Cedyna Financial Corporation, formerly OMC Card, Inc., is a Japan-based credit card company. The Company operates in two business segments. The Credit segment issues credit cards and provides cardholders with various services, including advance payment services, revolving payment services, the loan services using the Company�s cards as well as the loan services for automobiles and education. This segment is also engaged in the provision of debt collection services, insurance agency services, credit guarantee services and credit management services. The Others segment is engaged in the provision of student placement services for driving schools and others.