CA2010846A1 - Automated order and payment system - Google Patents

Automated order and payment system

Info

Publication number
CA2010846A1
CA2010846A1 CA2010846A CA2010846A CA2010846A1 CA 2010846 A1 CA2010846 A1 CA 2010846A1 CA 2010846 A CA2010846 A CA 2010846A CA 2010846 A CA2010846 A CA 2010846A CA 2010846 A1 CA2010846 A1 CA 2010846A1
Authority
CA
Canada
Prior art keywords
order
consumer
products
services
credit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2010846A
Other languages
French (fr)
Other versions
CA2010846C (en
Inventor
Jonathan M. Gorog
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US07/221,536 priority Critical patent/US4947028A/en
Application filed by Individual filed Critical Individual
Priority to CA002010846A priority patent/CA2010846C/en
Priority to EP90302004A priority patent/EP0446500B1/en
Publication of CA2010846A1 publication Critical patent/CA2010846A1/en
Application granted granted Critical
Publication of CA2010846C publication Critical patent/CA2010846C/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/087—Inventory or stock management, e.g. order filling, procurement or balancing against orders
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers

Abstract

An automated order and payment system for use by consumers to rapidly order products and services from any location at which the consumer is present at the time of ordering. The system receives information about the products/services to be ordered by means of signals generated by scanning identification codes imprinted in advertising media or displayed to a consumer on a television screen. A special version of the invention is modified to accept voice command via a voice recognition means for those physically handicapped persons unable to perform manual data entry tasks. The consumer uses an optical scanning means embodied in a Order Computer Terminal to scan the identification code associated with a company and identification codes associated with the products/services desired. This product and company information is stored in the Order Computer Terminal along with credit information retrieved from a plurality of storage means used on credit cards and subsequently transmitted when desired by the consumer to a Central Computer System. The Central Computer System simultaneously receives information from multiple order computer terminals and verifies that the products or services from the desired company are in fact available. The Central Computer System also verifies the credit worthiness of the consumer by searching for such information from credit data bases. When the Central Computer System determines that the desired products/services are available and that the consumer is credit worthy, an order verification signal is sent to the individual consumer's order computer terminal whereupon the consumer verifies that he/she wishes to order the products/services communicated to the central computer system.
Once the consumer verifies the order, the automated order and payment system places the order for the products/services desired and provides the appropriate credit reference to the supplier of the product/service. The automated order and payment system capabilities are more fully set forth herein.
CA002010846A 1988-07-19 1990-02-23 Automated order and payment system Expired - Lifetime CA2010846C (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
US07/221,536 US4947028A (en) 1988-07-19 1988-07-19 Automated order and payment system
CA002010846A CA2010846C (en) 1988-07-19 1990-02-23 Automated order and payment system
EP90302004A EP0446500B1 (en) 1988-07-19 1990-02-26 Automated order and payment system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US07/221,536 US4947028A (en) 1988-07-19 1988-07-19 Automated order and payment system
CA002010846A CA2010846C (en) 1988-07-19 1990-02-23 Automated order and payment system

Publications (2)

Publication Number Publication Date
CA2010846A1 true CA2010846A1 (en) 1991-08-23
CA2010846C CA2010846C (en) 1995-10-31

Family

ID=25673974

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002010846A Expired - Lifetime CA2010846C (en) 1988-07-19 1990-02-23 Automated order and payment system

Country Status (3)

Country Link
US (1) US4947028A (en)
EP (1) EP0446500B1 (en)
CA (1) CA2010846C (en)

