Loblaw Companies Limited (Loblaw) is a Canada-based holding company. The Company through its subsidiaries provides grocery, pharmacy, health and beauty, apparel, general merchandise, and financial products and services. The Company operates through three segments: Retail, Financial Services and Choice Properties. The Retail segment consists of retail food and associate-owned drug stores, and also includes in-store pharmacies and other health and beauty products, gas bars and apparel and other general merchandise. The Financial Services segment provides credit card services, loyalty programs, insurance brokerage services, personal banking services, deposit taking services and telecommunication services. The Choice Properties segment owns and leases income-producing commercial properties. Its subsidiaries include Loblaws Inc., Shoppers Drug Mart Corporation, President's Choice Bank, Choice Properties Real Estate Investment Trust and Choice Properties Limited Partnership.