Thorn Group Limited is engaged in renting and sale of browngoods, whitegoods, personal computers (PC) and furniture products, the provision of unsecured cash loans, equipment finance and the provision of receivables management services. The Company operates in two divisions: Rental division and the Credit Management division. The Rental division includes the rental and sale of browngoods, whitegoods, PC and furniture products. The Credit Management division is consisted of the National Credit Management Limited (NCML) business, which includes receivables management, debt recovery, credit information services, debt purchasing and other financial services. Other operations consist of Thorn Equipment Finance and Cashfirst businesses. Thorn Equipment Finance provides equipment financing for small and medium enterprises and Cashfirst involves the provision of personal loans.