United Bank Of India is an India-based Bank. The Bank's operation has two business segments: treasury operations and banking operations. Its banking operations include corporate/wholesale banking, retail banking and other banking operations. During the fiscal year ended March 31, 2012 (fiscal 2012), the Bank�s gross investment stood at rupees 29,247 million. During fiscal 2012, the Bank�s total deposits is rupees 89,116 million, and the total credit portfolio is rupees 63,873million. As of March 31, 2011, the Bank had 1680 branches. During fiscal 2011, the Bank opened 83 branches. During fiscal 2011, the Bank has opened 16 branches in unbanked villages having population 2000+ under Financial Inclusion Plan. The Bank has also opened 25 Retail Loan Hubs and 11 Service Branches. It opened three Regional Offices at Bangalore, Meerut and Katihar during fiscal 2011. During 2011, the Bank added 294 new Automated Teller Machines (ATMs) and had a total of 802 ATMs as of March 31, 2012.