Kirayaka Bank, Ltd. is a Japan-based bank. The Company operates in two business segments. The Banking segment is engaged in the deposit, loan, domestic and foreign exchange, public bond, investment trust, as well as the over-the-counter sale of insurance products. The Others segment is involved in the credit card business, credit guarantee business, clerical work outsourcing business, venture capital business, the development, maintenance and operation of software, as well as the electronic calculation processing business. As of March 31, 2012, the Bank had four consolidated subsidiaries and two associated companies.