Lititz Mutual provides a variety of individual and commercial property/casualty insurance products, primarily in the heart of Pennsylvania Dutch country, but also in surrounding states. Its offerings include businessowners, farmowners, personal umbrella, and homeowners' insurance. A network of independent agents sell the company's products. Along with Livingston Mutual Insurance, Farmers & Mechanics Mutual Insurance, and Penn Charter Mutual, the firm is a member of the Lititz Mutual Group. Lititz Mutual was founded by area residents as The Agricultural Mutual Fire Company of Lancaster County in 1888.