Families Citing this family (526)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6507823B1 (en) 1904-05-29 2003-01-14 Pierre Hercules Nel System and method for on-line purchasing of goods and services
US6443840B2 (en) * 1986-03-10 2002-09-03 Response Reward Systems, L.C. Evaluation of responses of participatory broadcast audience with prediction of winning contestants; monitoring, checking and controlling of wagering, and automatic crediting and couponing
US5572572A (en) 1988-05-05 1996-11-05 Transaction Technology, Inc. Computer and telephone apparatus with user friendly interface and enhanced integrity features
US5679943A (en) * 1989-04-28 1997-10-21 Norand Corporation Hand-held terminal with display screens, interactive screens, magnetic credit card readers, scanners, printers and handlers
US5870724A (en) 1989-12-08 1999-02-09 Online Resources & Communications Corporation Targeting advertising in a home retail banking delivery service
US5220501A (en) * 1989-12-08 1993-06-15 Online Resources, Ltd. Method and system for remote delivery of retail banking services
US5748899A (en) * 1990-09-07 1998-05-05 Lowry Computer Products, Inc. Method and system for collecting and processing bar code data
DK0551433T3 (en) * 1990-10-01 2001-07-30 Thomas A Bush transaction Processing System
US5183142A (en) * 1990-10-18 1993-02-02 Ramy Systems, Inc. Automated cashier system
US5387784A (en) * 1990-10-30 1995-02-07 Societe D'applications Generales D'electricite Et De Mecanique Sagem Portable payment terminals and network for such terminals
FR2668629B1 (en) * 1990-10-30 1994-09-09 Sagem PORTABLE PAYMENT TERMINALS AND NETWORK OF SUCH TERMINALS.
JPH06505582A (en) * 1991-03-05 1994-06-23 ザ・ギフト・サティフィケット・センター・インコーポレーテッド Gift certificate issuing method and device
US7818212B1 (en) 1999-10-22 2010-10-19 Ewinwin, Inc. Multiple criteria buying and selling model
US7693748B1 (en) 1991-06-03 2010-04-06 Ewinwin, Inc. Method and system for configuring a set of information including a price and volume schedule for a product
US5237662A (en) * 1991-06-27 1993-08-17 Digital Equipment Corporation System and method with a procedure oriented input/output mechanism
US5288976A (en) * 1991-07-15 1994-02-22 Nynex Corporation Bar code use in information, transactional and other system and service applications
US20030023552A1 (en) * 1991-07-25 2003-01-30 Checkfree Services Corporation Payment processing utilizing alternate account identifiers
US6289322B1 (en) 1998-03-03 2001-09-11 Checkfree Corporation Electronic bill processing
US5383113A (en) * 1991-07-25 1995-01-17 Checkfree Corporation System and method for electronically providing customer services including payment of bills, financial analysis and loans
AU3244793A (en) * 1991-12-09 1993-07-19 Gem International Network, Inc. Computer imaging system for gemstones
SE470431B (en) * 1992-03-31 1994-02-21 Autoengraving Ab Device for fully automated engraving system
US5493490A (en) * 1992-05-05 1996-02-20 Clear With Computers, Inc. Electronic proposal preparation system for selling vehicles
FR2693643B1 (en) * 1992-05-07 1994-09-09 Feltin Annie Device allowing the automation of mass distribution mainly in a large commercial area.
JP3389270B2 (en) * 1992-05-15 2003-03-24 シンボル テクノロジイズ インコーポレイテッド Small barcode scanner
US5280625A (en) * 1992-06-26 1994-01-18 Hughes Aircraft Company Communication system and method for linking data terminals and their host computers through a satellite or other wide area network
US5334821A (en) * 1992-07-16 1994-08-02 Telxon Corporation Portable point of sale terminal
AUPM461094A0 (en) * 1994-03-21 1994-04-14 Imaging Technologies Pty Limited Electronic ordering system
US5310997A (en) * 1992-09-10 1994-05-10 Tandy Corporation Automated order and delivery system
US5748484A (en) * 1992-09-23 1998-05-05 Onkor, Ltd. System for printing social expression cards in response to electronically transmitted orders
US5552994A (en) * 1992-09-23 1996-09-03 Onkor, Ltd. System for printing social expression cards in response to electronically transmitted orders
CA2100134C (en) * 1992-09-29 1999-06-22 Raymond Otto Colbert Secure credit/debit card authorization
US5267314A (en) * 1992-11-17 1993-11-30 Leon Stambler Secure transaction system and method utilized therein
US5324922A (en) * 1993-02-25 1994-06-28 Verifone, Inc. Apparatus and method for managing transactions
US7019770B1 (en) 1993-03-12 2006-03-28 Telebuyer, Llc Videophone system for scrutiny monitoring with computer control
US6323894B1 (en) 1993-03-12 2001-11-27 Telebuyer, Llc Commercial product routing system with video vending capability
US20030185356A1 (en) 1993-03-12 2003-10-02 Telebuyer, Llc Commercial product telephonic routing system with mobile wireless and video vending capability
US5495284A (en) 1993-03-12 1996-02-27 Katz; Ronald A. Scheduling and processing system for telephone video communication
US5592212A (en) * 1993-04-16 1997-01-07 News Datacom Ltd. Methods and systems for non-program applications for subscriber television
IL105432A (en) * 1993-04-16 1999-10-28 New Datacom Res Ltd Methods and systems for non-program applications for subscriber television
ES2078843B1 (en) * 1993-07-26 1997-10-16 Barnatronic S A ELECTRONIC TERMINAL POINT OF SALE.
US20050259797A1 (en) * 1993-08-25 2005-11-24 Symbol Technologies, Inc. Self-service checkout system utilizing portable communications terminal
US5923735A (en) * 1996-05-29 1999-07-13 Symbol Technologies, Inc. Self-service checkout system utilizing portable self-checkout communications terminal
US6243447B1 (en) 1993-08-25 2001-06-05 Symbol Technologies, Inc. Self-service checkout system utilizing portable communications terminal
US6687345B1 (en) 1993-08-25 2004-02-03 Symbol Technologies, Inc. Wireless telephone for acquiring data encoded in bar code indicia
US5940811A (en) * 1993-08-27 1999-08-17 Affinity Technology Group, Inc. Closed loop financial transaction method and apparatus
GB2282906B (en) 1993-10-13 1996-11-06 Dataquill Ltd Data enty systems
US5465206B1 (en) 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US6438527B1 (en) * 1993-11-01 2002-08-20 Visa International Service Association Method and apparatus for paying bills electronically using machine readable information from an invoice
US5920847A (en) * 1993-11-01 1999-07-06 Visa International Service Association Electronic bill pay system
DK0663654T3 (en) * 1993-11-16 1998-04-27 Opv System I Kalmar Aktiebolag Procedure for distributing products by suppliers to customers
US7044395B1 (en) 1993-11-18 2006-05-16 Digimarc Corporation Embedding and reading imperceptible codes on objects
US6574350B1 (en) 1995-05-08 2003-06-03 Digimarc Corporation Digital watermarking employing both frail and robust watermarks
US6681029B1 (en) 1993-11-18 2004-01-20 Digimarc Corporation Decoding steganographic messages embedded in media signals
US5841978A (en) 1993-11-18 1998-11-24 Digimarc Corporation Network linking method using steganographically embedded data objects
US6681028B2 (en) 1995-07-27 2004-01-20 Digimarc Corporation Paper-based control of computer systems
AU1333895A (en) * 1993-11-30 1995-06-19 Raymond R. Burke Computer system for allowing a consumer to purchase packaged goods at home
EP1235177A3 (en) * 1993-12-16 2003-10-08 divine technology ventures Digital active advertising
NO179888C (en) 1993-12-17 1998-05-27 Bellboy International As booking System
US5870456A (en) * 1997-01-22 1999-02-09 Telepay, Inc. Automated interactive bill payment system using debit cards
US5715298A (en) * 1996-05-16 1998-02-03 Telepay Automated interactive bill payment system using debit cards
WO1995022113A1 (en) * 1994-02-14 1995-08-17 Telepay, Inc. Automated interactive bill payment system
US7039214B2 (en) 1999-11-05 2006-05-02 Digimarc Corporation Embedding watermark components during separate printing stages
US6522770B1 (en) 1999-05-19 2003-02-18 Digimarc Corporation Management of documents and other objects using optical devices
US6869023B2 (en) 2002-02-12 2005-03-22 Digimarc Corporation Linking documents through digital watermarking
US6866196B1 (en) 1994-05-25 2005-03-15 Spencer A. Rathus Method and apparatus for accessing electronic data via a familiar printed medium
US7712668B2 (en) 1994-05-25 2010-05-11 Marshall Feature Recognition, Llc Method and apparatus for accessing electronic data via a familiar printed medium
US8261993B2 (en) 1994-05-25 2012-09-11 Marshall Feature Recognition, Llc Method and apparatus for accessing electronic data via a familiar printed medium
US8910876B2 (en) 1994-05-25 2014-12-16 Marshall Feature Recognition, Llc Method and apparatus for accessing electronic data via a familiar printed medium
US5694546A (en) 1994-05-31 1997-12-02 Reisman; Richard R. System for automatic unattended electronic information transport between a server and a client by a vendor provided transport software with a manifest list
US5553312A (en) * 1994-06-20 1996-09-03 Acs Wireless, Inc. Data transfer and communication network
US5640193A (en) * 1994-08-15 1997-06-17 Lucent Technologies Inc. Multimedia service access by reading marks on an object
US6056194A (en) 1995-08-28 2000-05-02 Usa Technologies, Inc. System and method for networking and controlling vending machines
US5826241A (en) * 1994-09-16 1998-10-20 First Virtual Holdings Incorporated Computerized system for making payments and authenticating transactions over the internet
US5717989A (en) * 1994-10-13 1998-02-10 Full Service Trade System Ltd. Full service trade system
US5594789A (en) * 1994-10-13 1997-01-14 Bell Atlantic Network Services, Inc. Transaction implementation in video dial tone network
US8094949B1 (en) 1994-10-21 2012-01-10 Digimarc Corporation Music methods and systems
US5715314A (en) * 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5661787A (en) * 1994-10-27 1997-08-26 Pocock; Michael H. System for on-demand remote access to a self-generating audio recording, storage, indexing and transaction system
US7613659B1 (en) 1994-11-28 2009-11-03 Yt Acquisition Corporation System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse
US6230148B1 (en) * 1994-11-28 2001-05-08 Veristar Corporation Tokenless biometric electric check transaction
US20040128249A1 (en) * 1994-11-28 2004-07-01 Indivos Corporation, A Delaware Corporation System and method for tokenless biometric electronic scrip
US7631193B1 (en) 1994-11-28 2009-12-08 Yt Acquisition Corporation Tokenless identification system for authorization of electronic transactions and electronic transmissions
US7152045B2 (en) 1994-11-28 2006-12-19 Indivos Corporation Tokenless identification system for authorization of electronic transactions and electronic transmissions
US6950810B2 (en) 1994-11-28 2005-09-27 Indivos Corporation Tokenless biometric electronic financial transactions via a third party identicator
US7248719B2 (en) 1994-11-28 2007-07-24 Indivos Corporation Tokenless electronic transaction system
US6397198B1 (en) 1994-11-28 2002-05-28 Indivos Corporation Tokenless biometric electronic transactions using an audio signature to identify the transaction processor
US7882032B1 (en) 1994-11-28 2011-02-01 Open Invention Network, Llc System and method for tokenless biometric authorization of electronic communications
US5664110A (en) * 1994-12-08 1997-09-02 Highpoint Systems, Inc. Remote ordering system
US5536045A (en) * 1994-12-28 1996-07-16 Adams; Thomas W. Debit/credit card system having primary utility in replacing food stamps
US5732400A (en) * 1995-01-04 1998-03-24 Citibank N.A. System and method for a risk-based purchase of goods
US6230970B1 (en) * 1995-06-07 2001-05-15 E-Comm, Incorporated Low-power hand-held transaction device
US6089456A (en) * 1995-06-07 2000-07-18 E-Comm Incorporated Low power telecommunication controller for a host computer server
US5604341A (en) * 1995-03-13 1997-02-18 At&T Global Information Solutions Company ATM as video conferencing station
US7937312B1 (en) 1995-04-26 2011-05-03 Ebay Inc. Facilitating electronic commerce transactions through binding offers
US7702540B1 (en) * 1995-04-26 2010-04-20 Ebay Inc. Computer-implement method and system for conducting auctions on the internet
US6744906B2 (en) 1995-05-08 2004-06-01 Digimarc Corporation Methods and systems using multiple watermarks
US6590996B1 (en) 2000-02-14 2003-07-08 Digimarc Corporation Color adaptive watermarking
US7805500B2 (en) * 1995-05-08 2010-09-28 Digimarc Corporation Network linking methods and apparatus
US6721440B2 (en) 1995-05-08 2004-04-13 Digimarc Corporation Low visibility watermarks using an out-of-phase color
US5721832A (en) * 1995-05-12 1998-02-24 Regal Greetings & Gifts Inc. Method and apparatus for an interactive computerized catalog system
USRE38715E1 (en) * 1995-05-16 2005-03-22 Bmc Resources, Inc. Automated interactive bill payment system using debit cards
EP0744856A3 (en) * 1995-05-26 1997-06-25 At & T Corp Apparatus for and method of utilizing product identifier codes to establish communication connections
US5655008A (en) * 1995-06-07 1997-08-05 Dart, Inc. System and method for performing a variety of transactions having distributed decision-making capability
EP0958672A4 (en) * 1995-06-07 2002-05-22 Comm Inc E Low power telecommunication controller for a host computer server
US7272639B1 (en) 1995-06-07 2007-09-18 Soverain Software Llc Internet server access control and monitoring systems
US5742845A (en) 1995-06-22 1998-04-21 Datascape, Inc. System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network
