From mad dogs to sporting Englishmen, Pinnacle Insurance (dba Cardif Pinnacle) has many niche markets covered. The company provides warranty, creditor, and special risks insurance. Its products include mortgage payment, personal accident, and income protection coverage, as well as life insurance, medical illness, pet health insurance, and sports injury policies under the helpucover brand. It also offers auto and homeowners policies and financial and investment products. Subsidiary Cardif Pinnacle Insurance Management provides risk management and training for other insurers and brokerage firms. Pinnacle Insurance is a subsidiary of French banking giant BNP Paribas and is part of the BNP Paribas Cardif division.