Bajaj Finance Limited (BFL), is a diversified non-banking financial company. It is engaged primarily in the business of financing. The Company focuses on three areas: Consumer Finance, small and medium sized enterprises (SME) Finance, and Commercial Lending. Consumer Finance includes 2 wheeler & 3 wheeler loans, consumer durables, personal loan cross sell, salaried loans, co-branded credit card. sME finance includes mortgage, business loans, loan against securities and commercial lending include construction equipment Finance, infrastructure finance and vendor financing.