Zaio Corporation (Zaio) owns and develops a secure database of residential housing appraisal research of metropolitan areas throughout the United States, completed by local licensed appraisers utilizing Zaio�s tools and processes. This research is combined with site-verified photos, property information and comparable sales history of residential property in metropolitan areas. Zaio�s GeoScore technology and associated processes allow appraisers to update the valuation of the target home every single month. Zaio�s appraiser backed database have a range of customer markets, including mortgage loan origination and banking, property tax assessment, real estate investment, foreclosures, real estate owned (REO) properties, mortgage backed securities valuation, housing indices, fraud detection, and forensic accounting. Zaio products are available in the United States through an exclusive licensing and distribution agreement with Zone Data Systems LLC (ZDS).