Performance
Trailing returns
| 1 day |
| -0.10% | |||
| 1 week | +0.01% |
| |||
| 4 week |
| -0.31% | |||
| 3 month | +0.08% |
| |||
| YTD |
| -0.21% | |||
| 1 year | +0.45% |
| |||
| 3 years* | +1.50% |
| |||
| 5 years* | +2.40% |
| |||
| *annualized | |||||
| Best 3 month return | +5.00% | |
| Worst 3 month return | -3.96% |
Morningstar statistics
Morningstar category: Intermediate-Term Bond
| Return | Risk | Rating | |
| 3 years | Low | Low |
 
|
| 5 years | Low | Low |
|
| 10 years | Low | Low |
|
| Overall | Low | Low |
|
Key statistics
| Total assets | 8.97M | |
| Front load | - | |
| Deferred load | 1.00% | |
| Expense ratio | 2.57% | |
| Management fee | - | |
| Fund family | Saratoga |
Asset allocation
| Cash | 10.59% | |
| Stocks | 0.00% | |
| Bonds | 89.41% | |
| Other | 0.00% |
Purchase information
| Initial | US$250 | |
| AIP Initial | US$250 | |
| AIP Additional | US$100 |
10.01-0.03(-0.30%)
May 22, 4:00PM EDT
Overall Morningstar RatingTM
Description
The investment seeks current income and reasonable stability of principal. The fund normally invests at least 80% of its assets in investment grade fixed-income securities, mortgage pass-through securities or non-rated securities considered by the Adviser to be of comparable quality. The average maturity of the securities held by the Portfolio may range from three to ten years. It may invest in mortgage pass-through securities that are issued or guaranteed by Ginnie Mae, Fannie Mae or Freddie Mac. The fund may invest up to 5% of its net assets in fixed-income securities rated lower than investment grade, commonly known as "junk bonds."
Fund filings (PDF) »
Fund filings (PDF) »
Asset managers:
William Howarth (Started: Dec 31, 2009)
William Dodge (Started: Jan 31, 2006)
Thomas Luster (Started: Dec 31, 2012)
William Howarth (Started: Dec 31, 2009)
William Dodge (Started: Jan 31, 2006)
Thomas Luster (Started: Dec 31, 2012)
Saratoga, 99 Wall Street, Suite 1200
Risk
| 1 year | 3 years | 5 years | 10 years | ||
| Alpha* | -0.98 | -1.49 | -2.09 | -1.81 | |
| Beta* | 0.50 | 0.60 | 0.81 | 0.74 | |
| Mean annual return | 0.07 | 0.15 | 0.21 | 0.20 | |
| R-squared* | 79.77 | 50.68 | 78.91 | 81.96 | |
| Standard deviation | 1.10 | 2.05 | 3.23 | 2.93 | |
| Sharpe ratio | 0.73 | 0.84 | 0.70 | 0.22 | |
| * Against standard index | |||||
Top 10 holdings
| Security | Net Assets | |
| FHLMC 5.125% | 10.44% | |
| FNMA 4.125% | 7.03% | |
| General Elec Cap Corp Mtn Be 5.5% | 5.03% | |
| US Treasury Note 4.625% | 4.69% | |
| FNMA 5% | 4.62% | |
| US Treasury Note 2.25% | 4.61% | |
| Bb&T 4.9% | 4.09% | |
| Health Care Reit 5.875% | 3.99% | |
| Bard C R 2.875% | 3.84% | |
| Dow Chem 4.125% | 3.81% |