for writing, erasing, and rewriting an appropriate response to said user upon said user card in non-volatile, erasable, human-readable format;
an integrated means for storing and processing data, said means being sufficient to determine an appropriate response for a particular user.
a user card issued to a user, said user card having a region for receiving and storing machine-readable code and a region for receiving and displaying visual information to said user;
a printer/reader/writer terminal adapted for receiving said user card said printer/reader/writer comprising:
a means for reading machine-readable code stored on said user card and writing and rewriting machine-readable code to said user card;
a means for writing, erasing, and rewriting an appropriate response to said user upon said user card in non-volatile, erasable, human-readable format;
an integrated means for storing and processing data, said means being sufficient to determine an appropriate response for a particular user.
13. The apparatus of Claim 12 wherein said region for receiving and storing machine-readable code comprises a magnetic surface.
14. The apparatus of Claim 12 wherein said region for receiving and storing machine-readable code comprises integrated circuits on said user card.
15. The apparatus of Claim 12 wherein said region for receiving and displaying visual information to said user comprises thermo-reversible film.
16. The apparatus of Claim 12 wherein said printer/reader/writer terminal further comprises means for connection to an external printing device.
17. The apparatus of Claim 12 wherein said printer/reader/writer terminal further comprises integrated printing means.
18. The apparatus of Claim 12 wherein said printer/reader/writer terminal further comprises communication means.
19. The apparatus of Claim 18 wherein said communication means comprises a port for connection to an external communication device.
20. The apparatus of Claim 18 wherein said communication means are integrated in said printer/reader/writer terminal.
21. The apparatus of Claim 12 wherein said printer/reader/writer terminal further comprises means for connection to a POS system or other computer system.
22. The apparatus of Claim 12 wherein said printer/reader/writer terminal further comprises means for connection to an external signaling device.
23. A method for determining a selected first response for a particular user, said first response being based upon continuously-current data, with real-time delivery of said first response to said user, said method comprising the steps of:
a. storing program data in data processing retrievable format in a data processing means;
b. providing a user card to a user;
c. assigning a user code to said user;
d. encoding said user's card with said user's code;
e. storing user information in data processing retrievable format on said user card;
f. entering said user card into said data processing means;
g. reading said user code and said user information;
h. entering data relevant to current transaction of user;
i. storing rules for making determinations of said first-user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
j. correlating said product or promotional information, said user information, and said current transaction information;
k. determining said first response to said user based on said correlation;
l. printing said first response to said user in non-volatile visual format upon said user's card;
m. updating user information stored on said user card.
a. storing program data in data processing retrievable format in a data processing means;
b. providing a user card to a user;
c. assigning a user code to said user;
d. encoding said user's card with said user's code;
e. storing user information in data processing retrievable format on said user card;
f. entering said user card into said data processing means;
g. reading said user code and said user information;
h. entering data relevant to current transaction of user;
i. storing rules for making determinations of said first-user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
j. correlating said product or promotional information, said user information, and said current transaction information;
k. determining said first response to said user based on said correlation;
l. printing said first response to said user in non-volatile visual format upon said user's card;
m. updating user information stored on said user card.
24. The method of Claim 23 comprising the further steps of:
a. storing rules for making determinations of said-second user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
b. correlating said product or promotional information, said user information, and said current transaction information;
c. determining said second response to said user based on said correlation;
d. printing said second response to said user in hard copy format either by means of integrated or peripheral printer.
a. storing rules for making determinations of said-second user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
b. correlating said product or promotional information, said user information, and said current transaction information;
c. determining said second response to said user based on said correlation;
d. printing said second response to said user in hard copy format either by means of integrated or peripheral printer.
25. The method of Claim 23 comprising the further steps of:
a. storing rules for making determinations of said third-user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
b. correlating said product or promotional information, said user information, and said current transaction information;
c. determining said third response to said user based on said correlation;
d. sending activation signal to an integrated or peripheral device capable of producing an audible or visual signal to said user.
a. storing rules for making determinations of said third-user response based on correlation of said stored product and promotional information, said user information, and said current transaction data;
b. correlating said product or promotional information, said user information, and said current transaction information;
c. determining said third response to said user based on said correlation;
d. sending activation signal to an integrated or peripheral device capable of producing an audible or visual signal to said user.
26. The method of Claim 23 comprising the further steps of:
a. storing said user's code, current transaction data, and information regarding responses provided to said user in data processing retrievable format in said data base as current user information;
b. transferring said current user information to a central database;
c. storage of said current user information in said central database;
d. transfer of current product and promotional information from said central database to said database.
a. storing said user's code, current transaction data, and information regarding responses provided to said user in data processing retrievable format in said data base as current user information;
b. transferring said current user information to a central database;
c. storage of said current user information in said central database;
d. transfer of current product and promotional information from said central database to said database.
27. A user card comprising:
a. a first side, a second side, a top edge, a bottom edge, a left edge, and a right edge;
b. a read/write surface for receiving, writing, storing, and re-writing machine readable data;
c. said read/write surface being placed on at least one side of said user card;
d. said read/write surface being of sufficient size and placement that machine- readable code relating to different applications may be written along said left edge and said right edge or said top edge and said bottom edge such that said user card may be inserted into a data processing means in more than one direction with said application read by said data processing means varying depending on which edge of said user card is inserted.
a. a first side, a second side, a top edge, a bottom edge, a left edge, and a right edge;
b. a read/write surface for receiving, writing, storing, and re-writing machine readable data;
c. said read/write surface being placed on at least one side of said user card;
d. said read/write surface being of sufficient size and placement that machine- readable code relating to different applications may be written along said left edge and said right edge or said top edge and said bottom edge such that said user card may be inserted into a data processing means in more than one direction with said application read by said data processing means varying depending on which edge of said user card is inserted.
