Fiserv, Inc. (Fiserv) is a global provider of financial services technology. The Company serves banks, thrifts, credit unions, investment management firms, leasing and finance companies, retailers, merchants and government agencies. It provides account processing systems, electronic payments processing products and services, such as electronic bill payment and presentment, card-based transaction processing and network services, automated clearing house (ACH) transaction processing, account-to-account transfer products and person-to-person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, check processing and imaging, source capture systems, and lending and risk management products and services. It also owns a 49% interest in StoneRiver Group, L.P. (StoneRiver), which is consisted of its former insurance businesses. In January 2013, the Company acquired Open Solutions Inc.