US5790677A (en) 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
US5794221A (en) 1995-07-07 1998-08-11 Egendorf; Andrew Internet billing method
US8379908B2 (en) 1995-07-27 2013-02-19 Digimarc Corporation Embedding and reading codes on objects
US6829368B2 (en) 2000-01-26 2004-12-07 Digimarc Corporation Establishing and interacting with on-line media collections using identifiers in media signals
US6965682B1 (en) 1999-05-19 2005-11-15 Digimarc Corp Data transmission by watermark proxy
US6408331B1 (en) 1995-07-27 2002-06-18 Digimarc Corporation Computer linking methods using encoded graphics
US6577746B1 (en) 1999-12-28 2003-06-10 Digimarc Corporation Watermark-based object linking and embedding
US6411725B1 (en) 1995-07-27 2002-06-25 Digimarc Corporation Watermark enabled video objects
US7171018B2 (en) 1995-07-27 2007-01-30 Digimarc Corporation Portable devices and methods employing digital watermarking
US6311214B1 (en) 1995-07-27 2001-10-30 Digimarc Corporation Linking of computers based on optical sensing of digital data
US7051086B2 (en) 1995-07-27 2006-05-23 Digimarc Corporation Method of linking on-line data to printed documents
US6788800B1 (en) 2000-07-25 2004-09-07 Digimarc Corporation Authenticating objects using embedded data
US7006661B2 (en) 1995-07-27 2006-02-28 Digimarc Corp Digital watermarking systems and methods
AU724872B2 (en) * 1995-07-31 2000-10-05 Keycorp Services Pty Limited Remote smartcard terminal link
AUPN447595A0 (en) * 1995-07-31 1995-08-24 Achelles, Peter Remote smart card terminal link
US5878403A (en) 1995-09-12 1999-03-02 Cmsi Computer implemented automated credit application analysis and decision routing system
US7181427B1 (en) * 1995-09-12 2007-02-20 Jp Morgan Chase Bank, N.A. Automated credit application system
US5774670A (en) 1995-10-06 1998-06-30 Netscape Communications Corporation Persistent client state in a hypertext transfer protocol based client-server system
NL1001438C2 (en) * 1995-10-18 1998-02-12 Bartjan Jansen Automatic interactive sales system in public place - allows user to select and order item for later delivery and to make electronic payment
US5757917A (en) * 1995-11-01 1998-05-26 First Virtual Holdings Incorporated Computerized payment system for purchasing goods and services on the internet
US5758327A (en) * 1995-11-01 1998-05-26 Ben D. Gardner Electronic requisition and authorization process
US7647243B2 (en) 1995-11-07 2010-01-12 Ebay Inc. Electronic marketplace system and method for creation of a two-tiered pricing scheme
ITMI952665A1 (en) * 1995-12-19 1997-06-19 Marazzi Ceramica MANAGEMENT METHOD AND ELECTRONIC SYSTEM OF GUIDED SALE OF PRODUCTS IN A STORE
CA2193582A1 (en) * 1995-12-21 1997-06-22 Aidan O'leary Order processing method
US5918213A (en) * 1995-12-22 1999-06-29 Mci Communications Corporation System and method for automated remote previewing and purchasing of music, video, software, and other multimedia products
EP0956544A1 (en) 1996-02-01 1999-11-17 Imaging Technologies Pty Limited Improved electronic ordering device and electronic retailing and vending systems
AU713314B2 (en) * 1996-02-09 1999-11-25 Citibank, N.A. Invoice purchase order system
US5839104A (en) * 1996-02-20 1998-11-17 Ncr Corporation Point-of-sale system having speech entry and item recognition support system
US6439345B1 (en) * 1996-05-22 2002-08-27 Sears, Roebuck And Co. Item pick-up system
US7555458B1 (en) 1996-06-05 2009-06-30 Fraud Control System.Com Corporation Method of billing a purchase made over a computer network
US8229844B2 (en) 1996-06-05 2012-07-24 Fraud Control Systems.Com Corporation Method of billing a purchase made over a computer network
US20030195848A1 (en) 1996-06-05 2003-10-16 David Felger Method of billing a purchase made over a computer network
IL127741A (en) * 1996-06-27 2002-08-14 Mannesmann Ag Communications system for transmitting accounting instructions
US7039603B2 (en) * 1996-09-04 2006-05-02 Walker Digital, Llc Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US6249772B1 (en) * 1997-07-08 2001-06-19 Walker Digital, Llc Systems and methods wherein a buyer purchases a product at a first price and acquires the product from a merchant that offers the product for sale at a second price
US20040243478A1 (en) * 1996-09-04 2004-12-02 Walker Jay S. Purchasing, redemption, and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US6970837B1 (en) 1996-09-04 2005-11-29 Walker Digital, Llc Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer
US6754636B1 (en) 1996-09-04 2004-06-22 Walker Digital, Llc Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
US7040541B2 (en) 1996-09-05 2006-05-09 Symbol Technologies, Inc. Portable shopping and order fulfillment system
US7107221B1 (en) 1996-09-05 2006-09-12 Symbol Technologies, Inc. Method and system for presenting item information using a portable data terminal
US6837436B2 (en) 1996-09-05 2005-01-04 Symbol Technologies, Inc. Consumer interactive shopping system
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US20030014318A1 (en) * 1996-11-08 2003-01-16 Matthew Byrne International trading system and method
US5901067A (en) 1996-11-15 1999-05-04 Kim Y. Kao System for interactively selecting and activating groups of electrically powered devices
US7143204B1 (en) * 1996-11-15 2006-11-28 Logiclink Corporation Method and apparatus for suspending or adjusting billing charge for usage of electrically powered devices if abnormal or halt condition detected
US5959869A (en) * 1996-12-03 1999-09-28 The Coca-Cola Company Vending machine controller and system
US6064987A (en) * 1997-03-21 2000-05-16 Walker Digital, Llc Method and apparatus for providing and processing installment plans at a terminal
US7587333B1 (en) 1997-08-26 2009-09-08 Walker Digital, Llc Method and apparatus for vending products
US5926796A (en) 1997-05-05 1999-07-20 Walker Asset Management Limited Partnership Method and apparatus for selling subscriptions to periodicals in a retail environment
US7546277B1 (en) 1997-10-09 2009-06-09 Walker Digital, Llc Method and apparatus for dynamically managing vending machine inventory prices
US6980968B1 (en) 1997-03-21 2005-12-27 Walker Digital, Llc Method and apparatus for providing and processing installment plans at a terminal
US7233912B2 (en) 1997-08-26 2007-06-19 Walker Digital, Llc Method and apparatus for vending a combination of products
US6026376A (en) * 1997-04-15 2000-02-15 Kenney; John A. Interactive electronic shopping system and method
US6606603B1 (en) 1997-04-28 2003-08-12 Ariba, Inc. Method and apparatus for ordering items using electronic catalogs
US7117165B1 (en) 1997-04-28 2006-10-03 Ariba, Inc. Operating resource management system
US7383200B1 (en) 1997-05-05 2008-06-03 Walker Digital, Llc Method and apparatus for collecting and categorizing data at a terminal
US7162434B1 (en) 1997-05-05 2007-01-09 Walker Digital, Llc Method and apparatus for facilitating the sale of subscriptions to periodicals
US6076076A (en) * 1997-05-12 2000-06-13 Moore U.S.A., Inc. Prepaid print card system and method
US6829595B2 (en) 1997-06-27 2004-12-07 Valista, Inc. MicroTrac internet billing solutions
US7711604B1 (en) 1997-07-08 2010-05-04 Walker Digital, Llc Retail system for selling products based on a flexible product description
US20070150354A1 (en) * 1997-07-08 2007-06-28 Walker Jay S Method and apparatus for conducting a transaction based on brand indifference
US7107228B1 (en) 1997-07-08 2006-09-12 Walker Digital, Llc Systems and methods wherein a buyer purchases a product at a first price and physically acquires the product at a location associated with a merchant that offers the product for sale at a second price
US8799100B2 (en) 1997-07-08 2014-08-05 Groupon, Inc. Retail system for selling products based on a flexible product description
US7403922B1 (en) 1997-07-28 2008-07-22 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US7096192B1 (en) 1997-07-28 2006-08-22 Cybersource Corporation Method and system for detecting fraud in a credit card transaction over a computer network
US6029154A (en) * 1997-07-28 2000-02-22 Internet Commerce Services Corporation Method and system for detecting fraud in a credit card transaction over the internet
US5899980A (en) * 1997-08-11 1999-05-04 Trivnet Ltd. Retail method over a wide area network
AUPO867397A0 (en) * 1997-08-19 1997-09-11 Imaging Technologies Pty Limited Remote electronic retailing
US20040138992A1 (en) * 1997-09-03 2004-07-15 Defrancesco James Computer implemented automated credit application analysis and decision routing system
EP0901282B1 (en) 1997-09-03 2006-06-28 Hitachi, Ltd. Method for recording and reproducing electronic watermark information
WO1999012116A1 (en) * 1997-09-04 1999-03-11 Internet Cargo Services, Inc. System and method for remote transactions between a customer and vendors
US20040167823A1 (en) * 1997-09-08 2004-08-26 Neely Robert Alan Automated electronic payment system
US6044362A (en) * 1997-09-08 2000-03-28 Neely; R. Alan Electronic invoicing and payment system
US5960411A (en) * 1997-09-12 1999-09-28 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US7222087B1 (en) 1997-09-12 2007-05-22 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US6016511A (en) * 1997-09-12 2000-01-18 Motorola Inc. Apparatus and method for interfacing protocol application data frame operation requests with a data frame input/output device
US6324522B2 (en) * 1997-09-15 2001-11-27 Mro Software, Inc. Electronic information network for inventory control and transfer
US6304860B1 (en) 1997-10-03 2001-10-16 Joseph B. Martin, Jr. Automated debt payment system and method using ATM network
US7894936B2 (en) 1997-10-09 2011-02-22 Walker Digital, Llc Products and processes for managing the prices of vending machine inventory
US5987426A (en) 1997-10-14 1999-11-16 Ncr Corporation Point-of-sale system including isolation layer between client and server software
US6095413A (en) * 1997-11-17 2000-08-01 Automated Transaction Corporation System and method for enhanced fraud detection in automated electronic credit card processing
US6119106A (en) 1997-11-26 2000-09-12 Mersky; Randy Method and apparatus for facilitating customer payments to creditors from a remote site
DE19754368A1 (en) * 1997-12-08 1999-07-15 Rolf Rockenfeller Online vending machine and operating procedures therefor
US7236942B1 (en) 1997-12-19 2007-06-26 Walker Digital, Llc Pre-sale data broadcast system and method
US20040049457A1 (en) * 1997-12-19 2004-03-11 Garrison David Lee Payment remittance processing when account scheming fails
US7296004B1 (en) 1997-12-19 2007-11-13 Checkfree Corporation Electronic bill payment system with merchant identification
US9900305B2 (en) 1998-01-12 2018-02-20 Soverain Ip, Llc Internet server access control and monitoring systems
US7054463B2 (en) 1998-01-20 2006-05-30 Digimarc Corporation Data encoding using frail watermarks
US7711690B1 (en) 1998-01-21 2010-05-04 Checkfree Corporation Dual source remittance processing
US6856974B1 (en) * 1998-02-02 2005-02-15 Checkfree Corporation Electronic bill presentment technique with enhanced biller control
US7364068B1 (en) 1998-03-11 2008-04-29 West Corporation Methods and apparatus for intelligent selection of goods and services offered to conferees
US8315909B1 (en) 1998-03-11 2012-11-20 West Corporation Methods and apparatus for intelligent selection of goods and services in point-of-sale commerce
US7729945B1 (en) 1998-03-11 2010-06-01 West Corporation Systems and methods that use geographic data to intelligently select goods and services to offer in telephonic and electronic commerce
US6055513A (en) 1998-03-11 2000-04-25 Telebuyer, Llc Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce
US7386485B1 (en) 2004-06-25 2008-06-10 West Corporation Method and system for providing offers in real time to prospective customers
US7437313B1 (en) 1998-03-11 2008-10-14 West Direct, Llc Methods, computer-readable media, and apparatus for offering users a plurality of scenarios under which to conduct at least one primary transaction
US6182857B1 (en) 1998-12-31 2001-02-06 Doug A. Hamm Office supply vending system and apparatus
US6032145A (en) * 1998-04-10 2000-02-29 Requisite Technology, Inc. Method and system for database manipulation
US6748376B1 (en) 1998-04-10 2004-06-08 Requisite Technology, Inc. Method and system for database manipulation
US5967264A (en) 1998-05-01 1999-10-19 Ncr Corporation Method of monitoring item shuffling in a post-scan area of a self-service checkout terminal
US6122624A (en) * 1998-05-28 2000-09-19 Automated Transaction Corp. System and method for enhanced fraud detection in automated electronic purchases
US6505176B2 (en) 1998-06-12 2003-01-07 First American Credit Management Solutions, Inc. Workflow management system for an automated credit application system
US6144988A (en) * 1998-07-23 2000-11-07 Experian Marketing Solutions, Inc. Computer system and method for securely formatting and mapping data for internet web sites
US7953824B2 (en) 1998-08-06 2011-05-31 Digimarc Corporation Image sensors worn or attached on humans for imagery identification
US6792452B1 (en) 1998-09-11 2004-09-14 L.V. Partners, L.P. Method for configuring a piece of equipment with the use of an associated machine resolvable code
US7536478B2 (en) * 1998-09-11 2009-05-19 Rpx-Lv Acquisition Llc Method and apparatus for opening and launching a web browser in response to an audible signal
