SHANGHAI PUDONG DEVELOPMENT BANK CO., LTD. is a Chinese commercial bank. The Bank operates its businesses through corporate banking services, including corporate cash management solution, corporate supply chain financing, payment and settlement, assets custody and corporate annuities, among others; personal banking services, including personal saving, personal loan, bank card services, investment and financing, loan and financing, online banking services, information services and credit card services, among others, as well as treasury and market services. The Bank operates its businesses in domestic and overseas markets, with China as its main market. As of December 31, 2012, the Bank had 36 tier-one branches including Hong Kong branch, and 824 operation offices in China, except Tibet Autonomous Region and Ningxia Hui Autonomous Region.