BNP Paribas SA is a France-based bank group with four core businesses: Retail Banking, Corporate & Investment Banking, Investment Solutions and Other Activities. Retail Banking comprises the French retail banking division, Banca Nazionale del Lavoro in Italy; BeLux Retail Banking; Europe-Mediterranean; Bank Gospodarki Zywnosciowej SA; all BNP Paribas Group retail banking businesses out of Euro Zone: in the United States, in Asia, in the Mediterranean Basin and Africa, in Turkey, Central and Eastern Europe, personal finance and equipment solutions. The Corporate & Investment Banking business provides to its clients financing, advisory and capital markets services. The Investment Solutions division offers private banking, asset management, securities services, real estate and insurance services. In April 2014, it announced that its subsidiary UkrSibbank closes 18 branches in Crimea and it keeps five branches open in Crimea, in Simferopol, Sebastopol, Kerch, Yalta and Yevpatoria.