US6823388B1 (en) * 1998-09-11 2004-11-23 L.V. Parners, L.P. Method and apparatus for accessing a remote location with an optical reader having a programmable memory system
US6754698B1 (en) 1998-09-11 2004-06-22 L. V. Partners, L.P. Method and apparatus for accessing a remote location with an optical reader having a dedicated memory system
US7159037B1 (en) 1998-09-11 2007-01-02 Lv Partners, Lp Method and apparatus for utilizing an existing product code to issue a match to a predetermined location on a global network
US7392312B1 (en) 1998-09-11 2008-06-24 Lv Partners, L.P. Method for utilizing visual cue in conjunction with web access
US6973438B1 (en) 1998-09-11 2005-12-06 L.V. Partners, L.P. Method and apparatus for delivering information from a remote site on a network based on statistical information
US6836799B1 (en) 1998-09-11 2004-12-28 L.V. Partners, L.P. Method and apparatus for tracking user profile and habits on a global network
US6758398B1 (en) * 1998-09-11 2004-07-06 L.V. Partners, L.P. Optical reader with ultraviolet wavelength capability
US7010577B1 (en) 1998-09-11 2006-03-07 L. V. Partners, L.P. Method of controlling a computer using an embedded unique code in the content of DVD media
US7284066B1 (en) 1998-09-11 2007-10-16 Lv Partners, Lp Method and apparatus for matching a user's use profile in commerce with a broadcast
US7370114B1 (en) 1998-09-11 2008-05-06 Lv Partners, L.P. Software downloading using a television broadcast channel
US6826592B1 (en) 1998-09-11 2004-11-30 L.V. Partners, L.P. Digital ID for selecting web browser and use preferences of a user during use of a web application
US6845388B1 (en) * 1998-09-11 2005-01-18 L. V. Partners, L.P. Web site access manual of a character string into a software interface
US7493283B1 (en) 1998-09-11 2009-02-17 Rpx-Lv Acquisition Llc Performing an e-commerce transaction from credit card account information retrieved from a credit card company web site
US6697949B1 (en) 1998-09-11 2004-02-24 L.V. Partner, L.P. Method and apparatus for controlling a user's pc through an audio-visual broadcast to archive information in the users pc
US7818423B1 (en) 1998-09-11 2010-10-19 RPX-LV Acquisition, LLC Retrieving personal account information from a web site by reading a credit card
US7792696B1 (en) 1998-09-11 2010-09-07 RPX-LV Acquisition, LLC Method and apparatus for allowing a broadcast to remotely control a computer
US6708208B1 (en) 1998-09-11 2004-03-16 L.V. Partners, L.P. Unique bar code for indicating a link between a product and a remote location on a web network
US7493384B1 (en) 1998-09-11 2009-02-17 Rpx-Lv Acquisition Llc Controlling a PC using a tone from a cellular telephone
US8028036B1 (en) 1998-09-11 2011-09-27 Rpx-Lv Acquisition Llc Launching a web site using a passive transponder
US6843417B1 (en) 1998-09-11 2005-01-18 L. V. Partners, L.P. Aiming indicia for a bar code and method of use
US6745234B1 (en) * 1998-09-11 2004-06-01 Digital:Convergence Corporation Method and apparatus for accessing a remote location by scanning an optical code
US7386600B1 (en) * 1998-09-11 2008-06-10 Lv Partners, L.P. Launching a web site using a personal device
US6970914B1 (en) 1998-09-11 2005-11-29 L. V. Partners, L.P. Method and apparatus for embedding routing information to a remote web site in an audio/video track
US7117240B1 (en) 1998-09-11 2006-10-03 Lv Partners, Lp Method and apparatus for launching a web site with non-standard control input device
US6643692B1 (en) 1998-09-11 2003-11-04 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of video tape media
US6701354B1 (en) 1998-09-11 2004-03-02 L. V. Partners, L.P. Method for interconnecting two locations over a network in response to using a tool
US6701369B1 (en) 1998-09-11 2004-03-02 L.V. Partners, L.P. Method and apparatus for accessing a remote location by sensing a machine-resolvable code
US6636892B1 (en) * 1998-09-11 2003-10-21 Lv Partners, L.P. Method for conducting a contest using a network
US6688522B1 (en) 1998-09-11 2004-02-10 L. V. Partners, L.P. Unique bar code
US6594705B1 (en) 1998-09-11 2003-07-15 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US6704864B1 (en) 1999-08-19 2004-03-09 L.V. Partners, L.P. Automatic configuration of equipment software
US6791588B1 (en) 1998-09-11 2004-09-14 L.V. Partners, L.P. Method for conducting a contest using a network
US6384744B1 (en) 1998-09-11 2002-05-07 Digital:Convergence Corp. Method and system for data transmission from an optical reader
US6829646B1 (en) * 1999-10-13 2004-12-07 L. V. Partners, L.P. Presentation of web page content based upon computer video resolutions
US6860424B1 (en) 1998-09-11 2005-03-01 L.V. Partners, L.P. Optical reader and use
US6970916B1 (en) 1998-09-11 2005-11-29 L. V. Partners, L.P. Method for conducting a contest using a network
US6615268B1 (en) 1998-09-11 2003-09-02 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of dat media
US6636896B1 (en) * 1998-09-11 2003-10-21 Lv Partners, L.P. Method and apparatus for utilizing an audibly coded signal to conduct commerce over the internet
US6631404B1 (en) 1998-09-11 2003-10-07 Lv Partners, L.P. Method and system for conducting a contest using a network
US6757715B1 (en) * 1998-09-11 2004-06-29 L.V. Partners, L.P. Bar code scanner and software interface interlock for performing encrypted handshaking and for disabling the scanner in case of handshaking operation failure
US7043536B1 (en) 1998-09-11 2006-05-09 Lv Partners, L.P. Method for controlling a computer using an embedded unique code in the content of CD media
US7930213B1 (en) 1998-09-11 2011-04-19 Rpx-Lv Acquisition Llc Method and apparatus for completing, securing and conducting an E-commerce transaction
US6725260B1 (en) * 1998-09-11 2004-04-20 L.V. Partners, L.P. Method and apparatus for configuring configurable equipment with configuration information received from a remote location
US6928413B1 (en) 1998-09-11 2005-08-09 L.V. Partners, L.P. Method of product promotion
US7900224B1 (en) 1998-09-11 2011-03-01 Rpx-Lv Acquisition Llc Method and apparatus for utilizing an audible signal to induce a user to select an E-commerce function
US7321941B1 (en) 1998-09-11 2008-01-22 Lv Partners, L.P. Network routing utilizing a product code
US6098106A (en) * 1998-09-11 2000-08-01 Digitalconvergence.Com Inc. Method for controlling a computer with an audio signal
US7392945B1 (en) * 1998-09-11 2008-07-01 Lv Partners, L.P. Portable scanner for enabling automatic commerce transactions
US6622165B1 (en) 1998-09-11 2003-09-16 Lv Partners, L.P. Method and apparatus for allowing a remote site to interact with an intermediate database to facilitate access to the remote site
US7191247B1 (en) * 1998-09-11 2007-03-13 Lv Partners, Lp Method for connecting a wireless device to a remote location on a network
US8712835B1 (en) 1998-09-11 2014-04-29 Rpx Corporation Method and apparatus for linking a web browser link to a promotional offer
US6526449B1 (en) 1998-09-11 2003-02-25 Digital Convergence Corporation Method and apparatus for controlling a computer from a remote location
US6629133B1 (en) 1998-09-11 2003-09-30 Lv Partners, L.P. Interactive doll
US7379901B1 (en) * 1998-09-11 2008-05-27 Lv Partners, L.P. Accessing a vendor web site using personal account information retrieved from a credit card company web site
US6868433B1 (en) * 1998-09-11 2005-03-15 L.V. Partners, L.P. Input device having positional and scanning capabilities
US7424521B1 (en) 1998-09-11 2008-09-09 Lv Partners, L.P. Method using database for facilitating computer based access to a location on a network after scanning a barcode disposed on a product
US7228282B1 (en) * 1998-09-11 2007-06-05 Lv Partners, L.P. Method and apparatus for directing an existing product code to a remote location
US6961555B1 (en) 1998-09-11 2005-11-01 L.V. Partners, L.P. System and apparatus for connecting a wireless device to a remote location on a network
US7440993B1 (en) * 1998-09-11 2008-10-21 Lv Partners, L.P. Method and apparatus for launching a web browser in response to scanning of product information
US6829650B1 (en) 1998-09-11 2004-12-07 L. V. Partners, L.P. Method and apparatus for opening and launching a web browser in response to an audible signal
US6216115B1 (en) * 1998-09-28 2001-04-10 Benedicto Barrameda Method for multi-directional consumer purchasing, selling, and transaction management
JP2000164050A (en) * 1998-11-27 2000-06-16 Sumitomo Wiring Syst Ltd Assembling works supporting system for wire harness
CA2291920A1 (en) * 1998-12-11 2000-06-11 Karuna Ganesan Technique for conducting secure transactions over a network
US7826923B2 (en) 1998-12-22 2010-11-02 Walker Digital, Llc Products and processes for vending a plurality of products
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
EP1141880B1 (en) * 1998-12-29 2005-07-06 Symbol Technologies, Inc. Method of using a bar code scanner
US6286758B1 (en) 1999-02-17 2001-09-11 Ncr Corporation Reconfigurable checkout system
US6856964B1 (en) 1999-03-22 2005-02-15 Ncr Corporation System and methods for integrating a self-checkout system into an existing store system
GB2348996A (en) * 1999-04-13 2000-10-18 Eric Rippingale Electronic ordering apparatus
EP1049056A3 (en) * 1999-04-26 2001-06-13 CheckFree Corporation Electronic bill presentment and/or payment clearinghouse
US6678664B1 (en) * 1999-04-26 2004-01-13 Checkfree Corporation Cashless transactions without credit cards, debit cards or checks
AUPQ010299A0 (en) 1999-05-03 1999-05-27 Fast 101 Pty Ltd Improvements in or relating to trading and settlement
US8311896B2 (en) 1999-05-12 2012-11-13 Ewinwin, Inc. Multiple criteria buying and selling model
US7181419B1 (en) 2001-09-13 2007-02-20 Ewinwin, Inc. Demand aggregation system
AU4981400A (en) 1999-05-12 2000-12-05 Ewinwin, Inc. Multiple criteria buying and selling model, and system for managing open offer sheets
US7593871B1 (en) 2004-06-14 2009-09-22 Ewinwin, Inc. Multiple price curves and attributes
US8290824B1 (en) 1999-05-12 2012-10-16 Ewinwin, Inc. Identifying incentives for a qualified buyer
US8140402B1 (en) 2001-08-06 2012-03-20 Ewinwin, Inc. Social pricing
US8732018B2 (en) 1999-05-12 2014-05-20 Ewinwin, Inc. Real-time offers and dynamic price adjustments presented to mobile devices
US7689469B1 (en) 1999-05-12 2010-03-30 Ewinwin, Inc. E-commerce volume pricing
US20110213648A1 (en) 1999-05-12 2011-09-01 Ewinwin, Inc. e-COMMERCE VOLUME PRICING
US8626605B2 (en) 1999-05-12 2014-01-07 Ewinwin, Inc. Multiple criteria buying and selling model
US7111170B2 (en) * 1999-05-19 2006-09-19 Digimarc Corporation Distributed system for responding to watermarked documents
WO2000079456A2 (en) * 1999-06-22 2000-12-28 Walker Digital, Llc. Method and apparatus for conducting a transaction based on brand indifference
US8103542B1 (en) 1999-06-29 2012-01-24 Digimarc Corporation Digitally marked objects and promotional methods
AU5135400A (en) 1999-06-30 2001-01-22 Walker Digital, Llc Vending machine system and method for encouraging the purchase of profitable items
JP2001160105A (en) 1999-09-22 2001-06-12 Sony Corp Information processing system, portable telephone set, and information processing method
US7127427B1 (en) 1999-10-05 2006-10-24 Andrew Casper Secure transaction processing system and method
US6510414B1 (en) 1999-10-05 2003-01-21 Cisco Technology, Inc. Speech recognition assisted data entry system and method
US20030158738A1 (en) * 1999-11-01 2003-08-21 Carolyn Crosby System and method for providing travel service information based upon a speech-based request
US6343739B1 (en) 1999-11-02 2002-02-05 Ncr Corporation Apparatus and method for operating a checkout system having a video camera for enhancing security during operation thereof
US6540137B1 (en) 1999-11-02 2003-04-01 Ncr Corporation Apparatus and method for operating a checkout system which has a number of payment devices for tendering payment during an assisted checkout transaction
US6390363B1 (en) 1999-11-02 2002-05-21 Ncr Corporation Apparatus and method for operating convertible checkout system which has a customer side and a personnel side
US6530520B1 (en) 1999-11-02 2003-03-11 Ncr Corporation Apparatus and method for operating a checkout system having an RF transmitter for communicating to a receiver associated with an intercom system
US6354497B1 (en) 1999-11-02 2002-03-12 Ncr Corporation Apparatus and method for operating a checkout system having a number of interface terminals associated therewith
US6427914B1 (en) 1999-11-02 2002-08-06 Ncr Corporation Apparatus and method for operating a checkout system having a number of port expander devices associated therewith
US6296184B1 (en) 1999-11-02 2001-10-02 Ncr Corporation Apparatus and method for operating a checkout system having a security scale for providing security during an assisted checkout transaction
US6296185B1 (en) 1999-11-02 2001-10-02 Ncr Corporation Apparatus and method for operating a checkout system having a display monitor which displays both transaction information and customer-specific messages during a checkout transaction
US6409081B1 (en) 1999-11-02 2002-06-25 Ncr Corporation Apparatus and method for operating a checkout system having an item set-aside shelf which is movable between a number of shelf positions
US6427915B1 (en) 1999-11-02 2002-08-06 Ncr Corporation Method of operating checkout system having modular construction
US6502749B1 (en) 1999-11-02 2003-01-07 Ncr Corporation Apparatus and method for operating a checkout system having an RF transmitter for communicating to a number of wireless personal pagers
