Mispronounce Royal Liver's name, you might think the moniker celebrates one of Queen Victoria's internal organs. Pronounce Liver with a long "i," and you'll be on the right track. Established in Liverpool in 1850, Royal Liver is a friendly society offering life insurance, income protection products, and investment bonds to millions of members in the UK and the Republic of Ireland. The company is part of the Royal Liver Group, which is parent to Royal Liver Assurance, Park Row, Caledonian Life, Progress (an online unit), and Citadel Financial Advice. Royal Liver no longer issues policies under its own name but rather through the Progress and Caledonian arms in the UK and Ireland; financial planning advice in the UK through Park Row, and Citadel in Ireland.