Canadian Western Bank (CWB) is a bank offering a range of personal and commercial banking, trust services, and wealth management services. Canadian Direct Insurance Incorporated (CDI) offers personal home and automobile insurance to customers in British Columbia and Alberta. Commercial lending services include general commercial, real estate (which includes construction and development loans), equipment financing (which includes equipment leasing) and energy. CWB offers a range of banking services, deposit products, personal and business credit cards through an agreement with MBNA Canada Bank. It also operates an Internet-based banking division under the name Canadian Direct Financial. Trust services are offered through Canadian Western Trust Company (CWT) and Valiant Trust Company (Valiant). Adroit Investment Management Ltd. (Adroit) offers wealth management services to individuals. In May 2012, the Company acquired National Leasing Group Inc.