US6213395B1 (en) 1999-11-02 2001-04-10 Ncr Corporation Apparatus and method for operating a checkout system having a scanner which is rotatable between an assisted scanner position and a self-service scanner position
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
US6608919B1 (en) 1999-11-10 2003-08-19 Digimarc Corporation Method and apparatus for encoding paper with information
US7257536B1 (en) * 1999-11-23 2007-08-14 Radiant Systems, Inc. Audio request interaction system
US7603311B1 (en) 1999-11-29 2009-10-13 Yadav-Ranjan Rani K Process and device for conducting electronic transactions
US7110952B2 (en) * 1999-12-07 2006-09-19 Kursh Steven R Computer accounting method using natural language speech recognition
US20020010598A1 (en) * 1999-12-18 2002-01-24 Johnson Jerome Dale System and method for providing configuration and sales information to assist in the development of insurance plans
US7356498B2 (en) 1999-12-30 2008-04-08 Chicago Board Options Exchange, Incorporated Automated trading exchange system having integrated quote risk monitoring and integrated quote modification services
US9727916B1 (en) 1999-12-30 2017-08-08 Chicago Board Options Exchange, Incorporated Automated trading exchange system having integrated quote risk monitoring and integrated quote modification services
US8036978B1 (en) * 1999-12-31 2011-10-11 Pitney Bowes Inc. Method of upgrading third party functionality in an electronic fraud management system
US7255200B1 (en) * 2000-01-06 2007-08-14 Ncr Corporation Apparatus and method for operating a self-service checkout terminal having a voice generating device associated therewith
US7945491B2 (en) * 2000-01-12 2011-05-17 Metavante Corporation Integrated systems for electronic bill presentment and payment
US20010037295A1 (en) * 2000-01-31 2001-11-01 Olsen Karl R. Push model internet bill presentment and payment system and method
AU2763301A (en) * 2000-02-04 2001-08-14 Gen Electric Method for providing automatic display of prior order history over a computer network
US6625297B1 (en) 2000-02-10 2003-09-23 Digimarc Corporation Self-orienting watermarks
US6839683B1 (en) 2000-02-15 2005-01-04 Walker Digital, Llc Systems and methods using a representation of a stored benefit to facilitate a transaction
US20020038277A1 (en) * 2000-02-22 2002-03-28 Yuan Frank S. Innovative financing method and system therefor
US20020165771A1 (en) * 2001-05-07 2002-11-07 Walker Jay S. Method and apparatus for establishing prices for a plurality of products
US7627498B1 (en) 2000-02-24 2009-12-01 Walker Jay S System and method for utilizing redemption information
US7430540B1 (en) * 2000-03-13 2008-09-30 Karim Asani System and method for safe financial transactions in E.Commerce
AT409311B (en) * 2000-03-16 2002-07-25 Tbt Tech Buero Elektronik Gmbh SYSTEM FOR REMOTE BOOKING OF ORDERS
DE10195918T1 (en) 2000-03-17 2003-04-03 Ebay Inc Method and device for facilitating payment transactions in a network-based transaction device using various payment instruments
US7499875B1 (en) 2000-03-17 2009-03-03 Ebay Inc. Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
US8706618B2 (en) 2005-09-29 2014-04-22 Ebay Inc. Release of funds based on criteria
SE519655C2 (en) * 2000-03-31 2003-03-25 Megamec Com Beneficial Trust Payment and information systems
US7848972B1 (en) 2000-04-06 2010-12-07 Metavante Corporation Electronic bill presentment and payment systems and processes
US7027614B2 (en) 2000-04-19 2006-04-11 Digimarc Corporation Hiding information to reduce or offset perceptible artifacts
US6804377B2 (en) 2000-04-19 2004-10-12 Digimarc Corporation Detecting information hidden out-of-phase in color channels
US7111168B2 (en) 2000-05-01 2006-09-19 Digimarc Corporation Digital watermarking systems
AU2001263013B2 (en) * 2000-05-09 2006-06-29 Metavante Corporation Electronic bill presentment and payment system
GB2368422B (en) * 2000-05-10 2003-03-26 Sony Corp Electronic settlement system, settlement management device, store device, client, data storage device, computer program, and storage medium
US7188080B1 (en) 2000-05-12 2007-03-06 Walker Digital, Llc Systems and methods wherin a buyer purchases products in a plurality of product categories
DE10025137A1 (en) * 2000-05-20 2001-11-22 Alcatel Sa Method and device for configuring services in a telecommunications network
US9165323B1 (en) 2000-05-31 2015-10-20 Open Innovation Network, LLC Biometric transaction system and method
US7565329B2 (en) 2000-05-31 2009-07-21 Yt Acquisition Corporation Biometric financial transaction system and method
US7415425B1 (en) * 2000-06-02 2008-08-19 Walker Digital, Llc Systems and methods wherein a security deposit facilitates a transaction in which a benefit is applied in exchange for performance of a task
US7206768B1 (en) 2000-08-14 2007-04-17 Jpmorgan Chase Bank, N.A. Electronic multiparty accounts receivable and accounts payable system
US6868523B1 (en) 2000-08-16 2005-03-15 Ncr Corporation Audio/visual method of browsing web pages with a conventional telephone interface
US7218991B2 (en) 2000-08-22 2007-05-15 Walker Digital, Llc System for vending physical and information items
JP2002074090A (en) * 2000-08-29 2002-03-12 Mori Seiki Co Ltd Network system
US8027892B2 (en) * 2001-03-28 2011-09-27 International Business Machines Corporation System and method for automating invoice processing with positive confirmation
US7356496B2 (en) * 2001-03-22 2008-04-08 International Business Machines Corporation System and method for synchronizing ledger accounts by company group
US7386495B2 (en) * 2001-03-23 2008-06-10 International Business Machines Corporation System and method for processing tax codes by company group
US7197480B1 (en) * 2000-09-07 2007-03-27 International Business Machines Corporation System and method for front end business logic and validation
US7283976B2 (en) * 2001-03-22 2007-10-16 International Business Machines Corporation System and method for invoice imaging through negative confirmation process
US7155403B2 (en) * 2001-03-22 2006-12-26 International Business Machines Corporation System and method for leveraging procurement across companies and company groups
JP2002128246A (en) * 2000-10-24 2002-05-09 Nec Corp Product repair and management system
US7845554B2 (en) 2000-10-30 2010-12-07 Fujitsu Frontech North America, Inc. Self-checkout method and apparatus
US7333953B1 (en) 2000-10-31 2008-02-19 Wells Fargo Bank, N.A. Method and apparatus for integrated payments processing and decisioning for internet transactions
US8145567B2 (en) 2000-10-31 2012-03-27 Wells Fargo Bank, N.A. Transaction ID system and process
CA2430826A1 (en) * 2000-12-06 2002-06-13 Keylink Networks Electronic information delivery system and process including supplying of information about locations visited by users of portable identification cards
US20020073027A1 (en) * 2000-12-11 2002-06-13 Hui Helen Shan-Shan Mobile payment system
US20020077934A1 (en) * 2000-12-15 2002-06-20 Pichai Prabhu Shankar Network-based method and system for configuring terminal blocks
US7702579B2 (en) * 2000-12-19 2010-04-20 Emergis Technologies, Inc. Interactive invoicer interface
US20020087468A1 (en) * 2000-12-28 2002-07-04 Ravi Ganesan Electronic payment risk processing
WO2002056140A2 (en) * 2001-01-15 2002-07-18 Ipower Logistics, Llc Buyer managed order transmitting system and method
CA2333342A1 (en) * 2001-01-31 2002-07-31 Curomax Corporation Automotive finance portal
US7558742B2 (en) 2001-02-02 2009-07-07 Fujitsu Transaction Solutions, Inc. Multi-device supervisor support for self-checkout systems
US7243077B2 (en) 2001-03-02 2007-07-10 International Business Machines Corporation Method and computer program product for managing an internet trading network
US7340419B2 (en) 2001-03-15 2008-03-04 Walker Digital, Llc Method and apparatus for product display
US6805290B2 (en) * 2001-03-15 2004-10-19 Walker Digital, Llc Process and product for enforcing purchase agreements
US20020133408A1 (en) * 2001-03-15 2002-09-19 Walker Jay S. Process and product for promoting a product
US7293703B2 (en) * 2001-03-15 2007-11-13 Walker Digital, Llc Apparatus and methods for enforcing purchase agreements
US20020133426A1 (en) * 2001-03-15 2002-09-19 Walker Jay S. Method and apparatus for promoting a product
US6899273B2 (en) * 2001-05-02 2005-05-31 Hand Held Products, Inc. Optical reader comprising soft key including permanent graphic indicia
US7739162B1 (en) 2001-05-04 2010-06-15 West Corporation System, method, and business method for setting micropayment transaction to a pre-paid instrument
AUPR486301A0 (en) * 2001-05-09 2001-05-31 Flurosolutions Pty Ltd A payment system
US6988073B2 (en) * 2001-05-10 2006-01-17 International Business Machines Corporation Method, system, and product for facilitating international travel with respect to immigration
US7865427B2 (en) 2001-05-30 2011-01-04 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US20030004929A1 (en) * 2001-06-15 2003-01-02 Julian Arnold James Method and apparatus for a computer-implemented system for the maintainence of a business relationship between a seller and a buyer
US20030004735A1 (en) * 2001-06-29 2003-01-02 International Business Machines Corporation Facilitating international customs planning and clearance with respect to customs clearance
US6588549B2 (en) 2001-07-06 2003-07-08 Ncr Corporation Checkout system convertible between assisted and non-assisted configurations
SE0102506D0 (en) * 2001-07-13 2001-07-13 Anoto Ab Electronic pen catalog ordering system and method of using the catalog to stimulate electronic pen use
US6721956B2 (en) * 2001-07-17 2004-04-13 Scientific-Atlanta, Inc. Interactive information services system and associated method for capturing transaction data
US7426514B2 (en) * 2001-07-26 2008-09-16 International Business Machines Corporation Method, system, and computer program product for facilitating international customs planning
US7296003B2 (en) 2001-08-17 2007-11-13 Globex Financial Services, Inc. Method and apparatus for facilitating manual payments for transactions conducted over a network
US20070078787A1 (en) * 2001-08-17 2007-04-05 Randy Mersky Method and apparatus for conducting transactions over a network
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7370014B1 (en) 2001-11-01 2008-05-06 Metavante Corporation Electronic bill presentment and payment system that obtains user bill information from biller web sites
US7958049B2 (en) * 2001-11-01 2011-06-07 Metavante Corporation System and method for obtaining customer bill information and facilitating bill payment at biller websites
US7370044B2 (en) * 2001-11-19 2008-05-06 Equifax, Inc. System and method for managing and updating information relating to economic entities
PT1456810E (en) 2001-12-18 2011-07-25 L 1 Secure Credentialing Inc Multiple image security features for identification documents and methods of making same
US7728048B2 (en) 2002-12-20 2010-06-01 L-1 Secure Credentialing, Inc. Increasing thermal conductivity of host polymer used with laser engraving methods and compositions
US7694887B2 (en) 2001-12-24 2010-04-13 L-1 Secure Credentialing, Inc. Optically variable personalized indicia for identification documents
EP1459239B1 (en) 2001-12-24 2012-04-04 L-1 Secure Credentialing, Inc. Covert variable information on id documents and methods of making same
EP1459246B1 (en) 2001-12-24 2012-05-02 L-1 Secure Credentialing, Inc. Method for full color laser marking of id documents
US7499879B2 (en) * 2002-01-30 2009-03-03 International Business Machines Corporation Cooperative e-business complex
US7110987B2 (en) * 2002-02-22 2006-09-19 At&T Wireless Services, Inc. Secure online purchasing
US7007000B2 (en) * 2002-02-22 2006-02-28 At&T Wireless Services, Inc. Secure online purchasing
AU2003218159A1 (en) * 2002-03-14 2003-09-29 Payment Engineering Llc A method and system for depositing federal tax payments
US6798353B2 (en) * 2002-04-24 2004-09-28 Itron Electricity Metering, Inc. Method of using flash memory for storing metering data
US8799157B1 (en) 2002-05-08 2014-08-05 Metavante Corporation Business combined bill management system and method
US8751384B2 (en) 2002-05-08 2014-06-10 Metavante Corporation Integrated bill presentment and payment system and method of operating the same
US7824029B2 (en) 2002-05-10 2010-11-02 L-1 Secure Credentialing, Inc. Identification card printer-assembler for over the counter card issuing
EP1720140A1 (en) * 2002-05-17 2006-11-08 Fujitsu Transaction Solutions, Inc. Self-checkout method and apparatus
US7263347B2 (en) * 2002-05-24 2007-08-28 Cingular Wireless Ii, Llc Biometric authentication of a wireless device user
US7593891B2 (en) 2003-05-30 2009-09-22 Experian Scorex Llc Credit score simulation
US9569797B1 (en) 2002-05-30 2017-02-14 Consumerinfo.Com, Inc. Systems and methods of presenting simulated credit score information
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US7610229B1 (en) 2002-05-30 2009-10-27 Experian Information Solutions, Inc. System and method for interactively simulating a credit-worthiness score
US7899707B1 (en) 2002-06-18 2011-03-01 Ewinwin, Inc. DAS predictive modeling and reporting function
US20040015395A1 (en) * 2002-07-21 2004-01-22 Charles Acosta Method and system of generating an incentive at a point of sale