28. The user card of Claim 27 wherein said read/write surface is of sufficient size and placement that machine-readable code may be written across the entire side of said user card.
29. The user card of Claim 27 wherein said read/write surface is a magnetic surface.
30. The user card of Claim 27 further comprising a print region for receiving and displaying a visual response to a user in non-volatile, erasable, graphical or textual human-readable format; said print region being placed on at least one side of said user card.
31. The user card of Claim 30 wherein said print region comprises a thermo-reversible print surface.
32. An apparatus to obtain and track individual user consumer transaction data and to assign and redeem user transaction tokens comprising:
a user portable transaction card said card comprising, a machine readable and writable memory on said card for recording thereon a user transaction token account, an eraseable and rewritable user readable card message display, a first terminal for insertion of said transaction card therein, said first terminal comprising, a processor for directing terminal activities including a memory for loading, storing and directing a marketing program, a machine language printer/reader/writer to permit reading machine readable data writing machine data onto card a writer for creating a human readable message on said card message display, a second terminal for insertion of said transaction card therein, said second terminal comprising, a processor for directing terminal activities including a memory for loading, storing and directing a marketing program, a machine language printer/reader/writer to permit reading machine readable data writing machine data onto card a writer for creating a human readable message on said card message display, a display unit for user examination and selection of token transaction exchanges from a token redemption database, a host terminal for directing the activities of said first and second terminals comprising, a processor for directing unit activities including a memory for loading, storing and directing a marketing program, a communications connection between said host and said first and second terminals to allow said host to exchange data with said first and second terminals including token transaction exchanges entered by said user at said second terminal, and a communications connection between said host and a redemption distribution site to permit said host to direct the allocation of user selected token transaction exchanges to said users, such that said host communicates host program commands to said first and second terminals to provide allocation of transactions tokins and program awards to said user and said host can receive user transaction data from said first and second terminals and said user can select and direct messages to said host related to user redemption of transaction tokens.
a user portable transaction card said card comprising, a machine readable and writable memory on said card for recording thereon a user transaction token account, an eraseable and rewritable user readable card message display, a first terminal for insertion of said transaction card therein, said first terminal comprising, a processor for directing terminal activities including a memory for loading, storing and directing a marketing program, a machine language printer/reader/writer to permit reading machine readable data writing machine data onto card a writer for creating a human readable message on said card message display, a second terminal for insertion of said transaction card therein, said second terminal comprising, a processor for directing terminal activities including a memory for loading, storing and directing a marketing program, a machine language printer/reader/writer to permit reading machine readable data writing machine data onto card a writer for creating a human readable message on said card message display, a display unit for user examination and selection of token transaction exchanges from a token redemption database, a host terminal for directing the activities of said first and second terminals comprising, a processor for directing unit activities including a memory for loading, storing and directing a marketing program, a communications connection between said host and said first and second terminals to allow said host to exchange data with said first and second terminals including token transaction exchanges entered by said user at said second terminal, and a communications connection between said host and a redemption distribution site to permit said host to direct the allocation of user selected token transaction exchanges to said users, such that said host communicates host program commands to said first and second terminals to provide allocation of transactions tokins and program awards to said user and said host can receive user transaction data from said first and second terminals and said user can select and direct messages to said host related to user redemption of transaction tokens.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/774,961 | 1996-12-27 | ||
US08/774,961 US5932869A (en) | 1996-12-27 | 1996-12-27 | Promotional system with magnetic stripe and visual thermo-reversible print surfaced medium |
PCT/US1997/023573 WO1998029829A1 (en) | 1996-12-27 | 1997-12-24 | Real-time individually-targeted promotions |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2276265A1 true CA2276265A1 (en) | 1998-07-09 |
CA2276265C CA2276265C (en) | 2010-03-23 |
Family
ID=25102859
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA2276265A Expired - Fee Related CA2276265C (en) | 1996-12-27 | 1997-12-24 | Real-time individually-targeted promotions |
Country Status (10)
Country | Link |
---|---|
US (2) | US5932869A (en) |
EP (1) | EP1025542A4 (en) |
JP (1) | JP4135811B2 (en) |
AU (1) | AU748796B2 (en) |
BR (1) | BR9714102A (en) |
CA (1) | CA2276265C (en) |
IL (1) | IL130664A (en) |
NZ (1) | NZ336492A (en) |
WO (1) | WO1998029829A1 (en) |
ZA (1) | ZA9711651B (en) |
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- 1997-12-24 US US08/997,922 patent/US6024288A/en not_active Expired - Lifetime
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- 1997-12-24 EP EP97953346A patent/EP1025542A4/en not_active Withdrawn
- 1997-12-24 IL IL130664A patent/IL130664A/en not_active IP Right Cessation
- 1997-12-24 CA CA2276265A patent/CA2276265C/en not_active Expired - Fee Related
- 1997-12-29 ZA ZA9711651A patent/ZA9711651B/en unknown
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US5932869A (en) | 1999-08-03 |
IL130664A (en) | 2009-02-11 |
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