CA2169827A1 - Authenticator Card with Changing Bar Code Pattern - Google Patents

Authenticator Card with Changing Bar Code Pattern

Info

Publication number
CA2169827A1
CA2169827A1 CA2169827A CA2169827A CA2169827A1 CA 2169827 A1 CA2169827 A1 CA 2169827A1 CA 2169827 A CA2169827 A CA 2169827A CA 2169827 A CA2169827 A CA 2169827A CA 2169827 A1 CA2169827 A1 CA 2169827A1
Authority
CA
Canada
Prior art keywords
bar code
card
presented
user
code pattern
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2169827A
Other languages
French (fr)
Other versions
CA2169827C (en
Inventor
Bruce Edwin Mcnair
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
AT&T Corp
Original Assignee
Bruce Edwin Mcnair
American Telephone And Telegraph Company
At&T Corp.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bruce Edwin Mcnair, American Telephone And Telegraph Company, At&T Corp. filed Critical Bruce Edwin Mcnair
Publication of CA2169827A1 publication Critical patent/CA2169827A1/en
Application granted granted Critical
Publication of CA2169827C publication Critical patent/CA2169827C/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04K—SECRET COMMUNICATION; JAMMING OF COMMUNICATION
    • H04K1/00—Secret communication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
    • G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Abstract

An authenticator card includes a liquid crystal display (107) arranged to exhibit a dynamically changeable bar code pattern (230) that represents an account number (217) and, optionally, a PIN (219) and/or expiration date.
The card includes circuitry for periodically changing the bar code in accordance with a predetermined algorithm (214). When the card is presented by a user to a merchant to authenticate the identity of the user in connection with a business transaction, the bar code is scanned by a conventional bar code reader. The code is converted to electronic form and transmitted to a verification processor to be authenticated. During authentication, a corresponding algorithm is used to validate information from the received signal, enabling a database query to determine validity of the card. Advantageously, the card can be mass produced at low cost and a readily available bar code scanner provides a simple interface when the card is presented for authentication.
CA002169827A 1993-08-26 1994-08-01 Authenticator card with changing bar code pattern Expired - Fee Related CA2169827C (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US08/112,165 US5450491A (en) 1993-08-26 1993-08-26 Authenticator card and system
US112,165 1993-08-26

Publications (2)

Publication Number Publication Date
CA2169827A1 true CA2169827A1 (en) 1995-03-02
CA2169827C CA2169827C (en) 1997-02-04

Family

ID=22342439

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002169827A Expired - Fee Related CA2169827C (en) 1993-08-26 1994-08-01 Authenticator card with changing bar code pattern

Country Status (8)

Country Link
US (1) US5450491A (en)
EP (1) EP0715789A4 (en)
JP (1) JPH09502038A (en)
KR (1) KR960704413A (en)
AU (1) AU7479094A (en)
BR (1) BR9407319A (en)
CA (1) CA2169827C (en)
WO (1) WO1995006371A1 (en)

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WO1995006371A1 (en) 1995-03-02
EP0715789A4 (en) 1997-02-05
US5450491A (en) 1995-09-12
AU7479094A (en) 1995-03-21
CA2169827C (en) 1997-02-04
JPH09502038A (en) 1997-02-25
BR9407319A (en) 1996-04-16
KR960704413A (en) 1996-08-31
EP0715789A1 (en) 1996-06-12

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