US20040044961A1 (en) * 2002-08-28 2004-03-04 Leonid Pesenson Method and system for transformation of an extensible markup language document
US7689463B1 (en) 2002-08-28 2010-03-30 Ewinwin, Inc. Multiple supplier system and method for transacting business
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
US6715672B1 (en) 2002-10-23 2004-04-06 Donald Tetro System and method for enhanced fraud detection in automated electronic credit card processing
US20040139011A1 (en) * 2002-11-01 2004-07-15 Kozee Casey W. Technique for identifying probable payees of a consumer
US7395243B1 (en) 2002-11-01 2008-07-01 Checkfree Corporation Technique for presenting matched billers to a consumer
US20040133513A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal Identity protection technique in matching consumers with electronic billers
US20040133515A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal A. Distributed matching of consumers with billers having bills available for electronic presentment
US7526448B2 (en) * 2002-11-01 2009-04-28 Checkfree Corporation Matching consumers with billers having bills available for electronic presentment
US20040088235A1 (en) * 2002-11-01 2004-05-06 Ziekle William D. Technique for customizing electronic commerce user
US7729996B2 (en) * 2002-11-01 2010-06-01 Checkfree Corporation Reuse of an EBP account through alternate authentication
US8073773B2 (en) * 2002-11-01 2011-12-06 Checkfree Corporation Technique for identifying probable billers of a consumer
US20040133509A1 (en) * 2002-11-01 2004-07-08 Mccoy Randal A. Technique for making payments for a non-subscriber payor
US7804982B2 (en) 2002-11-26 2010-09-28 L-1 Secure Credentialing, Inc. Systems and methods for managing and detecting fraud in image databases used with identification documents
US7712673B2 (en) 2002-12-18 2010-05-11 L-L Secure Credentialing, Inc. Identification document with three dimensional image of bearer
WO2004059436A2 (en) * 2002-12-20 2004-07-15 Kip Systems Automated sales center
US8306908B1 (en) 2002-12-31 2012-11-06 West Corporation Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce
US20040135805A1 (en) * 2003-01-10 2004-07-15 Gottsacker Neal F. Document composition system and method
US20040153359A1 (en) * 2003-01-31 2004-08-05 Mein-Kai Ho Integrated supply chain management
US20120265590A1 (en) * 2003-02-20 2012-10-18 Mesaros Gregory J Flexible ship schedules and demand aggregation
US8712857B1 (en) 2003-03-31 2014-04-29 Tuxis Technologies Llc Methods and apparatus for intelligent selection of goods and services in mobile commerce
FR2853442A1 (en) * 2003-04-01 2004-10-08 Dev Du Commerce Informatise Sd Computerized sales port for shopkeeper, has processing unit with catalogue realized in form of program records, and editing system that edits technical and descriptive files of products and/or purchase order and/or bar codes
US20040210520A1 (en) * 2003-04-02 2004-10-21 Fitzgerald Daleen R. Bill payment payee information management system and method
DE602004030434D1 (en) 2003-04-16 2011-01-20 L 1 Secure Credentialing Inc THREE-DIMENSIONAL DATA STORAGE
US20040215560A1 (en) * 2003-04-25 2004-10-28 Peter Amalraj Integrated payment system and method
US8930263B1 (en) 2003-05-30 2015-01-06 Consumerinfo.Com, Inc. Credit data analysis
US8590785B1 (en) 2004-06-15 2013-11-26 Ewinwin, Inc. Discounts in a mobile device
US7364086B2 (en) 2003-06-16 2008-04-29 Ewinwin, Inc. Dynamic discount card tied to price curves and group discounts
US20050027622A1 (en) 2003-07-30 2005-02-03 Walker Jay S. Products and processes for vending a plurality of products via defined groups
US20060277123A1 (en) * 2003-07-31 2006-12-07 William Kennedy Integrated electronic credit application, contracting and securitization system and method
US20050038739A1 (en) * 2003-08-13 2005-02-17 Ncr Corporation Methods of processing payment in an electronic commercial transaction and a payment consolidator therefor
US7593876B2 (en) 2003-10-15 2009-09-22 Jp Morgan Chase Bank System and method for processing partially unstructured data
US10332190B1 (en) 2004-01-30 2019-06-25 Jpmorgan Chase Bank, N.A. System and method for trade payment exchange
US7744002B2 (en) 2004-03-11 2010-06-29 L-1 Secure Credentialing, Inc. Tamper evident adhesive and identification document including same
US9003548B2 (en) 2004-04-13 2015-04-07 Nl Systems, Llc Method and system for digital rights management of documents
US7584869B2 (en) 2004-04-15 2009-09-08 Redbox Automated Retail, Llc Article dispensing system and method for same
US7447605B2 (en) 2004-04-15 2008-11-04 Redbox Automated Retail, Llc System and method for calibrating a vending apparatus
EP1589448A3 (en) * 2004-04-21 2005-11-02 Sap Ag A data processing method, system and computer program
US7377037B2 (en) * 2004-05-25 2008-05-27 General Electric Company Fillet machining method without adaptive probing
US8571978B2 (en) 2004-06-17 2013-10-29 Visa International Service Association Method and system for providing assurance and financing services
US8626730B2 (en) * 2004-06-28 2014-01-07 Sap Ag Data processing methods, systems and computer programs for providing a payment using a web service
US7904306B2 (en) 2004-09-01 2011-03-08 Search America, Inc. Method and apparatus for assessing credit for healthcare patients
US8732004B1 (en) 2004-09-22 2014-05-20 Experian Information Solutions, Inc. Automated analysis of data to generate prospect notifications based on trigger events
US7178720B1 (en) 2004-09-30 2007-02-20 West Corporation Methods, computer-readable media, and computer program product for intelligent selection of items encoded onto portable machine-playable entertainment media
US7711639B2 (en) 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US20060195395A1 (en) * 2005-02-28 2006-08-31 Checkfree Corporation Facilitating electronic payment on behalf of a customer of electronic presented bills
US20060195396A1 (en) * 2005-02-28 2006-08-31 Checkfree Corporation Centralized customer care for electronic payments and other transactions via a wide area communications network
US20060195397A1 (en) * 2005-02-28 2006-08-31 Checkfree Corporation Centralized electronic bill presentment
US7747346B2 (en) 2005-04-22 2010-06-29 Redbox Automated Retail, Llc System and method for regulating vendible media products
US8060247B2 (en) 2005-04-22 2011-11-15 Redbox Automated Retail, Llc System and method for communicating secondary vending options
US8239682B2 (en) 2005-09-28 2012-08-07 Nl Systems, Llc Method and system for digital rights management of documents
US7225093B1 (en) * 2005-11-21 2007-05-29 Agilent Technologies, Inc. System and method for generating triggers based on predetermined trigger waveform and a measurement signal
US7885890B2 (en) * 2006-01-17 2011-02-08 Hsbc Finance Corporation System for authorizing credit use
US7711636B2 (en) 2006-03-10 2010-05-04 Experian Information Solutions, Inc. Systems and methods for analyzing data
US8799148B2 (en) 2006-08-31 2014-08-05 Rohan K. K. Chandran Systems and methods of ranking a plurality of credit card offers
US11887175B2 (en) 2006-08-31 2024-01-30 Cpl Assets, Llc Automatically determining a personalized set of programs or products including an interactive graphical user interface
US8036979B1 (en) 2006-10-05 2011-10-11 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US20080133407A1 (en) * 2006-11-30 2008-06-05 Checkfree Corporation Methods and Systems for Determining and Displaying Payment Options in an Electronic Payment System
US7702585B2 (en) * 2006-11-30 2010-04-20 Checkfree Corporation Methods and systems for the determination and display of payment lead time in an electronic payment system
US8606666B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US8606626B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US20080294540A1 (en) 2007-05-25 2008-11-27 Celka Christopher J System and method for automated detection of never-pay data sets
US9690820B1 (en) 2007-09-27 2017-06-27 Experian Information Solutions, Inc. Database system for triggering event notifications based on updates to database records
US8768789B2 (en) 2012-03-07 2014-07-01 Redbox Automated Retail, Llc System and method for optimizing utilization of inventory space for dispensable articles
US9886809B2 (en) 2007-09-28 2018-02-06 Redbox Automated Retail, Llc Article dispensing machine and method for auditing inventory while article dispensing machine remains operational
US8712872B2 (en) 2012-03-07 2014-04-29 Redbox Automated Retail, Llc System and method for optimizing utilization of inventory space for dispensable articles
US7962404B1 (en) 2007-11-07 2011-06-14 Experian Information Solutions, Inc. Systems and methods for determining loan opportunities
US7996521B2 (en) 2007-11-19 2011-08-09 Experian Marketing Solutions, Inc. Service for mapping IP addresses to user segments
ES2375306T5 (en) 2008-01-29 2020-11-23 Douwe Egberts Bv Coffee machine and corresponding network method and appliance
US20090271248A1 (en) * 2008-03-27 2009-10-29 Experian Information Solutions, Inc. Precalculation of trending attributes
US7991689B1 (en) 2008-07-23 2011-08-02 Experian Information Solutions, Inc. Systems and methods for detecting bust out fraud using credit data
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US8412593B1 (en) 2008-10-07 2013-04-02 LowerMyBills.com, Inc. Credit card matching
US8244646B2 (en) 2009-06-09 2012-08-14 Fiserv, Inc. Systems and methods for determining estimated lead times
US20100174638A1 (en) 2009-01-06 2010-07-08 ConsumerInfo.com Report existence monitoring
TWI392404B (en) * 2009-04-02 2013-04-01 Unimicron Technology Corp Circuit board and manufacturing method thereof
US20100312715A1 (en) * 2009-06-09 2010-12-09 Fiserv, Inc. Systems and Methods for Selecting Delivery Methods
US9104990B2 (en) 2009-09-05 2015-08-11 Redbox Automated Retail, Llc Article vending machine and method for exchanging an inoperable article for an operable article
US8996162B2 (en) 2009-09-05 2015-03-31 Redbox Automated Retail, Llc Article vending machine and method for exchanging an inoperable article for an operable article
US8788429B2 (en) * 2009-12-30 2014-07-22 First Data Corporation Secure transaction management
US9652802B1 (en) 2010-03-24 2017-05-16 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US8538581B2 (en) 2010-09-03 2013-09-17 Redbox Automated Retail, Llc Article vending machine and method for authenticating received articles
US9569911B2 (en) 2010-08-23 2017-02-14 Redbox Automated Retail, Llc Secondary media return system and method
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
CA2833928C (en) 2011-04-22 2018-01-02 Pepsico, Inc. Beverage dispensing system with social media capabilities
US9558519B1 (en) 2011-04-29 2017-01-31 Consumerinfo.Com, Inc. Exposing reporting cycle information
EP2721576A4 (en) 2011-06-14 2014-10-29 Redbox Automated Retail Llc System and method for substituting a media article with alternative media
EP2734972A4 (en) 2011-07-20 2014-12-03 Redbox Automated Retail Llc System and method for providing the identification of geographically closest article dispensing machines
CA2843589A1 (en) 2011-08-02 2013-02-07 Redbox Automated Retail, Llc System and method for generating notifications related to new media
US9286617B2 (en) 2011-08-12 2016-03-15 Redbox Automated Retail, Llc System and method for applying parental control limits from content providers to media content
WO2013067020A1 (en) 2011-11-01 2013-05-10 Stephen Lim Dispensing system and user interface
US9747253B2 (en) 2012-06-05 2017-08-29 Redbox Automated Retail, Llc System and method for simultaneous article retrieval and transaction validation
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US9697263B1 (en) 2013-03-04 2017-07-04 Experian Information Solutions, Inc. Consumer data request fulfillment system
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US9680916B2 (en) 2013-08-01 2017-06-13 Flowtraq, Inc. Methods and systems for distribution and retrieval of network traffic records
US11107023B2 (en) 2013-12-20 2021-08-31 Ebay Inc. Managed inventory
US11030571B2 (en) 2013-12-20 2021-06-08 Ebay Inc. Managed inventory
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US9712714B2 (en) 2014-04-30 2017-07-18 Wal-Mart Stores, Inc. Digital watermark feature for device to device duplication of a digital receipt
US10445152B1 (en) 2014-12-19 2019-10-15 Experian Information Solutions, Inc. Systems and methods for dynamic report generation based on automatic modeling of complex data structures
US10430858B1 (en) * 2014-12-31 2019-10-01 Ebay Inc. E-commerce replacement or replenishment of consumable
US9954832B2 (en) 2015-04-24 2018-04-24 Encryptics, Llc System and method for enhanced data protection
US11410230B1 (en) 2015-11-17 2022-08-09 Consumerinfo.Com, Inc. Realtime access and control of secure regulated data
US10757154B1 (en) 2015-11-24 2020-08-25 Experian Information Solutions, Inc. Real-time event-based notification system
CA3050139A1 (en) 2017-01-31 2018-08-09 Experian Information Solutions, Inc. Massive scale heterogeneous data ingestion and user resolution
US10735183B1 (en) 2017-06-30 2020-08-04 Experian Information Solutions, Inc. Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
US10880313B2 (en) 2018-09-05 2020-12-29 Consumerinfo.Com, Inc. Database platform for realtime updating of user data from third party sources
US11620403B2 (en) 2019-01-11 2023-04-04 Experian Information Solutions, Inc. Systems and methods for secure data aggregation and computation

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3292489A (en) * 1964-07-09 1966-12-20 Ibm Hierarchical search system
JPS5551390B1 (en) * 1969-04-10 1980-12-24
US4115870A (en) * 1976-11-18 1978-09-19 Wordsmith, Inc. Hand-held data processing terminal
US4329684A (en) * 1979-01-16 1982-05-11 British Broadcasting Corporation Apparatus using a light sensing system for sensing time modulated information from a light emitting device
US4415065A (en) * 1980-11-17 1983-11-15 Sandstedt Gary O Restaurant or retail vending facility
DE3271006D1 (en) * 1981-09-15 1986-06-12 Rowntree Mackintosh Plc Data logging device
DE3210893C2 (en) * 1982-03-25 1984-01-05 Standard Elektrik Lorenz Ag, 7000 Stuttgart Device arrangement with a television receiver and a Videdo recording and / or reproducing device
US4471218A (en) * 1982-05-19 1984-09-11 Msi Data Corporation Self-contained, portable data entry terminal
US4516016A (en) * 1982-09-24 1985-05-07 Kodron Rudolf S Apparatus for recording and processing guest orders in restaurants or the like
KR890001938B1 (en) * 1983-03-31 1989-06-03 산요덴끼 가부시기가이샤 Vending machine
US4578572A (en) * 1983-06-17 1986-03-25 Data Information Management Systems, Inc. Modular microprocessor-based system for printing and reading a personal identifier code on a form
US4567359A (en) * 1984-05-24 1986-01-28 Lockwood Lawrence B Automatic information, goods and services dispensing system
US4812629A (en) * 1985-03-06 1989-03-14 Term-Tronics, Incorporated Method and apparatus for vending
US4812628A (en) * 1985-05-02 1989-03-14 Visa International Service Association Transaction system with off-line risk assessment
US4707592A (en) * 1985-10-07 1987-11-17 Ware Paul N Personal universal identity card system for failsafe interactive financial transactions
US4621189A (en) * 1985-10-08 1986-11-04 Telxon Corporation Hand held data entry apparatus
US4752676A (en) * 1985-12-12 1988-06-21 Common Bond Associates Reliable secure, updatable "cash" card system
US4866661A (en) * 1986-03-26 1989-09-12 Prins Maurits L De Computer controlled rental and sale system and method for a supermarket and the like

Also Published As

Publication number Publication date
US4947028A (en) 1990-08-07
US4947028B1 (en) 1993-06-08
EP0446500B1 (en) 1999-04-14
CA2010846C (en) 1995-10-31
EP0446500A1 (en) 1991-09-18

Similar Documents

Publication Publication Date Title
CA2010846A1 (en) Automated order and payment system
US7232057B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US8261993B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US6929182B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US6055514A (en) System for marketing foods and services utilizing computerized centraland remote facilities
DE69734188T2 (en) Portable shopping and order execution system
US5796351A (en) System for providing information about exhibition objects
US7040541B2 (en) Portable shopping and order fulfillment system
US8620758B2 (en) System for marketing goods and services utilizing computerized central and remote facilities
US6059184A (en) Method and device for turn number systems
US7712668B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
WO1997026610A3 (en) Sales presentation system
US7143947B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US7147160B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
WO1991007725A3 (en) Point of sale system
US7500596B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US7213763B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US7703683B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
EP1249807A2 (en) ID-tag-based explanation system
US7703680B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
US7523868B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
CN101599196B (en) Automated transaction machine
US7374093B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium
EP2181408B1 (en) A guide system for museums, trade fairs or exhibits
US7143945B2 (en) Method and apparatus for accessing electronic data via a familiar printed medium

Legal Events

Date Code Title Description
EEER Examination request
MKEX Expiry
MKEX Expiry

Effective date: 20100223

MKEX Expiry

Effective date: 20100223